Best CD Rates in Charlotte, North Carolina

We have compiled a list of the best CD rates in Charlotte, North Carolina with certificate of deposit terms between 3 months and 12 months. The best 3 month certificate of deposit rate is from BankDirect. Their current 3 month CD rate is 1.11 percent with an annual percentage yield of 1.11 percent.

For the 6 month certificates of deposit the bank offering the best CD rate is First Century Bank, whose current 6 month CD rate is 1.74 percent with an APY of 1.75 percent.




Tennessee Commerce Bank tops our list of best 12 month CD rates. The bank's current 12 month certificate of deposit rate is 1.69 percent with an APY of 1.70 percent.

Here is a list of the best CD rates from banks and credit unions in Charlotte, NC. You can find a list of the highest CD interest rates in your area by searching our CD rate tables at CDRates.MonitorBankRates.com.

Best 3 month CD Yields:

• BankDirect 1.11% APY Min $10,000


• Ally Bank 0.89% APY Min $1


• EverBank 0.85% APY Min $1500


• Giantbank.com 0.75% APY Min $2500


• Nationwide Bank 0.75% APY Min $10,000


• Asheville Savings Bank 0.75% APY Min $10,000

Best 6 month CD Yields:

• First Century Bank 1.75% APY Min $10,000


• Asheville Savings Bank 1.30% APY Min $10,000


• Ally Bank 1.25% APY Min $1


• BankDirect 1.11% APY Min $10,000


• Giantbank.com 1.11% APY Min $2500

Best 12 month CD Yields:

• Tennessee Commerce Bank 1.70% APY Min $2500


• Discover Bank 1.60% APY Min $2500


• Ally Bank 1.55% APY Min $1


• Asheville Savings Bank 1.55% APY Min $10,000


• AIG Bank 1.52% APY Min $250