CD Rates December 11, 2019

Average CD rates for December 11, 2019, are slightly lower compared to last week while the best CD rates on our rate list remain unchanged. Current average 12-month CD rates declined to 1.92 percent, down from last week's average 12-month CD rate of 1.93 percent. The best 12 month CD rates on the rate list, from Live Oak Bank and Barclays, remain at 2.13 percent with an APY of 2.15 percent.

6-month CD rates are currently averaging 1.26 percent, a decline from last week's average 6-month CD rate of 1.27 percent. The highest CD rates on 6-month certificates of deposit are at 1.84 percent with an APY of 1.85 percent from Goldwater Bank. To get the best deal on a certificate of deposit, be sure to compare bank CD rates online.

December 10, 2019 Average CD Rates

• 3-Month 0.77%


• 6-Month 1.26%


• 12-Month 1.92%


• 24-Month 1.94%


• 60-Month 2.03%

December 10, 2019 Best CD Rates

• 3-Month 1.65% MyBankingDirect


•  6-Month 1.85% Goldwater Bank


• 12-Month 2.15% Live Oak Bank and Barclays


• 24-Month 2.15% Live Oak Bank and Sallie Mae


• 36-Month 2.15% Live Oak Bank, Sallie Mae, TIAA Bank, and Citizens Access


• 48-Month 2.20% Live Oak, TIAA Bank, and Citizens Access


• 60-Month 2.25% Northpointe Bank, Synchrony Bank, Live Oak, and Citizens Access

To get the highest CD rates on a certificate of deposit, search for and compare online CD rates today.