Best National 5 Year CD Rates, Highest APY 2.75%
Right now on our list of national 5 year CD rates at banks and credit unions Union Savings Bank has the highest CD rate. Union Savings Bank's current 5 year CD rate is 2.71% with a CD yield of 2.75%. Union Savings Bank's rate is more than the 5 year national average rate of 1.758% as reported by Monitor Bank Rates.
Find the highest bank CD rates and credit union CD rates by searching our rate tables at CDRates.MonitorBankRates.com.
The second highest CD rate on our 5 year national list is from EverBank. The bank's current 5 year CD interest rate is 2.47% with a yield of 2.50%. EverBank's rate is also well above the national average rate.
Coming in with the third best CD rate is Bank of Internet. The Online Bank is offering 60 month CD rates at 2.46% with a yield of 2.49%.
The fourth highest rate is from First Internet Bank of IN. The bank is offering 5 year certificates of deposit with a rate of 2.37% and a yield of 2.40%.
Rounding out the top 5 rates on our list is Ally Bank. The bank's current 5 year rate is 2.36% with a yield of 2.39%.
Right behind Ally Bank's rate is Tennessee Commerce Bank and Discover Bank. Both banks are offering rates at 2.32% with a yield of 2.35%.
On the low end of our rate list is BankDirect. The bank is currently offering 5 year yields at only 0.20%. Also at the bottom of our list are several big banks. HSBC Advance's 5 year yield is 0.80% and Wachovia Bank's yield is 1.05%. Two of the largest banks, Citibank and Chase Bank are offering 5 year yields at 1.25%. You can find 1 year bank CD rates higher than their 5 year rate.
National 5 Year CD Yields Above 2.00%
Union Savings Bank Yield 2.75% Min $1000
First County Bank Yield 2.50% Min $1000
EverBank Yield 2.50% Min $1500
Bank of Internet USA Yield 2.49% Min $1000
First Internet Bank of IN Yield 2.40% Min $1000
Ally Bank Yield 2.39% Min $ 1
Discover Bank Yield 2.35% Min $2500 60 mo
Tennessee Commerce Bank Yield 2.35% Min $2500
Nationwide Bank Yield 2.30% Min $10,000
Farmington Savings Bank Yield 2.30% Min $500
Pentagon Federal Credit Union Yield 2.25% Min $1000 84 mo
Webster Bank Yield 2.25% Min $2500
AIG Bank Yield 2.25% Min $2500
Liberty Bank Yield 2.20% Min $500
American Express Bank FSB Yield 2.15% Min $ 0
Sallie Mae Yield 2.15% Min $ 1
Bank of America Yield 2.00% Min $10,000
EmigrantDirect.com Yield 2.00% Min $1000
National 5 Year CD Yields Below 2.00%
E -LOAN.com Yield 1.90% Min $10,000
Giantbank.com Yield 1.87% Min $2500
Milford Bank Yield 1.75% Min $1000
Capital One Direct Banking Yield 1.75% Min $5000
Ameriprise Bank FSB Yield 1.75% Min $10,000
Bank of America Yield 1.75% Min $10,000
Peoples Bank Yield 1.75% Min $1000
Citizens Bank Yield 1.75% Min $1000
ING DIRECT Yield 1.50% Min $ 1
Allstate Bank Yield 1.50% Min $1000
Citibank Yield 1.25% Min $10,000
Chase Yield 1.25% Min $10,000
Wachovia Bank Yield 1.05% Min $10,000
HSBC Advance Yield 0.80% Min $1000
BankDirect Yield 0.25% Min $10,000
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