Best CD Rates Santa Ana, California

Certificate of deposit rates have been low for a long time now. You can find good rates these days but you'll have to search for them. To make your rate search easier, we put together lists of the best CD rates in Santa Ana, California. The lists include rates for 6 month, 12 month, 18 month and 24 month certificates of deposit.

One of the top CD rate deals available right now in California is from First Century Bank. Their current 6 month bank CD rate is 1.74 percent with an APY of 1.75 percent.  The minimum opening deposit for a certificate of deposit account at First Century Bank is $10,000.




Here is a list of the best bank CD rates and best credit union CD rates in Santa Ana, California.

Best 6 month Certificates of Deposit:

• First Century Bank 1.75% APY Min $10,000


• Discover Bank 1.25% APY Min $2500


• First Federal Bank of California 1.20% APY Min $500


• Ally Bank 1.20% APY Min $1


• La Jolla Bank 1.20% APY Min $10,000


• BankDirect 1.11% APY Min $10,000


• Giantbank.com 1.11% APY Min $2500


• PenFed 1.06% APY Min $1000 1.06%


• EverBank 1.05% APY Min $1500 1.05% APY Min $1500 6 mo


• Nationwide Bank 1.05% APY Min $10,000

Best 12 month Certificates of Deposit:

• Tennessee Commerce Bank 1.70% APY Min $2500


• First Federal Bank of California 1.55% APY Min $10,000


• La Jolla Bank 1.55% APY Min $10,000


• Ally Bank 1.54% APY Min $1


• American Express Bank FSB 1.50% APY Min $0


• Discover Bank 1.50% APY Min $2500


• Giantbank.com 1.46% APY Min $2500


• AIG Bank 1.46% APY Min $2500


• Nationwide Bank 1.45% APY Min $10,000


• EverBank 1.40% APY Min $1500


• Bank of Internet USA 1.40% APY Min $1000


• PenFed 1.34% APY Min $1000 1.34%

Best 18 month Certificates of Deposit:

• Tennessee Commerce Bank 1.80% APY Min $2500


• CapitalSource Bank 1.70% APY Min $10,000


• Discover Bank 1.70% APY Min $2500


• Ally Bank 1.65% APY Min $1


• American Express Bank FSB 1.65% APY Min $0


• First Federal Bank of California 1.60% APY Min $10,000


• AIG Bank 1.60% APY Min $2500


• Nationwide Bank 1.60% APY Min $10,000


• La Jolla Bank 1.60% APY Min $10,000


• EmigrantDirect.com 1.50% APY Min $1000

Best 24 month Certificates of Deposit:

• Tennessee Commerce Bank 2.15% APY Min $2500


• First Federal Bank of California 2.00% APY Min $10,000


• American Express Bank FSB 2.00% APY Min $0


• Discover Bank 2.00% APY Min $2500


• La Jolla Bank 2.00% APY Min $10,000


• Ally Bank 1.99% APY Min $1 Option to bump up the rate once during the term.
  AIG Bank 1.97% APY Min $2500


• Bank of Internet USA 1.92% APY Min $1000


• Nationwide Bank 1.90% APY Min $10,000


• PenFed 1.85% APY Min $1000