Top 36 Month Certificate of Deposit Rates: Best 3 Year CD Rates at 1.41 Percent

Right now the top 36 month CD rates are just below 1.50 percent and average bank CD rates on 3 year certificates of deposit are at 0.58 percent. Also in this week's National rate survey released by the Federal Deposit Insurance Corporation (FDIC) 3 year jumbo CD rates are averaging only 1 basis point higher at 0.59 percent.

The best CD rates on 3 year certificates of deposit on our rate list are just shy of three times the FDIC average. CIT Bank has the highest CD rates on our 3 year national rate list this week. Current CD rates at CIT bank are going for 1.41 percent with an APY of 1.41 percent. The minimum opening deposit on a CIT certificate of deposit is only $1,000.

Another well known national bank has the second highest CD rate on our rate list this week. Discover Bank, the banking arm of Discover Financial Services, is offering 3 year CD interest rates at 1.34 percent with an APY of 1.35 percent. The minimum opening deposit for a Discover Bank certificate of deposit is $2,500. Discover Bank home loans also have very competitive mortgage rates if you're looking for a mortgage loan.

The third best CD rates at banks on our 36 month certificate of deposit rate list belongs to Doral Bank. Current 3 year Doral Bank CD Rates are going for 1.32 percent with an APY of 1.33 percent. The minimum opening deposit for a Doral Bank CD account is $1,000. Here is a top 10 list of the highest bank CD rates on 36 month CD accounts.

3 Year CD Rates

1. CIT Bank CD Rates 1.41% APY 1.42%
2. Discover Bank CD Rates 1.34% APY 1.35%
3. Doral Bank CD Rates 1.32% APY 1.33%
4. Virtual Bank CD Bank Rates 1.30% APY 1.31%
5. Barclays Bank CD Rates 1.29% APY 1.30%
6. ableBanking CD Rates 1.29% APY 1.30%
7. Ally Bank CD Rates 1.28% APY 1.29%
8. California First National Bank CD Rates 1.28% APY 1.29%
9. gianbank.com CD Rates 1.24% APY 1.25%
10. Colorado Federal Savings Bank CD Rates 1.24% APY 1.25%

We have many more CD rates at banks listed on our 3 year CD rates list. You can also find the highest CD interest rates for all other certificate of deposit terms from 1 month to 5 years on our rate lists. Interest rates change all the time so check back with us often for the best CD rates around.