Best CD Rates San Francisco, CA

We have compiled a list of the best CD rates in San Francisco, CA with certificate of deposit terms of  3 months, 6 months and 12 months. The best 3 month certificate of deposit rate is from BankDirect. Their current 3 month CD rate is 1.11 percent with an annual percentage yield of 1.11 percent. The minimum opening deposit is $10,000.

For the 6 month certificates of deposit the bank offering the best CD rate is First Century Bank, whose current 6 month CD rate is 1.74 percent with an APY of 1.75 percent. The minimum opening deposit is $10,000.




Tennessee Commerce Bank tops our list of best 12 month CD rates. The bank’s current 12 month certificate of deposit rate is 1.69 percent with an APY of 1.70 percent. The minimum opening deposit is $2,500.

Here is a list of the best CD rates from banks and credit unions in San Francisco, California. You can find a list of the highest bank CD interest rates in your area by searching our CD rate tables: CDRates.MonitorBankRates.com.

Best 3 month CD Yields:

• BankDirect 1.11% APY Min $10,000      


• Luther Burbank Savings 0.90% APY Min $1000     


• Ally Bank 0.89% APY Min $1     


• EverBank 0.85% APY Min $1500 0.85% APY Min $1500 3 mo   


• First Federal Bank of California 0.85% APY Min $500

Best 6 month CD Yields:

• First Century Bank 1.75% APY Min $10,000     


• Ally Bank 1.25% APY Min $1    


• First Federal Bank of California 1.21% APY Min $500      


• La Jolla Bank 1.20% APY Min $10,000      


• BankDirect 1.11% APY Min $10,000      


• Giantbank.com 1.11% APY Min $2500 

Best 12 month CD Yields:

• Tennessee Commerce Bank 1.70% APY Min $2500     


• Discover Bank 1.60% APY Min $2500     


• First Federal Bank of California 1.55% APY Min $10,000      


• Ally Bank 1.55% APY Min $1      


• La Jolla Bank 1.55% APY Min $10,000