USA One Credit Union CD Rates

USA One Credit Union of Matteson, Illinois, is advertising regular CD rates, Individual Retirement Account (IRA) CD rates and a promotional 8 month Step-Up CD rate. The current promo 8 month Step-Up CD rate is 0.90 percent for the first four months. The last four months the CD rate increases (Step-Up) to 2.00 percent. The combined certificate of deposit annual percentage yield (APY) is 1.45 percent. 

Comparing the best CD rates at banks and credit unions? Use our CD rate table at CDRates.MonitorBankRates.com to compare the highest CD rates in your area.




The Step-Up 8 month CD yield is one of the highest 8 month CD yields currently available from any credit union or bank. The CD yield is also higher than most 12 month CD rates available today. The only "gotcha" on this CD deal is "new money" is required, money that is not already on deposit at USA One Credit Union. The minimum opening deposit for an 8 month Step-UP certificate is $10,000. 

Regular share certificates of deposit are available in terms ranging between 3 months and 10 years. IRA share certificates of deposit are available in terms of 12 months, 24 months, 36 months, and 48 months. All certificates have a minimum opening balance of $250.

USA One Credit Union CD Rates & CD Yields

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  3 Month CD Rates 0.65% APY 0.65%


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  6 Month CD Rates 0.95% APY 0.95%


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  9 Month CD Rates 1.09% APY 1.10%


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  12 Month CD Rates 1.19% APY 1.20%


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  24 Month CD Rates 1.69% APY 1.70%


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  30 Month CD Rates 1.74% APY 1.75%


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  36 Month CD Rates 2.28% APY 2.30%


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  42 Month CD Rates 2.37% APY 2.40%


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  48 Month CD Rates 2.47% APY 2.50%


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  60 Month CD Rates 2.76% APY 2.80%


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  120 Month CD Rates 3.06% APY 3.10%

USA One Credit Union IRA CD Rates & CD Yields

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  12 Month IRA CD Rates 1.34% APY 1.35%


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  24 Month IRA CD Rates 1.83% APY 1.85%


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  36 Month IRA CD Rates 2.42% APY 2.45%


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  48 Month IRA CD Rates 2.62% APY 2.65%

Information about joining USA One Credit Union and a list of the credit union’s CD interest rates can be found at usaonecu.com.