Highest 12 Month CD Rates in Clearwater, Florida

The current average 12 month CD interest rate is only 0.98 percent. CD rates have been declining since the financial crisis and the "Great Recession." Rates are very low right now but eventually rates will start increasing later this year. That being said, we recommend investing in short term CD rates. CD terms of 12 months or less is best for now so you can enjoy the ride up when rates start increasing.

Find the highest CD rates by using our CD rate tables here: CDRates.MonitorBankRates.com.

We searched for the highest CD rates in Clearwater, Florida. Tennessee Commerce Bank has the highest 12 month bank CD rate. The bank is currently offering a 12 month CD rate of 1.59 percent with an annual percentage yield (APY) of 1.60 percent. The minimum opening deposit is $2,500.

Bank of Internet USA is second on the list of the highest CD rates in Clearwater, Florida. Bank of Internet is currently offering a CD interest rate of 1.53 percent with an APY of 1.54 percent. The minimum opening deposit is $1,000.

Highest 12 Month CD Rates

  • Tennessee Commerce Bank 1.60% APY Min $2500
  • Bank of Internet 1.54% APY Min $1000
  • Discover Bank 1.50% APY Min $2500
  • American Express Bank 1.50% APY Min $ 0
  • Ally Bank 1.49% APY Min $ 1
  • Giantbank.com 1.46% APY Min $2500
  • AIG Bank 1.46% APY Min $2500
  • Nationwide Bank 1.45% APY Min $10,000
  • EverBank 1.40% APY Min $1500
  • PenFed 1.34% APY Min $1000
  • Bancorp South 1.30% APY Min $1000
  • BankDirect 1.11% APY Min $10,000
  • Allstate Bank 1.10% APY Min $1000
  • Third Federal 1.10% APY Min $500
  • ING DIRECT 1.00% APY Min $ 1
  • First Internet Bank of IN 1.00% APY Min $1000
  • Coastline FCU 1.00% APY Min $1000

If you find 12 month CD rates higher than the rates we have listed let us know and we will add them to our database of CD rates.

Author: Brian McKay
April 30th, 2010

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