Best CD Rates in Dallas, Texas

Certificate of deposit rates have been pretty dismal for over two years now but there is hope for the future direction of CD rates. In the meantime, we have put together a list of the the best CD rates in Dallas, Texas. The list includes CD rates for 6 month, 12 month, 18 month and 24 month certificates of deposit.

The highest 24 month certificate of deposit rate is from Tennessee Commerce Bank, their current 24 month CD rate is 2.13 percent with an annual percentage yield of 2.15 percent. The minimum opening account balance is $2,500.




Here is a list of the best CD rates at banks and credit unions in Dallas, Texas.

Best 6 month Certificates of Deposit:



  • First Century Bank 1.75% APY Min $10,000

  • Discover Bank 1.25% APY Min $2500

  • Ally Bank 1.20% APY Min $1

  • BankDirect 1.11% APY Min $10,000

  • Giantbank.com 1.11% APY Min $2500

  • MetroBank 1.10% APY Min $500

  • PenFed 1.06% APY Min $1000

  • Nationwide Bank 1.05% APY Min $10,000

  • EverBank 1.01% APY Min $1500

  • AIG Bank 1.01% APY Min $2500


Best 12 month Certificates of Deposit:



  • Tennessee Commerce Bank 1.70% APY Min $2500

  • Ally Bank 1.54% APY Min $1

  • American Express Bank FSB 1.50% APY Min $0

  • Discover Bank 1.50% APY Min $2500

  • Giantbank.com 1.46% APY Min $2500

  • AIG Bank 1.46% APY Min $2500

  • Nationwide Bank 1.45% APY Min $10,000

  • EverBank 1.40% APY Min $1500 1.40%

  • Bank of Internet USA 1.40% APY Min $1000

  • MetroBank 1.40% APY Min $500


Best 18 month Certificates of Deposit:



  • Tennessee Commerce Bank 1.80% APY Min $2500

  • Discover Bank 1.70% APY Min $2500

  • Ally Bank 1.65% APY Min $1

  • American Express Bank FSB 1.65% APY Min $0

  • AIG Bank 1.60% APY Min $2500

  • Nationwide Bank 1.60% APY Min $10,000

  • MetroBank 1.50% APY Min $500

  • EmigrantDirect.com 1.50% APY Min $1000

  • EverBank 1.40% APY Min $1500

  • Bank of Internet USA 1.40% APY Min $1000


Best 24 month Certificates of Deposit:



  • Tennessee Commerce Bank 2.15% APY Min $2500

  • American Express Bank FSB 2.00% APY Min $0

  • Discover Bank 2.00% APY Min $2500

  • Ally Bank 1.99% APY Min $1 Option to bump up the rate once during the term.

  • AIG Bank 1.97% APY Min $2500

  • Bank of Internet USA 1.92% APY Min $1000

  • Nationwide Bank 1.90% APY Min $10,000

  • PenFed 1.85% APY Min $1000

  • EverBank 1.82% APY Min $1500 2.00%

  • Whitney National Bank  1.75% APY Min $1000

 
Author: Brian McKay
April 5th, 2010
Posted in: CD Rates