Veritas Federal Credit Union Certificate Rates

Veritas Federal Credit Union of Franklin, Tennessee, is avertising some of the best certificate rates available on long term certificates. In fact the credit union's 5 year certificate rates are some of the best share rates available and are higher than some of the best CD rates available.

Current 5 year certificate rates are at 2.23 percent with an APY of 2.25 percent. 5 year bank CD rates in the FDIC's national average rate survey are only at 0.99 percent.

Current 6 month certificate rates at Veritas FCU are at 0.30 percent with an APY of 0.30 percent. While this rate is higher than the FDIC's 3 month CD rates at banks at 0.11 percent you can find higher rates. One of the highest CD rates on 3 month certificates of deposit are at 0.66 percent from EverBank.

Certificate Rates at Veritas Federal Credit Union

Regular Certificate Rates and APY

  • 6 Months Rate 0.30% APY 0.30%
  • 12 Months Rate 0.60% APY 0.60%
  • 18 Months Rate 0.70% APY 0.70%
  • 24 Months Rate 1.00% APY 1.00%
  • 36 Months Rate 1.49% APY 1.50%
  • 60 Months Rate 2.23% APY 2.25%

IRA Certificate Rates and APY

  • IRA Certificate 18 Months Rate 0.75% APY 0.75%
  • IRA Certificate 36 Months RAte 1.59% APY 1.60%
  • Roth IRA Certificate 12 Months Rate 0.70% APY 0.70%
  • Roth Convertible Certificate 12 Months Rate 0.70% APY 0.70%

To open a certificate at Veritas Federal Credit Union you'll have to first join the credit union. If you're eligible to join, you can check the credit union's website at, you have to open a share certificate account with a $5 opening balance.

To see how this credit union's certificate rates compare with other rates available search our CD rates table below:

Author: Jason P. Jones
August 16th, 2012

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