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Top 12 Month CD Rates
Average bank CD rates were down again this week but bank CD rates should start heading up later this year. The Federal Open Market Committee (FOMC) meets tomorrow and Thursday to decide the direction of interest rates. The FOMC is expected to keep interest rates in the low targeted range of zero percent to one quarter percent for now.
Looking for CD Rates? Find the best CD rates here. Search for Current CD Rates. The Fed's next three meetings occur in mid March, late April and late June. We anticipate the Fed will start raising the Fed funds rate by the June meeting if the economic recovery continues. When the Fed starts raising rates, banks will follow suit and raise CD rates, savings account rates and mortgage rates. The current average 12 month certificate of deposit rate is 1.01 percent. Following is a list of the top CD rates in New York City above the national average rate. UFB Direct 1.86% APY Min $8000 Eastbank 1.75% APY Min $2500 Discover Bank 1.75% APY Min $2500 Giantbank.com 1.71% APY Min $2500 Ally Bank 1.70% APY Min $ 1 Nationwide Bank 1.70% APY Min $10000 Maspeth Federal S&L 1.70% APY Min $1500 Broadway National Bank 1.67% APY Min $500 Bank of Internet USA 1.65% APY Min $1000 First Central Savings Bank 1.65% APY Min $500 ING DIRECT 1.60% APY Min $ 1 AIG Bank 1.60% APY Min $2500 Tennessee Commerce Bank 1.60% APY Min $2500 EverBank 1.56% APY Min $1500 American Express Bank FSB 1.50% APY Min $ 1 Bay Ridge Federal Credit Union 1.50% APY Min $500 Marathon National Bank 1.50% APY Min $1000 Bridgehampton National Bank 1.50% APY Min $1000 Brooklyn FSB 1.50% APY Min $1000 1.50% Ridgewood Savings Bank 1.35% APY Min $500 Cross County Federal Savings 1.35% APY Min $500 Great Eastern Bank 1.31% APY Min $2500 Intervest National Bank 1.30% APY Min $2500 Allstate Bank 1.30% APY Min $1000 Community Fed Svngs Bank 1.30% APY Min $500 State Bank Long Island 1.30% APY Min $2500 PenFed 1.25% APY Min $1000 1.25% First Internet Bank of IN 1.25% APY Min $1000 HSBC Direct 1.25% APY Min $1000 Ponce de Leon FSB 1.25% APY Min $1000 Astoria Federal Savings 1.25% APY Min $500 American Community Bank 1.25% APY Min $1000 Carver Federal Savings Bank 1.25% APY Min $2500 Bank of Smithtown 1.20% APY Min $2500 Suffolk County National Bank 1.16% APY Min $2500 Ameriprise Bank FSB 1.15% APY Min $2500 North Fork Bank 1.15% APY Min $500 Banco Popular 1.15% APY Min $10000 BankDirect 1.11% APY Min $10000 Flatbush Federal S&L 1.11% APY Min $500 E-LOAN.com 1.10% APY Min $10000 First National LI 1.10% APY Min $1000 Roslyn Savings Bank 1.10% APY Min $500 Citibank 1.01% APY Min $10000 New York National 1.01% APY Min $2500 Looking for CD Rates? Find the highest CD rates here. Search for the Top CD Interest Rates. |
CD CalculatorsCD Ladder CalculatorCD Calculator Recent CD Rate ArticlesHigher CD Rates This Month Will Depend on The FedCredit Union now Offering 1 Year CD Rates at 1.50%Fed Will Push Top 1 Year CD Rates Above 1.50%Outlook for Higher CD Rates in 2017 is PromisingTAB Bank CD Rates ChangedAstoria Bank Increases Intermediate and Long Term CD RatesThis Past Week's CD Rate ChangesNo Relief for Savers as FOMC Declines Rate HikeEverBank's 1 Year CD Rate Now the Best 1 Year Rate in the DatabaseTriState Capital Bank Increases Short and Intermediate Term Jumbo CD RatesTop 5 CD Rates: 12 Month CD RatesCD Rates Will Continue to Move Higher in the Coming MonthsInflation Picks up Steam – Are Higher CD Rates on the Way?Strong Monthly Job Numbers Could Send CD Rates Higher in 2014CD Rates Will Move Higher in the Spring or Summer of 2015Highest CD Rates February 5, 2014: PenFed Ups 1 Year CD Rates to 1.16% APYFOMC Meets This Week to Decide Monetary Policy and the Direction of Interest RatesCD Rates: Best CD Rates December 28, 2013CD Rates Will Increase Sometime in the Next Year, Don’t Lock Into A Long Term Low Rate CDCD Rates Set to Move Higher in 2014PenFed Credit Union Certificate CD RatesTop CD Rates September 24, 2013: Best CD Rate Deal, 6 Month Rate of 1.00 PercentLong Term CD Rates Moved Higher Due to Higher Long Term Bond RatesCurrent Ally Bank CD Rates August 22, 2013Top CD Rates August 6, 2013Certificate of Deposit Rates Likely to Remain Low Until 2015 or 2016New Bank CD Rate Pages on MonitorBankRates.comCurrent CD Rates at Atlanta Postal Credit Union are Still CompetitiveThe Palladian PrivateBank CD RatesCD Interest Rates Stable as U.S. Treasuy Yields SoarHigher CD Rates Expected in 2014 as Federal Reserve Ends QE and Increases Fed Funds RateSavings RatesSavings AccountsBank Savings Accounts Credit Union Savings Accounts Mortgage RatesMortgage Refinance RatesBank Mortgage Rates Credit Union Mortgage Rates CD RatesCD Rates from BanksCD Rates from Credit UnionsCD Rate ArchivesCD RateBank CD RateCredit Union CD RateCD InformationJumbo CD RatesCD Laddering Using a CD Calculator FDIC Certificate of Deposit Insurance up to $50 Million Direction of CD Rates in 2010 CD Rates by RatesORama Historical CD RatesCD Rates from American Express BankTop 12 Month CD Rates Top 18 Month CD Rates Three Month CD Rates and CD Yields AIG Bank CD Rates Bank CD Rates - January 5, 2009 Ally Bank CD Rates Discover Bank CD Rates ING Direct CD Rates Average CD Rates CD Rates - Current 12 Month Bank CD Rates |