Discover Bank CD Rates – 12 Month CD Rates at 1.49%

Discover Bank is offering some of the highest CD rates currently available from any bank or credit union. Discover Bank's CD rates are consistently in the top 5 CD rates at banks and credit unions listed on MonitorBankRates.com's CD rate tables.

To read more about Discover Bank's CD rates and to open an account go to either 12 month regular CD rates or 12 month IRA CD rates.




The bank’s regular 12 month CD rates are at 1.49 percent with an annual percentage yield of 1.50 percent. 12 month IRA CD rates are also 1.49 percent with an APY of 1.50 percent. The bank's current 12 month CD interest rate is almost double the current national average 12 month CD rate of 0.83 percent.

Other certificate of deposit terms for both regular certifices of deposit and IRA certificates of deposit range between 3 months and 10 years. The bank’s current CD rates are the same for both regular CD rates and IRA CD rates.

Discover Bank CD Rates

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  3 Month CD Rates 0.65% APY 0.65%


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  6 Month CD Rates 1.14% APY 1.15%


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  9 Month CD Rates 1.14% APY 1.15%


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  12 Month CD Rates 1.49% APY 1.50%


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  18 Month CD Rates 1.59% APY 1.60%


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  24 Month CD Rates 1.88% APY 1.90%


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  30 Month CD Rates 2.03% APY 2.05%


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  3 Year Bank CD Rates 2.23% APY 2.25%


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  4 Year Bank CD Rates 2.42% APY 2.45%


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  5 Year Bank CD Rates 2.96% APY 3.00%


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  7 Year Bank CD Rates 3.20% APY 3.25%


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  10 Year Bank CD Rates 3.44% APY 3.50%

To learn more about Discover Bank's CD rates and to open an account visit 12 month regular CD rates or 12 month IRA CD rates.