|
Leading CD Rates This Week: Best 12 Month Certificate of Deposit Rates at 1.12 Percent
As we head into the final month of 2012 and the coming fiscal cliff, now is probably a really good time to sell some of your equity holdings and place the sale proceeds into a certificate of deposit. Unfortunately, these days what you receive in interest for placing your money into a good certificate of deposit is dismal. What you do receive is the government's guarantee that your principal (up to the maximum allowed by law) is safe.To find the best CD rates, a list of the highest CD rates is available for the following certificate of deposit terms: 6 month CD rates, 1 year CD rates and 2 year CD rates. The shorter term bank CD rates are better deals right now.While 5 year bank CD rates are higher, it doesn't really pay to invest in a 5 year CD since you don't want to lock into such a low interest rate for 5 long years. For example, the current highest CD rates on 1 year certificates of deposit are at 1.12 percent APY. The current highest CD rates on 5 year certificates of deposit are only at 1.80 percent APY, less than a one percent difference.
6 Month Certificate of Deposit Rates
12 Month Certificate of Deposit Rates
24 Month Certificate of Deposit Rates
CD rates at banks change all the time so to insure you always get the most current CD rates check back with us often. All the banks listed on our rate table have deposits insured by the FDIC for the maximum amount allowed by law.
|
CD CalculatorsCD Ladder CalculatorCD Calculator Recent CD Rate ArticlesCIT Bank CD Rates: Act Now to Lock in a High Rate Before Rates Decline!Forbright Bank CD Rates: Maximize Your Savings with High Forbright Bank Rates!Open a CD Account Today to Lock in a High CD Rate Before They Move Lower!How Soon Will You Receive Your FDIC-Insured Money After a Bank Failure?Read the Fine Print When Investing in a Certificate of DepositSallie Mae CD RatesRepublic Bank CD RatesEquity-Linked CDs: A Guide to Investing in Certificates of Deposit Linked to Stock Index PerformanceBMO Harris Bank CD RatesWhat is a Certificate of Deposit (CD)?Top 5 CD Rates: 12 Month CD RatesMy Banking Direct CD Rates: Act Now to Lock in High Returns Before the Projected 2023 Decline!Act Now: Secure High Returns with a Barclays CD Account Before CD Rates Change!Seize the Day: Maximize Your Earnings with a Bread Savings CD Account Today!Boost Your Financial Future with BMO Harris Bank’s High-Yield CDs—Act Now!Supercharge Your Savings: Unleash the Power of High-Yield CDs with Sallie Mae!Bread Savings CD Rates: 2-Year 5.10%, 1-Year 5.05%, 3-Year 4.50%Affinity Federal Credit Union CD Rates: Promotional Rates 4.50% APYCan Other Banks Fail Like Silicon Vally Bank (SVB)?Alliant Credit Union CD Rates: Best Rate 12-Month at 5.00% APY: Updated4.75% APY 12-Month CD Rates from CFG BankThird Federal CD Account Review: 36-Month Bonus CD Rate Now at 5.00%5.00% 11-Month CD Rate from Capital One Bank: Best CD Deal OverallMarcus CD Rates: 18-Month CDs at 4.75% APYCapital One 360 CD Rates – 1 Year APY 4.15%Barclays CD Rates: 12-Month CDs at 4.25% APYAlliant Credit Union CD RatesAlly Bank Offers a Range of Certificate of Deposit (CD) RatesChase Bank CD Rates: 2-Year Term 1.97% APYCapital One CD Rates: 1.75% APY 12-Month CD, 2.50% APY 18-Month CDBrioDirect CD Rates: 12-Month Term 1.80% APY (Nationwide)CD RatesCD Rates from BanksCD Rates from Credit Unions |