California CD Rates – Best 3 Month CD Rates, 6 Month CD Rates and 12 Month CD Rates

California CD Rates are low right now just like rates are in the rest of the country. To help you with your serach for higher CD rates, we have put together a list of the best 3 month CD rates, 6 month CD rates and 12 month CD rates using our rate list for California.

Right now on our 3 month CD interest rate list Tennessee Commerce Bank (TCB) has the highest CD rate. TCB's current 3 month rate is 0.60% with an APY of 0.60%. The second best rate on our 3 month bank CD rates list in CA is from Discover Bank and Nationwide bank. Both banks are offering 3 month rates at 0.55% with an APY of 0.55%

Top 5 three month CD rates

  • Tennessee Commerce Bank 0.60%
  • Discover Bank 0.55%
  • Nationwide Bank 0.55%
  • Ally Bank 0.54%
  • Bank of the Sierra 0.51%

Moving onto the best 6 month CD rates in CA, Ally Bank has the highest rate right now. Ally Bank's current 6 month CD rate is 0.94% with an APY of 0.94%. The second best rate on our list is from Discover Bank. The bank's current 6 month bank rate is 0.90% with an APY of 0.90%.

Top 5 six month CD rates

  • Ally Bank 0.94%
  • Discover Bank 0.90%
  • 0.85%
  • Nationwide Bank o.85%
  • AIG Bank 0.80%

The best 12 month CD rate on our 12 month list is also from Tennessee Commerce Bank. TCB's current 12 month CD interest rate is 1.29% with an APY of 1.30%. The second best rate is from Union National Bank and Ally Bank. Both banks are offering 12 month bank CD rates at 1.22% with an APY of 1.23%.

Top 5 twelve month CD rates and APY

  • Tennessee Commerce Bank 1.29% APY 1.30%
  • Union National Bank 1.22% APY 1.23%
  • Ally Bank 1.22% APY 1.23%
  • Bank of Internet USA 1.20% APY 1.21%
  • Discover Bank 1.19% APY 1.20%

Find the best CD rates at banks and CD rates at credit unions in your area by using our rate tables.

Author: Jason P. Jones
April 26th, 2011

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