Best 90 Day CD Rates This Week: Highest 3 Month CD Rate at 0.65%

Three month CD rates this week are averaging 0.10 percent, a rather awful rate if you ask me. Think you'll do better investing on U.S. Treasuries? Forget about it. Today's daily average 3 month Treasury rate is at 0.09 percent. Unfortunately we will live in this low interest rate economy for several more years. Thankfully the highest CD rates on 3 month certificates of deposit are many times the average of 0.10 percent.

The best CD rates on our 90 day certificate of deposit rate list are at 0.65 percent with an APY of 0.65 percent. The bank offering the best rate on our list is The minimum opening deposit to earn this rate and yield at is $10,000. The second best bank CD rates on our 3 month national rate list is from EverBank. Current 3 month CD interest rates at EverBank are going for 0.62 percent with an APY of 0.62 percent.

The third best CD rate on our list is from Virtual Bank. The bank's current 3 month certificate of deposit rate is at 0.50 percent with an APY of 0.50 percent. The minimum opening deposit for a Virtual Bank CD account is also $10,000. As you can see the top three bank CD rates on our rate list are at least five times the national average rate.

Here are the top ten 3 month CD rates

  1. CD Rates 0.65% APY 0.65%
  2. EverBank CD Rates 0.62% APY 0.62%
  3. Virtual Bank CD Rates 0.50% APY 0.50%
  4. Alostar Bank of Commerce CD Rates 0.45% APY 0.45%
  5. OneWest Bank CD Rates 0.45% APY 0.45%
  6. Ally Bank CD Rates 0.44% APY 0.44%
  7. Discover Bank CD Rates 0.40% 0.40%
  8. Barclays Bank CD Rates 0.40% APY 0.40%
  9. First Internet Bank CD Rates 0.35% APY 0.35%
  10. USAA Bank CD Rates 0.35% APY 0.35%

You can find the best CD rates at banks by searching our rate lists for all types of certificate of deposit terms here: Best CD Rates.

Author: Brian McKay
October 3rd, 2012

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