Detroit, Michigan CD Rates

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CD Rates in Detroit, Michigan :

Detroit, MI Certificate of Deposit Search and compare Detroit, MI CD rates from banks and credit unions. Our CD interest rate tables for Detroit, MI include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Detroit, MI or by zip code. Once you have entered your search criteria a list of the highest Detroit, MI CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.

Detroit, Michigan Bank CD Rates

When comparing bank CD rates in Detroit, MI make sure to choose a Detroit, MI bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Detroit, MI banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.

Best CD Rates in Detroit, Michigan November 13, 2025

Bank
Product
APY
Min Dep
The Huntington National Bank
The Huntington National Bank
11100 E Jefferson Ave
Detroit, MI 48214
24-Month CD
0.50%
$1,000
Comerica
Comerica
13233 E Jefferson Ave
Detroit, MI 48215
24-Month CD
0.10%
$1
Bank of America
Bank of America
10700 Gratiot Ave
Detroit, MI 48213
24-Month CD
0.03%
$1,000
PNC Bank
PNC Bank
13230 E Jefferson Ave
Detroit, MI 48215
24-Month CD
0.02%
$1,000
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
14820 Gratiot Ave
Detroit, MI 48205
24-Month CD
0.01%
$500
Mercantile Bank
Mercantile Bank
125 W Saginaw St
Merrill, MI 48637
24-Month CD
3.75%
$500
AAA Federal Savings Bank
AAA Federal Savings Bank
1 Auto Club Dr
Dearborn, MI 48126
24-Month CD
3.75%
$500
Huron Valley State Bank
Huron Valley State Bank
130 S Milford Rd
Milford, MI 48381
24-Month CD
3.55%
$500
AAC Credit Union
AAC Credit Union
904 Broadway Ave NW
Grand Rapids, MI 49504
24-Month CD
3.55%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
22315 Michigan Ave
Dearborn, MI 48124
24-Month CD
3.50%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
4866 Alpine Ave NW
Comstock Park, MI 49321
24-Month CD
3.25%
$500
First National Bank of Michigan
First National Bank of Michigan
348 W Michigan Ave
Kalamazoo, MI 49007
24-Month CD
3.04%
$2,500
Gogebic Range Bank
Gogebic Range Bank
207 Cedar Street
Ewen, MI 49925
24-Month CD
3.03%
$500
Superior National Bank
Superior National Bank
235 Quincy St
Hancock, MI 49930
24-Month CD
3.00%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
5600 Beechtree Ln SE
Caledonia, MI 49316
24-Month CD
2.75%
$1,000
West Shore Bank
West Shore Bank
201 W Loomis St
Ludington, MI 49431
24-Month CD
2.52%
$500
Range Bank
Range Bank
100 N Front St
Marquette, MI 49855
24-Month CD
2.50%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
790 Michigan Ave
Baldwin, MI 49304
24-Month CD
2.27%
$500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
501 W Us Highway 2
Norway, MI 49870
24-Month CD
2.02%
$1,000
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
1100 S Bagley St
Alpena, MI 49707
24-Month CD
2.02%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
115 W Main St
Marcellus, MI 49067
24-Month CD
1.61%
$500
Thumb Bank and Trust
Thumb Bank and Trust
7254 Michigan Ave
Pigeon, MI 48755
24-Month CD
0.55%
$500
Consumers Credit Union
Consumers Credit Union
5018 W Main St
Kalamazoo, MI 49009
24-Month CD
0.45%
$1,000
Mayville State Bank
Mayville State Bank
37 E Ohmer Rd
Mayville, MI 48744
24-Month CD
0.25%
$1,000
Oxford Bank
Oxford Bank
60 S Washington St
Oxford, MI 48371
24-Month CD
0.15%
$500
First State Bank (MI)
First State Bank (MI)
16100 E 9 Mile Rd
Eastpointe, MI 48021
24-Month CD
0.05%
$1,000
Premier Bank
Premier Bank
300 N Main St
Adrian, MI 49221
24-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.



Detroit, Michigan Jumbo CD Rates

Jumbo CD rates in Detroit, Michigan are usually higher than regular Detroit, MI CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some Detroit, Michigan banks and Detroit, Michigan credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.

Detroit, Michigan Credit Union CD Rates

When comparing Detroit, MI CD rates from credit unions make sure to choose a Detroit, MI credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in Detroit, MI credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.


Detroit FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

FDIC Cert #3510
100 Renaissance Center Suite 8000, Detroit, MI 48243

Bank of America, National Association

FDIC Cert #3510
10230 Gratiot, Detroit, MI 48213

Bank of America, National Association

FDIC Cert #3510
10700 Gratiot Avenue, Detroit, MI 48213

Bank of America, National Association

FDIC Cert #3510
11100 East Jefferson Avenue, Detroit, MI 48214

Bank of America, National Association

FDIC Cert #3510
13403 West Seven Mile Road, Detroit, MI 48235

Bank of America, National Association

FDIC Cert #3510
13900 Livernois, Detroit, MI 48238

Bank of America, National Association

FDIC Cert #3510
14858 E. Eight Mile Road, Detroit, MI 48205

Bank of America, National Association

FDIC Cert #3510
17040 East Eight Mile Road, Detroit, MI 48205

Bank of America, National Association

FDIC Cert #3510
17540 Grand River Avenue, Detroit, MI 48227

Bank of America, National Association

FDIC Cert #3510
18550 East Warren Street, Detroit, MI 48236

Bank of America, National Association

FDIC Cert #3510
20000 Van Dyke Avenue, Detroit, MI 48234

Bank of America, National Association

FDIC Cert #3510
21370 West Mcnichols Road, Detroit, MI 48219

Bank of America, National Association

FDIC Cert #3510
2300 East Eight Mile Road, Detroit, MI 48234

Bank of America, National Association

FDIC Cert #3510
2640 E Jefferson, Detroit, MI 48207

Bank of America, National Association

FDIC Cert #3510
28 West Adams Street, Detroit, MI 48226

Bank of America, National Association

FDIC Cert #3510
3031 West Grand Boulevard Ste. 128, Detroit, MI 48202

Bank of America, National Association

FDIC Cert #3510
4001 West Eight Mile Road, Detroit, MI 48221

Bank of America, National Association

FDIC Cert #3510
500 Griswold Street, Detroit, MI 48226

Bank of America, National Association

FDIC Cert #3510
5859 West Vernor, Detroit, MI 48209

Bank of America, National Association

FDIC Cert #3510
Corner Of Woodward Avenue And Mack Avenue, Detroit, MI 48201

Comerica Bank

FDIC Cert #983
100 Renaissance Center Tower, Detroit, MI 48243

Comerica Bank

FDIC Cert #983
13233 East Jefferson Avenue, Detroit, MI 48215

Comerica Bank

FDIC Cert #983
13500 West Chicago Street, Detroit, MI 48228

Comerica Bank

FDIC Cert #983
14530 Livernois Avenue, Detroit, MI 48238

Comerica Bank

FDIC Cert #983
15261 Gratiot Avenue, Detroit, MI 48205

Comerica Bank

FDIC Cert #983
16933 Meyers Road, Detroit, MI 48235

Comerica Bank

FDIC Cert #983
18222 Woodward Avenue, Detroit, MI 48203

Comerica Bank

FDIC Cert #983
18845 Mack Avenue, Detroit, MI 48236

Comerica Bank

FDIC Cert #983
19333 West Eight Mile Road, Detroit, MI 48219

Comerica Bank

FDIC Cert #983
19401 Grand River Avenue, Detroit, MI 48223

Comerica Bank

FDIC Cert #983
19810 West Warren Avenue, Detroit, MI 48228

Comerica Bank

FDIC Cert #983
201 West Fort St., Detroit, MI 48226

Comerica Bank

FDIC Cert #983
20555 Mound Road, Detroit, MI 48234

Comerica Bank

FDIC Cert #983
2200 West Fort Street, Detroit, MI 48216

Comerica Bank

FDIC Cert #983
2281 Gratiot, Detroit, MI 48207

Comerica Bank

FDIC Cert #983
2631 East Jefferson Avenue, Detroit, MI 48207

Comerica Bank

FDIC Cert #983
2740 West Grand Boulevard, Detroit, MI 48208

Comerica Bank

FDIC Cert #983
3009 West Grand Boulevard, Detroit, MI 48202

Comerica Bank

FDIC Cert #983
3750 Woodward Avenue, Detroit, MI 48201

Comerica Bank

FDIC Cert #983
500 Woodward Avenue, Detroit, MI 48226

Comerica Bank

FDIC Cert #983
6101 West Fort Street, Detroit, MI 48209

Comerica Bank

FDIC Cert #983
7720 Michigan Avenue, Detroit, MI 48210

Comerica Bank

FDIC Cert #983
8060 West Vernor Highway, Detroit, MI 48209

Fifth Third Bank

FDIC Cert #6672
14820 Gratiot, Detroit, MI 48205

Fifth Third Bank

FDIC Cert #6672
19111 Telegraph Road, Detroit, MI 48219

Fifth Third Bank

FDIC Cert #6672
3201 East Jefferson, Detroit, MI 48207

Fifth Third Bank

FDIC Cert #6672
3927 W. Eight Mile Livernois, Detroit, MI 48211

Fifth Third Bank

FDIC Cert #6672
4501 Woodward Ave, Detroit, MI 48201

First Independence Bank

FDIC Cert #20179
12200 Livernois Avenue, Detroit, MI 48204

First Independence Bank

FDIC Cert #20179
400 Monroe, Suite 130, Detroit, MI 48226

First Independence Bank

FDIC Cert #20179
44 Michigan Avenue, Detroit, MI 48226

First Independence Bank

FDIC Cert #20179
7020 West Seven Mile Road, Detroit, MI 48221

JPMorgan Chase Bank, National Association

FDIC Cert #628
100 Renaissance Center - Suite 8032, Detroit, MI 48243

JPMorgan Chase Bank, National Association

FDIC Cert #628
11606 Woodward Avenue, Detroit, MI 48202

JPMorgan Chase Bank, National Association

FDIC Cert #628
12801 Joy Road, Detroit, MI 48228

JPMorgan Chase Bank, National Association

FDIC Cert #628
12840 Dexter Avenue, Detroit, MI 48238

JPMorgan Chase Bank, National Association

FDIC Cert #628
13000 West Mcnichols Road, Detroit, MI 48235

JPMorgan Chase Bank, National Association

FDIC Cert #628
1450 Trumbull Avenue, Detroit, MI 48216

JPMorgan Chase Bank, National Association

FDIC Cert #628
15633 West Seven Mile Road, Detroit, MI 48235

JPMorgan Chase Bank, National Association

FDIC Cert #628
17221 West Eight Mile Road, Detroit, MI 48235

JPMorgan Chase Bank, National Association

FDIC Cert #628
17733 West Warren Avenue, Detroit, MI 48228

JPMorgan Chase Bank, National Association

FDIC Cert #628
18203 Fenkell Avenue, Detroit, MI 48223

JPMorgan Chase Bank, National Association

FDIC Cert #628
18285 Grand River Avenue, Detroit, MI 48223

JPMorgan Chase Bank, National Association

FDIC Cert #628
19301 West Mcnichols Road, Detroit, MI 48219

JPMorgan Chase Bank, National Association

FDIC Cert #628
20465 Dequindre Avenue, Detroit, MI 48234

JPMorgan Chase Bank, National Association

FDIC Cert #628
20500 Van Dyke Avenue, Detroit, MI 48234

JPMorgan Chase Bank, National Association

FDIC Cert #628
2941 Russell Street, Detroit, MI 48207

JPMorgan Chase Bank, National Association

FDIC Cert #628
3044 West Grand Boulevard, Detroit, MI 48202

JPMorgan Chase Bank, National Association

FDIC Cert #628
3300 East Jefferson Avenue, Detroit, MI 48207

JPMorgan Chase Bank, National Association

FDIC Cert #628
5057 Woodward Avenue, Detroit, MI 48202

JPMorgan Chase Bank, National Association

FDIC Cert #628
5460 West Fort Street, Detroit, MI 48209

JPMorgan Chase Bank, National Association

FDIC Cert #628
611 Woodward Avenue, Detroit, MI 48226

JPMorgan Chase Bank, National Association

FDIC Cert #628
6211 Cadieux Avenue, Detroit, MI 48224

JPMorgan Chase Bank, National Association

FDIC Cert #628
7400 Gratiot Avenue, Detroit, MI 48207

JPMorgan Chase Bank, National Association

FDIC Cert #628
8021 West Vernor Highway, Detroit, MI 48209

Liberty Bank and Trust Company

FDIC Cert #20856
13300 W. Seven Mile, Detroit, MI 48235

Liberty Bank and Trust Company

FDIC Cert #20856
9108 Woodward Ave, Detroit, MI 48202

Michigan Commerce Bank

FDIC Cert #33134
Penobscot Building, 645 Griswold Street, Suite 70, Detroit, MI 48226

PNC Bank, National Association

FDIC Cert #6384
13230 East Jefferson, Detroit, MI 48215

PNC Bank, National Association

FDIC Cert #6384
15800 East Eight Mile Road, Detroit, MI 48205

PNC Bank, National Association

FDIC Cert #6384
17101 Mack Avenue, Detroit, MI 48224

PNC Bank, National Association

FDIC Cert #6384
18490 Livernois, Detroit, MI 48221

PNC Bank, National Association

FDIC Cert #6384
4111 Woodward Avenue, Detroit, MI 48201

PNC Bank, National Association

FDIC Cert #6384
4900 East Mcnichols, Detroit, MI 48212

PNC Bank, National Association

FDIC Cert #6384
535 Griswold Street, Detroit, MI 48226

PNC Bank, National Association

FDIC Cert #6384
6200 W. Vernor Highway, Detroit, MI 48209

RBS Citizens, National Association

FDIC Cert #57957
10641 Joy Road, Detroit, MI 48204

RBS Citizens, National Association

FDIC Cert #57957
14501 Gratiot Avenue, Detroit, MI 48205

RBS Citizens, National Association

FDIC Cert #57957
16501 West Warren Avenue, Detroit, MI 48228

RBS Citizens, National Association

FDIC Cert #57957
16530 E Warren, Detroit, MI 48224

RBS Citizens, National Association

FDIC Cert #57957
16841 Schafer Road, Detroit, MI 48235

RBS Citizens, National Association

FDIC Cert #57957
20222 Plymouth Road, Detroit, MI 48228

RBS Citizens, National Association

FDIC Cert #57957
20333 Conant Avenue, Detroit, MI 48234

RBS Citizens, National Association

FDIC Cert #57957
21500 Grand River Avenue, Detroit, MI 48219

RBS Citizens, National Association

FDIC Cert #57957
7401 Woodward Avenue, Detroit, MI 48202

RBS Citizens, National Association

FDIC Cert #57957
7707 Michigan, Detroit, MI 48210

RBS Citizens, National Association

FDIC Cert #57957
777 Woodward Avenue, Detroit, MI 48226

Urban Partnership Bank

FDIC Cert #59051
14533 Mack Avenue, Detroit, MI 48215

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