Highest National 24 Month CD Rates: Best CD APY 1.50%

The current national average 24 month CD rate is at 0.88% as reported by MonitorBankRates.com. You can find 24 month CD rates higher than the national average. Right now on our list of national 24 month CD interest rates Bank of Internet has the best CD rate. Bank of Internet’s 24 month certificate of deposit has a current bank CD rate of 1.49% with a bank CD yield of 1.50%.




Find the best CD rates by by searching our rate tables here: Best CD Rates. Find a list of mortgage rates today here: Mortgage Rates Today.

The second highest 24 month CD rate on our national list is from Discover Bank. Discover Bank CD rateson 24 month CDs are currently at 1.39% with a CD yield of 1.40%. Discover Bank's rate is also considerably above the national average rate.

Ally Bank CD rates are the third best CD rate on our list. Ally Bank’s 24 month Raise Your Rate CD has a current CD rate of 1.38% with a yield of 1.39%. You can raise the interest rate on this account once during the term if CD rates go higher.

The fourth highest CD rate on our list is from Nationwide Bank and First Internet Bank of IN. Both banks are offering 24 month CD rates at 1.34% with a yield of 1.35%.

Rounding out the top 5 CD rates on our national list is AIG Bank with a CD rate of 1.33% with a yield of 134%.

24 Month National CD Rates

Bank of Internet USA Rate 1.49% Yield 1.50% Min $1000 
Discover Bank Rate 1.39% Yield 1.40% Min $2500 
Ally Bank Rate 1.38% Yield 1.39% Min $ 1 
First Internet Bank of IN Rate 1.34% Yield 1.35% Min $1000 
Nationwide Bank Rate 1.34% Yield 1.35% Min $10,000 
AIG Bank Rate 1.33% Yield 1.34% Min $2500 
Union National Bank Rate 1.29% Yield 1.30% Min $5000
EverBank Rate 1.29% Yield 1.30% Min $1500