Certificate of Deposit (CD) Rates on 6 Month CDs: Top Rate at 0.80%

The current national average 6 month CD rate is at 0.48 percent. The FDIC's average 6 month rate is even lower at 0.18 percent. There are many banks and credit unions offering CD interest rates higher than the averages. Listed below are the top 10 6 month bank CD rates, all above the current national average rates.

Toping our 6 month certificate of deposit rate list is AbleBanking, Colorado Federal Savings Bank and EH National Bank. Current 6 month AbleBanking CD rates, CFSB CD rates and EH National Bank rates are at 0.80 percent with an APY of 0.80 percent.

The second best CD rate on our list of 6 month certificate of deposit rates is from AloStar Bank of Commerce at 0.76 percent with an APY of 0.76 percent.

Two banks are offering the third highest 6 month rate on our list. 6 month Discover Bank CD rates and 6 month Doral Bank CD rates are currently at 0.75 percent with an APY of 0.75 percent.

Best 6 month CD Rates

  1. AbleBanking, CFSB, EH National Bank 0.80% APY 0.80%
  2. AlsoStar Bank of Commerce 0.76% APY 0.76%.
  3. Discover Bank, Doral Bank 0.75% APY 0.75%
  4. Ally Bank, EverBank 0.74% APY 0.74%
  5. Virtual Bank 0.70% APY 0.70%
  6. Barclays Bank 0.65% APY 0.65%
  7. USAA Bank 0.61% APY 0.61%
  8. Metropolitan National Bank, E-Loan, GiantBank.com 0.50% APY 0.50%
  9. CIT Bank 0.45% APY 0.45%
  10. TAB Bank, Bank of Internet 0.40% APY 0.40%

You can get the best CD interest rates on any certificate of deposit terms by searching our rate lists here: MonitorBankRates.com

Author: Jason P. Jones
July 8th, 2012

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