CD Rates in Bartlett, TX

Last updated: January 2026
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CD Rates in Bartlett, Texas :

Search and compare Bartlett, TX CD rates from banks and credit unions. Our CD interest rate tables for Bartlett, TX include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Bartlett, TX or by zip code. Once you have entered your search criteria a list of the highest Bartlett, TX CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. .

Bartlett, Texas

When comparing bank CD rates in Bartlett, TX make sure to choose a Bartlett, TX bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Bartlett, TX banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a bank failure

Best CD Rates in Bartlett, Texas January 2026

Bank
Product
APY
Min Dep
Credit Human Federal Credit Union
Credit Human Federal Credit Union
8921 N Sam Houston Pkwy W
Houston, TX 77064
24-Month CD
3.80%
$500
University Federal Credit Union
University Federal Credit Union
13860 N Highway 183
Austin, TX 78750
24-Month CD
3.70%
$1,000
Randolph Brooks FCU
Randolph Brooks FCU
1 IKEA RBFCU Parkway
Live Oak, TX 78233
24-Month CD
3.60%
$1,000
Capital One Bank
Capital One Bank
3775 Stagg Dr
Beaumont, TX 77701
24-Month CD
3.60%
$0
Complex Community Federal Credit Union
Complex Community Federal Credit Union
4519 E 51st St
Odessa, TX 79762
24-Month CD
3.56%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
2801 N 6th St
Abilene, TX 79603
24-Month CD
3.56%
$500
A+ Federal Credit Union
A+ Federal Credit Union
1402 W Stassney LN
Austin, TX 78745
24-Month CD
3.55%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
4717 Hondo Pass Dr Ste A
El Paso, TX 79904
24-Month CD
3.50%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
209 State Highway 121 BYP
Lewisville, TX 75067
24-Month CD
3.50%
$1,000
OWB One World Bank
OWB One World Bank
2449 Walnut Hill Ln
Dallas, TX 75229
24-Month CD
3.50%
$1,000
City Credit Union
City Credit Union
7474 Ferguson Rd
Dallas, TX 75228
24-Month CD
3.50%
$1,000
Cendera Bank
Cendera Bank
615 E Bells Blvd
Bells, TX 75414
24-Month CD
3.45%
$1,000
Beal Bank USA
Beal Bank USA
6000 Legacy Dr
Plano, TX 75024
24-Month CD
3.45%
$1,000
Beal Bank
Beal Bank
6000 Legacy Dr
Plano, TX 75024
24-Month CD
3.45%
$1,000
Susser Bank
Susser Bank
100 Crescent Ct
Dallas, TX 75201
24-Month CD
3.40%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.



Bartlett, Texas Jumbo CD Rates

Jumbo CD rates in Bartlett, Texas are usually higher than standard Bartlett, TX CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Bartlett, Texas jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Bartlett, Texas and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured

Bartlett, Texas Credit Union CD Rates

When comparing Bartlett, TX CD rates from credit unions make sure to choose a Bartlett, TX credit union that has deposits insured by the National Credit Union Administration (NCUA).

Banks in Bartlett, TX

Bartlett FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

First State Bank Central Texas

FDIC Cert #11151
206 South Dalton, Bartlett, TX 76511
How to Find the Best CD in Bartlett, Texas
  1. Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for Bartlett, Texas
What are the current CD rates in Bartlett, Texas?
Below is a list of the top current CD rates available for Bartlett, Texas:
State Bank of Texas3.90% APY (12-Month CD Jumbo)
Texas Heritage National Bank3.80% APY (12-Month CD)
Texas Heritage National Bank3.80% APY (6-Month CD)
Farmers State Bank Center, TX3.76% APY (6-Month CD (Jumbo))
Interstate Bank3.73% APY (6-Month CD)
Interstate Bank3.60% APY (12-Month CD (Jumbo))
Texas Heritage National Bank3.60% APY (18-Month CD)
First Federal Bank Littlefield, Texas3.49% APY (12-Month CD (Super Jumbo))
Texas Heritage National Bank3.35% APY (24-Month CD)
Interstate Bank3.34% APY (12-Month CD)
Are CD rates fixed?
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD?
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD?
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.