Kentucky CD Rates

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Kentucky Bank CD Rates

When comparing bank CD rates in Kentucky make sure to choose a Kentucky bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Kentucky banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.

Best CD Rates in Kentucky April 23, 2025

• 12 Months

Bank

Product

APY

Min Dep

American Bank & Trust Co, Inc.
531 Lovers Ln
Bowling Green, KY 42103

12-Month CD

4.55%

$1,000

Navy Federal Credit Union
Oak Grove Shopping Center
Oak Grove, KY 42262

12-Month CD

4.05%

$1,000

Citizens Bank & Trust Company KY
201 E Main St
Campbellsville, KY 42718

12-Month CD

4.00%

$500

Eclipse Bank
3827 Shelbyville Rd
Louisville, KY 40207

12-Month CD

4.00%

$1,000

Bank of Edmonson County
109 S Main St
Brownsville, KY 42210

12-Month CD

3.85%

$500

Citizens Federal S&L Assoc
433 Madison Ave
Covington, KY 41011

12-Month CD

3.50%

$1,000

Murray Bank
405 S 12th St
Murray, KY 42071

12-Month CD

3.25%

$1,000

Sacramento Deposit Bank
335 Main St
Sacramento, KY 42372

12-Month CD

3.14%

$1,000

Abound Federal Credit Union
3939 S Dixie Blvd
Radcliff, KY 40160

12-Month CD

3.00%

$500

WMB Wilson & Muir B&T Co.
118 S Main St
Leitchfield, KY 42754

12-Month CD

2.53%

$1,000

Clinton Bank
220 E Clay St
Clinton, KY 42031

12-Month CD

1.41%

$500

Kentucky Farmers Bank
2500 Broadway St
Catlettsburg, KY 41129

12-Month CD

1.25%

$1,000

Bank of Hindman
1362 Hindman Byp
Hindman, KY 41822

12-Month CD

1.00%

$1,000

First Federal S&L Hazard, KY
479 Main St
Hazard, KY 41701

12-Month CD

0.60%

$1,000

Magnolia Bank Elizabethtown, KY
651 W Dixie Ave
Elizabethtown, KY 42701

12-Month CD

0.60%

$500

The Huntington National Bank
2514 Dixie Hwy
Fort Mitchell, KY 41017

12-Month CD

0.50%

$1,000

Commonwealth Community Bank, Inc.
78 E Main St
Fordsville, KY 42343

12-Month CD

0.50%

$0

Bank of Buffalo
2441 Greensburg Rd
Buffalo, KY 42716

12-Month CD

0.40%

$500

First FSB of Kentucky
216 W Main St
Frankfort, KY 40601

12-Month CD

0.40%

$500

Lincoln Bank of Hodgenville
41 Lincoln Sq
Hodgenville, KY 42748

12-Month CD

0.35%

$500

Peoples Bank of Kentucky
113 Main St
Salt Lick, KY 40371

12-Month CD

0.30%

$1,000

Town & Country B&T Co.
148 S Main St
New Haven, KY 40051

12-Month CD

0.20%

$1,000

Peoples Bank Taylorsville, KY
23 W Main St
Taylorsville, KY 40071

12-Month CD

0.15%

$500

Bank of America
3850 Fountainblue Lane
Lexington, KY 40513

12-Month CD

0.03%

$1,000

PNC Bank
1000 Carter Ave
Ashland, KY 41101

12-Month CD

0.02%

$1,000

Regions Bank
117 W Cedar St
Franklin, KY 42134

12-Month CD

0.01%

$500

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Kentucky Jumbo CD Rates

Jumbo CD rates in Kentucky are usually higher than regular Kentucky CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some Kentucky banks and Kentucky credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.

Kentucky Credit Union CD Rates

When comparing Kentucky CD rates from credit unions make sure to choose a Kentucky credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in Kentucky credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.

Cities in Kentucky

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