Current Ally Bank CD Rates August 22, 2013
Current Ally Bank CD rates are not the highest CD rates available but this bank's rates are still in the top 5 rates. Ally Bank's CD rates on 1 year certificates of deposit are at 0.94 percent with an APY of 0.94 percent. The best 1 year certificate of deposit rate tables on MonitorBankRates.com are 10 basis points higher at 1.04 percent.
1 year CD rates at Ally Bank are also much higher than the current national average 1 year rate of 0.71 percent. You probably have heard of Ally Bank, formerly GMAC bank. The bank was rebranded in 2009 during the financial crisis. The bank also borrowed money from the TARP program and by this year has already paid back $6.1 billion. You can read more about Ally Bank's history here: Ally's History.
Ally Bank's Health Rating
This year Ally Bank reached over 1 million customer deposit accounts, in all likelihood because they offer rates higher than what most other banks offer. The bank receives a 4 star rating from Bankrate.com. In addition to offering regular certificates of deposit with terms ranging between 3 months and 48 months, the bank also offers 4 year and 5 year jumbo certificates of deposit.
Ally's Best CD Rates on Short Term Certificates of Deposit
The best CD rates right now for the CD terms from Ally is on their certificates of deposit of 1 year and less. 6 month CD rates are currently offered at 0.61 percent and current 3 month CD rates are currently at 0.30 percent. The current national average in the FDIC rate survey this week for 6 month CDs is at 0.12 percent an the average 3 month CD rate is at 0.08 percent.
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