Idaho CD Rates

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CD Rates in Idaho :

Idaho Certificate of Deposit Search and compare Idaho CD rates from banks and credit unions. Our CD interest rate tables for Idaho include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Idaho or by zip code. Once you have entered your search criteria a list of the highest Idaho CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.

Idaho Bank CD Rates

When comparing bank CD rates in Idaho make sure to choose a Idaho bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Idaho banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.

Best CD Rates in Idaho March 17, 2025

Bank
Product
APY
Min Dep
America First Federal Credit Union
America First Federal Credit Union
10356 W Fairview Ave
Boise, ID 83704
12-Month CD
4.35%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
3511 S 25th E
Ammon, ID 83406
12-Month CD
4.25%
$500
Twin River Bank
Twin River Bank
1507 G St
Lewiston, ID 83501
12-Month CD
4.16%
$500
Northwest Bank
Northwest Bank
1750 W Front St
Boise, ID 83702
12-Month CD
4.09%
$100
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
2133 E Center St
Pocatello, ID 83201
12-Month CD
4.00%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
914 Main St
Buhl, ID 83316
12-Month CD
3.95%
$500
Wells Fargo
Wells Fargo
165 S Main St
Aberdeen, ID 83210
12-Month CD
2.00%
$0
WaFd Bank
WaFd Bank
1001 W Idaho St
Boise, ID 83702
12-Month CD
0.20%
$1,000
Bank of America
Bank of America
357 W Canfield Ave
Coeur D Alene, ID 83815
12-Month CD
0.03%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.



Idaho Jumbo CD Rates

Jumbo CD rates in Idaho are usually higher than regular Idaho CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some Idaho banks and Idaho credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.

Idaho Credit Union CD Rates

When comparing Idaho CD rates from credit unions make sure to choose a Idaho credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in Idaho credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.


Idaho Rates & Resources

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Cities in Idaho

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