Bank of Internet CD Rates

Bank of Internet USA is advertising some really good certificate of deposit rates. The bank's 6 month certificate of deposit rate is currently at 1.00 percent, with an annual percentage yield (APY) also of 1.00 percent.

One year certificate of deposit rates are at 1.40 percent with an APY of 1.39 percent. Two year certificate of deposit rates are at 1.90 percent with an APY of 1.92 percent.

Bank of Internet's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 per depositor per account. Bank of Internet has its headquarters in San Diego, California.

The bank offers certificate of deposit accounts, savings accounts and checking accounts. The bank also offers conforming mortgages and jumbo mortgages. They offer all of  these services only online.