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Editorial Disclosure APYs shown are actual verified rates sourced from banks’ and credit unions’ official websites. Your actual rate will depend on deposit amount, term, and eligibility.

CD Rates in Peosta, IA – March 2026

Search and compare Peosta, IA CD rates from banks and credit unions. Our CD interest rate tables for Peosta, IA include 3 month, 6 month, 12 month, 18 month, 24 month, 36 month, 48 month and 60 month rates. You can search for the best CD rates in Peosta, IA. MonitorBankRates also offers a free CD Calculator and CD Ladder Calculator.

Current Peosta, Iowa CD Rates

Current rates from New Albin Savings Bank include a 6 Month CD at 3.70% APY. Affinity Credit Union has a 12 month Certificate available at 3.75% APY. For those in Peosta, Iowa, Iowa State Bank Clarksville, IA lists a 18 Month Time Certificates at 3.71%. FreedomBank Elkader, IA has a 18 Month IRA Certificates available at 3.75% APY.

Find the best CD rates in Peosta, IA today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in IA, comparing APYs is the best way to maximize your earnings.

Rates reflect recent market quotes and representative offers available to depositors in Peosta, Iowa and the surrounding area. Last Updated and Verified: March 12, 2026

Institution
Product
APY
Min Deposit
Profile
Cedar Falls Community Credit Union Waverly, IA
Youth Certificates 3 Month Add-On
3.75%
$100
Rate3.94%
Min Deposit$100
UpdatedMarch 12, 2026
Details

No additional details available.

Bankers Trust Company West Des Moines, NE
3 Month Certificates of Deposit Gold Tier
3.70%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Interest Rate is Base Interest Rate + 0.40%

Unite Credit Union Cedar Falls, IA
3-Month Certificate
3.50%
$500
Rate3.46%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

First National Bank Ames, Iowa West Des Moines, IA
Special Term CDs* 3 Month CD
3.29%
$25,000
Rate3.25%
Min Deposit$25,000
UpdatedMarch 10, 2026
Details

No additional details available.

New Albin Savings Bank New Albin, IA
3 Month CD
3.14%
$0
Rate3.10%
Min Deposit$0
UpdatedMarch 10, 2026
Details

$100,000 & over

5 Star Community Credit Union West Burlington, WI
3 MO Share Certificate
2.40%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Iowa State Bank Clarksville, IA Parkersburg, IA
3 Month Time Certificates
2.37%
$0
Rate2.35%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Grinnell State Bank Polk City, IA
Certificates of Deposit 3 month
2.27%
$50,000
Rate2.25%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

DB & IRA

Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 3 Month
2.00%
$0
Rate1.99%
Min Deposit$0
UpdatedMarch 2, 2026
Details

At Maturity

Flanagan State Bank Bremer, IA
Standard Certificates of Deposit 3 Month
1.84%
$5,000
Rate1.83%
Min Deposit$5,000
UpdatedMarch 10, 2026
Details

No additional details available.

Sanborn Savings Bank Sanborn, IA
90 Day CD
1.81%
$1,000
Rate1.80%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Bank Iowa West Des Moines, IA
3 Month CD
1.01%
$0
Rate1.01%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Premier Bank Dubuque, IA Dubuque, IA
3 month term
1.00%
$1,000
Rate0.99%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Marine Credit Union West Des Moines, IA
Jumbo Certificates 3-month
0.55%
$0
Rate0.55%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Wells Fargo West Des Moines, IA
3 month Standard Fixed Rate CD
0.50%
$2,500
Rate0.50%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

Members Community Credit Union Muscatine, IA
CD / IRA 3 Month
0.20%
$0
Rate0.20%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

CNB Clinton National Bank Sabula, IA
3 Month Certificate
0.15%
$0
Rate0.15%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Heartland Bank and Trust Company Waterloo, IA
3 Month Certificates of Deposit
0.03%
$2,500
Rate0.03%
Min Deposit$2,500
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Vibrant Credit Union Des Moines, IA
6-Month CD Special
3.75%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

New Albin Savings Bank New Albin, IA
6 Month CD
3.70%
$0
Rate3.65%
Min Deposit$0
UpdatedMarch 10, 2026
Details

$1,000-$99,999

Grinnell State Bank Polk City, IA
Certificates of Deposit 6 month
3.68%
$50,000
Rate3.65%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

DB & IRA

Iowa State Bank Clarksville, IA Parkersburg, IA
6 Month Time Certificates
3.66%
$0
Rate3.63%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Iowa Falls State Bank Williams, IA
6-month (special) CD
3.55%
$0
Rate3.52%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Community Bank Dunlap, IA Ute, IA
6-month CD
3.53%
$5,000
Rate0.00%
Min Deposit$5,000
UpdatedMarch 12, 2026
Details

$5,000 minimum deposit

Serve Credit Union Urbandale, IA
6-MONTH CERTIFICATE
3.51%
$0
Rate3.45%
Min Deposit$0
UpdatedMarch 11, 2026
Details

$100,000 and over

Hills Bank and Trust Company Williamsburg, IA
Certificate of Deposit (CD) / Individual Retirement Account (IRA) Specials 6 month special
3.49%
$0
Rate3.45%
Min Deposit$0
UpdatedMarch 10, 2026
Details

*Relationship Pricing

Central State Bank State Center, IA West Des Moines, IA
6 Month Certificates of Deposit
3.48%
$1,500
Rate3.45%
Min Deposit$1,500
UpdatedMarch 9, 2026
Details

No additional details available.

Centris Federal Credit Union Tryon, NE
Jumbo Certificates - minimum opening deposit of 6 month
3.35%
$90,000
Rate3.30%
Min Deposit$90,000
UpdatedMarch 9, 2026
Details

$90,000.00

Farmers Trust & Savings Bank Earling, IA Woodbine, IA
6 Month CD
3.34%
$1,000
Rate3.30%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

First Citizens Bank Mason City, IA Osage, MN
6-Month Term
3.33%
$0
Rate3.30%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

5 Star Community Credit Union West Burlington, WI
6 MO Share Certificate
3.25%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Heritage Bank N.A. Sioux City, IA
6 Month Certificate of Deposit
2.85%
$0
Rate2.83%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Union State Bank Winterset, IA Winterset, IA
6 Month CD
2.82%
$50,000
Rate2.80%
Min Deposit$50,000
UpdatedMarch 12, 2026
Details

No additional details available.

Advantage Credit Union Newtown, IA Newton, IA
6 mo CD
2.80%
$100,000
Rate2.76%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 6 Month
2.50%
$0
Rate2.48%
Min Deposit$0
UpdatedMarch 2, 2026
Details

Semi-Annually

Flanagan State Bank Bremer, IA
Standard Certificates of Deposit 6 Month
2.25%
$1,000
Rate2.23%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Telco Triad Community Credit Union Spencer, IA
Certificates 6 month certificate
2.00%
$500
Rate2.00%
Min Deposit$500
UpdatedMarch 5, 2026
Details

No additional details available.

Bank Iowa West Des Moines, IA
6 Month CD
1.54%
$0
Rate1.53%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Fox Valley Credit Union Montrose, IA
IRA Certificates 6 Month
1.26%
$0
Rate1.25%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Premier Bank Dubuque, IA Dubuque, IA
6 month term
1.25%
$1,000
Rate1.24%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Marine Credit Union West Des Moines, IA
Jumbo Certificates 6-month
1.05%
$0
Rate1.05%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Wells Fargo West Des Moines, IA
6 month Standard Fixed Rate CD
0.50%
$2,500
Rate0.50%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

CNB Clinton National Bank Sabula, IA
6 Month Certificate
0.35%
$0
Rate0.35%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Bellevue State Bank Bellevue, IA
Time Certificates 6 Month
0.20%
$0
Rate0.20%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Heartland Bank and Trust Company Waterloo, IA
6 Month Certificates of Deposit
0.07%
$2,500
Rate0.07%
Min Deposit$2,500
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Affinity Credit Union Des Moines, IA
12 month Certificate
3.75%
$10,000
Rate4.00%
Min Deposit$10,000
UpdatedMarch 9, 2026
Details

No additional details available.

Iowa State Bank Clarksville, IA Parkersburg, IA
12 Month Time Certificates
3.74%
$0
Rate3.71%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

SECU Credit Union KEOKUK, IA
Certificate of Deposit (CD) 12 Month Gold
3.70%
$0
Rate3.65%
Min Deposit$0
UpdatedMarch 11, 2026
Details

Requires SECU TotalTM Checking - Gold level

Flanagan State Bank Bremer, IA
Large Depositor Special 12 Month
3.65%
$250,000
Rate3.60%
Min Deposit$250,000
UpdatedMarch 10, 2026
Details

No additional details available.

Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 1 Year
3.63%
$0
Rate3.60%
Min Deposit$0
UpdatedMarch 2, 2026
Details

Semi-Annually

Home State Bank Royal, IA Royal, IA
1 Year (12 months) CD
3.60%
$1,000
Rate3.55%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

First Class Community Credit Union West Des Moines, IA
12 Month IRA / Share Certificates
3.54%
$100,000
Rate3.49%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Farmers Trust and Savings Bank Spencer, IA Spencer, IA
12 Month CD
3.52%
$5,000
Rate3.47%
Min Deposit$5,000
UpdatedMarch 10, 2026
Details

No additional details available.

F&M State Bank Winterset, IA Winterset, IA
12 Month CD
3.50%
$100,000
Rate3.50%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Serve Credit Union Urbandale, IA
12-MONTH CERTIFICATE
3.40%
$0
Rate3.35%
Min Deposit$0
UpdatedMarch 11, 2026
Details

$100,000 and over

Bank Midwest Windom, SD
12-month Certificate of Deposit
3.35%
$500
Rate3.30%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

First Citizens Bank Mason City, IA Osage, MN
12-Month Term
3.29%
$50,000
Rate3.25%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

No additional details available.

5 Star Community Credit Union West Burlington, WI
12 MO Share Certificate
3.20%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Centris Federal Credit Union Tryon, NE
Jumbo Certificates - minimum opening deposit of 12 month
3.10%
$90,000
Rate3.05%
Min Deposit$90,000
UpdatedMarch 9, 2026
Details

$90,000.00

Farmers Trust & Savings Bank Earling, IA Woodbine, IA
12 Month CD
3.09%
$1,000
Rate3.05%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

North Star Community Credit Union Cherokee, IA Sheldon, IA
1 Year Star Saver Share Certificate
3.05%
$100
Rate3.02%
Min Deposit$100
UpdatedMarch 10, 2026
Details

No additional details available.

Iowa Falls State Bank Williams, IA
12-month CD
3.03%
$0
Rate3.00%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Heritage Bank N.A. Sioux City, IA
12 Month Certificate of Deposit
3.00%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Union State Bank Winterset, IA Winterset, IA
12 Month CD
2.92%
$0
Rate2.90%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Community 1st Credit Union Ottumwa, IA Washington, IA
12 Month Certificate Account
2.85%
$500
Rate2.82%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Advantage Credit Union Newtown, IA Newton, IA
12 mo CD
2.79%
$100,000
Rate2.75%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

Telco Triad Community Credit Union Spencer, IA
Certificates 12 month certificate
2.60%
$500
Rate2.60%
Min Deposit$500
UpdatedMarch 5, 2026
Details

No additional details available.

Community Bank Dunlap, IA Ute, IA
12-month CD
2.52%
$5,000
Rate0.00%
Min Deposit$5,000
UpdatedMarch 12, 2026
Details

$5,000 minimum deposit

Grinnell State Bank Polk City, IA
Certificates of Deposit 12 month
2.27%
$50,000
Rate2.25%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

DB & IRA

Sanborn Savings Bank Sanborn, IA
12 Month CD
2.16%
$1,000
Rate2.15%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Bellevue State Bank Bellevue, IA
Time Certificates 1 Year
2.01%
$0
Rate2.00%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

PSB Wellsburg, IA Wellsburg, IA
Certificate of Deposit (CD) 12 Month
1.75%
$150,000
Rate1.74%
Min Deposit$150,000
UpdatedMarch 9, 2026
Details

No additional details available.

Bank Iowa West Des Moines, IA
12 Month CD
1.70%
$0
Rate1.69%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Marine Credit Union West Des Moines, IA
Jumbo Individual Retirement Account Certificates 12-month
1.55%
$0
Rate1.54%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

First State Bank Britt, IA Woden, IA
12 Month Certificate of Deposit
1.51%
$1,000
Rate1.50%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Wells Fargo West Des Moines, IA
1 year Standard Fixed Rate CD
1.50%
$2,500
Rate1.49%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

Fox Valley Credit Union Montrose, IA
IRA Certificates 12 Month
1.36%
$0
Rate1.35%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Heartland Bank and Trust Company Waterloo, IA
12 Month Certificates of Deposit
1.00%
$1,500
Rate1.00%
Min Deposit$1,500
UpdatedMarch 10, 2026
Details

No additional details available.

Connection Bank Montrose, IA
12 Month Fixed IRA
0.45%
$0
Rate0.45%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Casebine Community Credit Union Burlington, IA
12 month certificate
0.25%
$0
Rate0.25%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Farmers State Bank Waterloo, IA West Des Moines, IA
CDs - Certificate of Deposit 12 Month
0.20%
$2,500
Rate0.20%
Min Deposit$2,500
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
FreedomBank Elkader, IA Waukon, IA
18 Month IRA Certificates
3.75%
$100,000
Rate3.80%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Iowa State Bank Clarksville, IA Parkersburg, IA
18 Month Time Certificates
3.71%
$0
Rate3.68%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Members Community Credit Union Muscatine, IA
CD / IRA 18 Month
3.60%
$0
Rate3.54%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 18 Month
3.58%
$0
Rate3.55%
Min Deposit$0
UpdatedMarch 2, 2026
Details

Semi-Annually

Bellevue State Bank Bellevue, IA
Time Certificates 18 Month
3.53%
$0
Rate3.50%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Marion County State Bank Pella, IA
18 Month and Build CD
3.40%
$0
Rate3.37%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Community 1st Credit Union Ottumwa, IA Washington, IA
18 Month Certificate Account
3.20%
$500
Rate3.16%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

First Citizens Bank Mason City, IA Osage, MN
18-Month Term
3.19%
$50,000
Rate3.15%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

No additional details available.

First National Bank Ames, Iowa West Des Moines, IA
Special Term CDs* 18 Month CD
3.14%
$25,000
Rate3.10%
Min Deposit$25,000
UpdatedMarch 10, 2026
Details

No additional details available.

Centris Federal Credit Union Tryon, NE
Jumbo Certificates - minimum opening deposit of 18 month
3.05%
$90,000
Rate3.00%
Min Deposit$90,000
UpdatedMarch 9, 2026
Details

$90,000.00

Union State Bank Winterset, IA Winterset, IA
18 Month CD
2.82%
$50,000
Rate2.80%
Min Deposit$50,000
UpdatedMarch 12, 2026
Details

No additional details available.

F&M State Bank Winterset, IA Winterset, IA
18 Month CD
2.76%
$100,000
Rate2.75%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

5 Star Community Credit Union West Burlington, WI
18 MO Share Certificate
2.75%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Flanagan State Bank Bremer, IA
Standard Certificates of Deposit 18 Month
2.41%
$5,000
Rate2.39%
Min Deposit$5,000
UpdatedMarch 10, 2026
Details

No additional details available.

Grinnell State Bank Polk City, IA
Certificates of Deposit 18 month
2.27%
$50,000
Rate2.25%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

DB & IRA

Sanborn Savings Bank Sanborn, IA
18 Month CD
2.21%
$1,000
Rate2.20%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Iowa State B&T Co. of Fairfield, IA Ottumwa, IA
18 Month IRA
2.02%
$0
Rate2.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

PSB Wellsburg, IA Wellsburg, IA
Certificate of Deposit (CD) 18 Month
1.85%
$150,000
Rate1.84%
Min Deposit$150,000
UpdatedMarch 9, 2026
Details

No additional details available.

Bank Iowa West Des Moines, IA
18 Month CD
1.83%
$0
Rate1.82%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Marine Credit Union West Des Moines, IA
Jumbo Individual Retirement Account Certificates 18-month
1.55%
$0
Rate1.54%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Fox Valley Credit Union Montrose, IA
IRA Certificates 18 Month
1.46%
$0
Rate1.45%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Affinity Credit Union Des Moines, IA
18 Month Certificates/IRA Certificates
1.26%
$0
Rate1.25%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Heartland Bank and Trust Company Waterloo, IA
18 Month Certificates of Deposit
1.00%
$1,500
Rate1.00%
Min Deposit$1,500
UpdatedMarch 10, 2026
Details

No additional details available.

Connection Bank Montrose, IA
18 Month Variable IRA
0.60%
$0
Rate0.59%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

CNB Clinton National Bank Sabula, IA
18 Month Certificate
0.50%
$0
Rate0.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Green Belt Bank & Trust Parkersburg, IA
24 Month Legacy CD
3.75%
$20
Rate0.00%
Min Deposit$20
UpdatedMarch 10, 2026
Details

No additional details available.

FreedomBank Elkader, IA Waukon, IA
24 Month IRA Certificates
3.73%
$25,000
Rate3.70%
Min Deposit$25,000
UpdatedMarch 10, 2026
Details

No additional details available.

Twin Cedars Bank Oskaloosa, IA
24 Month CD
3.70%
$500
Rate3.67%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

New Albin Savings Bank New Albin, IA
2 Year CD
3.65%
$0
Rate3.60%
Min Deposit$0
UpdatedMarch 10, 2026
Details

$1,000-$99,999

Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 2 Year
3.58%
$0
Rate3.55%
Min Deposit$0
UpdatedMarch 2, 2026
Details

Semi-Annually

Serve Credit Union Urbandale, IA
24-MONTH CERTIFICATE
3.56%
$0
Rate3.50%
Min Deposit$0
UpdatedMarch 11, 2026
Details

$100,000 and over

BankIowa Waterloo, IA
24 month CD Special
3.55%
$0
Rate3.52%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Members Community Credit Union Muscatine, IA
CD / IRA 24 Month
3.50%
$0
Rate3.45%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bank Midwest Windom, SD
24-Month Certificate of Deposit
3.45%
$500
Rate3.40%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

SECU Credit Union KEOKUK, IA
Certificate of Deposit (CD) 2-year Jumbo
3.30%
$0
Rate3.26%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Marion County State Bank Pella, IA
24 Month, Bump CD and Build CD
3.25%
$0
Rate3.22%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Community 1st Credit Union Ottumwa, IA Washington, IA
24 Month Certificate Account
3.20%
$500
Rate3.16%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Community Bank Dunlap, IA Ute, IA
24-month CD
3.03%
$25,000
Rate0.00%
Min Deposit$25,000
UpdatedMarch 12, 2026
Details

$25,000 minimum deposit

Iowa Falls State Bank Williams, IA
24-month CD
3.02%
$0
Rate3.00%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Sioux Valley Community Credit Union Sioux City, IA
I2 24 Month Certificate
3.00%
$1,000
Rate3.00%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

F&M State Bank Winterset, IA Winterset, IA
24 Month CD
2.95%
$100,000
Rate2.95%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

First Citizens Bank Mason City, IA Osage, MN
24-Month Term
2.93%
$25,000
Rate2.90%
Min Deposit$25,000
UpdatedMarch 2, 2026
Details

No additional details available.

Union State Bank Winterset, IA Winterset, IA
24 Month CD
2.92%
$50,000
Rate2.90%
Min Deposit$50,000
UpdatedMarch 12, 2026
Details

No additional details available.

Centris Federal Credit Union Tryon, NE
Jumbo Certificates - minimum opening deposit of 24 month
2.85%
$90,000
Rate2.81%
Min Deposit$90,000
UpdatedMarch 9, 2026
Details

$90,000.00

Heritage Bank N.A. Sioux City, IA
24 Month Certificate of Deposit
2.80%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

First Class Community Credit Union West Des Moines, IA
24 Month IRA / Share Certificates
2.77%
$2,000
Rate2.74%
Min Deposit$2,000
UpdatedMarch 2, 2026
Details

No additional details available.

Telco Triad Community Credit Union Spencer, IA
Certificates 24 month certificate
2.75%
$500
Rate2.75%
Min Deposit$500
UpdatedMarch 5, 2026
Details

No additional details available.

Advantage Credit Union Newtown, IA Newton, IA
24 mo CD
2.64%
$100,000
Rate2.61%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

Affinity Credit Union Des Moines, IA
IRA Certificates: 24 month
2.53%
$25,000
Rate2.50%
Min Deposit$25,000
UpdatedMarch 9, 2026
Details

No additional details available.

Flanagan State Bank Bremer, IA
IRA Certificates 24 Month
2.44%
$0
Rate2.43%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Grinnell State Bank Polk City, IA
Certificates of Deposit 24 month
2.27%
$50,000
Rate2.25%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

DB & IRA

Sanborn Savings Bank Sanborn, IA
24 Month CD
2.26%
$1,000
Rate2.25%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

PSB Wellsburg, IA Wellsburg, IA
Certificate of Deposit (CD) 24 Month
2.05%
$150,000
Rate2.04%
Min Deposit$150,000
UpdatedMarch 9, 2026
Details

No additional details available.

Marine Credit Union West Des Moines, IA
Jumbo Individual Retirement Account Certificates 24-month
1.90%
$0
Rate1.89%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

First State Bank Britt, IA Woden, IA
24 Month Certificate of Deposit
1.86%
$1,000
Rate1.85%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Premier Bank Dubuque, IA Dubuque, IA
24 month term
1.75%
$1,000
Rate1.74%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Bank Iowa West Des Moines, IA
24 Month CD
1.61%
$0
Rate1.60%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Fox Valley Credit Union Montrose, IA
IRA Certificates 24 Month
1.56%
$0
Rate1.55%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Heartland Bank and Trust Company Waterloo, IA
24 Month Certificates of Deposit
1.00%
$1,500
Rate1.00%
Min Deposit$1,500
UpdatedMarch 10, 2026
Details

No additional details available.

Metco Credit Union Cedar Rapids, IA
24 Month IRA CD
0.95%
$0
Rate0.95%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

CNB Clinton National Bank Sabula, IA
24 Month Certificate
0.60%
$0
Rate0.60%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Hills Bank and Trust Company Williamsburg, IA
Add-on CDs 24 month
0.50%
$0
Rate0.50%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Farmers State Bank Waterloo, IA West Des Moines, IA
CDs - Certificate of Deposit 24 Month
0.35%
$2,500
Rate0.35%
Min Deposit$2,500
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
FreedomBank Elkader, IA Waukon, IA
36 Month IRA Certificates
3.75%
$100,000
Rate3.75%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Serve Credit Union Urbandale, IA
36-MONTH CERTIFICATE
3.66%
$0
Rate3.60%
Min Deposit$0
UpdatedMarch 11, 2026
Details

$100,000 and over

Citizens Savings Bank Spillville, IA Spillville, IA
36 Month Certificate
3.65%
$0
Rate3.62%
Min Deposit$0
UpdatedMarch 9, 2026
Details

**

Iowa State Bank Clarksville, IA Parkersburg, IA
36 Month Time Certificates
3.60%
$0
Rate3.57%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

First Citizens Bank Mason City, IA Osage, MN
36-Month Term
3.55%
$50,000
Rate3.50%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

No additional details available.

BankIowa Waterloo, IA
36 month CD Special One Way
3.50%
$0
Rate3.47%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Community 1st Credit Union Ottumwa, IA Washington, IA
36 Month Certificate Account
3.40%
$500
Rate3.36%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 3 Year Step
3.29%
$0
Rate3.25%
Min Deposit$0
UpdatedMarch 2, 2026
Details

Quarterly

Affinity Credit Union Des Moines, IA
36 month Certificate
3.25%
$10,000
Rate3.25%
Min Deposit$10,000
UpdatedMarch 9, 2026
Details

No additional details available.

Community Bank Dunlap, IA Ute, IA
36-month CD
3.03%
$25,000
Rate0.00%
Min Deposit$25,000
UpdatedMarch 12, 2026
Details

$25,000 minimum deposit

Union State Bank Winterset, IA Winterset, IA
36 Month CD
3.02%
$50,000
Rate3.00%
Min Deposit$50,000
UpdatedMarch 12, 2026
Details

No additional details available.

F&M State Bank Winterset, IA Winterset, IA
36 Month CD
3.00%
$100,000
Rate3.00%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Heritage Bank N.A. Sioux City, IA
36 Month Certificate of Deposit
2.85%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bellevue State Bank Bellevue, IA
Time Certificates 3 Year
2.77%
$0
Rate2.75%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Centris Federal Credit Union Tryon, NE
Regular & IRA Certificates - 36 month
2.75%
$500
Rate2.71%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Iowa Falls State Bank Williams, IA
36-month CD
2.67%
$0
Rate2.65%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Advantage Credit Union Newtown, IA Newton, IA
36 mo CD
2.54%
$100,000
Rate2.51%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

First Class Community Credit Union West Des Moines, IA
36 Month IRA / Share Certificates
2.51%
$100,000
Rate2.49%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Unite Credit Union Cedar Falls, IA
36-Month Certificate
2.50%
$1,000
Rate2.48%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

Flanagan State Bank Bremer, IA
IRA Certificates 36 Month
2.49%
$0
Rate2.47%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Grinnell State Bank Polk City, IA
Certificates of Deposit 36 month
2.32%
$50,000
Rate2.30%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

DB & IRA

Sanborn Savings Bank Sanborn, IA
36 Month CD
2.31%
$1,000
Rate2.30%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Marine Credit Union West Des Moines, IA
Jumbo Individual Retirement Account Certificates 36-month
2.20%
$0
Rate2.18%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

PSB Wellsburg, IA Wellsburg, IA
Certificate of Deposit (CD) 36 Month
2.05%
$150,000
Rate2.04%
Min Deposit$150,000
UpdatedMarch 9, 2026
Details

No additional details available.

Heartland Bank and Trust Company Waterloo, IA
36 Month Certificates of Deposit
2.00%
$1,500
Rate1.99%
Min Deposit$1,500
UpdatedMarch 10, 2026
Details

No additional details available.

Fox Valley Credit Union Montrose, IA
IRA Certificates 36 Month
1.66%
$0
Rate1.65%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bank Iowa West Des Moines, IA
36 Month CD
1.49%
$0
Rate1.48%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Metco Credit Union Cedar Rapids, IA
36 Month IRA CD
1.05%
$0
Rate1.05%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Connection Bank Montrose, IA
Certificates of Deposit 36 Month
0.75%
$1,000
Rate0.75%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

CNB Clinton National Bank Sabula, IA
36 Month Certificate
0.65%
$0
Rate0.65%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Hills Bank and Trust Company Williamsburg, IA
Add-on IRAs 36 month
0.60%
$0
Rate0.60%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Farmers State Bank Waterloo, IA West Des Moines, IA
CDs - Certificate of Deposit 36 Month
0.40%
$2,500
Rate0.40%
Min Deposit$2,500
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
FreedomBank Elkader, IA Waukon, IA
48 Month IRA Certificates
3.75%
$100,000
Rate3.75%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Serve Credit Union Urbandale, IA
48-MONTH CERTIFICATE
3.66%
$0
Rate3.60%
Min Deposit$0
UpdatedMarch 11, 2026
Details

$50,000 to $99,999.99

Vibrant Credit Union Des Moines, IA
48-Month CD
3.65%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Iowa State Bank Clarksville, IA Parkersburg, IA
48 Month Time Certificates
3.64%
$0
Rate3.61%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

First Citizens Bank Mason City, IA Osage, MN
48-Month Term
3.55%
$50,000
Rate3.50%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

No additional details available.

Community 1st Credit Union Ottumwa, IA Washington, IA
48 Month Certificate Account
3.45%
$500
Rate3.41%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 4 Year Step
3.29%
$0
Rate3.25%
Min Deposit$0
UpdatedMarch 2, 2026
Details

Quarterly

Marion County State Bank Pella, IA
48 Month and Access CD
3.25%
$0
Rate3.22%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Union State Bank Winterset, IA Winterset, IA
48 Month CD
3.12%
$50,000
Rate3.10%
Min Deposit$50,000
UpdatedMarch 12, 2026
Details

No additional details available.

F&M State Bank Winterset, IA Winterset, IA
48 Month CD
3.05%
$100,000
Rate3.05%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Community Bank Dunlap, IA Ute, IA
48-month CD
3.03%
$25,000
Rate0.00%
Min Deposit$25,000
UpdatedMarch 12, 2026
Details

$25,000 minimum deposit

Heritage Bank N.A. Sioux City, IA
48 Month Certificate of Deposit
2.90%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Centris Federal Credit Union Tryon, NE
Jumbo Certificates - minimum opening deposit of 48 month
2.85%
$90,000
Rate2.81%
Min Deposit$90,000
UpdatedMarch 9, 2026
Details

$90,000.00

Iowa Falls State Bank Williams, IA
48-month CD
2.61%
$0
Rate2.60%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Grinnell State Bank Polk City, IA
Certificates of Deposit 48 month
2.42%
$50,000
Rate2.40%
Min Deposit$50,000
UpdatedMarch 2, 2026
Details

DB & IRA

First Class Community Credit Union West Des Moines, IA
48 Month IRA / Share Certificates
2.26%
$100,000
Rate2.24%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Premier Bank Dubuque, IA Dubuque, IA
48 month term
2.25%
$1,000
Rate2.23%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Marine Credit Union West Des Moines, IA
Jumbo Individual Retirement Account Certificates 48-month
2.20%
$0
Rate2.18%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Financial Plus Credit Union West Des Moines, IA
48 Month Variable Regular & IRA Certiicates
2.07%
$0
Rate2.05%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

PSB Wellsburg, IA Wellsburg, IA
Certificate of Deposit (CD) 48 Month
2.05%
$150,000
Rate2.04%
Min Deposit$150,000
UpdatedMarch 9, 2026
Details

No additional details available.

Heartland Bank and Trust Company Waterloo, IA
48 Month Certificates of Deposit
2.00%
$5,000
Rate1.99%
Min Deposit$5,000
UpdatedMarch 10, 2026
Details

No additional details available.

Fox Valley Credit Union Montrose, IA
IRA Certificates 48 Month
1.76%
$0
Rate1.75%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bank Iowa West Des Moines, IA
48 Month CD
1.42%
$0
Rate1.42%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Hills Bank and Trust Company Williamsburg, IA
College Saver CDs 48 month
1.14%
$0
Rate1.14%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Relationship Pricing APY: 1.30%; Relationship Pricing Interest Rate: 1.29%

Metco Credit Union Cedar Rapids, IA
48 Month IRA CD
1.10%
$0
Rate1.10%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Connection Bank Montrose, IA
Certificates of Deposit 48 Month
1.00%
$1,000
Rate1.00%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Bellevue State Bank Bellevue, IA
Time Certificates 4 Year
0.90%
$0
Rate0.90%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

CNB Clinton National Bank Sabula, IA
48 Month Certificate
0.70%
$0
Rate0.70%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Serve Credit Union Urbandale, IA
60-MONTH CERTIFICATE
3.75%
$0
Rate3.80%
Min Deposit$0
UpdatedMarch 11, 2026
Details

$100,000 and over

Iowa State B&T Co. of Fairfield, IA Ottumwa, IA
60 Month CD
3.68%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

First Citizens Bank Mason City, IA Osage, MN
60-Month Term
3.55%
$0
Rate3.50%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Iowa Falls State Bank Williams, IA
60-month CD
3.53%
$0
Rate3.50%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Telco Triad Community Credit Union Spencer, IA
Certificates 60 month certificate
3.50%
$500
Rate3.50%
Min Deposit$500
UpdatedMarch 5, 2026
Details

Community 1st Credit Union Ottumwa, IA Washington, IA
60 Month Certificate Account
3.45%
$500
Rate3.41%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Community Bank Dunlap, IA Ute, IA
60-month CD
3.29%
$25,000
Rate0.00%
Min Deposit$25,000
UpdatedMarch 12, 2026
Details

$25,000 minimum deposit

Leighton State Bank Pella, IA
Certificates of Deposits (CDs) 5 Year
3.28%
$0
Rate3.25%
Min Deposit$0
UpdatedMarch 2, 2026
Details

Semi-Annually

Marion County State Bank Pella, IA
60 Month and Access CD
3.25%
$0
Rate3.22%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Union State Bank Winterset, IA Winterset, IA
60 Month CD
3.22%
$0
Rate3.20%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

F&M State Bank Winterset, IA Winterset, IA
60 Month CD
3.10%
$0
Rate3.10%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Des Moines Metro Credit Union Des Moines, IA
5-year Share Certificate
3.03%
$5,000
Rate3.00%
Min Deposit$5,000
UpdatedMarch 9, 2026
Details

No additional details available.

Heritage Bank N.A. Sioux City, IA
60 Month Certificate of Deposit
2.95%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Centris Federal Credit Union Tryon, NE
Jumbo Certificates - minimum opening deposit of 60 month
2.85%
$90,000
Rate2.81%
Min Deposit$90,000
UpdatedMarch 9, 2026
Details

$90,000.00

Flanagan State Bank Bremer, IA
IRA Certificates 60 Month
2.52%
$0
Rate2.50%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Premier Bank Dubuque, IA Dubuque, IA
60 month term
2.50%
$1,000
Rate2.47%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Grinnell State Bank Polk City, IA
Certificates of Deposit 60 month
2.42%
$15,000
Rate2.40%
Min Deposit$15,000
UpdatedMarch 2, 2026
Details

DB

First State Bank Britt, IA Woden, IA
60 Month Certificate of Deposit
2.37%
$1,000
Rate2.35%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Marine Credit Union West Des Moines, IA
Jumbo Individual Retirement Account Certificates 60-month
2.35%
$0
Rate2.33%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Financial Plus Credit Union West Des Moines, IA
60 Month Variable Education Certificate
2.13%
$0
Rate2.10%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

PSB Wellsburg, IA Wellsburg, IA
Certificate of Deposit (CD) 60 Month
2.05%
$150,000
Rate2.04%
Min Deposit$150,000
UpdatedMarch 9, 2026
Details

No additional details available.

Heartland Bank and Trust Company Waterloo, IA
60 Month Certificates of Deposit
2.00%
$5,000
Rate1.99%
Min Deposit$5,000
UpdatedMarch 10, 2026
Details

No additional details available.

Fox Valley Credit Union Montrose, IA
IRA Certificates 60 Month
1.87%
$0
Rate1.85%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

SECU Credit Union KEOKUK, IA
Certificate of Deposit (CD) 5-year Step-Up
1.40%
$0
Rate1.39%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Bank Iowa West Des Moines, IA
60 Month CD
1.34%
$0
Rate1.34%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Connection Bank Montrose, IA
60 Month Fixed IRA
1.21%
$0
Rate1.20%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bellevue State Bank Bellevue, IA
Time Certificates 5 Year
1.10%
$0
Rate1.10%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Hills Bank and Trust Company Williamsburg, IA
Add-on IRAs 60 month
0.75%
$0
Rate0.75%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Farmers State Bank Waterloo, IA West Des Moines, IA
CDs - Certificate of Deposit 60 Month
0.50%
$2,500
Rate0.50%
Min Deposit$2,500
UpdatedMarch 10, 2026
Details

No additional details available.

CD Rates reflect actual verified offers from banks and credit unions actively accepting deposits in this area. Your final approved rate will depend on your deposit amount and eligibility. Last Updated and Verified: March 12, 2026

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal, please contact us here.

Peosta, Iowa Jumbo CD Rates

Jumbo CD rates in Peosta, Iowa are usually higher than standard Peosta, IA CD rates because they require a larger opening deposit. While regular CDs can often be opened with minimal funds, Peosta, Iowa jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Peosta, Iowa and the surrounding area reward this larger commitment with premium CD rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured.

Peosta, Iowa Credit Union CD Rates

When comparing Peosta, IA CD rates from credit unions make sure to choose a Peosta, IA credit union that has deposits insured by the National Credit Union Administration (NCUA). This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Banks in Peosta, IA

Peosta FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Fidelity Bank & Trust

FDIC Cert #14382
200 Peosta Road, Peosta, IA 52068

How to Find the Best CD in Peosta, Iowa

  1. 1
    Compare APY
    The APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. 2
    Check Minimums
    Some high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. 3
    Review Penalties
    CDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. 4
    Verify Insurance
    Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.

Frequently Asked Questions for Peosta, Iowa

Below is a list of the top current CD rates available for Peosta, Iowa:
Citizens Savings Bank Spillville, IA3.90% APY (6-Month CD)
Citizens Savings Bank Spillville, IA3.80% APY (18-Month CD)
Citizens Savings Bank Spillville, IA3.75% APY (12-Month CD)
Citizens Savings Bank Spillville, IA3.75% APY (24-Month CD)
F&M State Bank Winterset, IA3.68% APY (6-Month CD (Jumbo))
Home State Bank Royal, IA3.68% APY (6-Month CD)
Citizens Savings Bank Spillville, IA3.65% APY (36-Month CD)
Citizens Savings Bank Spillville, IA3.65% APY (48-Month CD)
Home State Bank Royal, IA3.65% APY (12-Month CD)
First State Bank Stuart, IA3.60% APY (6-Month CD)
Last Updated and Verified: March 12, 2026
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.