9 Month CD Rates at Banks – Highest CD Rate at 0.80 Percent
All CD rates are extremely low these days because of the slow growing economy and the Federal Reserve's current policy of keeping the Fed Funds rate in a targeted range of zero percent to one quarter percent until the end of 2014. The best CD rates on 9 month certificates of deposit are at 0.80 percent. This current rate of 0.80 percent for a 9 month CD is from Discover Bank. The minimum deposit for this rate and yield at Discover Bank is $2,500.
The 9 month CD rate from Discover Bank is higher than most 12 month CD rates around. In fact the highest CD rates on 12 month CDs is at 1.09 percent from CIT Bank.
Other 9 month CD rates at banks that are the best around include AloStar Bank of Commerce and USAA Bank. Both bank CD rates on 9 month CDs are currently at 0.76 percent with an APY of 0.76 percent. The minimum opening deposit at both banks is $1,000.
The third highest CD rate on our 9 month CD rates list are from four different banks. OneWest Bank, Doral Bank, Virtual Bank and Barclays Bank CD rates are all going for 0.75 percent with an APY of 0.75 percent right now. Virtual Bank's minimum opening deposit is $10,000. One West Bank and Doral Bank both have a opening deposit of $1,000 and Barclays Bank doesn't have a minimum opening deposit.
Alone with the fourth best CD rate on our list is Ally Bank. Current 9 month Ally Bank CD rates are at 0.74 percent with an APY of 0.74 percent. Ally Bank doesn't have a minimum opening deposit for a certificate of deposit account.
Rounding out the top 5 CD rates is EverBank. Current EverBank CD rates are at 0.73 percent with an APY of 0.73 percent. The minimum opening deposit for a CD account at EverBank is $1,500. If you're looking for a better rate EverBank money market rates are currently at 1.25 percent! This is a promo rate for the first 6 months of opening an EverBank money market account.
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