Tennessee CD Rates

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Tennessee Bank CD Rates

When comparing bank CD rates in Tennessee make sure to choose a Tennessee bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Tennessee banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.

Best CD Rates in Tennessee May 13, 2025

• 12 Months

Bank

Product

APY

Min Dep

Elizabethton FSB
112 N Sycamore St # 114
Elizabethton, TN 37643

12-Month CD

4.25%

$1,000

Financial Federal Bank
1715 Aaron Brenner Dr
Memphis, TN 38120

12-Month CD

4.20%

$1,000

Navy Federal Credit Union
5600 Navy Rd
Millington, TN 38053

12-Month CD

4.05%

$1,000

Bank of Fayette County
1265 Highway 57
Piperton, TN 38017

12-Month CD

4.00%

$1,000

First Jackson Bank
201 Battlecreek Rd
South Pittsburg, TN 37380

12-Month CD

3.90%

$1,000

First National Bank of Eastern Arkansas
775 Ridge Lake Blvd Ste 140
Memphis, TN 38120

12-Month CD

3.75%

$1,000

New Peoples Bank
1999 E Stone Dr
Kingsport, TN 37660

12-Month CD

3.66%

$0

First Commerce Bank Lewisburg, TN
500 N Ellington Pkwy
Lewisburg, TN 37091

12-Month CD

3.50%

$1,000

Volunteer State Bank
1204 E Church St
Orlinda, TN 37141

12-Month CD

3.40%

$1,000

Coffee County Bank
2070 Hillsboro Blvd
Manchester, TN 37355

12-Month CD

3.25%

$1,000

Home Federal Bank of Tennessee
515 Market St
Knoxville, TN 37902

12-Month CD

3.25%

$500

Homeland Community Bank
900 N Chancery St
Mcminnville, TN 37110

12-Month CD

3.00%

$500

Eclipse Bank
203 Broyles Dr
Johnson City, TN 37601

12-Month CD

3.00%

$1,000

Wells Fargo
9059 Us Highway 64
Arlington, TN 38002

12-Month CD

2.00%

$0

Tennessee State Bank
2210 Parkway
Pigeon Forge, TN 37863

12-Month CD

1.50%

$1,000

Y-12 Federal Credit Union
450 N Charles G Seivers Blvd
Clinton, TN 37716

12-Month CD

0.55%

$500

Greeneville Federal Bank
101 W Summer St
Greeneville, TN 37743

12-Month CD

0.25%

$1,000

First Horizon
668 Nashville Pike
Gallatin, TN 37066

12-Month CD

0.10%

$1,000

Bank of America
6186 Stage Rd
Bartlett, TN 38134

12-Month CD

0.03%

$1,000

PNC Bank
1556 W Mcewen Dr Ste 124
Franklin, TN 37067

12-Month CD

0.02%

$1,000

Regions Bank
112 Long Hollow Pike
Goodlettsville, TN 37072

12-Month CD

0.01%

$500

First Citizens Bank
10118 Parkside Dr Ste 120
Knoxville, TN 37922

12-Month CD

0.01%

$500

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Tennessee Jumbo CD Rates

Jumbo CD rates in Tennessee are usually higher than regular Tennessee CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some Tennessee banks and Tennessee credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.

Tennessee Credit Union CD Rates

When comparing Tennessee CD rates from credit unions make sure to choose a Tennessee credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in Tennessee credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.

Cities in Tennessee

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