FirstFedDirect CD Rates

FirstFedDirect, the online banking arm of what is now OneWest Bank (formerly known as First Federal Bank of California) has some of the highest CD rates at banks available right now. The current CD rate is 1.65 percent and the current annual percentage yield (APY) is 1.66 percent. 12 month CD rates are averaging only 1.05 percent right now.

CD Rates

The bank's 3 month certificate of deposit rate and APY is 1.00 percent. 3 month CD rates are averaging less than half that rate, current 3 month CD rates are at 0.48 percent.


6 month certificate of deposit rate is 1.14 percent with an APY of 1.15 percent. One of the best CD rates and yields available. 9 month certificate of deposit rates are at 1.44 percent with an APY of 1.45 percent. FirstFedDirect has a minimum certificate of deposit account balance of $10,000 and a maximum of $1 million per household. Certificate of deposit accounts are insured by the FDIC for up to $250,000. FirstFedDirect CD Rate Information: FirstFedDirect