Current 3 Month CD Rates in CaliforniaThe current national average 3 month CD rate is 0.38 percent this morning. You can find 3 month CD rates at banks and credit unions higher than the national average CD rates. We have compiled a list of the best 3 month bank CD rates and credit union CD rates in the state of California. The best 3 month CD rate on our list of current CD rates in California is from Luther Burbank Savings. The bank’s current 3 month bank CD interest rate is 0.90 percent with an annual percentage yield 0.90 percent. That CD rate is more than double the current national average 3 month CD rate. The minimum opening certificate of deposit account balance at Flagstar Bank is $1000. BankDirect is second on the list with a current 3 month CD rate of 0.75 percent with an APY of 0.75 percent. BankDirect's minimum opening certificate of deposit balance is $10,000. La Jolla Bank is third on the list with the best 3 month CD rate in CA. The bank is offering their 3 month certificate of deposit with a CD rate and CD yield of 0.70 percent. The minimum opening deposit for a CD account at La Jolla Bank is $10,000. Discover Bank, GiantBank.com and Nationwide Bank are tied for fourth on our list of CD rates in California. All three banks are curenlty offering 3 month bank CD rates at 0.65 percent with an AY of 0.65 percent. Discover Bank and Giantbank.com have a minimum opening deposit of $2,500 and Ally Bank's minimum is only $1. Current 3 Month CD Rates California
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