Highest CD Rates in Houston, Texas

The national average CD rates are down again this past week. CD rates will stay at the current levels or go even lower as long as the economy is slow and the Fed isn't raising interest rates. Recent economic data released showed the U.S. economy slowing down rather quickly so interest rates won't be heading higher anytime soon. 

In the Fed's most recent statement released in late June the Fed said they decided to keep the fed funds rate in a targeted range of zero percent to one quarter percent. The fed also kept it’s language intact on keeping the fed funds rates low for an extended period of time since inflation is subdued.




The current national average 3 month CD rate at banks and credit unions is 0.34 percent this week, down from 0.44 percent in June. The current national average 6 month CD rate 0.41 percent is week, down from 0.682 in June. 12 month CD rates are averaging 0.86 percent also down from June's average of 0.965 percent.

We have compiled a list of the highest CD rates from banks and credit unions in Houston, Texas. Our list of the highest CD interest rates includes 3 month CD rates, 6 month CD rates and 12 month CD rates.

Highest CD Rates and CD Yields in Houston, Texas

Highest 3 month CD Rates and CD Yields

• BankDirect CD Rates 0.75% APY 0.75% Min $10,000 


• Tennessee Commerce Bank CD Rates 0.75% APY 0.75% Min $2500 


• Ally Bank CD Interest Rate 0.74% APY 0.74% Min$ 1 


• EverBank CD Rate 0.70% APY 0.70% Min $1500 


• Discover Bank CD Rate 0.70% APY 0.70% Min $2500 


• Bank of the West CD Rates 0.70% APY 0.70% Min $10,000 


• Nationwide Bank CD Rates 0.70% APY 0.70% Min $10,000 

Highest 6 month CD Rates and CD Yields

• Flagstar Bank CD Interest Rate 1.24% APY 1.25% Min $500 


• Ally Bank Rates 1.13% APY 1.14% Min $ 1 


• Giantbank.com CD Rates at Bank 1.10% APY 1.11% Min $2500 


• Discover Bank CD Rates 1.09% APY 1.10% Min $2500 


• AIG Bank CD Rate 1.06% APY 1.06% Min $2500 


• Nationwide Bank CD Interest Rate 1.05% APY 1.05% Min $10,000 

Highest 12 month CD Rates and CD Yields

• Sallie Mae CD Rate 1.54% APY 1.55% Min $ 1 


• Flagstar Bank CD Rates 1.54% APY 1.55% Min $500 


• Discover Bank CD Rates 1.49% APY 1.50% Min $2500 


• Bank of Internet USA CD Rates 1.47% APY 1.48% Min $1000 


• Giantbank.com CD Rates 1.45% APY 1.46% Min $2500

Use our free CD calculator and free CD ladder calculator to figure out your certificate of deposit investment return.