We have compiled a list of the highest CD rates from banks and credit unions in Houston, Texas. Our list of the highest CD interest rates includes 3 month CD rates, 6 month CD rates and 12 month CD rates.Highest CD Rates and CD Yields in Houston, TexasHighest 3 month CD Rates and CD YieldsBankDirect CD Rates 0.75% APY 0.75% Min $10,000 Tennessee Commerce Bank CD Rates 0.75% APY 0.75% Min $2500 Ally Bank CD Interest Rate 0.74% APY 0.74% Min$ 1 EverBank CD Rate 0.70% APY 0.70% Min $1500 Discover Bank CD Rate 0.70% APY 0.70% Min $2500 Bank of the West CD Rates 0.70% APY 0.70% Min $10,000 Nationwide Bank CD Rates 0.70% APY 0.70% Min $10,000 Highest 6 month CD Rates and CD YieldsFlagstar Bank CD Interest Rate 1.24% APY 1.25% Min $500 Ally Bank Rates 1.13% APY 1.14% Min $ 1 Giantbank.com CD Rates at Bank 1.10% APY 1.11% Min $2500 Discover Bank CD Rates 1.09% APY 1.10% Min $2500 AIG Bank CD Rate 1.06% APY 1.06% Min $2500 Nationwide Bank CD Interest Rate 1.05% APY 1.05% Min $10,000 Highest 12 month CD Rates and CD YieldsSallie Mae CD Rate 1.54% APY 1.55% Min $ 1 Flagstar Bank CD Rates 1.54% APY 1.55% Min $500 Discover Bank CD Rates 1.49% APY 1.50% Min $2500 Bank of Internet USA CD Rates 1.47% APY 1.48% Min $1000 Giantbank.com CD Rates 1.45% APY 1.46% Min $2500Use our free CD calculator and free CD ladder calculator to figure out your certificate of deposit investment return." class="wp-image-1118" title="Highest CD Rates in Houston Texas"/>

The national average CD rates are down again this past week. CD rates will stay at the current levels or go even lower as long as the economy is slow and the Fed isn't raising interest rates. Recent economic data released showed the U.S. economy slowing down rather quickly so interest rates won't be heading higher anytime soon. 

In the Fed's most recent statement released in late June the Fed said they decided to keep the fed funds rate in a targeted range of zero percent to one quarter percent. The fed also kept it’s language intact on keeping the fed funds rates low for an extended period of time since inflation is subdued.

The current national average 3 month CD rate at banks and credit unions is 0.34 percent this week, down from 0.44 percent in June. The current national average 6 month CD rate 0.41 percent is week, down from 0.682 in June. 12 month CD rates are averaging 0.86 percent also down from June's average of 0.965 percent.

We have compiled a list of the highest CD rates from banks and credit unions in Houston, Texas. Our list of the highest CD interest rates includes 3 month CD rates, 6 month CD rates and 12 month CD rates.

Highest CD Rates and CD Yields in Houston, Texas

Highest 3 month CD Rates and CD Yields

BankDirect CD Rates 0.75% APY 0.75% Min $10,000 

Tennessee Commerce Bank CD Rates 0.75% APY 0.75% Min $2500 

Ally Bank CD Interest Rate 0.74% APY 0.74% Min$ 1 

EverBank CD Rate 0.70% APY 0.70% Min $1500 

Discover Bank CD Rate 0.70% APY 0.70% Min $2500 

Bank of the West CD Rates 0.70% APY 0.70% Min $10,000 

Nationwide Bank CD Rates 0.70% APY 0.70% Min $10,000 

Highest 6 month CD Rates and CD Yields

Flagstar Bank CD Interest Rate 1.24% APY 1.25% Min $500 

Ally Bank Rates 1.13% APY 1.14% Min $ 1 

Giantbank.com CD Rates at Bank 1.10% APY 1.11% Min $2500 

Discover Bank CD Rates 1.09% APY 1.10% Min $2500 

AIG Bank CD Rate 1.06% APY 1.06% Min $2500 

Nationwide Bank CD Interest Rate 1.05% APY 1.05% Min $10,000 

Highest 12 month CD Rates and CD Yields

Sallie Mae CD Rate 1.54% APY 1.55% Min $ 1 

Flagstar Bank CD Rates 1.54% APY 1.55% Min $500 

Discover Bank CD Rates 1.49% APY 1.50% Min $2500 

Bank of Internet USA CD Rates 1.47% APY 1.48% Min $1000 

Giantbank.com CD Rates 1.45% APY 1.46% Min $2500

Use our free CD calculator and free CD ladder calculator to figure out your certificate of deposit investment return.