CD Rates Continue Upward in 2019![]() The best CD rate on 6 month certificates of deposit goes to Popular Direct with a top rate of 2.49 percent. Popular Direct's 6 month CD rate is more than 700 percent higher than the FDIC national average 6 month rate of 0.34 percent. The minimum opening deposit for a Popular Direct CD account is $10,000. Moving onto 3 month CD rates, the highest rate right now is also from Popular Direct at 2.15 percent with a minimum deposit of $10,000. This 3 month CD rate from Popular Direct is more than 10 times higher than the FDIC average of 0.20 percent. The highest 2 year CD rate right now on the rate list is from FIB at 3.07 percent with an APY of 3.11 percent. The minimum opening balance for the 2 year CD is also $1,000. FIB's 2 year CD rate is more than 255 percent higher than the FDIC average of 0.82 percent. Popular Direct also holds the top spot for the best 3 year CD rate right now at 3.30 percent. The current FDIC average 3 year CD rate is much lower at 0.96 percent. The best CD rate on 5 year CDs also goes to Popular Direct with a rate of 3.54 percent and a yield of 3.60 percent. The current FDIC national average rate is also much lower at 1.25 percent. |
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