New York Certificate of Deposit
Search and compare New York CD rates from banks and credit unions. Our CD interest rate tables for New York include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in New York or by zip code. Once you have entered your search criteria a list of the highest New York CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.
New York Bank CD Rates
When comparing bank CD rates in New York make sure to choose a New York bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in New York banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
New York Jumbo CD Rates
Jumbo CD rates in New York are usually higher than regular New York CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some New York banks and New York credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.
New York Credit Union CD Rates
When comparing New York CD rates from credit unions make sure to choose a New York credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in New York credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.
