Top 25 Three Month CD Rates at Banks

Three month CD rates are averaging .50 percent right now. Three month rates will stay in this range until the 2nd or 3rd quarter of this year when the Fed starts raising rates and banks start raising deposit rates. Since CD rates and yields are going to increase this year, we recommend staying in shorter term certificates of deposit.

Right now UFB Direct is offering the highest CD rate for a 3 month certificate of deposit.  Their current CD rate is 1.19 percent with an APY of 1.20 percent. That current CD rate and CD yield beats the average 12 month certificate of deposit rate of 1.01 percent.




Here is a current list of CD yields in Los Angeles, California. You can find a current list of CD yields in your area by searching our certificate of deposit rate tables.

1. UFB Direct  1.20% APY Min $8000


2. First Federal Bank of California  1.15% APY Min $10000


3. BankDirect  1.11% APY Min $10000


4. Luther Burbank Savings  1.10% APY Min $1000


5. La Jolla Bank  1.10% APY Min $10000


6. Ally Bank  0.99% APY Min $ 1


7. EverBank 0.95% APY Min $1500 0.95%


8. Nationwide Bank  0.80% APY Min $10000


9. First Internet Bank of IN  0.75% APY Min $1000


10. Bank of Internet USA  0.75% APY Min $1000


11. Giantbank.com  0.75% APY Min $2500


12. Allstate Bank  0.75% APY Min $1000


13. CapitalSource Bank  0.75% APY Min $10000


14. Discover Bank  0.75% APY Min $2500


15. Bank of the Sierra  0.64% APY Min $1000


16. American Express Bank FSB  0.60% APY Min $ 1


17. Citizens Business Bank  0.60% APY Min $10000


18. Ameriprise Bank FSB  0.55% APY Min $2500


19. Tennessee Commerce Bank  0.40% APY Min $2500


20. E-LOAN.com  0.40% APY Min $10000


21. First Federal S&L  0.35% APY Min $1000


22. Bank of America  0.35% APY Min $10000


23. Bank of Marin  0.35% APY Min $10000


24. Westamerica Bank  0.35% APY Min $10000


25. California Bank & Trust  0.35% APY Min $10000

Looking for the best CD rates? Searching our CD rate tables to find the highest CD rates at banks. Highest CD Rates at Banks.