MonitorBankRates

CD Rates in Brownsville, TX – March 2026

  1. Home
  2. Texas
  3. Brownsville, Texas CD Rates

CD Rates in Brownsville, Texas :

Search and compare Brownsville, TX CD rates from banks and credit unions. Our CD interest rate tables for Brownsville, TX include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Brownsville, TX or by zip code. Once you have entered your search criteria a list of the highest Brownsville, TX CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. .

Current Brownsville, Texas CD Rates

Current rates from Synergy Federal Credit Union include a IRA Certificates (2 year) at 3.92% APY. For those in Brownsville, Texas, HOUSTON TEXAS FIRE FIGHTERS lists a 18 Months Term Share Certificates at 3.87%. HOUSTON TEXAS FIRE FIGHTERS is offering a 2 Year Term Share Certificates in Brownsville, Texas with an APY of 3.92%. Community Bank & Trust, Waco, Texas has a 12 Months CD available at 3.92% APY (min deposit $0).

Find the best CD rates in Brownsville, TX today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in TX, comparing APYs is the best way to maximize your earnings.

The following rates reflect recent market quotes and representative offers available to depositors in Brownsville, Texas and the surrounding area. Actual CD rates may vary by financial institution and market conditions. Last Updated and Verified: March 2, 2026

CD Rates in Brownsville, TX and Area

  • IRA Certificates (2 year):
    3.92%
  • 18 Months Term Share Certificates:
    3.87%
  • 2 Year Term Share Certificates:
    3.92%
  • 12 Months CD:
    3.92%
  • 6 Month IRA Certificate:
    3.92%

The following rates reflect recent market quotes and representative offers available to depositors in Brownsville, Texas and the surrounding area. Actual CD rates may vary by financial institution and market conditions. Last Updated and Verified: March 2, 2026

Institution
Product
APY
Min Deposit
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (3 months)
3.92%
$1,000
Rate 3.85%
Min Deposit $1,000
Updated March 5, 2026
Details
Cornerstone Capital Bank, SSB Sweetwater, WA
Consumer 3 Month CD
3.85%
$500
Rate 3.78%
Min Deposit $500
Updated February 26, 2026
Details
Alpine Community Credit Union Alpine, TX
IRA Certificate 12-23 Month
3.85%
$0
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details $500 Minimum
Cowboy Country Federal Credit Union PREMONT, TX
CD'S (New) 13 Months
3.85%
$0
Rate 3.85%
Min Deposit $0
Updated March 2, 2026
Details >$100,000
Chartway Credit Union Humble, TX
3-Month Promo Certificate
3.85%
$0
Rate 3.80%
Min Deposit $0
Updated March 3, 2026
Details Promotional Certificates are available for new and existing members of Chartway Credit Union. To qualify for the offer, certificates must be funded completely with new deposits. New Deposits are defined as funds not currently on deposit with Chartway Credit Union. The certificate has a minimum $500 balance ($100 if under 18 years old) to open. The 3-month certificate will renew at the current 6-month certificate rate. Rates shown not available in VA, NC, UT, NV, or TX.
Interstate Bank Perryton, TX
3 Month Certificate
3.85%
$100,000
Rate 3.80%
Min Deposit $100,000
Updated March 4, 2026
Details Daily Balances of: $100,000 and over
Chartway Credit Union Humble, TX
13-Month Promo Certificate
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 3, 2026
Details Promotional Certificates are available for new and existing members of Chartway Credit Union. To qualify for the offer, certificates must be funded completely with new deposits. New Deposits are defined as funds not currently on deposit with Chartway Credit Union. The certificate has a minimum $500 balance ($100 if under 18 years old) to open. The 13-month certificate will renew at the current 12- month certificate rate. Rates shown not available in VA, NC, UT, NV, or TX.
Texas Bay Credit Union Richmond, TX
Share Certificates (Including IRA Certificates) 18 to 23 Months
3.76%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Family 1st of Texas Federal Credit Union Fort Worth, TX
13-month CD
3.75%
$500
Rate 0.00%
Min Deposit $500
Updated March 4, 2026
Details Lock in a great rate for the remainder of 2026.
Genco Federal Credit Union Woodway, TX
13 Month Term Share
3.75%
$5,000
Rate 3.70%
Min Deposit $5,000
Updated March 4, 2026
Details
Texas Trust Credit Union San Angelo, TX
13-month CD Special
3.75%
$500
Rate 0.00%
Min Deposit $500
Updated March 5, 2026
Details New money required to open; 50% of the balance must be new money deposited to the credit union within the last 30 days.
Texas National Bank of Jacksonville Tyler, TX
13 Month Certificate of Deposit
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 5, 2026
Details
First Federal Bank Littlefield, Texas Littlefield, TX
Super Jumbo CDs 3 Month
3.70%
$0
Rate 3.65%
Min Deposit $0
Updated March 4, 2026
Details
Colonial Savings, F.A. Lewisville, TX
Certificate of Deposit 13 months
3.66%
$0
Rate 3.60%
Min Deposit $0
Updated March 4, 2026
Details
Colonial Savings, F.A. Lewisville, TX
Jumbo Certificate of Deposit 13 months
3.66%
$0
Rate 3.60%
Min Deposit $0
Updated March 4, 2026
Details
Comerica Woodland Hills, TX
90-day fixed-rate CD
3.65%
$0
Rate 0.00%
Min Deposit $0
Updated February 25, 2026
Details
InTouch Credit Union Sterling Heights, TX
3-Month Certificate
3.65%
$0
Rate 3.59%
Min Deposit $0
Updated March 4, 2026
Details
Nusenda Federal Credit Union El Paso, TX
3-Month IRA Certificates
3.60%
$500
Rate 3.54%
Min Deposit $500
Updated February 27, 2026
Details IRA
Nusenda Federal Credit Union El Paso, TX
3-Month Share Certificate
3.60%
$1,000
Rate 3.54%
Min Deposit $1,000
Updated February 27, 2026
Details Regular
Nusenda Federal Credit Union El Paso, TX
Share Certificates 3-Month
3.60%
$1,000
Rate 3.54%
Min Deposit $1,000
Updated February 27, 2026
Details Regular
First Federal Bank Littlefield, Texas Littlefield, TX
Jumbo CDs 3 Month
3.60%
$95,000
Rate 3.55%
Min Deposit $95,000
Updated March 4, 2026
Details
Interstate Bank Perryton, TX
3 Month Certificate
3.60%
$500
Rate 3.55%
Min Deposit $500
Updated March 4, 2026
Details Daily Balances of: $500 - $99,999.99
UNIFY Financial Federal Credit Union San Antonio, TX
3-Month Share Certificate
3.60%
$0
Rate 3.54%
Min Deposit $0
Updated March 5, 2026
Details $100 Minimum to Earn APY
Citizens National Bank Cameron, TX Taylor, TX
13 Months Certificate of Deposit
3.55%
$1,000
Rate 3.50%
Min Deposit $1,000
Updated March 3, 2026
Details
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - IRA & Jumbo 18 Month to 23 Month
3.52%
$0
Rate 3.47%
Min Deposit $0
Updated March 4, 2026
Details
Security First Federal Credit Union Weslaco, TX
43 Months TERM IRA SHARE CERTIFICATES
3.51%
$100,000
Rate 3.45%
Min Deposit $100,000
Updated March 5, 2026
Details
Security First Federal Credit Union Weslaco, TX
TERM SHARE CERTIFICATES 43 Months
3.51%
$100,000
Rate 3.45%
Min Deposit $100,000
Updated March 5, 2026
Details
First Mid Bank & Trust Grapevine, TX
13 months CD Special
3.50%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 4, 2026
Details 13 month CD will automatically renew at a standard 12 month term, upon maturity, unless you contact First Mid to elect a different option.; $50,000 maximum additions allowed during the CD term.
Technology Credit Union Austin, TX
Consumer Certificates and IRA Certificates 3 Month
3.50%
$0
Rate 3.45%
Min Deposit $0
Updated March 5, 2026
Details
Technology Credit Union Austin, TX
Jumbo Certificates or more) 3 Month
3.50%
$0
Rate 3.45%
Min Deposit $0
Updated March 5, 2026
Details $95,000
Technology Credit Union Austin, TX
Jumbo Consumer Certificates and Jumbo IRA Certificates 3 Month
3.50%
$0
Rate 3.45%
Min Deposit $0
Updated March 5, 2026
Details
Concho Valley Credit Union San Angelo, TX
3 Month Certificate
3.45%
$1,000
Rate 3.45%
Min Deposit $1,000
Updated March 1, 2026
Details
Karnes County National Bank Kenedy, TX
3-Month Term
3.45%
$0
Rate 3.40%
Min Deposit $0
Updated March 2, 2026
Details
Karnes County National Bank Kenedy, TX
3-Month Term Certificate
3.45%
$0
Rate 3.40%
Min Deposit $0
Updated March 2, 2026
Details
b1BANK Westlake, TX
23 Month (Special) IRA Certificates
3.45%
$0
Rate 3.40%
Min Deposit $0
Updated March 2, 2026
Details
Texas Bay Credit Union Richmond, TX
Share Certificates (Including IRA Certificates) 18 to 23 Months
3.45%
$0
Rate 3.40%
Min Deposit $0
Updated March 5, 2026
Details
Armed Forces Bank El Paso, TX
13-Month Certificate of Deposit IRA
3.35%
$500
Rate 0.00%
Min Deposit $500
Updated March 2, 2026
Details
Security First Federal Credit Union Weslaco, TX
43 Months TERM IRA SHARE CERTIFICATES
3.35%
$50,000
Rate 3.30%
Min Deposit $50,000
Updated March 5, 2026
Details
Security First Federal Credit Union Weslaco, TX
TERM SHARE CERTIFICATES 43 Months
3.35%
$50,000
Rate 3.30%
Min Deposit $50,000
Updated March 5, 2026
Details
Trinity Bank, N.A. Fort Worth, TX
3 Months CD
3.35%
$1,000
Rate 3.31%
Min Deposit $1,000
Updated March 5, 2026
Details A penalty may be imposed for early withdrawal
Estacado Federal Credit Union FCU DENVER CITY, TX
Share and IRA Certificates 18-23 Months
3.30%
$100,000
Rate 3.25%
Min Deposit $100,000
Updated March 4, 2026
Details Jumbo Certificates
Institution
Product
APY
Min Deposit
Kelly Community Federal Credit Union Tyler, TX
6 Month IRA Certificate
3.92%
$0
Rate 3.85%
Min Deposit $0
Updated March 2, 2026
Details
Kelly Community Federal Credit Union Tyler, TX
6 Month Share Certificate
3.92%
$0
Rate 3.85%
Min Deposit $0
Updated March 2, 2026
Details
Wichita Falls Federal Credit Union Wichita Falls, TX
6-Month Term Share Certificate
3.92%
$0
Rate 3.85%
Min Deposit $0
Updated March 2, 2026
Details Certificates with Balances over $50,000
FIRSTLIGHT Horizon City, TX
IRA/Share & Business Share Certificates 6 month
3.90%
$500
Rate 3.83%
Min Deposit $500
Updated March 4, 2026
Details
MilWay Federal Credit Union Texarkana, TX
Share/IRA Certificates - 6 Months
3.90%
$0
Rate 3.83%
Min Deposit $0
Updated March 4, 2026
Details
First Liberty Bank Frisco, TX
6 Month CD
3.90%
$0
Rate 3.83%
Min Deposit $0
Updated March 4, 2026
Details
Together Credit Union Houston, TX
6 Month Certificate
3.90%
$0
Rate 3.83%
Min Deposit $0
Updated March 5, 2026
Details
Interstate Bank Perryton, TX
6 Month Certificate
3.89%
$100,000
Rate 3.85%
Min Deposit $100,000
Updated March 4, 2026
Details Daily Balances of: $100,000 and over
Chemcel Federal Credit Union Pasadena, TX
Mini-Jumbo Share Certificate/IRA 6 Month
3.87%
$0
Rate 3.80%
Min Deposit $0
Updated March 3, 2026
Details
DUGOOD Vidor, TX
6 Months Certificate/IRA
3.87%
$100,000
Rate 3.80%
Min Deposit $100,000
Updated March 4, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
36 Month Share Certificate
3.85%
$500,000
Rate 3.79%
Min Deposit $500,000
Updated February 28, 2026
Details $500,000.01 or greater
Amoco Federal Credit Union Texas City, TX
Jumbo and Jumbo Plus Share Certificates 36 Months
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated March 2, 2026
Details
Chartway Credit Union Humble, TX
6-Month Promo Certificate
3.85%
$0
Rate 3.80%
Min Deposit $0
Updated March 3, 2026
Details Promotional Certificates are available for new and existing members of Chartway Credit Union. To qualify for the offer, certificates must be funded completely with new deposits. New Deposits are defined as funds not currently on deposit with Chartway Credit Union. The certificate has a minimum $500 balance ($100 if under 18 years old) to open. The 13-month certificate will renew at the current 6-month certificate rate. Rates shown not available in VA, NC, UT, NV, or TX.
My Community Credit Union Odessa, TX
IRA Certificate 6 Month
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated March 4, 2026
Details
My Community Credit Union Odessa, TX
IRA Certificates 6 Month
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated March 4, 2026
Details
My Community Credit Union Odessa, TX
Regular Certificate 6 Month
3.85%
$75,000
Rate 3.78%
Min Deposit $75,000
Updated March 4, 2026
Details
Texoma Community Credit Union Wichita Falls, TX
Share Certificates 6 Month
3.84%
$0
Rate 3.77%
Min Deposit $0
Updated March 2, 2026
Details All certificates are compounded monthly. Interest penalty for early withdrawal of principal. ****The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Withdrawals will reduce earnings. Fixed rates remain in effect until maturity. Rates are subject to change daily. **Ask us for further information about these accounts.
TexHillco School Employees Federal Credit Union Kerrville, TX
6 MONTH Certificate
3.82%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated February 28, 2026
Details
Southwest Heritage Credit Union Wink, TX
6 month term Certificate
3.82%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated March 2, 2026
Details Interest paid monthly
4U Federal Credit Union Whitesboro, TX
6 Months CD
3.82%
$0
Rate 3.75%
Min Deposit $0
Updated March 2, 2026
Details
4U Federal Credit Union Whitesboro, TX
6 Months IRA CD
3.82%
$0
Rate 3.75%
Min Deposit $0
Updated March 2, 2026
Details
Abilene Teachers Federal Credit Union Abilene, TX
Savings Certificates & IRA Certificates 36 Months
3.82%
$500
Rate 3.75%
Min Deposit $500
Updated March 2, 2026
Details
DUGOOD Vidor, TX
6 Months Certificate/IRA
3.82%
$50,000
Rate 3.75%
Min Deposit $50,000
Updated March 4, 2026
Details
Evolve Federal Credit Union Las Cruces, TX
6 Month Boost Term Share
3.82%
$500
Rate 3.75%
Min Deposit $500
Updated March 4, 2026
Details
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - IRA & Jumbo 6 Month to 11 Month
3.82%
$0
Rate 3.77%
Min Deposit $0
Updated March 4, 2026
Details
Houston Police Federal Credit Union Houston, TX
6-month Share Certificates
3.82%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated March 4, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
180 Days Term Share Certificates
3.82%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details not available for IRAs
Sabine Federal Credit Union Orange, TX
6 months Certificate Deposit
3.82%
$0
Rate 3.75%
Min Deposit $0
Updated March 5, 2026
Details
Wichita Falls Federal Credit Union Wichita Falls, TX
Regular and IRA Certificate 6-Month Term Share Certificate
3.81%
$0
Rate 3.75%
Min Deposit $0
Updated March 2, 2026
Details
Wellspring Federal Credit Union West Orange, TX
6 Month Certificate
3.81%
$0
Rate 3.75%
Min Deposit $0
Updated March 5, 2026
Details
Ciera Bank Graham, TX
180 Day Certificate of Deposit
3.80%
$1,000
Rate 3.76%
Min Deposit $1,000
Updated March 3, 2026
Details
Ciera Bank Graham, TX
180 Day EZ Saver Certificate of Deposit
3.80%
$50
Rate 3.76%
Min Deposit $50
Updated March 3, 2026
Details
East Texas Professional Credit Union Tyler, TX
36 Month IRA Term Share Certificates
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details Dividends Compounded & Credited Quarterly
East Texas Professional Credit Union Tyler, TX
36 Month Term Share Certificates
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details Dividends compounded & credited Quarterly
Fayette Savings Bank, SSB Weimar, TX
6 Month Certificate
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details
First Service Credit Union Wadsworth, TX
6 Month (Jumbo) Certificate of Deposit
3.80%
$50,000
Rate 3.73%
Min Deposit $50,000
Updated March 4, 2026
Details
First Service Credit Union Wadsworth, TX
IRA Certificate of Deposit 6 Month
3.80%
$1,000
Rate 3.73%
Min Deposit $1,000
Updated March 4, 2026
Details
Gulf Coast Educators Federal Credit Union Sweeny, TX
CD - Term Share 6 month PDA
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details
Schertz B&T Seguin, TX
180 Day CD
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 5, 2026
Details
Schertz B&T Seguin, TX
Regular CD - 180 Day CD
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 5, 2026
Details
NAFT Federal Credit Union Pharr, TX
6 Months Certificate
3.79%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated March 2, 2026
Details
SOUTHLAND Lufkin, TX
36 Month Certificate
3.77%
$0
Rate 3.75%
Min Deposit $0
Updated March 2, 2026
Details Starting at $100,000
Chemcel Federal Credit Union Pasadena, TX
Share Certificate/IRA 6 Month
3.76%
$0
Rate 3.70%
Min Deposit $0
Updated March 3, 2026
Details
DUGOOD Vidor, TX
6 Months Certificate/IRA
3.76%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 4, 2026
Details
Cornerstone Capital Bank, SSB Sweetwater, WA
Consumer 6 Month CD
3.75%
$500
Rate 3.69%
Min Deposit $500
Updated February 26, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
36 Month Share Certificate
3.75%
$100,000
Rate 3.69%
Min Deposit $100,000
Updated February 28, 2026
Details $100,000.01 - $500,000.00
Concho Valley Credit Union San Angelo, TX
6 Month Certificate
3.75%
$1,000
Rate 3.69%
Min Deposit $1,000
Updated March 1, 2026
Details
TruWest Credit Union Round Rock, TX
IRA Savings Certificate 6-Month
3.75%
$500
Rate 0.00%
Min Deposit $500
Updated March 2, 2026
Details
TruWest Credit Union Round Rock, TX
Savings Certificate 6-Month
3.75%
$500
Rate 0.00%
Min Deposit $500
Updated March 2, 2026
Details
Alliance Credit Union Lubbock, TX
6 months Certificates
3.75%
$0
Rate 3.68%
Min Deposit $0
Updated March 2, 2026
Details
Institution
Product
APY
Min Deposit
Community Bank & Trust, Waco, Texas Waco, TX
12 Months CD
3.92%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details Take advantage of this limited time CD yield today!
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
1 Year Puppy Pak Term Share Certificates
3.92%
$0
Rate 3.85%
Min Deposit $0
Updated March 4, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
1 Year Teen Term Share Certificates
3.92%
$0
Rate 3.85%
Min Deposit $0
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificates (1 year)
3.92%
$50,001
Rate 3.85%
Min Deposit $50,001
Updated March 5, 2026
Details
Firefighters First Federal Credit Union Garland, TX
1 Year Retirement Share Certificate
3.91%
$0
Rate 3.84%
Min Deposit $0
Updated March 4, 2026
Details $10,000 - $49,999.99
Gulf Coast Educators Federal Credit Union Sweeny, TX
CD - Term Share 12 month PDA
3.91%
$0
Rate 3.85%
Min Deposit $0
Updated March 4, 2026
Details
EECU Credit Union Weatherford, TX
Bump Rate CDs 12 Months
3.90%
$0
Rate 3.83%
Min Deposit $0
Updated March 2, 2026
Details Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.
State Bank of Texas Richardson, TX
High-Rate Jumbo 12-Month CD
3.90%
$100,000
Rate 0.00%
Min Deposit $100,000
Updated March 2, 2026
Details Minimum deposit $100,000 for Certificates of Deposit (CDs) and applies to new money deposits only. This CD is a fixed rate certificate for the full 12-month term. This offer is for a limited time only, so call or visit our website to open your CD today! Fees, withdrawals, and penalties could reduce the earnings on the account. Interest is paid monthly via ACH or added back at maturity. Call for rates and APY on additional minimum balances.
Texas Dow Employees Credit Union Yoakum, TX
12 months Certificate
3.90%
$0
Rate 3.84%
Min Deposit $0
Updated March 5, 2026
Details
Member Preferred Federal Credit Union Fort Worth, TX
12 MONTHS Share Certificate
3.87%
$0
Rate 3.80%
Min Deposit $0
Updated March 2, 2026
Details
Cherokee County Teachers Federal Credit Union RUSK, TX
12 Month Certificates
3.87%
$5,000
Rate 3.80%
Min Deposit $5,000
Updated March 3, 2026
Details Minimum $5,000
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - IRA & Jumbo 12 Month to 17 Month
3.87%
$0
Rate 3.81%
Min Deposit $0
Updated March 4, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
1 Year Term Share Certificates
3.87%
$0
Rate 3.80%
Min Deposit $0
Updated March 4, 2026
Details
Members Trust of the Southwest Federal Credit Union Stephenville, TX
1 Year Certificate Account
3.87%
$25,000
Rate 3.80%
Min Deposit $25,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificates (1 year)
3.87%
$1,000
Rate 3.80%
Min Deposit $1,000
Updated March 5, 2026
Details
Delta Community Credit Union Southlake, TX
12 Month Certificate of Deposit Accounts
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated February 28, 2026
Details
Delta Community Credit Union Southlake, TX
IRA CD 12 Month
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated February 28, 2026
Details
Cowboy Country Federal Credit Union PREMONT, TX
CD'S (New) 12 Months
3.85%
$0
Rate 3.85%
Min Deposit $0
Updated March 2, 2026
Details >$100,000
Amoco Federal Credit Union Texas City, TX
Jumbo and Jumbo Plus Share Certificates 12 Months
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated March 2, 2026
Details
Cal-Com Federal Credit Union Victoria, TX
12 Month Term Share Account
3.85%
$0
Rate 3.79%
Min Deposit $0
Updated March 3, 2026
Details
First Service Credit Union Wadsworth, TX
12 Month (Jumbo) Certificate of Deposit
3.85%
$50,000
Rate 3.78%
Min Deposit $50,000
Updated March 4, 2026
Details
First Service Credit Union Wadsworth, TX
IRA Certificate of Deposit 12 Month
3.85%
$1,000
Rate 3.78%
Min Deposit $1,000
Updated March 4, 2026
Details
My Community Credit Union Odessa, TX
IRA Certificate 12 Month
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated March 4, 2026
Details
My Community Credit Union Odessa, TX
IRA Certificates 12 Month
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated March 4, 2026
Details
My Community Credit Union Odessa, TX
Regular Certificate 12 Month
3.85%
$75,000
Rate 3.78%
Min Deposit $75,000
Updated March 4, 2026
Details
MilWay Federal Credit Union Texarkana, TX
Share/IRA Certificates - 12 Months
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated March 4, 2026
Details
One Source Federal Credit Union Las Cruces, TX
Share Certificates 12 months
3.82%
$500
Rate 3.75%
Min Deposit $500
Updated February 27, 2026
Details
Plains State Bank Sugar Land, TX
12 Month CD
3.82%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 2, 2026
Details Annual Percentage Yield (APY) is accurate as of August 28, 2025. Rates offered may change without notice. Minimum balance to obtain APY is $1,000. A penalty may be imposed for early withdrawal. Each depositor is FDIC-insured up to applicable limits.
Southwest Heritage Credit Union Wink, TX
12 month term Certificate
3.82%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated March 2, 2026
Details Interest paid monthly
Chemcel Federal Credit Union Pasadena, TX
Mini-Jumbo Share Certificate/IRA 1 Year
3.82%
$0
Rate 3.75%
Min Deposit $0
Updated March 3, 2026
Details
Citizens National Bank of Texas Weatherford, TX
12 month CDs
3.82%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 3, 2026
Details Annual Percentage Yield (APY) is based on an minimum deposit of $1,000. APYs are current as of 9/9/2025. Rates are subject to change. A penalty may be assessed for early withdrawal.
Evolve Federal Credit Union Las Cruces, TX
1 Year Boost Advantage CD Saver
3.82%
$50
Rate 3.75%
Min Deposit $50
Updated March 4, 2026
Details
Evolve Federal Credit Union Las Cruces, TX
1 Year Boost Term Share
3.82%
$500
Rate 3.75%
Min Deposit $500
Updated March 4, 2026
Details
Evolve Federal Credit Union Las Cruces, TX
12 Month Boost Term Share
3.82%
$100,000
Rate 3.75%
Min Deposit $100,000
Updated March 4, 2026
Details
Houston Police Federal Credit Union Houston, TX
12-month Share Certificates
3.82%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated March 4, 2026
Details
Houston Police Federal Credit Union Houston, TX
Traditional IRA, Roth IRA & Roth Conversion IRA Share Certificates 12-month
3.82%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated March 4, 2026
Details
NAFT Federal Credit Union Pharr, TX
12 Month IRA Certificate
3.80%
$500
Rate 3.75%
Min Deposit $500
Updated March 2, 2026
Details
East Texas Professional Credit Union Tyler, TX
12 Month IRA Term Share Certificates
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details Dividends Compounded & Credited Quarterly
East Texas Professional Credit Union Tyler, TX
12 Month Term Share Certificates
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details Dividends compounded & credited Quarterly
Firefighters First Federal Credit Union Garland, TX
1 Year Rookie Share Certificate
3.80%
$0
Rate 3.74%
Min Deposit $0
Updated March 4, 2026
Details Minimum Balance - Max Balance: $250 - $2,500
Firefighters First Federal Credit Union Garland, TX
1 Year Share Certificate
3.80%
$0
Rate 3.74%
Min Deposit $0
Updated March 4, 2026
Details Dividend Rate $1,000 - $49,999.99
Del Rio SP Credit Union Del Rio, TX
12-month certificate
3.80%
$500
Rate 0.00%
Min Deposit $500
Updated March 5, 2026
Details For a limited time
Del Rio SP Credit Union Del Rio, TX
Certificates & IRA Certificates 12 months
3.80%
$0
Rate 3.74%
Min Deposit $0
Updated March 5, 2026
Details
Velocity Credit Union Round Rock, TX
1 Year Jumbo Share Certificates
3.80%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details
Union Square Credit Union Wichita Falls, TX
1 Year Share Certificates (CDs)
3.77%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Union Square Credit Union Wichita Falls, TX
IRA Share Certificate 1 Year
3.77%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Union Square Credit Union Wichita Falls, TX
Share Certificates (CDs) 1 Year
3.77%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Wichita Falls Federal Credit Union Wichita Falls, TX
12-Month Term Share Certificate
3.76%
$0
Rate 3.70%
Min Deposit $0
Updated March 2, 2026
Details Certificates with Balances over $50,000
EP Fort Worth, TX
12 Month Certificate New Money Special
3.76%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 4, 2026
Details New Money Special
Members Trust of the Southwest Federal Credit Union Stephenville, TX
1 Year Certificate Account
3.76%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 4, 2026
Details
Institution
Product
APY
Min Deposit
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
18 Months Term Share Certificates
3.87%
$0
Rate 3.80%
Min Deposit $0
Updated March 4, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates 18 Months
3.85%
$100,000
Rate 3.78%
Min Deposit $100,000
Updated March 4, 2026
Details
East Texas Professional Credit Union Tyler, TX
18 Month Term Share Certificates
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details Dividends compounded & credited Quarterly
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates 18 Months
3.80%
$25,000
Rate 3.74%
Min Deposit $25,000
Updated March 4, 2026
Details
Gulf Coast Educators Federal Credit Union Sweeny, TX
CD - Term Share 18 month PDA
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details
MilWay Federal Credit Union Texarkana, TX
Share/IRA Certificates - 18 Months
3.80%
$0
Rate 3.73%
Min Deposit $0
Updated March 4, 2026
Details
Pinnacle Federal Credit Union Dallas, TX
18-month Share Certificate
3.75%
$0
Rate 0.00%
Min Deposit $0
Updated February 28, 2026
Details
EECU Credit Union Weatherford, TX
Bump Rate CDs 18 Months
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 2, 2026
Details Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.
Associated Credit Union Of Texas Texas City, TX
18-Month No Penalty CD Special
3.75%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 2, 2026
Details With No Penalty CD Special, member may withdraw or add additional funds during initial term only. You are limited to a maximum of one addition of funds and one early penalty free withdrawal. Withdrawal of funds will reduce earnings. Not eligible for businesses or IRA CDs. Limited time offer.
Corporate America Family Credit Union Irving, TX
18-Month Share Certificate
3.75%
$500
Rate 0.00%
Min Deposit $500
Updated March 3, 2026
Details Save more when you move at least $500 from another financial institution. At maturity, 18-month share certificates will automatically renew into a 12-month certificate at the standard rate then in effect.
Capitol Credit Union Austin, TX
18 Month Certificate
3.75%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
18 Month IRA Certificate
3.75%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
18 Month IRA Share Certificate
3.75%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
18 Month IRA Share Certificates
3.75%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
18 Month Share Certificate
3.75%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
IRA Certificates 18 Month Certificate
3.75%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
Share Certificates: or Greater 18 Month Certificate
3.75%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details $1,000.00
FIRSTLIGHT Horizon City, TX
IRA/Share & Business Share Certificates 18 Months
3.75%
$500
Rate 3.69%
Min Deposit $500
Updated March 4, 2026
Details
First Service Credit Union Wadsworth, TX
18 Month (Jumbo) Certificate of Deposit
3.75%
$50,000
Rate 3.69%
Min Deposit $50,000
Updated March 4, 2026
Details
First Service Credit Union Wadsworth, TX
IRA Certificate of Deposit 18 Month
3.75%
$1,000
Rate 3.69%
Min Deposit $1,000
Updated March 4, 2026
Details
Members Choice Credit Union Katy, TX
18-Month CD
3.75%
$500
Rate 0.00%
Min Deposit $500
Updated March 4, 2026
Details Only $500 Minimum to Open.
UNIFY Financial Federal Credit Union San Antonio, TX
IRA Certificate Term 18-Month Variable
3.72%
$0
Rate 3.66%
Min Deposit $0
Updated March 5, 2026
Details $100,000 Minimum to Earn APY
Community Resource Credit Union New Caney, TX
18 Month CD
3.70%
$0
Rate 3.63%
Min Deposit $0
Updated March 1, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 18 Months JUMBO
3.70%
$0
Rate 3.63%
Min Deposit $0
Updated March 4, 2026
Details
Velocity Credit Union Round Rock, TX
18 Month IRA Certificate
3.70%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details
Members Credit Union Cleburne, TX
18-month CD Rate
3.66%
$0
Rate 3.60%
Min Deposit $0
Updated March 4, 2026
Details
Cornerstone Capital Bank, SSB Sweetwater, WA
Consumer 18 Month CD
3.65%
$500
Rate 3.59%
Min Deposit $500
Updated February 26, 2026
Details
Ciera Bank Graham, TX
18 Month Certificate of Deposit
3.65%
$1,000
Rate 3.60%
Min Deposit $1,000
Updated March 3, 2026
Details
First Service Credit Union Wadsworth, TX
18 Month Certificate of Deposit
3.65%
$1,000
Rate 3.59%
Min Deposit $1,000
Updated March 4, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 18 Months
3.65%
$0
Rate 3.59%
Min Deposit $0
Updated March 4, 2026
Details
PrimeWay Federal Credit Union Sugar Land, TX
18 Month Certificate - New Deposits
3.65%
$25,000
Rate 3.59%
Min Deposit $25,000
Updated March 5, 2026
Details
Texas Dow Employees Credit Union Yoakum, TX
18 months Certificate
3.65%
$0
Rate 3.59%
Min Deposit $0
Updated March 5, 2026
Details
United Heritage Credit Union Tyler, TX
18 Months CD
3.65%
$1,000
Rate 3.60%
Min Deposit $1,000
Updated March 5, 2026
Details
United Heritage Credit Union Tyler, TX
IRA Certificates 18 Months
3.65%
$1,000
Rate 3.60%
Min Deposit $1,000
Updated March 5, 2026
Details Dividend Pay & Compound: Quarterly
Velocity Credit Union Round Rock, TX
18 Month Certificate
3.65%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details
Valley Federal Credit Union Harlingen, TX
Educational IRA Certificates 18 MO
3.65%
$0
Rate 3.59%
Min Deposit $0
Updated March 5, 2026
Details
Valley Federal Credit Union Harlingen, TX
IRA Certificates 18 MO
3.65%
$0
Rate 3.59%
Min Deposit $0
Updated March 5, 2026
Details
Valley Federal Credit Union Harlingen, TX
Roth IRA Certificates 18 Months
3.65%
$0
Rate 3.59%
Min Deposit $0
Updated March 5, 2026
Details
GREATER TEXAS SAN MARCOS, TX
18 Months Term Share Certificates/Certificates of Deposit
3.63%
$95,000
Rate 3.63%
Min Deposit $95,000
Updated March 4, 2026
Details JUMBO $95,000+
InvesTex Credit Union Tomball, TX
18 Month Certificate of Deposit
3.61%
$1,000
Rate 3.55%
Min Deposit $1,000
Updated March 4, 2026
Details
Star Of Texas Credit Union austin, TX
Certificate of Deposit 18 Month
3.60%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 1, 2026
Details Amounts of $1,000 - $49,999.99
Star Of Texas Credit Union austin, TX
Certificates of Deposit 18 Month
3.60%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 1, 2026
Details Amounts of $1,000 - $49,999.99
Federal Employees Credit Union Texarkana, TX
Certificates of Deposit Regular 18 Months
3.60%
$0
Rate 3.60%
Min Deposit $0
Updated March 2, 2026
Details
My Community Credit Union Odessa, TX
Regular Certificate 18 Month
3.60%
$75,000
Rate 3.54%
Min Deposit $75,000
Updated March 4, 2026
Details
University Federal Credit Union San Marcos, TX
Fixed Rate Certificates 18 Month
3.60%
$0
Rate 3.54%
Min Deposit $0
Updated March 5, 2026
Details A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on account.
University Federal Credit Union San Marcos, TX
Fixed-Rate Certificate 18 Month
3.60%
$0
Rate 3.54%
Min Deposit $0
Updated March 5, 2026
Details A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on account.
GREATER TEXAS SAN MARCOS, TX
18 Months Term Share Certificates/Certificates of Deposit
3.59%
$1,000
Rate 3.59%
Min Deposit $1,000
Updated March 4, 2026
Details JUMBO $95,000+
Kelly Community Federal Credit Union Tyler, TX
18 Month IRA Certificate
3.56%
$0
Rate 3.50%
Min Deposit $0
Updated March 2, 2026
Details
Kelly Community Federal Credit Union Tyler, TX
18 Month Share Certificate
3.56%
$0
Rate 3.50%
Min Deposit $0
Updated March 2, 2026
Details
One Source Federal Credit Union Las Cruces, TX
Share Certificates 18 months
3.56%
$500
Rate 3.50%
Min Deposit $500
Updated February 27, 2026
Details
Institution
Product
APY
Min Deposit
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
2 Year Term Share Certificates
3.92%
$0
Rate 3.85%
Min Deposit $0
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (2 year)
3.92%
$50,001
Rate 3.85%
Min Deposit $50,001
Updated March 5, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificates (2 year)
3.92%
$250,001
Rate 3.85%
Min Deposit $250,001
Updated March 5, 2026
Details
Matagorda County Credit Union Bay City, TX
Share Certificate of Deposits 2-YEAR CD
3.90%
$1,000
Rate 3.83%
Min Deposit $1,000
Updated March 2, 2026
Details
Matagorda County Credit Union Bay City, TX
TEEN Share Certificate of Deposits 2-YEAR CD
3.90%
$100
Rate 3.83%
Min Deposit $100
Updated March 2, 2026
Details Age 13-17
Firefighters First Federal Credit Union Garland, TX
2 Year Share Certificate
3.90%
$0
Rate 3.83%
Min Deposit $0
Updated March 4, 2026
Details Dividend Rate $1,000 - $49,999.99
InvesTex Credit Union Tomball, TX
2 Year Jumbo Certificate of Deposit
3.87%
$1,000
Rate 3.80%
Min Deposit $1,000
Updated March 4, 2026
Details
Members Trust of the Southwest Federal Credit Union Stephenville, TX
2 Years Certificate Account
3.87%
$90,000
Rate 3.80%
Min Deposit $90,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (2 year)
3.87%
$1,000
Rate 3.80%
Min Deposit $1,000
Updated March 5, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificates (2 year)
3.87%
$100,001
Rate 3.80%
Min Deposit $100,001
Updated March 5, 2026
Details
Irving City Employees Federal Credit Union Irving, TX
24 Month IRA Share Certificate
3.86%
$1,500
Rate 3.80%
Min Deposit $1,500
Updated March 2, 2026
Details
Amoco Federal Credit Union Texas City, TX
Jumbo and Jumbo Plus Share Certificates 24 Months
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated March 2, 2026
Details
One Source Federal Credit Union Las Cruces, TX
Bump-it-Up Share Certificate 24 months
3.82%
$2,000
Rate 3.75%
Min Deposit $2,000
Updated February 27, 2026
Details
Harris County Federal Credit Union Houston, TX
2 YEAR CERTIFICATE
3.82%
$0
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificates (2 year)
3.82%
$50,001
Rate 3.75%
Min Deposit $50,001
Updated March 5, 2026
Details
Members Credit Union Cleburne, TX
2-year CD Rate
3.81%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details
Community Resource Credit Union New Caney, TX
24 Month CD
3.80%
$0
Rate 3.73%
Min Deposit $0
Updated March 1, 2026
Details
East Texas Professional Credit Union Tyler, TX
24 Month IRA Term Share Certificates
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details Dividends Compounded & Credited Quarterly
East Texas Professional Credit Union Tyler, TX
24 Month Term Share Certificates
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details Dividends compounded & credited Quarterly
Abilene Teachers Federal Credit Union Abilene, TX
Jumbo Savings Certificates & IRA Certificates 24 Months
3.76%
$100,000
Rate 3.70%
Min Deposit $100,000
Updated March 2, 2026
Details
Members Trust of the Southwest Federal Credit Union Stephenville, TX
2 Years Certificate Account
3.76%
$25,000
Rate 3.70%
Min Deposit $25,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificates (2 year)
3.76%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 5, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
24 Month Share Certificate
3.75%
$500,000
Rate 3.69%
Min Deposit $500,000
Updated February 28, 2026
Details $500,000.01 or greater
Rally Credit Union Weslaco, TX
IRA 2 Year Term Certificate of Deposit
3.75%
$100,000
Rate 3.68%
Min Deposit $100,000
Updated March 2, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Jumbo Share Certificate/IRA 2 Year
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 3, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates 2 year
3.75%
$100,000
Rate 3.69%
Min Deposit $100,000
Updated March 4, 2026
Details
Golden Triangle Federal Credit Union Groves, TX
Regular & IRA Certificates 24 Month
3.75%
$100,000
Rate 3.69%
Min Deposit $100,000
Updated March 4, 2026
Details
MilWay Federal Credit Union Texarkana, TX
Share/IRA Certificates - 24 Months
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 4, 2026
Details
Technology Credit Union Austin, TX
Consumer Certificates and IRA Certificates 24 Month
3.75%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Technology Credit Union Austin, TX
Jumbo Certificates or more) 24 Month
3.75%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details $95,000
Technology Credit Union Austin, TX
Jumbo Consumer Certificates and Jumbo IRA Certificates 24 Month
3.75%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Telco Plus Credit Union TYLER, TX
Share Certificates 24 Months
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 5, 2026
Details
Harris County Federal Credit Union Houston, TX
2 YEAR CERTIFICATE
3.71%
$0
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Cherokee County Teachers Federal Credit Union RUSK, TX
24 Month Certificates
3.71%
$5,000
Rate 3.65%
Min Deposit $5,000
Updated March 3, 2026
Details Minimum $5,000
Eastex Credit Union Spurger, TX
24 Months Share Certificate
3.70%
$500
Rate 3.65%
Min Deposit $500
Updated March 2, 2026
Details
Capitol Credit Union Austin, TX
24 Month Certificate
3.70%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
24 Month IRA Certificate
3.70%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
24 Month IRA Share Certificate
3.70%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
24 Month IRA Share Certificates
3.70%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
24 Month Share Certificate
3.70%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
IRA Certificates 24 Month Certificate
3.70%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
Share Certificates: or Greater 24 Month Certificate
3.70%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details $1,000.00
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates 2 year
3.70%
$25,000
Rate 3.64%
Min Deposit $25,000
Updated March 4, 2026
Details
First Service Credit Union Wadsworth, TX
24 Month (Jumbo) Certificate of Deposit
3.70%
$50,000
Rate 3.64%
Min Deposit $50,000
Updated March 4, 2026
Details
First Service Credit Union Wadsworth, TX
IRA Certificate of Deposit 24 Month
3.70%
$1,000
Rate 3.64%
Min Deposit $1,000
Updated March 4, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 24 Months JUMBO
3.70%
$0
Rate 3.63%
Min Deposit $0
Updated March 4, 2026
Details
University Federal Credit Union San Marcos, TX
Fixed Rate Certificates 24 Month
3.70%
$0
Rate 3.64%
Min Deposit $0
Updated March 5, 2026
Details A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on account.
University Federal Credit Union San Marcos, TX
Fixed-Rate Certificate 24 Month
3.70%
$0
Rate 3.64%
Min Deposit $0
Updated March 5, 2026
Details A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on account.
Velocity Credit Union Round Rock, TX
2 Year IRA Certificate
3.70%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details
Members Trust of the Southwest Federal Credit Union Stephenville, TX
2 Years Certificate Account
3.66%
$1,000
Rate 3.60%
Min Deposit $1,000
Updated March 4, 2026
Details
Institution
Product
APY
Min Deposit
Harris County Federal Credit Union Houston, TX
3 YEAR CERTIFICATE
3.92%
$0
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Members Trust of the Southwest Federal Credit Union Stephenville, TX
3 Years Certificate Account
3.92%
$90,000
Rate 3.85%
Min Deposit $90,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (3 year)
3.92%
$100,001
Rate 3.85%
Min Deposit $100,001
Updated March 5, 2026
Details
Firefighters First Federal Credit Union Garland, TX
3 Year Share Certificate
3.90%
$0
Rate 3.83%
Min Deposit $0
Updated March 4, 2026
Details Dividend Rate $1,000 - $49,999.99
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
3 Year Term Share Certificates
3.87%
$0
Rate 3.80%
Min Deposit $0
Updated March 4, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
Jumbo Step Up Certificates 3 Year
3.87%
$0
Rate 3.80%
Min Deposit $0
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (3 year)
3.87%
$50,001
Rate 3.80%
Min Deposit $50,001
Updated March 5, 2026
Details
Harris County Federal Credit Union Houston, TX
3 YEAR CERTIFICATE
3.82%
$0
Rate 0.00%
Min Deposit $0
Updated March 2, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Jumbo Share Certificate/IRA 3 Year
3.82%
$0
Rate 3.75%
Min Deposit $0
Updated March 3, 2026
Details
Members Trust of the Southwest Federal Credit Union Stephenville, TX
3 Years Certificate Account
3.82%
$25,000
Rate 3.75%
Min Deposit $25,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (3 year)
3.82%
$1,000
Rate 3.75%
Min Deposit $1,000
Updated March 5, 2026
Details
Members Credit Union Cleburne, TX
3-year CD Rate
3.81%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
3 Year Step Up Share Certificates
3.76%
$0
Rate 3.70%
Min Deposit $0
Updated March 4, 2026
Details
Members Trust of the Southwest Federal Credit Union Stephenville, TX
3 Years Certificate Account
3.71%
$1,000
Rate 3.65%
Min Deposit $1,000
Updated March 4, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Mini-Jumbo Share Certificate/IRA 3 Year
3.66%
$0
Rate 3.60%
Min Deposit $0
Updated March 3, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Share Certificate/IRA 3 Year
3.56%
$0
Rate 3.50%
Min Deposit $0
Updated March 3, 2026
Details
Metro Medical Credit Union Duluth, TX
IRA Certificates 3 years
3.55%
$1,000
Rate 3.55%
Min Deposit $1,000
Updated March 4, 2026
Details
Texas DPS Credit Union Austin, TX
IRA/3 Year Certificate
3.55%
$0
Rate 3.49%
Min Deposit $0
Updated March 5, 2026
Details
Texas DPS Credit Union Austin, TX
Share Certificates 3 Year Term
3.55%
$0
Rate 3.49%
Min Deposit $0
Updated March 5, 2026
Details
Rave Financial Credit Union Woodville, TX
Business Share Certificates Regular Term Deposit -3 Years
3.50%
$0
Rate 3.45%
Min Deposit $0
Updated March 2, 2026
Details
Rave Financial Credit Union Woodville, TX
Regular or IRA Share Certificates 3 Years
3.50%
$0
Rate 3.45%
Min Deposit $0
Updated March 2, 2026
Details
Rave Financial Credit Union Woodville, TX
Regular or IRA Term Deposit -3 Years
3.50%
$0
Rate 3.45%
Min Deposit $0
Updated March 2, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates 3 year
3.50%
$100,000
Rate 3.45%
Min Deposit $100,000
Updated March 4, 2026
Details
Unity One Credit Union North Richland Hills, TX
3 Years Certificate
3.50%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details
Ciera Bank Graham, TX
Intrafi CDARS 3 Years
3.45%
$10,000
Rate 3.40%
Min Deposit $10,000
Updated March 3, 2026
Details Compounded Daily, Credited At Maturity
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates 3 year
3.45%
$25,000
Rate 3.40%
Min Deposit $25,000
Updated March 4, 2026
Details
Velocity Credit Union Round Rock, TX
3 Year IRA Certificate
3.45%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details
Evolve Federal Credit Union Las Cruces, TX
3 Year Boost Term Share
3.40%
$500
Rate 3.35%
Min Deposit $500
Updated March 4, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share & Business Share Certificates 3 year
3.40%
$500
Rate 3.35%
Min Deposit $500
Updated March 4, 2026
Details
Velocity Credit Union Round Rock, TX
3 Year Certificate
3.40%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details
Firstmark Credit Union San Antonio, TX
Regular CDs 3 Years
3.35%
$0
Rate 3.30%
Min Deposit $0
Updated March 4, 2026
Details *
InvesTex Credit Union Tomball, TX
3 Year Jumbo Certificate of Deposit
3.35%
$1,000
Rate 3.30%
Min Deposit $1,000
Updated March 4, 2026
Details
BP Federal Credit Union Houston, TX
Share Certificates 3 Years
3.30%
$1,000
Rate 3.25%
Min Deposit $1,000
Updated March 3, 2026
Details
Institution
Product
APY
Min Deposit
Members Trust of the Southwest Federal Credit Union Stephenville, TX
4 Years Certificate Account
3.92%
$90,000
Rate 3.85%
Min Deposit $90,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (4 year)
3.92%
$250,001
Rate 3.85%
Min Deposit $250,001
Updated March 5, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.90%
$500,000
Rate 3.84%
Min Deposit $500,000
Updated February 28, 2026
Details $500,000.01 or greater
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
4 Year Term Share Certificates
3.87%
$0
Rate 3.80%
Min Deposit $0
Updated March 4, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
Jumbo Step Up Certificates 4 Year
3.87%
$0
Rate 3.80%
Min Deposit $0
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (4 year)
3.87%
$100,001
Rate 3.80%
Min Deposit $100,001
Updated March 5, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.85%
$100,000
Rate 3.79%
Min Deposit $100,000
Updated February 28, 2026
Details $100,000.01 - $500,000.00
Amoco Federal Credit Union Texas City, TX
Jumbo and Jumbo Plus Share Certificates 48 Months
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated March 2, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Jumbo Share Certificate/IRA 4 Year
3.82%
$0
Rate 3.75%
Min Deposit $0
Updated March 3, 2026
Details
Members Trust of the Southwest Federal Credit Union Stephenville, TX
4 Years Certificate Account
3.82%
$25,000
Rate 3.75%
Min Deposit $25,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (4 year)
3.82%
$50,001
Rate 3.75%
Min Deposit $50,001
Updated March 5, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificates (4 year)
3.82%
$250,001
Rate 3.75%
Min Deposit $250,001
Updated March 5, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.80%
$50,000
Rate 3.74%
Min Deposit $50,000
Updated February 28, 2026
Details $50,000.01 - $100,000.00
Federal Employees Credit Union Texarkana, TX
Certificates of Deposit Regular 48 Months
3.80%
$0
Rate 3.80%
Min Deposit $0
Updated March 2, 2026
Details
East Texas Professional Credit Union Tyler, TX
48 Month Term Share Certificates
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details Dividends compounded & credited Quarterly
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
4 Year Step Up Share Certificates
3.76%
$0
Rate 3.70%
Min Deposit $0
Updated March 4, 2026
Details
InvesTex Credit Union Tomball, TX
4 Year Jumbo Certificate of Deposit
3.76%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (4 year)
3.76%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 5, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificates (4 year)
3.76%
$100,001
Rate 3.70%
Min Deposit $100,001
Updated March 5, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.75%
$25,000
Rate 3.69%
Min Deposit $25,000
Updated February 28, 2026
Details $25,000.01 - $50,000.00
Technology Credit Union Austin, TX
Consumer Certificates and IRA Certificates 48 Month
3.75%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Technology Credit Union Austin, TX
Jumbo Certificates or more) 48 Month
3.75%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details $95,000
Technology Credit Union Austin, TX
Jumbo Consumer Certificates and Jumbo IRA Certificates 48 Month
3.75%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Members Trust of the Southwest Federal Credit Union Stephenville, TX
4 Years Certificate Account
3.71%
$1,000
Rate 3.65%
Min Deposit $1,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificates (4 year)
3.71%
$50,001
Rate 3.65%
Min Deposit $50,001
Updated March 5, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.70%
$1,000
Rate 3.64%
Min Deposit $1,000
Updated February 28, 2026
Details $1,000.00 - $25,000.00
Star Of Texas Credit Union austin, TX
Certificate of Deposit 48 Month
3.70%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 1, 2026
Details Amounts of $1,000 - $49,999.99
Star Of Texas Credit Union austin, TX
Certificates of Deposit 48 Month
3.70%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 1, 2026
Details Amounts of $1,000 - $49,999.99
University Federal Credit Union San Marcos, TX
Fixed Rate Certificates 48 Month
3.70%
$0
Rate 3.64%
Min Deposit $0
Updated March 5, 2026
Details A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on account.
University Federal Credit Union San Marcos, TX
Fixed-Rate Certificate 48 Month
3.70%
$0
Rate 3.64%
Min Deposit $0
Updated March 5, 2026
Details A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on account.
Chemcel Federal Credit Union Pasadena, TX
Mini-Jumbo Share Certificate/IRA 4 Year
3.66%
$0
Rate 3.60%
Min Deposit $0
Updated March 3, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificates (4 year)
3.66%
$1,000
Rate 3.60%
Min Deposit $1,000
Updated March 5, 2026
Details
Ciera Bank Graham, TX
48 Month Certificate of Deposit
3.65%
$1,000
Rate 3.60%
Min Deposit $1,000
Updated March 3, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 48 Months JUMBO
3.65%
$0
Rate 3.59%
Min Deposit $0
Updated March 4, 2026
Details
Metro Medical Credit Union Duluth, TX
IRA Certificates 4 years
3.65%
$1,000
Rate 3.65%
Min Deposit $1,000
Updated March 4, 2026
Details
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - IRA & Jumbo 48 Month to 59 Month
3.62%
$0
Rate 3.57%
Min Deposit $0
Updated March 4, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 48 Months
3.60%
$0
Rate 3.54%
Min Deposit $0
Updated March 4, 2026
Details
GREATER TEXAS SAN MARCOS, TX
48 Months Term Share Certificates/Certificates of Deposit
3.59%
$95,000
Rate 3.59%
Min Deposit $95,000
Updated March 4, 2026
Details JUMBO $95,000+
Chemcel Federal Credit Union Pasadena, TX
Share Certificate/IRA 4 Year
3.56%
$0
Rate 3.50%
Min Deposit $0
Updated March 3, 2026
Details
Resource One Credit Union Spring, TX
IRA Certificate 48 months
3.56%
$0
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings.
Security First Federal Credit Union Weslaco, TX
48 Months TERM IRA SHARE CERTIFICATES
3.56%
$100,000
Rate 3.50%
Min Deposit $100,000
Updated March 5, 2026
Details
Security First Federal Credit Union Weslaco, TX
TERM SHARE CERTIFICATES 48 Months
3.56%
$100,000
Rate 3.50%
Min Deposit $100,000
Updated March 5, 2026
Details
Wellspring Federal Credit Union West Orange, TX
48 Month Certificate
3.56%
$0
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.55%
$500,000
Rate 3.50%
Min Deposit $500,000
Updated February 28, 2026
Details $500,000.01 or greater
Capitol Credit Union Austin, TX
48 Month Certificate
3.55%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
48 Month IRA Certificate
3.55%
$1,000
Rate 3.55%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
48 Month IRA Share Certificate
3.55%
$1,000
Rate 3.55%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
48 Month IRA Share Certificates
3.55%
$1,000
Rate 3.55%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
48 Month Share Certificate
3.55%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 3, 2026
Details
Capitol Credit Union Austin, TX
IRA Certificates 48 Month Certificate
3.55%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
Institution
Product
APY
Min Deposit
Members Trust of the Southwest Federal Credit Union Stephenville, TX
5 Years Certificate Account
3.92%
$90,000
Rate 3.85%
Min Deposit $90,000
Updated March 4, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
60 Month Share Certificate
3.90%
$50,000
Rate 3.84%
Min Deposit $50,000
Updated February 28, 2026
Details $50,000.01 - $100,000.00
Firefighters First Federal Credit Union Garland, TX
5 Year Share Certificate
3.90%
$0
Rate 3.83%
Min Deposit $0
Updated March 4, 2026
Details Dividend Rate $1,000 - $49,999.99
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
5 Year Term Share Certificates
3.87%
$0
Rate 3.80%
Min Deposit $0
Updated March 4, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
Jumbo Step Up Certificates 5 Year
3.87%
$0
Rate 3.80%
Min Deposit $0
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (5 year)
3.87%
$250,001
Rate 3.80%
Min Deposit $250,001
Updated March 5, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
60 Month Share Certificate
3.85%
$25,000
Rate 3.79%
Min Deposit $25,000
Updated February 28, 2026
Details $25,000.01 - $50,000.00
Amoco Federal Credit Union Texas City, TX
Jumbo and Jumbo Plus Share Certificates 60 Months
3.85%
$0
Rate 3.78%
Min Deposit $0
Updated March 2, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Jumbo Share Certificate/IRA 5 Year
3.82%
$0
Rate 3.75%
Min Deposit $0
Updated March 3, 2026
Details
Members Trust of the Southwest Federal Credit Union Stephenville, TX
5 Years Certificate Account
3.82%
$25,000
Rate 3.75%
Min Deposit $25,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (5 year)
3.82%
$100,001
Rate 3.75%
Min Deposit $100,001
Updated March 5, 2026
Details
Members Credit Union Cleburne, TX
5-year CD Rate
3.81%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
60 Month Share Certificate
3.80%
$1,000
Rate 3.74%
Min Deposit $1,000
Updated February 28, 2026
Details $1,000.00 - $25,000.00
East Texas Professional Credit Union Tyler, TX
60 Month Term Share Certificates
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 4, 2026
Details Dividends compounded & credited Quarterly
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - IRA & Jumbo 60 Month
3.77%
$0
Rate 3.72%
Min Deposit $0
Updated March 4, 2026
Details
5Point Credit Union Spring, TX
IRA Share Certificates and Share Certificates 60-Month (Tier 3)
3.76%
$0
Rate 3.69%
Min Deposit $0
Updated March 2, 2026
Details
HOUSTON TEXAS FIRE FIGHTERS Pearland, TX
5 Year Step Up Share Certificates
3.76%
$0
Rate 3.70%
Min Deposit $0
Updated March 4, 2026
Details
InvesTex Credit Union Tomball, TX
5 Year Jumbo Certificate of Deposit
3.76%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (5 year)
3.76%
$50,001
Rate 3.70%
Min Deposit $50,001
Updated March 5, 2026
Details
Ciera Bank Graham, TX
60 Month Certificate of Deposit
3.75%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 3, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 60 Months JUMBO
3.75%
$0
Rate 3.68%
Min Deposit $0
Updated March 4, 2026
Details
Technology Credit Union Austin, TX
Consumer Certificates and IRA Certificates 60 Month
3.75%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Technology Credit Union Austin, TX
Jumbo Certificates or more) 60 Month
3.75%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details $95,000
Technology Credit Union Austin, TX
Jumbo Consumer Certificates and Jumbo IRA Certificates 60 Month
3.75%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details
Telco Plus Credit Union TYLER, TX
Share Certificates 60 Months
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 5, 2026
Details
University Federal Credit Union San Marcos, TX
Fixed Rate Certificates 60 Month
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 5, 2026
Details A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on account.
University Federal Credit Union San Marcos, TX
Fixed-Rate Certificate 60 Month
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 5, 2026
Details A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on account.
Members Trust of the Southwest Federal Credit Union Stephenville, TX
5 Years Certificate Account
3.71%
$1,000
Rate 3.65%
Min Deposit $1,000
Updated March 4, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (5 year)
3.71%
$1,000
Rate 3.65%
Min Deposit $1,000
Updated March 5, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 60 Months
3.70%
$0
Rate 3.63%
Min Deposit $0
Updated March 4, 2026
Details
Metro Medical Credit Union Duluth, TX
IRA Certificates 5 years
3.70%
$1,000
Rate 3.70%
Min Deposit $1,000
Updated March 4, 2026
Details
GREATER TEXAS SAN MARCOS, TX
60 Months Term Share Certificates/Certificates of Deposit
3.68%
$95,000
Rate 3.68%
Min Deposit $95,000
Updated March 4, 2026
Details JUMBO $95,000+
5Point Credit Union Spring, TX
IRA Share Certificates and Share Certificates 60-Month (Tier 2)
3.66%
$0
Rate 3.59%
Min Deposit $0
Updated March 2, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Mini-Jumbo Share Certificate/IRA 5 Year
3.66%
$0
Rate 3.60%
Min Deposit $0
Updated March 3, 2026
Details
Texas Bay Credit Union Richmond, TX
Share Certificates (Including IRA Certificates) 60 Months
3.66%
$0
Rate 3.60%
Min Deposit $0
Updated March 5, 2026
Details
Cornerstone Capital Bank, SSB Sweetwater, WA
Consumer 60 Month CD
3.65%
$500
Rate 3.59%
Min Deposit $500
Updated February 26, 2026
Details
Star Of Texas Credit Union austin, TX
Certificate of Deposit 60 month
3.65%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 1, 2026
Details Amounts of $1,000 - $49,999.99
Star Of Texas Credit Union austin, TX
Certificates of Deposit 60 month
3.65%
$1,000
Rate 0.00%
Min Deposit $1,000
Updated March 1, 2026
Details Amounts of $1,000 - $49,999.99
Carter Federal Credit Union Fort Worth, TX
IRA Share Certificate 60 months
3.65%
$1,000
Rate 3.59%
Min Deposit $1,000
Updated March 3, 2026
Details Minimum opening deposit is $1,000
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates 5 year
3.65%
$100,000
Rate 3.59%
Min Deposit $100,000
Updated March 4, 2026
Details
GREATER TEXAS SAN MARCOS, TX
60 Months Term Share Certificates/Certificates of Deposit
3.63%
$1,000
Rate 3.63%
Min Deposit $1,000
Updated March 4, 2026
Details JUMBO $95,000+
Security First Federal Credit Union Weslaco, TX
60 Months TERM IRA SHARE CERTIFICATES
3.61%
$100,000
Rate 3.55%
Min Deposit $100,000
Updated March 5, 2026
Details
Security First Federal Credit Union Weslaco, TX
TERM SHARE CERTIFICATES 60 Months
3.61%
$100,000
Rate 3.55%
Min Deposit $100,000
Updated March 5, 2026
Details
Community Resource Credit Union New Caney, TX
60 Month CD
3.60%
$0
Rate 3.54%
Min Deposit $0
Updated March 1, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates 5 year
3.60%
$25,000
Rate 3.54%
Min Deposit $25,000
Updated March 4, 2026
Details
One Source Federal Credit Union Las Cruces, TX
Share Certificates 60 months
3.56%
$1,000
Rate 3.50%
Min Deposit $1,000
Updated February 27, 2026
Details
Southwest Heritage Credit Union Wink, TX
60 month term Certificate
3.56%
$1,000
Rate 3.50%
Min Deposit $1,000
Updated March 2, 2026
Details Interest paid monthly
BP Federal Credit Union Houston, TX
Share Certificates 5 Years
3.56%
$1,000
Rate 3.50%
Min Deposit $1,000
Updated March 3, 2026
Details
Cherokee County Teachers Federal Credit Union RUSK, TX
60 Month Certificates
3.56%
$5,000
Rate 3.50%
Min Deposit $5,000
Updated March 3, 2026
Details Minimum $5,000
Chemcel Federal Credit Union Pasadena, TX
Share Certificate/IRA 5 Year
3.56%
$0
Rate 3.50%
Min Deposit $0
Updated March 3, 2026
Details
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Brownsville, Texas Jumbo CD Rates

Jumbo CD rates in Brownsville, Texas are usually higher than standard Brownsville, TX CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Brownsville, Texas jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Brownsville, Texas and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured

Brownsville, Texas Credit Union CD Rates

When comparing Brownsville, TX CD rates from credit unions make sure to choose a Brownsville, TX credit union that has deposits insured by the National Credit Union Administration (NCUA).This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Brownsville, Texas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every CD rate displayed on cdrates.monitorbankrates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Brownsville, Texas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized certificate of deposit rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield CDs from large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update CD rates daily. Because certificate of deposit rates can fluctuate rapidly based on market conditions, every single CD product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Brownsville, Texas. It is always advisable to check with the specific financial institution's official website for the most current offers and terms.

Banks in Brownsville, TX

Brownsville FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

FDIC Cert #3510
101 America Drive, Brownsville, TX 78526

Bank of America, National Association

FDIC Cert #3510
2635 Boca Chica Boulevard, Brownsville, TX 78521

Capital One, National Association

FDIC Cert #4297
1075 Paredes Line Road, Brownsville, TX 78521

Capital One, National Association

FDIC Cert #4297
3275 Boca Chica Blvd, Brownsville, TX 78521

Capital One, National Association

FDIC Cert #4297
4150 North Expressway (Highway 83), Brownsville, TX 78526

Compass Bank

FDIC Cert #19048
2000 Farm 802 Road, Brownsville, TX 78526

Compass Bank

FDIC Cert #19048
2370 North Expressway, Suite 1018, Brownsville, TX 78521

Compass Bank

FDIC Cert #19048
3201 Central Boulevard, Brownsville, TX 78520

Compass Bank

FDIC Cert #19048
3255 Boca Chica Boulevard, Brownsville, TX 78521

Compass Bank

FDIC Cert #19048
629 East Elizabeth Street, Brownsville, TX 78522

Falcon International Bank

FDIC Cert #26856
2200 Boca Chica Blvd, Suite 100, Brownsville, TX 78520

First Community Bank, National Association

FDIC Cert #22964
800 West Jefferson Street, Suite 140, Brownsville, TX 78520

First National Bank

FDIC Cert #14318
100 W. Morrison Rd., Brownsville, TX 78520

First National Bank

FDIC Cert #14318
25 East Price Road, Brownsville, TX 78520

First National Bank

FDIC Cert #14318
701 East Levee, Brownsville, TX 78520

Inter National Bank

FDIC Cert #25879
1785 Ruben M. Torres Blvd, Brownsville, TX 78521

International Bank of Commerce

FDIC Cert #25679
1600 F.M. 802, Brownsville, TX 78520

International Bank of Commerce

FDIC Cert #25679
1623 Central Boulevard, Brownsville, TX 78520

International Bank of Commerce

FDIC Cert #25679
2250 Boca Chica Blvd., Brownsville, TX 78521

International Bank of Commerce

FDIC Cert #25679
2370 North Expressway, Suite 1222, Brownsville, TX 78526

International Bank of Commerce

FDIC Cert #25679
2721 Boca Chica Blvd, Brownsville, TX 78521

International Bank of Commerce

FDIC Cert #25679
3500 West Alton Gloor Blvd, Brownsville, TX 78526

International Bank of Commerce

FDIC Cert #25679
4520 East 14th Street, Brownsville, TX 78520

International Bank of Commerce

FDIC Cert #25679
630 E Elizabeth, Brownsville, TX 78520

International Bank of Commerce

FDIC Cert #25679
7480 South Highway 48, Brownsville, TX 78520

International Bank of Commerce

FDIC Cert #25679
79 E. Alton Gloor, Brownsville, TX 78526

JPMorgan Chase Bank, National Association

FDIC Cert #628
1475 Ruben M. Torres Boulevard, Brownsville, TX 78521

JPMorgan Chase Bank, National Association

FDIC Cert #628
2300 Boca Chica Boulevard, Brownsville, TX 78521

JPMorgan Chase Bank, National Association

FDIC Cert #628
4999 N Expressway, Brownsville, TX 78520

Lone Star National Bank

FDIC Cert #24347
1200 Boca Chica Blvd, Brownsville, TX 78526

Lone Star National Bank

FDIC Cert #24347
3300 North Expressway 83, Brownsville, TX 78521

Rio Bank

FDIC Cert #25886
3401 Old Hwy. 77, Brownsville, TX 78520

Texas Community Bank, National Association

FDIC Cert #24563
3505 Boca Chica Blvd. Ste. 109, Brownsville, TX 78521

The Frost National Bank

FDIC Cert #5510
5480 Paredes Line Road, Brownsville, TX 78526

Wells Fargo Bank, National Association

FDIC Cert #3511
1175 Fm 802, Brownsville, TX 78521

Wells Fargo Bank, National Association

FDIC Cert #3511
2514 Southmost Road, Brownsville, TX 78521

Wells Fargo Bank, National Association

FDIC Cert #3511
3310 Boca Chica Blvd, Brownsville, TX 78521

Wells Fargo Bank, National Association

FDIC Cert #3511
826 E Levee St, Brownsville, TX 78520

Wells Fargo Bank, National Association

FDIC Cert #3511
835 East Levee Street, Brownsville, TX 78520

Wells Fargo Bank, National Association

FDIC Cert #3511
910 Ruben M Torres Blvd, Brownsville, TX 78520
How to Find the Best CD in Brownsville, Texas
  1. Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for Brownsville, Texas
What are the current CD rates in Brownsville, Texas?
Below is a list of the top current CD rates available for Brownsville, Texas:
State Bank of Texas3.90% APY (12-Month CD Jumbo)
Texas Heritage National Bank3.80% APY (12-Month CD)
Texas Heritage National Bank3.80% APY (6-Month CD)
Farmers State Bank Center, TX3.76% APY (6-Month CD (Jumbo))
Interstate Bank3.73% APY (6-Month CD)
Interstate Bank3.60% APY (12-Month CD (Jumbo))
Texas Heritage National Bank3.60% APY (18-Month CD)
First Federal Bank Littlefield, Texas3.49% APY (12-Month CD (Super Jumbo))
Texas Heritage National Bank3.35% APY (24-Month CD)
Interstate Bank3.34% APY (12-Month CD)
Last Updated and Verified: March 2, 2026
CD rates shown are recent from the last updated date. Current CD rates may vary.
Are CD rates fixed?
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD?
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD?
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.