New Jersey Certificate of Deposit
Search and compare New Jersey CD rates from banks and credit unions. Our CD interest rate tables for New Jersey include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in New Jersey or by zip code. Once you have entered your search criteria a list of the highest New Jersey CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.
New Jersey Bank CD Rates
When comparing bank CD rates in New Jersey make sure to choose a New Jersey bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in New Jersey banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
New Jersey Jumbo CD Rates
Jumbo CD rates in New Jersey are usually higher than regular New Jersey CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some New Jersey banks and New Jersey credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.
New Jersey Credit Union CD Rates
When comparing New Jersey CD rates from credit unions make sure to choose a New Jersey credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in New Jersey credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.
