Best 6 Month CD Rates California

The current national average 6 month CD rate is 0.67 percent this week. Of course you can find 6 month CD rates better than the national average 6 month CD rate. We have compiled a list of the best bank CD rates and credit union CD rates in California.

Find the highest bank CD rates and credit union CD rates at CDRates.MonitorBankRates.com.




The best 6 month CD interest rate on our list in California is offered by Flagstar Bank. The bank’s current 6 month bank CD rate is 1.24 percent with an annual percentage yield 1.25 percent. That CD interest rate is almost double the current national average 6 month CD rate. The minimum opening certificate of deposit account balance at Flagstar Bank is $500.

Discover Bank has the second highest 6 month CD rate on our list of best CD rates in California. Discover Bank's current 6 month CD rate is 1.14 percent with an APY of 1.15 percent. The minimum opening CD account balance at Discover Bank is $2,500.

Third on our list of the best 6 month CD rates in CA is Ally Bank. The bank's current 6 month CD rate is 1.13 percent with an APY of 1.14 percent. Ally Bank's minimum opening deposit is only $1.

Best 6 Month CD Rates California

• Flagstar Bank 1.25% APY Min $500


• Discover Bank 1.15% APY Min $2500


• Ally Bank 1.14% APY Min $ 1


• Giantbank.com 1.11% APY Min $2500


• AIG Bank 1.06% APY Min $2500


• Nationwide Bank 1.05% APY Min $10,000


• First Federal Bank of California 1.00% APY Min $500


• Luther Burbank Savings 1.00% APY Min $1000


• American Express Bank FSB 1.00% APY Min $ 0


• Tennessee Commerce Bank 1.00% APY Min $2500


• La Jolla Bank 1.00% APY Min $10,000


• Pentagon Federal Credit Union 0.90% APY Min $1000


• EverBank 0.90% APY Min $1500


• BankDirect 0.90% APY Min $10,000


• CapitalSource Bank 0.85% APY Min $10,000


• ING DIRECT 0.75% APY Min $ 1


• First Internet Bank of IN 0.75% APY Min $1000


• Bank of Internet USA 0.75% APY Min $1000


• Ameriprise Bank FSB 0.60% APY Min $10,000


• E-LOAN.com 0.55% APY Min $10,000


• First Federal S&L 0.50% APY Min $1000

Compare CD rates from several banks and credit unions in minutes at MonitorBankRates.com.