Ally Bank Raise Your Rate CD
You can raise the CD rate at anytime after opening the account but you are able to raise the CD rate only once during the certificate of deposit term. The CD rate isn't the best CD rate about its still competitive. The current 24 month CD rate is 2.02% with an annual percentage yield (APY) of 2.04%. There is no minimum balance requirement to open a Raise Your Rate CD. Interest earned on the certificate of deposit is compounded daily which gives you a better APY than accounts that have interest compounded monthly or quarterly. Ally Bank Raise Your Rate CD Account Application: Ally Bank CD Explore Other CD Rate Offers
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Ally Bank is currently offering a certificate of deposit that allows you to raise the bank CD rate if CD rates go up after you open the CD account. The "Raise Your Rate CD" is only available for Ally Bank's 24 month certificate of deposit.
