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CD Rates in Kimballton, IA – March 2026

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CD Rates in Kimballton, Iowa :

Search and compare Kimballton, IA CD rates from banks and credit unions. Our CD interest rate tables for Kimballton, IA include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Kimballton, IA or by zip code. Once you have entered your search criteria a list of the highest Kimballton, IA CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. .

Current Kimballton, Iowa CD Rates

Leighton State Bank is offering a Certificates of Deposits (CDs) 3 Year Step in Kimballton, Iowa with an APY of 3.29%. Des Moines Metro Credit Union has a 1-year Share Certificate available at 3.91% APY (min deposit $5,000). Current rates from Journey Credit Union include a Premier Certificates 24 months at 3.82% APY. Journey Credit Union is offering a Jumbo Certificates 24 months in Kimballton, Iowa with an APY of 3.87%.

Find the best CD rates in Kimballton, IA today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in IA, comparing APYs is the best way to maximize your earnings.

The following rates reflect recent market quotes and representative offers available to depositors in Kimballton, Iowa and the surrounding area. Actual CD rates may vary by financial institution and market conditions. Last Updated and Verified: February 28, 2026

CD Rates in Kimballton, IA and Area

  • • Certificates of Deposits (CDs) 3 Year Step:
    3.29%
  • • 1-year Share Certificate:
    3.91%
  • • Premier Certificates 24 months:
    3.82%
  • • Jumbo Certificates 24 months:
    3.87%
  • • 3 years Certificate of Deposit (CD):
    3.00%

The following rates reflect recent market quotes and representative offers available to depositors in Kimballton, Iowa and the surrounding area. Actual CD rates may vary by financial institution and market conditions. Last Updated and Verified: February 28, 2026

Institution
Product
APY
Min Deposit
PSB Indianola, IA Seymour, IA
Certificates of Deposit (CDs) 13-Months
3.90%
$0
▼
Rate 3.84%
Min Deposit $0
Updated March 2, 2026
Details
Journey Credit Union Des Moines, IA
Special Certificates 13 months
3.82%
$0
▼
Rate 3.75%
Min Deposit $0
Updated March 2, 2026
Details
Bankers Trust Company West Des Moines, NE
3 Month Certificates of Deposit Platinum Tier
3.80%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details Loyalty Program Platinum Tier
BankIowa Waterloo, IA
3 month CD Special
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated March 2, 2026
Details
Marion County State Bank Pella, IA
3 Month CD
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated March 4, 2026
Details
Bankers Trust Company West Des Moines, NE
3 Month Certificates of Deposit Gold Tier
3.70%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details Loyalty Program Gold Tier
Bankers Trust Company West Des Moines, NE
3 Month Certificates of Deposit Silver Tier
3.60%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details Loyalty Program Silver Tier
Grinnell State Bank Polk City, IA
Certificates of Deposit 33 month with Bump
3.55%
$15,000
▼
Rate 3.50%
Min Deposit $15,000
Updated March 2, 2026
Details DB
Grinnell State Bank Polk City, IA
Personal Certificates of Deposit Specials 33 Month with One Time Bump
3.55%
$15,000
▼
Rate 0.00%
Min Deposit $15,000
Updated March 2, 2026
Details (1)(2)(Variable)
Iowa Falls State Bank Williams, IA
13-month (special) CD
3.55%
$0
▼
Rate 3.51%
Min Deposit $0
Updated March 2, 2026
Details
American National Bank Missouri Valley, IA
13-month CD
3.51%
$2,000
▼
Rate 0.00%
Min Deposit $2,000
Updated March 2, 2026
Details New deposits only.
Unite Credit Union Cedar Falls, IA
3-Month Certificate
3.50%
$0
▼
Rate 3.46%
Min Deposit $0
Updated February 28, 2026
Details
Bankers Trust Company West Des Moines, NE
3 Month Certificates of Deposit Bronze Tier
3.50%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details Loyalty Program Bronze Tier
Marine Credit Union West Des Moines, IA
Certificate Special 13-month
3.50%
$0
▼
Rate 3.45%
Min Deposit $0
Updated March 4, 2026
Details APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Marine Credit Union West Des Moines, IA
IRA Certificate Special 13-month
3.50%
$0
▼
Rate 3.45%
Min Deposit $0
Updated March 4, 2026
Details APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Vibrant Credit Union Des Moines, IA
23-Month CD Special
3.50%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details
Grinnell State Bank Polk City, IA
Certificates of Deposit 33 month with Bump
3.44%
$1,000
▼
Rate 3.40%
Min Deposit $1,000
Updated March 2, 2026
Details DB
Grinnell State Bank Polk City, IA
Personal Certificates of Deposit Specials 33 Month with One Time Bump
3.44%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated March 2, 2026
Details (1)(2)(Variable)
Iowa State Bank Des Moines, IA West Des Moines, IA
CD 13 Months
3.35%
$5,000
▼
Rate 0.00%
Min Deposit $5,000
Updated March 4, 2026
Details To take advantage of these special rates please speak to a banker for more details.
Bankers Trust Company West Des Moines, NE
3 Month Certificates of Deposit
3.29%
$0
▼
Rate 3.25%
Min Deposit $0
Updated March 2, 2026
Details
First National Bank Ames, Iowa West Des Moines, IA
Special Term CDs 3 Month CD
3.29%
$25,000
▼
Rate 3.25%
Min Deposit $25,000
Updated March 4, 2026
Details
Midwest Community Federal Credit Union Clive, IA
Share Certificate Rate Specials 13 Months
3.25%
$0
▼
Rate 3.20%
Min Deposit $0
Updated March 2, 2026
Details
Premier Bank Dubuque, IA Dubuque, IA
13 Month CD SPECIAL!
3.25%
$10,000
▼
Rate 3.20%
Min Deposit $10,000
Updated March 5, 2026
Details
SECU Credit Union KEOKUK, IA
13 Month Certificate of Deposit (CD)
3.25%
$0
▼
Rate 3.21%
Min Deposit $0
Updated March 5, 2026
Details
Sanborn Savings Bank Sanborn, IA
33 Month CD Special
3.18%
$5,000
▼
Rate 3.15%
Min Deposit $5,000
Updated March 5, 2026
Details Can make one withdrawal up to 50% before maturity with no penalty.
First National Bank Ames, Iowa West Des Moines, IA
Special Term CDs 3 Month CD
3.03%
$10,000
▼
Rate 3.00%
Min Deposit $10,000
Updated March 4, 2026
Details
Boone Bank & Trust Co. Boone, IA
Certificates of Deposits (CD) 3 Months
2.65%
$50,000
▼
Rate 0.00%
Min Deposit $50,000
Updated March 3, 2026
Details Certificates of Deposits (CD) $50,000 - $99,999
5 Star Community Credit Union West Burlington, WI
3 MO Share Certificate
2.40%
$500
▼
Rate 0.00%
Min Deposit $500
Updated March 2, 2026
Details
Iowa State Bank Clarksville, IA Parkersburg, IA
3 Month Time Certificates
2.37%
$1,000
▼
Rate 2.35%
Min Deposit $1,000
Updated March 4, 2026
Details
Grinnell State Bank Polk City, IA
Certificates of Deposit 3 month
2.27%
$50,000
▼
Rate 2.25%
Min Deposit $50,000
Updated March 2, 2026
Details DB & IRA
Grinnell State Bank Polk City, IA
Certificates of Deposit 3 month
2.17%
$15,000
▼
Rate 2.15%
Min Deposit $15,000
Updated March 2, 2026
Details DB
Boone Bank & Trust Co. Boone, IA
Certificates of Deposits (CD) 3 Months
2.14%
$25,000
▼
Rate 0.00%
Min Deposit $25,000
Updated March 3, 2026
Details Certificates of Deposits (CD) $25,000 - $49,999
Grinnell State Bank Polk City, IA
Certificates of Deposit 3 month
2.07%
$1,000
▼
Rate 2.05%
Min Deposit $1,000
Updated March 2, 2026
Details DB
Grinnell State Bank Polk City, IA
Certificates of Deposit 30-90 Day
2.07%
$50,000
▼
Rate 2.05%
Min Deposit $50,000
Updated March 2, 2026
Details DB & IRA
Grinnell State Bank Polk City, IA
Certificates of Deposit 30-90 Day
2.05%
$15,000
▼
Rate 2.03%
Min Deposit $15,000
Updated March 2, 2026
Details DB
Grinnell State Bank Polk City, IA
Certificates of Deposit 30-90 Day
2.03%
$2,500
▼
Rate 2.01%
Min Deposit $2,500
Updated March 2, 2026
Details DB
Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 3 Month
2.00%
$0
▼
Rate 1.99%
Min Deposit $0
Updated March 2, 2026
Details At Maturity
PSB Indianola, IA Seymour, IA
Certificates of Deposit (CDs) 3-Months
2.00%
$0
▼
Rate 1.99%
Min Deposit $0
Updated March 2, 2026
Details
SECU Credit Union KEOKUK, IA
3 months Certificate of Deposit (CD)
2.00%
$0
▼
Rate 1.99%
Min Deposit $0
Updated March 5, 2026
Details
SECU Credit Union KEOKUK, IA
3 months Savings CD
2.00%
$0
▼
Rate 1.99%
Min Deposit $0
Updated March 5, 2026
Details
Flanagan State Bank Bremer, IA
Standard Certificates of Deposit 3 Month
1.84%
$5,000
▼
Rate 1.83%
Min Deposit $5,000
Updated March 4, 2026
Details
Sanborn Savings Bank Sanborn, IA
90 Day CD
1.81%
$1,000
▼
Rate 1.80%
Min Deposit $1,000
Updated March 5, 2026
Details
Boone Bank & Trust Co. Boone, IA
Certificates of Deposits (CD) 3 Months
1.64%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated March 3, 2026
Details Certificates of Deposits (CD) $10,000 - $24,999
Washington State Bank Washington, IA Washington, IA
3 Months CD
1.56%
$0
▼
Rate 1.55%
Min Deposit $0
Updated March 5, 2026
Details
Washington State Bank Washington, IA Washington, IA
3 Months CD
1.41%
$0
▼
Rate 1.40%
Min Deposit $0
Updated March 5, 2026
Details
Boone Bank & Trust Co. Boone, IA
Certificates of Deposits (CD) 3 Months
1.38%
$5,000
▼
Rate 0.00%
Min Deposit $5,000
Updated March 3, 2026
Details Certificates of Deposits (CD) $5,000 - $9,999
Boone Bank & Trust Co. Boone, IA
Certificates of Deposits (CD) 3 Months
1.13%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated March 3, 2026
Details Certificates of Deposits (CD) $1,000 - $4,999
Bank Plus Swea City, IA
Certificates of Deposit 3 Months
1.01%
$0
▼
Rate 1.00%
Min Deposit $0
Updated March 2, 2026
Details
Premier Bank Dubuque, IA Dubuque, IA
CD SPECIALS! 3 month term
1.00%
$1,000
▼
Rate 0.99%
Min Deposit $1,000
Updated March 5, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
03 Month Certificate
0.95%
$500
▼
Rate 0.95%
Min Deposit $500
Updated March 3, 2026
Details
Institution
Product
APY
Min Deposit
Members Community Credit Union Muscatine, IA
CD / IRA 6 Month
3.90%
$0
▼
Rate 3.84%
Min Deposit $0
Updated March 4, 2026
Details not applicable to IRAs
Cobalt Federal Credit Union Denison, IA
6 Months Certificate
3.85%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated March 2, 2026
Details
Greater Iowa Credit Union West Des Moines, IA
Traditional IRA and Roth IRA Special Share Certificates 6 Months
3.85%
$0
▼
Rate 3.79%
Min Deposit $0
Updated March 4, 2026
Details Minimum balance to open: $1,000. Interest compounded monthly unless paid directly to you. Early withdrawal penalty of 90 days of interest will be imposed and may be deducted from principal amount. Other penalties may apply. Withdrawal of earnings could reduce APY.
Cedar Falls Community Credit Union Waverly, IA
JUMBO Certificates 36 months
3.80%
$100,000
▼
Rate 3.75%
Min Deposit $100,000
Updated March 2, 2026
Details Penalty for Early Withdrawal
Community Bank Dunlap, IA Ute, IA
6-month CD
3.79%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Journey Credit Union Des Moines, IA
Jumbo Certificates 36 months
3.76%
$0
▼
Rate 3.70%
Min Deposit $0
Updated March 2, 2026
Details
Charter Bank IA Waukee, IA
6 months Certificate of Deposit -9,999)
3.75%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated March 3, 2026
Details $1,000
Green Belt Bank & Trust Parkersburg, IA
26 Month CD
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated March 4, 2026
Details
SECU Credit Union KEOKUK, IA
6 months Certificate of Deposit (CD)
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
SECU Credit Union KEOKUK, IA
6 months Savings CD
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Cedar Falls Community Credit Union Waverly, IA
Share Certificates 36 months
3.70%
$1,000
▼
Rate 3.65%
Min Deposit $1,000
Updated March 2, 2026
Details Penalty for Early Withdrawal
American Bank and Trust Company, N.A. Rock Island, IL
6 Months Certificate of Deposit Diamond
3.70%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 4, 2026
Details
Grinnell State Bank Polk City, IA
Certificates of Deposit 6 month
3.68%
$50,000
▼
Rate 3.65%
Min Deposit $50,000
Updated March 2, 2026
Details DB & IRA
Grinnell State Bank Polk City, IA
Personal Certificates of Deposit Specials 6 Month Certificate
3.68%
$50,000
▼
Rate 0.00%
Min Deposit $50,000
Updated March 2, 2026
Details (1)(Variable)
Atkins Savings B&T Atkins, IA
Adjust-A-Rate CD 36 Months
3.68%
$1,000
▼
Rate 3.65%
Min Deposit $1,000
Updated March 2, 2026
Details Minimum Opening Deposit $1,000*
F&M State Bank Winterset, IA Winterset, IA
6 Month CD
3.68%
$1,000
▼
Rate 3.65%
Min Deposit $1,000
Updated March 4, 2026
Details
Journey Credit Union Des Moines, IA
6 months Certificate
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 2, 2026
Details
Journey Credit Union Des Moines, IA
Premier Certificates 36 months
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 2, 2026
Details
Iowa State Bank Clarksville, IA Parkersburg, IA
6 Month Time Certificates
3.66%
$1,000
▼
Rate 3.63%
Min Deposit $1,000
Updated March 4, 2026
Details
Serve Credit Union Urbandale, IA
36-MONTH CERTIFICATE
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 36-MONTH CERTIFICATE
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
Community Bank and Trust Company Wilton, IA
Certificate of Deposit Account 16 Months SPECIAL
3.65%
$1,000
▼
Rate 3.60%
Min Deposit $1,000
Updated February 26, 2026
Details with relationship bump*
Citizens Savings Bank Spillville, IA Spillville, IA
36 Month Certificate
3.65%
$0
▼
Rate 3.62%
Min Deposit $0
Updated March 2, 2026
Details
Earlham Savings Bank Woodward, IA
36 Months Certificate of Deposit
3.65%
$15,000
▼
Rate 3.60%
Min Deposit $15,000
Updated March 4, 2026
Details
American Bank and Trust Company, N.A. Rock Island, IL
6 Months Certificate of Deposit Platinum
3.65%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 4, 2026
Details
Marion County State Bank Pella, IA
6 Month CD
3.65%
$0
▼
Rate 3.62%
Min Deposit $0
Updated March 4, 2026
Details
Iowa State Bank Clarksville, IA Parkersburg, IA
36 Month Time Certificates
3.60%
$3,000
▼
Rate 3.57%
Min Deposit $3,000
Updated March 4, 2026
Details
Grinnell State Bank Polk City, IA
Certificates of Deposit 6 month
3.58%
$15,000
▼
Rate 3.55%
Min Deposit $15,000
Updated March 2, 2026
Details DB
Grinnell State Bank Polk City, IA
Personal Certificates of Deposit Specials 6 Month Certificate
3.58%
$15,000
▼
Rate 0.00%
Min Deposit $15,000
Updated March 2, 2026
Details (1)(Variable)
Serve Credit Union Urbandale, IA
36-MONTH CERTIFICATE
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 36-MONTH CERTIFICATE
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
Community Bank and Trust Company Wilton, IA
Certificate of Deposit Account 16 Months SPECIAL
3.55%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated February 26, 2026
Details with relationship bump*
Iowa Falls State Bank Williams, IA
6-month (special) CD
3.55%
$0
▼
Rate 3.52%
Min Deposit $0
Updated March 2, 2026
Details
Journey Credit Union Des Moines, IA
IRA 36 Month Share Certificate
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 2, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
36-Month Term
3.55%
$50,000
▼
Rate 3.50%
Min Deposit $50,000
Updated March 2, 2026
Details
Lincoln Savings Bank Waterloo, IA
Certificate of Deposit (CD) 6 Months
3.55%
$2,500
▼
Rate 3.51%
Min Deposit $2,500
Updated March 4, 2026
Details
Iowa State B&T Co. of Fairfield, IA Ottumwa, IA
Certificate of Deposit (CD) 36 Months
3.53%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 4, 2026
Details
Serve Credit Union Urbandale, IA
6-MONTH CERTIFICATE
3.51%
$0
▼
Rate 3.45%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
BankIowa Waterloo, IA
36 month CD Special One Way
3.50%
$0
▼
Rate 3.47%
Min Deposit $0
Updated March 2, 2026
Details
Earlham Savings Bank Woodward, IA
36 Months Certificate of Deposit
3.50%
$1,000
▼
Rate 3.45%
Min Deposit $1,000
Updated March 4, 2026
Details
American Bank and Trust Company, N.A. Rock Island, IL
6 Months Certificate of Deposit Base
3.50%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 4, 2026
Details
Members Community Credit Union Muscatine, IA
CD / IRA 36 Month
3.50%
$0
▼
Rate 3.45%
Min Deposit $0
Updated March 4, 2026
Details
Hills Bank and Trust Company Williamsburg, IA
6 month special Certificate of Deposit (CD) / Individual Retirement Account (IRA) Specials
3.49%
$0
▼
Rate 3.45%
Min Deposit $0
Updated March 4, 2026
Details *Relationship Pricing
Central State Bank State Center, IA West Des Moines, IA
6 Month Certificates of Deposit
3.48%
$1,500
▼
Rate 3.45%
Min Deposit $1,500
Updated March 3, 2026
Details
Central State Bank State Center, IA West Des Moines, IA
Certificates of Deposit 6 Month
3.48%
$1,500
▼
Rate 3.45%
Min Deposit $1,500
Updated March 3, 2026
Details
Serve Credit Union Urbandale, IA
36-MONTH CERTIFICATE
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated March 5, 2026
Details $1000 to $49,999.99
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 36-MONTH CERTIFICATE
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated March 5, 2026
Details $1000 to $49,999.99
First Citizens Bank Mason City, IA Osage, MN
36-Month Term
3.44%
$25,000
▼
Rate 3.40%
Min Deposit $25,000
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
36 Month Certificate
3.40%
$500
▼
Rate 3.36%
Min Deposit $500
Updated March 3, 2026
Details
Serve Credit Union Urbandale, IA
6-MONTH CERTIFICATE
3.40%
$0
▼
Rate 3.35%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
Institution
Product
APY
Min Deposit
Des Moines Metro Credit Union Des Moines, IA
1-year IRA Share Certificates
3.91%
$250
▼
Rate 3.85%
Min Deposit $250
Updated February 28, 2026
Details Penalty: 3 month
Des Moines Metro Credit Union Des Moines, IA
1-year Share Certificate
3.91%
$5,000
▼
Rate 3.85%
Min Deposit $5,000
Updated February 28, 2026
Details Penalty: 3 month
Twin Cedars Bank Oskaloosa, IA
12 Month CD*
3.90%
$0
▼
Rate 3.86%
Min Deposit $0
Updated March 5, 2026
Details
Atkins Savings B&T Atkins, IA
12 Months Certificates of Deposit
3.89%
$1,000
▼
Rate 3.85%
Min Deposit $1,000
Updated March 2, 2026
Details Minimum Opening Deposit $1,000*
Citizens Savings Bank Spillville, IA Spillville, IA
12 Month Certificate
3.85%
$0
▼
Rate 3.81%
Min Deposit $0
Updated March 2, 2026
Details $25,000 and above
Citizens Savings Bank Spillville, IA Spillville, IA
12 Month Certificate
3.80%
$0
▼
Rate 3.76%
Min Deposit $0
Updated March 2, 2026
Details $10,000-24,999
Earlham Savings Bank Woodward, IA
12 Months Certificate of Deposit
3.80%
$15,000
▼
Rate 3.75%
Min Deposit $15,000
Updated March 4, 2026
Details
Citizens Savings Bank Spillville, IA Spillville, IA
12 Month Certificate
3.75%
$0
▼
Rate 3.72%
Min Deposit $0
Updated March 2, 2026
Details $1,000-9,999
First Bank Waverly, IA Waverly, IA
IRA Certificates 12 Months
3.75%
$5,000
▼
Rate 3.72%
Min Deposit $5,000
Updated March 4, 2026
Details
Members Community Credit Union Muscatine, IA
CD / IRA 12 Month
3.75%
$0
▼
Rate 3.69%
Min Deposit $0
Updated March 4, 2026
Details
Washington State Bank Washington, IA Washington, IA
CD Specials 12 Months*
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Iowa State Bank Clarksville, IA Parkersburg, IA
12 Month Time Certificates
3.74%
$1,000
▼
Rate 3.71%
Min Deposit $1,000
Updated March 4, 2026
Details
Luana Savings Bank Polk City, IA
12 Month KIDS CD & 2 Add-Ons
3.73%
$500
▼
Rate 3.70%
Min Deposit $500
Updated March 4, 2026
Details To qualify the individual must be 18 years of age or younger. Two additional deposits may be made during the 12 month term; minimum deposit of $100 required for each deposit.
R.I.A. Federal Credit Union Wilton, WI
12 Months Share Certificate
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 5, 2026
Details
R.I.A. Federal Credit Union Wilton, WI
Share Certificate 12 Months
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 5, 2026
Details
Earlham Savings Bank Woodward, IA
12 Months Certificate of Deposit
3.65%
$1,000
▼
Rate 3.60%
Min Deposit $1,000
Updated March 4, 2026
Details
Greater Iowa Credit Union West Des Moines, IA
Traditional IRA and Roth IRA Special Share Certificates 12 Months
3.65%
$0
▼
Rate 3.59%
Min Deposit $0
Updated March 4, 2026
Details Minimum balance to open: $1,000. Interest compounded monthly unless paid directly to you. Early withdrawal penalty of 90 days of interest will be imposed and may be deducted from principal amount. Other penalties may apply. Withdrawal of earnings could reduce APY.
SECU Credit Union KEOKUK, IA
1-year Jumbo Certificate of Deposit (CD)
3.65%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 5, 2026
Details
Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 1 Year
3.63%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 2, 2026
Details Semi-Annually
Lincoln Savings Bank Waterloo, IA
Certificate of Deposit (CD) 12 Months
3.60%
$2,500
▼
Rate 3.56%
Min Deposit $2,500
Updated March 4, 2026
Details
Washington State Bank Washington, IA Washington, IA
CD Specials 12 Months*
3.60%
$0
▼
Rate 3.55%
Min Deposit $0
Updated March 5, 2026
Details
Central State Bank State Center, IA West Des Moines, IA
12 Months Certificates of Deposit
3.58%
$1,500
▼
Rate 3.55%
Min Deposit $1,500
Updated March 3, 2026
Details
Central State Bank State Center, IA West Des Moines, IA
Certificates of Deposit 12 Months
3.58%
$1,500
▼
Rate 3.55%
Min Deposit $1,500
Updated March 3, 2026
Details
Farmers State Bank (Marion, IA) Tiffin, IA
Fixed Rate CDs 12 Months
3.55%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated March 4, 2026
Details
SECU Credit Union KEOKUK, IA
1 year Certificate of Deposit (CD)
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details
SECU Credit Union KEOKUK, IA
1 year Savings CD
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details
First Class Community Credit Union West Des Moines, IA
12 Month IRA / Share Certificates
3.54%
$100,000
▼
Rate 3.49%
Min Deposit $100,000
Updated March 2, 2026
Details
Iowa State B&T Co. of Fairfield, IA Ottumwa, IA
Certificate of Deposit (CD) 12 Months
3.53%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 4, 2026
Details
Farmers Trust and Savings Bank Spencer, IA Spencer, IA
Certificate of Deposit 12 Month
3.52%
$5,000
▼
Rate 3.47%
Min Deposit $5,000
Updated March 4, 2026
Details
First State Bank Stuart, IA Stuart, IA
12 Months CD
3.50%
$0
▼
Rate 3.44%
Min Deposit $0
Updated February 27, 2026
Details
First State Bank Stuart, IA Stuart, IA
Traditional & Roth IRA CD 12 Months
3.50%
$500
▼
Rate 3.45%
Min Deposit $500
Updated February 27, 2026
Details
Cobalt Federal Credit Union Denison, IA
12 Months Certificate and IRA Account
3.50%
$100,000
▼
Rate 3.45%
Min Deposit $100,000
Updated March 2, 2026
Details
Cent Credit Union Mason City, IA
12 Month Time Share Certificate
3.50%
$0
▼
Rate 3.44%
Min Deposit $0
Updated March 3, 2026
Details
F&M State Bank Winterset, IA Winterset, IA
12 Month CD
3.50%
$100,000
▼
Rate 3.50%
Min Deposit $100,000
Updated March 4, 2026
Details
Green Belt Bank & Trust Parkersburg, IA
Certificates of Deposit (CDs) 12 Months
3.50%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated March 4, 2026
Details Additions Permitted
Marion County State Bank Pella, IA
12 Month CD
3.50%
$0
▼
Rate 3.47%
Min Deposit $0
Updated March 4, 2026
Details
Midwest Heritage Bank Windsor Heights, KS
12 Months Certificate
3.50%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated March 4, 2026
Details
Midwest Heritage Bank Windsor Heights, KS
CD Options 12 Months
3.50%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 4, 2026
Details
Journey Credit Union Des Moines, IA
12 months Certificate
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated March 2, 2026
Details
American Bank and Trust Company, N.A. Rock Island, IL
12 Months Certificate of Deposit Diamond
3.45%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 4, 2026
Details
Cobalt Federal Credit Union Denison, IA
12 Months Certificate and IRA Account
3.40%
$1,000
▼
Rate 3.36%
Min Deposit $1,000
Updated March 2, 2026
Details
American Bank and Trust Company, N.A. Rock Island, IL
12 Months Certificate of Deposit Platinum
3.40%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 4, 2026
Details
Serve Credit Union Urbandale, IA
12-MONTH CERTIFICATE
3.40%
$0
▼
Rate 3.35%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 12-MONTH CERTIFICATE
3.40%
$0
▼
Rate 3.35%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
PSB Indianola, IA Seymour, IA
Certificates of Deposit (CDs) 12-Months
3.35%
$0
▼
Rate 3.31%
Min Deposit $0
Updated March 2, 2026
Details
Bank Midwest Windom, SD
12-month Certificate of Deposit
3.35%
$500
▼
Rate 3.30%
Min Deposit $500
Updated March 2, 2026
Details
Serve Credit Union Urbandale, IA
12-MONTH CERTIFICATE
3.30%
$0
▼
Rate 3.25%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 12-MONTH CERTIFICATE
3.30%
$0
▼
Rate 3.25%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
First Citizens Bank Mason City, IA Osage, MN
12-Month Term
3.29%
$50,000
▼
Rate 3.25%
Min Deposit $50,000
Updated March 2, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
12-Month Term IRA Certificates
3.29%
$0
▼
Rate 3.25%
Min Deposit $0
Updated March 2, 2026
Details
Institution
Product
APY
Min Deposit
Atkins Savings B&T Atkins, IA
Adjust-A-Rate CD 18 Months
3.89%
$1,000
▼
Rate 3.85%
Min Deposit $1,000
Updated March 2, 2026
Details Minimum Opening Deposit $1,000*
Des Moines Metro Credit Union Des Moines, IA
18-month IRA Share Certificates
3.81%
$250
▼
Rate 3.75%
Min Deposit $250
Updated February 28, 2026
Details Penalty: 6 month
Des Moines Metro Credit Union Des Moines, IA
18-month Share Certificate
3.81%
$5,000
▼
Rate 3.75%
Min Deposit $5,000
Updated February 28, 2026
Details Penalty: 6 month
Affinity Credit Union Des Moines, IA
18 Month Certificates
3.80%
$0
▼
Rate 3.75%
Min Deposit $0
Updated March 2, 2026
Details
Citizens Savings Bank Spillville, IA Spillville, IA
18 Month Certificate
3.80%
$0
▼
Rate 3.76%
Min Deposit $0
Updated March 2, 2026
Details
Charter Bank IA Waukee, IA
18 months Certificate of Deposit -250,000)
3.80%
$10,000
▼
Rate 3.75%
Min Deposit $10,000
Updated March 3, 2026
Details $10,000
Charter Bank IA Waukee, IA
18-Month CD Special
3.80%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated March 3, 2026
Details Annual Percentage Yield, $10,000 minimum deposit, penalty for early withdrawal. Rate as of 2/13/2026 and subject to change.
Members1st Community Credit Union Traer, IA
18-month CD Special
3.75%
$500
▼
Rate 0.00%
Min Deposit $500
Updated March 4, 2026
Details APY = Annual Percentage Yield. Rate subject to change without notice. Penalty for early withdrawal. APY is accurate as of 01/01/2026. Minimum $500. Some restrictions may apply.
Twin Cedars Bank Oskaloosa, IA
18 Month CD*
3.75%
$0
▼
Rate 3.72%
Min Deposit $0
Updated March 5, 2026
Details
Journey Credit Union Des Moines, IA
Special Certificates 18 months
3.71%
$0
▼
Rate 3.65%
Min Deposit $0
Updated March 2, 2026
Details
Iowa State Bank Clarksville, IA Parkersburg, IA
18 Month Time Certificates
3.71%
$1,000
▼
Rate 3.68%
Min Deposit $1,000
Updated March 4, 2026
Details
Earlham Savings Bank Woodward, IA
18 Months Certificate of Deposit
3.65%
$15,000
▼
Rate 3.60%
Min Deposit $15,000
Updated March 4, 2026
Details
Members Community Credit Union Muscatine, IA
CD / IRA 18 Month
3.60%
$0
▼
Rate 3.54%
Min Deposit $0
Updated March 4, 2026
Details
Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 18 Month
3.58%
$0
▼
Rate 3.55%
Min Deposit $0
Updated March 2, 2026
Details Semi-Annually
R.I.A. Federal Credit Union Wilton, WI
18 Months Share Certificate
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details
Charter Bank IA Waukee, IA
18 months Certificate of Deposit -9,999)
3.55%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated March 3, 2026
Details $1,000
Farmers State Bank (Marion, IA) Tiffin, IA
Flexible Term CD Special 9-18 Months
3.55%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated March 4, 2026
Details You Pick the Term
Bellevue State Bank Bellevue, IA
Time Certificates 18 Month
3.53%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 2, 2026
Details
Iowa State B&T Co. of Fairfield, IA Ottumwa, IA
Certificate of Deposit (CD) 18 Months
3.53%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 4, 2026
Details
Earlham Savings Bank Woodward, IA
18 Months Certificate of Deposit
3.50%
$1,000
▼
Rate 3.45%
Min Deposit $1,000
Updated March 4, 2026
Details
Central State Bank State Center, IA West Des Moines, IA
18 Months Certificates of Deposit
3.43%
$1,500
▼
Rate 3.40%
Min Deposit $1,500
Updated March 3, 2026
Details
Central State Bank State Center, IA West Des Moines, IA
Certificates of Deposit 18 Months
3.43%
$1,500
▼
Rate 3.40%
Min Deposit $1,500
Updated March 3, 2026
Details
Marion County State Bank Pella, IA
18 Month and Build CD
3.40%
$0
▼
Rate 3.37%
Min Deposit $0
Updated March 4, 2026
Details
Cobalt Federal Credit Union Denison, IA
18 Months Certificate and IRA Account
3.35%
$100,000
▼
Rate 3.31%
Min Deposit $100,000
Updated March 2, 2026
Details
PSB Indianola, IA Seymour, IA
Certificates of Deposit (CDs) 18-Months
3.35%
$0
▼
Rate 3.31%
Min Deposit $0
Updated March 2, 2026
Details
First State Bank Stuart, IA Stuart, IA
18 Months CD
3.30%
$0
▼
Rate 3.25%
Min Deposit $0
Updated February 27, 2026
Details
Lincoln Savings Bank Waterloo, IA
Certificate of Deposit (CD) 18 Months
3.30%
$2,500
▼
Rate 3.26%
Min Deposit $2,500
Updated March 4, 2026
Details
Cobalt Federal Credit Union Denison, IA
18 Months Certificate and IRA Account
3.25%
$1,000
▼
Rate 3.21%
Min Deposit $1,000
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
18 Month Certificate
3.20%
$500
▼
Rate 3.16%
Min Deposit $500
Updated March 3, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
18-Month Term
3.19%
$50,000
▼
Rate 3.15%
Min Deposit $50,000
Updated March 2, 2026
Details
First National Bank Ames, Iowa West Des Moines, IA
Special Term CDs 18 Month CD
3.14%
$25,000
▼
Rate 3.10%
Min Deposit $25,000
Updated March 4, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
18 Month Certificate
3.10%
$500
▼
Rate 3.07%
Min Deposit $500
Updated March 3, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
18-Month Term
3.09%
$25,000
▼
Rate 3.05%
Min Deposit $25,000
Updated March 2, 2026
Details
Centris Federal Credit Union Tryon, NE
Jumbo Certificates - minimum opening deposit of 18 month
3.05%
$90,000
▼
Rate 3.00%
Min Deposit $90,000
Updated March 3, 2026
Details $90,000.00
SECU Credit Union KEOKUK, IA
18 months Certificate of Deposit (CD)
3.00%
$0
▼
Rate 2.97%
Min Deposit $0
Updated March 5, 2026
Details
Fairfax State Savings Bank Fairfax, IA
Time Certificate of Deposit 18 months
3.00%
$1,000
▼
Rate 2.98%
Min Deposit $1,000
Updated March 5, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
18-Month Term
2.98%
$5,000
▼
Rate 2.95%
Min Deposit $5,000
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
18 Month Certificate
2.95%
$500
▼
Rate 2.92%
Min Deposit $500
Updated March 3, 2026
Details
Centris Federal Credit Union Tryon, NE
Regular & IRA Certificates - 18 month
2.95%
$500
▼
Rate 2.91%
Min Deposit $500
Updated March 3, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
18 Month Certificate
2.90%
$500
▼
Rate 2.87%
Min Deposit $500
Updated March 3, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
18-Month Term
2.88%
$1,000
▼
Rate 2.85%
Min Deposit $1,000
Updated March 2, 2026
Details
First National Bank Ames, Iowa West Des Moines, IA
Special Term CDs 18 Month CD
2.88%
$10,000
▼
Rate 2.85%
Min Deposit $10,000
Updated March 4, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
18 Month Certificate
2.85%
$500
▼
Rate 2.82%
Min Deposit $500
Updated March 3, 2026
Details
Union State Bank Winterset, IA Winterset, IA
18 Month CD
2.82%
$0
▼
Rate 2.80%
Min Deposit $0
Updated March 5, 2026
Details
F&M State Bank Winterset, IA Winterset, IA
18 Month CD
2.76%
$100,000
▼
Rate 2.75%
Min Deposit $100,000
Updated March 4, 2026
Details
5 Star Community Credit Union West Burlington, WI
18 MO Share Certificate
2.75%
$500
▼
Rate 0.00%
Min Deposit $500
Updated March 2, 2026
Details
Union State Bank Winterset, IA Winterset, IA
18 Month CD
2.52%
$0
▼
Rate 2.50%
Min Deposit $0
Updated March 5, 2026
Details
Union State Bank Winterset, IA Winterset, IA
18 Month CD (GO)
2.52%
$0
▼
Rate 2.50%
Min Deposit $0
Updated March 5, 2026
Details
F&M State Bank Winterset, IA Winterset, IA
18 Month CD
2.51%
$10,000
▼
Rate 2.50%
Min Deposit $10,000
Updated March 4, 2026
Details
Flanagan State Bank Bremer, IA
Standard Certificates of Deposit 18 Month
2.41%
$5,000
▼
Rate 2.39%
Min Deposit $5,000
Updated March 4, 2026
Details
Institution
Product
APY
Min Deposit
Journey Credit Union Des Moines, IA
Jumbo Certificates 24 months
3.87%
$0
▼
Rate 3.80%
Min Deposit $0
Updated March 2, 2026
Details
Journey Credit Union Des Moines, IA
Premier Certificates 24 months
3.82%
$0
▼
Rate 3.75%
Min Deposit $0
Updated March 2, 2026
Details
Atkins Savings B&T Atkins, IA
Adjust-A-Rate CD 24 Months
3.79%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated March 2, 2026
Details Minimum Opening Deposit $1,000*
Citizens Savings Bank Spillville, IA Spillville, IA
24 Month Certificate
3.75%
$0
▼
Rate 3.72%
Min Deposit $0
Updated March 2, 2026
Details
Twin Cedars Bank Oskaloosa, IA
24 Month CD*
3.70%
$0
▼
Rate 3.67%
Min Deposit $0
Updated March 5, 2026
Details
Earlham Savings Bank Woodward, IA
24 Months Certificate of Deposit
3.65%
$15,000
▼
Rate 3.60%
Min Deposit $15,000
Updated March 4, 2026
Details
First Bank Waverly, IA Waverly, IA
IRA Certificates 24 Months
3.60%
$5,000
▼
Rate 3.57%
Min Deposit $5,000
Updated March 4, 2026
Details
Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 2 Year
3.58%
$0
▼
Rate 3.55%
Min Deposit $0
Updated March 2, 2026
Details Semi-Annually
Serve Credit Union Urbandale, IA
24-MONTH CERTIFICATE
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 24-MONTH CERTIFICATE
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
Affinity Credit Union Des Moines, IA
24 Month Certificates
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 2, 2026
Details
BankIowa Waterloo, IA
24 month CD Special
3.55%
$0
▼
Rate 3.52%
Min Deposit $0
Updated March 2, 2026
Details
Iowa State B&T Co. of Fairfield, IA Ottumwa, IA
Certificate of Deposit (CD) 24 Months
3.53%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 4, 2026
Details
Earlham Savings Bank Woodward, IA
24 Months Certificate of Deposit
3.50%
$1,000
▼
Rate 3.45%
Min Deposit $1,000
Updated March 4, 2026
Details
Members Community Credit Union Muscatine, IA
CD / IRA 24 Month
3.50%
$0
▼
Rate 3.45%
Min Deposit $0
Updated March 4, 2026
Details
Bank Midwest Windom, SD
24-Month Certificate of Deposit
3.45%
$500
▼
Rate 3.40%
Min Deposit $500
Updated March 2, 2026
Details
Serve Credit Union Urbandale, IA
24-MONTH CERTIFICATE
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 24-MONTH CERTIFICATE
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
Journey Credit Union Des Moines, IA
24 months Certificate
3.35%
$0
▼
Rate 3.30%
Min Deposit $0
Updated March 2, 2026
Details
PSB Indianola, IA Seymour, IA
Certificates of Deposit (CDs) 24-Months
3.35%
$0
▼
Rate 3.31%
Min Deposit $0
Updated March 2, 2026
Details
Serve Credit Union Urbandale, IA
24-MONTH CERTIFICATE
3.35%
$0
▼
Rate 3.30%
Min Deposit $0
Updated March 5, 2026
Details $1000 to $49,999.99
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 24-MONTH CERTIFICATE
3.35%
$0
▼
Rate 3.30%
Min Deposit $0
Updated March 5, 2026
Details $1000 to $49,999.99
Central State Bank State Center, IA West Des Moines, IA
24 Months Certificates of Deposit
3.33%
$1,500
▼
Rate 3.30%
Min Deposit $1,500
Updated March 3, 2026
Details
Central State Bank State Center, IA West Des Moines, IA
Certificates of Deposit 24 Months
3.33%
$1,500
▼
Rate 3.30%
Min Deposit $1,500
Updated March 3, 2026
Details
Cobalt Federal Credit Union Denison, IA
24 Months Certificate and IRA Account
3.30%
$100,000
▼
Rate 3.26%
Min Deposit $100,000
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
24 Month Certificate
3.30%
$500
▼
Rate 3.26%
Min Deposit $500
Updated March 3, 2026
Details
Lincoln Savings Bank Waterloo, IA
Certificate of Deposit (CD) 24 Months
3.30%
$2,500
▼
Rate 3.26%
Min Deposit $2,500
Updated March 4, 2026
Details
SECU Credit Union KEOKUK, IA
2-year Jumbo Certificate of Deposit (CD)
3.30%
$0
▼
Rate 3.26%
Min Deposit $0
Updated March 5, 2026
Details
First State Bank Stuart, IA Stuart, IA
24 Months CD
3.25%
$0
▼
Rate 3.20%
Min Deposit $0
Updated February 27, 2026
Details
First State Bank Stuart, IA Stuart, IA
Traditional & Roth IRA CD 24 Months
3.25%
$500
▼
Rate 3.21%
Min Deposit $500
Updated February 27, 2026
Details
Marion County State Bank Pella, IA
24 Month, Bump CD and Build CD
3.25%
$0
▼
Rate 3.22%
Min Deposit $0
Updated March 4, 2026
Details
Cobalt Federal Credit Union Denison, IA
24 Months Certificate and IRA Account
3.20%
$1,000
▼
Rate 3.16%
Min Deposit $1,000
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
24 Month Certificate
3.20%
$500
▼
Rate 3.16%
Min Deposit $500
Updated March 3, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
24 Month Certificate
3.05%
$500
▼
Rate 3.02%
Min Deposit $500
Updated March 3, 2026
Details
Community Bank Dunlap, IA Ute, IA
24-month CD
3.03%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
First Class Community Credit Union West Des Moines, IA
24 Month IRA / Share Certificates
3.03%
$100,000
▼
Rate 2.99%
Min Deposit $100,000
Updated March 2, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
24-Month Term
3.03%
$50,000
▼
Rate 3.00%
Min Deposit $50,000
Updated March 2, 2026
Details
Farmers State Bank Lake View, IA Lake View, IA
Certificates of Deposit 24 months
3.03%
$0
▼
Rate 3.00%
Min Deposit $0
Updated March 4, 2026
Details
Community Bank Dunlap, IA Ute, IA
24-month CD
3.02%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Iowa Falls State Bank Williams, IA
24-month CD
3.02%
$0
▼
Rate 3.00%
Min Deposit $0
Updated March 2, 2026
Details
Bellevue State Bank Bellevue, IA
Time Certificates 2 Year
3.02%
$0
▼
Rate 3.00%
Min Deposit $0
Updated March 2, 2026
Details
Community Bank Dunlap, IA Ute, IA
24-month CD
3.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
24 Month Certificate
3.00%
$500
▼
Rate 2.97%
Min Deposit $500
Updated March 3, 2026
Details
Farmers State Bank (Marion, IA) Tiffin, IA
Fixed Rate CDs 24 Months
3.00%
$1,000
▼
Rate 2.97%
Min Deposit $1,000
Updated March 4, 2026
Details
SECU Credit Union KEOKUK, IA
2 years Certificate of Deposit (CD)
3.00%
$0
▼
Rate 2.97%
Min Deposit $0
Updated March 5, 2026
Details
Sioux Valley Community Credit Union Sioux City, IA
I2 24 Month Certificate
3.00%
$1,000
▼
Rate 3.00%
Min Deposit $1,000
Updated March 5, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
24 Month Certificate
2.95%
$500
▼
Rate 2.92%
Min Deposit $500
Updated March 3, 2026
Details
F&M State Bank Winterset, IA Winterset, IA
24 Month CD
2.95%
$0
▼
Rate 2.95%
Min Deposit $0
Updated March 4, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
24-Month Term
2.93%
$25,000
▼
Rate 2.90%
Min Deposit $25,000
Updated March 2, 2026
Details
Union State Bank Winterset, IA Winterset, IA
24 Month CD
2.92%
$0
▼
Rate 2.90%
Min Deposit $0
Updated March 5, 2026
Details
Institution
Product
APY
Min Deposit
Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 3 Year Step
3.29%
$0
▼
Rate 3.25%
Min Deposit $0
Updated March 2, 2026
Details Quarterly
SECU Credit Union KEOKUK, IA
3 years Certificate of Deposit (CD)
3.00%
$0
▼
Rate 2.97%
Min Deposit $0
Updated March 5, 2026
Details
Bellevue State Bank Bellevue, IA
Time Certificates 3 Year
2.77%
$0
▼
Rate 2.75%
Min Deposit $0
Updated March 2, 2026
Details
Institution
Product
APY
Min Deposit
Serve Credit Union Urbandale, IA
48-MONTH CERTIFICATE
3.76%
$0
▼
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 48-MONTH CERTIFICATE
3.76%
$0
▼
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
Journey Credit Union Des Moines, IA
Jumbo Certificates 48 months
3.71%
$0
▼
Rate 3.65%
Min Deposit $0
Updated March 2, 2026
Details
Serve Credit Union Urbandale, IA
48-MONTH CERTIFICATE
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 48-MONTH CERTIFICATE
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
Citizens Savings Bank Spillville, IA Spillville, IA
48 Month Certificate
3.65%
$0
▼
Rate 3.62%
Min Deposit $0
Updated March 2, 2026
Details
Earlham Savings Bank Woodward, IA
48 Months Certificate of Deposit
3.65%
$15,000
▼
Rate 3.60%
Min Deposit $15,000
Updated March 4, 2026
Details
Vibrant Credit Union Des Moines, IA
48-Month CD
3.65%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details
Iowa State Bank Clarksville, IA Parkersburg, IA
48 Month Time Certificates
3.64%
$5,000
▼
Rate 3.61%
Min Deposit $5,000
Updated March 4, 2026
Details
Journey Credit Union Des Moines, IA
Premier Certificates 48 months
3.61%
$0
▼
Rate 3.55%
Min Deposit $0
Updated March 2, 2026
Details
Serve Credit Union Urbandale, IA
48-MONTH CERTIFICATE
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details $1000 to $49,999.99
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 48-MONTH CERTIFICATE
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details $1000 to $49,999.99
First Citizens Bank Mason City, IA Osage, MN
48-Month Term
3.55%
$50,000
▼
Rate 3.50%
Min Deposit $50,000
Updated March 2, 2026
Details
Earlham Savings Bank Woodward, IA
48 Months Certificate of Deposit
3.50%
$1,000
▼
Rate 3.45%
Min Deposit $1,000
Updated March 4, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
48 Month Certificate
3.45%
$500
▼
Rate 3.41%
Min Deposit $500
Updated March 3, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
48-Month Term
3.44%
$25,000
▼
Rate 3.40%
Min Deposit $25,000
Updated March 2, 2026
Details
PSB Indianola, IA Seymour, IA
Certificates of Deposit (CDs) 48-Months
3.35%
$0
▼
Rate 3.31%
Min Deposit $0
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
48 Month Certificate
3.35%
$500
▼
Rate 3.31%
Min Deposit $500
Updated March 3, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
48-Month Term
3.34%
$5,000
▼
Rate 3.30%
Min Deposit $5,000
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
48 Month Certificate
3.30%
$500
▼
Rate 3.26%
Min Deposit $500
Updated March 3, 2026
Details
Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 4 Year Step
3.29%
$0
▼
Rate 3.25%
Min Deposit $0
Updated March 2, 2026
Details Quarterly
Marion County State Bank Pella, IA
48 Month and Access CD
3.25%
$0
▼
Rate 3.22%
Min Deposit $0
Updated March 4, 2026
Details
Members Community Credit Union Muscatine, IA
CD / IRA 48 Month
3.25%
$0
▼
Rate 3.21%
Min Deposit $0
Updated March 4, 2026
Details
Telco Triad Community Credit Union Spencer, IA
Certificates 48 month certificate
3.25%
$500
▼
Rate 3.25%
Min Deposit $500
Updated March 5, 2026
Details † During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate.
Telco Triad Community Credit Union Spencer, IA
IRA Share Certificates 48 month certificate
3.25%
$500
▼
Rate 3.25%
Min Deposit $500
Updated March 5, 2026
Details † During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Share Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate.
First Citizens Bank Mason City, IA Osage, MN
48-Month Term
3.24%
$1,000
▼
Rate 3.20%
Min Deposit $1,000
Updated March 2, 2026
Details
Journey Credit Union Des Moines, IA
48 months Certificate
3.20%
$0
▼
Rate 3.15%
Min Deposit $0
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
48 Month Certificate
3.20%
$500
▼
Rate 3.16%
Min Deposit $500
Updated March 3, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
48 Month Certificate
3.15%
$500
▼
Rate 3.11%
Min Deposit $500
Updated March 3, 2026
Details
Central State Bank State Center, IA West Des Moines, IA
48 Months Certificates of Deposit
3.12%
$1,500
▼
Rate 3.10%
Min Deposit $1,500
Updated March 3, 2026
Details
Central State Bank State Center, IA West Des Moines, IA
Certificates of Deposit 48 Months
3.12%
$1,500
▼
Rate 3.10%
Min Deposit $1,500
Updated March 3, 2026
Details
Union State Bank Winterset, IA Winterset, IA
48 Month CD
3.12%
$50,000
▼
Rate 3.10%
Min Deposit $50,000
Updated March 5, 2026
Details
First Bank Waverly, IA Waverly, IA
IRA Certificates 48 Months
3.10%
$2,500
▼
Rate 3.08%
Min Deposit $2,500
Updated March 4, 2026
Details
First State Bank Stuart, IA Stuart, IA
48 Months CD
3.05%
$0
▼
Rate 3.00%
Min Deposit $0
Updated February 27, 2026
Details
F&M State Bank Winterset, IA Winterset, IA
48 Month CD
3.05%
$0
▼
Rate 3.05%
Min Deposit $0
Updated March 4, 2026
Details
Community Bank Dunlap, IA Ute, IA
48-month CD
3.03%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Farmers State Bank Lake View, IA Lake View, IA
Certificates of Deposit 48 months
3.03%
$0
▼
Rate 3.00%
Min Deposit $0
Updated March 4, 2026
Details
Community Bank Dunlap, IA Ute, IA
48-month CD
3.02%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Cobalt Federal Credit Union Denison, IA
48 Months Certificate and IRA Account
3.00%
$100,000
▼
Rate 2.97%
Min Deposit $100,000
Updated March 2, 2026
Details
Community Bank Dunlap, IA Ute, IA
48-month CD
3.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Union State Bank Winterset, IA Winterset, IA
48 Month CD
2.92%
$25,000
▼
Rate 2.90%
Min Deposit $25,000
Updated March 5, 2026
Details
Cobalt Federal Credit Union Denison, IA
48 Months Certificate and IRA Account
2.90%
$1,000
▼
Rate 2.87%
Min Deposit $1,000
Updated March 2, 2026
Details
Centris Federal Credit Union Tryon, NE
Jumbo Certificates - minimum opening deposit of 48 month
2.85%
$90,000
▼
Rate 2.81%
Min Deposit $90,000
Updated March 3, 2026
Details $90,000.00
F&M State Bank Winterset, IA Winterset, IA
48 Month CD
2.85%
$0
▼
Rate 2.85%
Min Deposit $0
Updated March 4, 2026
Details
Union State Bank Winterset, IA Winterset, IA
48 Month CD
2.82%
$2,500
▼
Rate 2.80%
Min Deposit $2,500
Updated March 5, 2026
Details GO
Union State Bank Winterset, IA Winterset, IA
48 Month CD
2.77%
$2,500
▼
Rate 2.75%
Min Deposit $2,500
Updated March 5, 2026
Details
Centris Federal Credit Union Tryon, NE
Regular & IRA Certificates - 48 month
2.75%
$500
▼
Rate 2.71%
Min Deposit $500
Updated March 3, 2026
Details
Fairfax State Savings Bank Fairfax, IA
Time Certificate of Deposit 48 months
2.75%
$1,000
▼
Rate 2.73%
Min Deposit $1,000
Updated March 5, 2026
Details
Iowa Falls State Bank Williams, IA
48-month CD
2.61%
$0
▼
Rate 2.60%
Min Deposit $0
Updated March 2, 2026
Details
Charter Bank IA Waukee, IA
48 months Certificate of Deposit -250,000)
2.50%
$10,000
▼
Rate 2.48%
Min Deposit $10,000
Updated March 3, 2026
Details $10,000
Institution
Product
APY
Min Deposit
Serve Credit Union Urbandale, IA
60-MONTH CERTIFICATE
3.87%
$0
▼
Rate 3.80%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
Serve Credit Union Urbandale, IA
60-MONTH CERTIFICATE
3.76%
$0
▼
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
Journey Credit Union Des Moines, IA
Jumbo Certificates 60 months
3.71%
$0
▼
Rate 3.65%
Min Deposit $0
Updated March 2, 2026
Details
Iowa State B&T Co. of Fairfield, IA Ottumwa, IA
60 MONTH CD
3.68%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 4, 2026
Details *Click "Start Saving Now" for more details!
Iowa State B&T Co. of Fairfield, IA Ottumwa, IA
Certificate of Deposit (CD) 60 Months
3.68%
$0
▼
Rate 3.65%
Min Deposit $0
Updated March 4, 2026
Details
Serve Credit Union Urbandale, IA
60-MONTH CERTIFICATE
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated March 5, 2026
Details $1000 to $49,999.99
Earlham Savings Bank Woodward, IA
60 Months Certificate of Deposit
3.65%
$15,000
▼
Rate 3.60%
Min Deposit $15,000
Updated March 4, 2026
Details
Journey Credit Union Des Moines, IA
Premier Certificates 60 months
3.61%
$0
▼
Rate 3.55%
Min Deposit $0
Updated March 2, 2026
Details
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 60-MONTH CERTIFICATE
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details $100,000 and over
First Citizens Bank Mason City, IA Osage, MN
60-Month Term
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
60 Month Certificate
3.55%
$500
▼
Rate 3.50%
Min Deposit $500
Updated March 3, 2026
Details
Iowa Falls State Bank Williams, IA
60-month CD
3.53%
$0
▼
Rate 3.50%
Min Deposit $0
Updated March 2, 2026
Details
Atkins Savings B&T Atkins, IA
Adjust-A-Rate CD 60 Months
3.53%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated March 2, 2026
Details Minimum Opening Deposit $1,000*
Earlham Savings Bank Woodward, IA
60 Months Certificate of Deposit
3.50%
$1,000
▼
Rate 3.45%
Min Deposit $1,000
Updated March 4, 2026
Details
Telco Triad Community Credit Union Spencer, IA
Certificates 60 month certificate
3.50%
$500
▼
Rate 3.50%
Min Deposit $500
Updated March 5, 2026
Details † During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate.
Telco Triad Community Credit Union Spencer, IA
IRA Share Certificates 60 month certificate
3.50%
$500
▼
Rate 3.50%
Min Deposit $500
Updated March 5, 2026
Details † During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Share Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate.
Community 1st Credit Union Ottumwa, IA Washington, IA
60 Month Certificate
3.45%
$500
▼
Rate 3.41%
Min Deposit $500
Updated March 3, 2026
Details
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 60-MONTH CERTIFICATE
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated March 5, 2026
Details $50,000 to $99,999.99
First Citizens Bank Mason City, IA Osage, MN
60-Month Term
3.44%
$0
▼
Rate 3.40%
Min Deposit $0
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
60 Month Certificate
3.40%
$500
▼
Rate 3.36%
Min Deposit $500
Updated March 3, 2026
Details
PSB Indianola, IA Seymour, IA
Certificates of Deposit (CDs) 60-Months
3.35%
$0
▼
Rate 3.31%
Min Deposit $0
Updated March 2, 2026
Details
Serve Credit Union Urbandale, IA
IRA & ESA Certificate of Deposit 60-MONTH CERTIFICATE
3.35%
$0
▼
Rate 3.30%
Min Deposit $0
Updated March 5, 2026
Details $1000 to $49,999.99
First Citizens Bank Mason City, IA Osage, MN
60-Month Term
3.34%
$0
▼
Rate 3.30%
Min Deposit $0
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
60 Month Certificate
3.30%
$500
▼
Rate 3.26%
Min Deposit $500
Updated March 3, 2026
Details
Community Bank Dunlap, IA Ute, IA
60-month CD
3.29%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Community Bank Dunlap, IA Ute, IA
60-month CD
3.28%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 5 Year
3.28%
$0
▼
Rate 3.25%
Min Deposit $0
Updated March 2, 2026
Details Semi-Annually
Community Bank Dunlap, IA Ute, IA
60-month CD
3.25%
$0
▼
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Marion County State Bank Pella, IA
60 Month and Access CD
3.25%
$0
▼
Rate 3.22%
Min Deposit $0
Updated March 4, 2026
Details
Members Community Credit Union Muscatine, IA
CD / IRA 60 Month
3.25%
$0
▼
Rate 3.21%
Min Deposit $0
Updated March 4, 2026
Details
First Citizens Bank Mason City, IA Osage, MN
60-Month Term
3.24%
$0
▼
Rate 3.20%
Min Deposit $0
Updated March 2, 2026
Details
Union State Bank Winterset, IA Winterset, IA
60 Month CD
3.22%
$50,000
▼
Rate 3.20%
Min Deposit $50,000
Updated March 5, 2026
Details
Journey Credit Union Des Moines, IA
60 months Certificate
3.20%
$0
▼
Rate 3.15%
Min Deposit $0
Updated March 2, 2026
Details
Community 1st Credit Union Ottumwa, IA Washington, IA
60 Month Certificate
3.20%
$500
▼
Rate 3.16%
Min Deposit $500
Updated March 3, 2026
Details
F&M State Bank Winterset, IA Winterset, IA
60 Month CD
3.10%
$0
▼
Rate 3.10%
Min Deposit $0
Updated March 4, 2026
Details
Des Moines Metro Credit Union Des Moines, IA
5-year IRA Share Certificates
3.03%
$250
▼
Rate 3.00%
Min Deposit $250
Updated February 28, 2026
Details Penalty: 6 month
Des Moines Metro Credit Union Des Moines, IA
5-year Share Certificate
3.03%
$5,000
▼
Rate 3.00%
Min Deposit $5,000
Updated February 28, 2026
Details Penalty: 6 month
R.I.A. Federal Credit Union Wilton, WI
60 Months Share Certificate
3.03%
$0
▼
Rate 3.00%
Min Deposit $0
Updated March 5, 2026
Details
R.I.A. Federal Credit Union Wilton, WI
Share Certificate 60 Months
3.03%
$0
▼
Rate 3.00%
Min Deposit $0
Updated March 5, 2026
Details
Central State Bank State Center, IA West Des Moines, IA
60 Months Certificates of Deposit
3.02%
$1,500
▼
Rate 3.00%
Min Deposit $1,500
Updated March 3, 2026
Details
Central State Bank State Center, IA West Des Moines, IA
Certificates of Deposit 60 Months
3.02%
$1,500
▼
Rate 3.00%
Min Deposit $1,500
Updated March 3, 2026
Details
Union State Bank Winterset, IA Winterset, IA
60 Month CD
3.02%
$25,000
▼
Rate 3.00%
Min Deposit $25,000
Updated March 5, 2026
Details
First State Bank Stuart, IA Stuart, IA
60 Months CD
3.00%
$0
▼
Rate 2.96%
Min Deposit $0
Updated February 27, 2026
Details
Cobalt Federal Credit Union Denison, IA
60 Months Certificate and IRA Account
3.00%
$100,000
▼
Rate 2.97%
Min Deposit $100,000
Updated March 2, 2026
Details
F&M State Bank Winterset, IA Winterset, IA
60 Month CD
2.95%
$0
▼
Rate 2.95%
Min Deposit $0
Updated March 4, 2026
Details
Union State Bank Winterset, IA Winterset, IA
60 Month CD
2.92%
$2,500
▼
Rate 2.90%
Min Deposit $2,500
Updated March 5, 2026
Details
Cobalt Federal Credit Union Denison, IA
60 Months Certificate and IRA Account
2.90%
$1,000
▼
Rate 2.87%
Min Deposit $1,000
Updated March 2, 2026
Details
Centris Federal Credit Union Tryon, NE
Jumbo Certificates - minimum opening deposit of 60 month
2.85%
$90,000
▼
Rate 2.81%
Min Deposit $90,000
Updated March 3, 2026
Details $90,000.00
Union State Bank Winterset, IA Winterset, IA
60 Month CD
2.82%
$2,500
▼
Rate 2.80%
Min Deposit $2,500
Updated March 5, 2026
Details
DuTrac Community Credit Union MONTICELLO, IL
60 Months EcoPlus Account Bonus CD
2.76%
$1,000
▼
Rate 2.73%
Min Deposit $1,000
Updated March 4, 2026
Details
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Kimballton, Iowa Jumbo CD Rates

Jumbo CD rates in Kimballton, Iowa are usually higher than standard Kimballton, IA CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Kimballton, Iowa jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Kimballton, Iowa and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured

Kimballton, Iowa Credit Union CD Rates

When comparing Kimballton, IA CD rates from credit unions make sure to choose a Kimballton, IA credit union that has deposits insured by the National Credit Union Administration (NCUA).This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Kimballton, Iowa directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every CD rate displayed on cdrates.monitorbankrates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Kimballton, Iowa. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized certificate of deposit rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield CDs from large national institutions available to savers in IA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update CD rates daily. Because certificate of deposit rates can fluctuate rapidly based on market conditions, every single CD product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Kimballton, Iowa. It is always advisable to check with the specific financial institution's official website for the most current offers and terms.

Kimballton, IA Rates & Resources

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Kimballton, Iowa Savings Rates
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Kimballton, Iowa Mortgage Rates

Banks in Kimballton, IA

Kimballton FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Landmands Bank

FDIC Cert #4471
100 N Main Street, Kimballton, IA 51543
How to Find the Best CD in Kimballton, Iowa
  1. Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for Kimballton, Iowa
What are the current CD rates in Kimballton, Iowa? ▼
Below is a list of the top current CD rates available for Kimballton, Iowa:
Citizens Savings Bank Spillville, IA3.90% APY (6-Month CD)
Citizens Savings Bank Spillville, IA3.80% APY (18-Month CD)
Citizens Savings Bank Spillville, IA3.75% APY (12-Month CD)
Citizens Savings Bank Spillville, IA3.75% APY (24-Month CD)
F&M State Bank Winterset, IA3.68% APY (6-Month CD (Jumbo))
Home State Bank Royal, IA3.68% APY (6-Month CD)
Citizens Savings Bank Spillville, IA3.65% APY (36-Month CD)
Citizens Savings Bank Spillville, IA3.65% APY (48-Month CD)
Home State Bank Royal, IA3.65% APY (12-Month CD)
First State Bank Stuart, IA3.60% APY (6-Month CD)
Last Updated and Verified: February 28, 2026
CD rates shown are recent from the last updated date. Current CD rates may vary.
Are CD rates fixed? ▼
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD? ▼
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD? ▼
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.