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CD Rates in Grapeland, TX – February 2026

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CD Rates in Grapeland, Texas :

Search and compare Grapeland, TX CD rates from banks and credit unions. Our CD interest rate tables for Grapeland, TX include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Grapeland, TX or by zip code. Once you have entered your search criteria a list of the highest Grapeland, TX CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. .

Current Grapeland, Texas CD Rates

Current rates from Synergy Federal Credit Union include a Share Certificate (1 year) at 3.92% APY. GECU Federal Credit Union is offering a Certificate account IRAs (Fixed rate) 18 months in Grapeland, Texas with an APY of 3.92%. Synergy Federal Credit Union is offering a Share Certificate (2 year) in Grapeland, Texas with an APY of 3.92%. For those in Grapeland, Texas, Kelly Community Federal Credit Union lists a 6 Month IRA Certificate at 3.92%.

Find the best CD rates in Grapeland, TX today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in TX, comparing APYs is the best way to maximize your earnings.

Last Updated: February 16, 2026

CD Rates in Grapeland, TX and Area

  • • Share Certificate (1 year):
    3.92%
  • • Certificate account IRAs (Fixed rate) 18 months:
    3.92%
  • • Share Certificate (2 year):
    3.92%
  • • 6 Month IRA Certificate:
    3.92%
  • • CD - Jumbo Term Share 18 month:
    3.91%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Last Updated: February 16, 2026
Institution
Product
APY
Min Deposit
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate 3 Months
3.92%
$1,000
▼
Rate 3.85%
Min Deposit $1,000
Updated February 16, 2026
Details
GECU Federal Credit Union Socorro, TX
IRA Certificate 3 months
3.91%
$2,500
▼
Rate 3.85%
Min Deposit $2,500
Updated February 16, 2026
Details
Chartway Credit Union Humble, TX
13-Month Promo Certificate
3.90%
$0
▼
Rate 3.84%
Min Deposit $0
Updated February 16, 2026
Details Rates shown not available in VA, NC, UT, NV, or TX.
Cornerstone Capital Bank, SSB Sweetwater, WA
Consumer 3 Month CD
3.85%
$500
▼
Rate 3.78%
Min Deposit $500
Updated February 16, 2026
Details
Interstate Bank Perryton, TX
3 Month Certificate
3.85%
$100,000
▼
Rate 3.80%
Min Deposit $100,000
Updated February 16, 2026
Details Daily Balances of: $100,000 and over
Cowboy Country Federal Credit Union PREMONT, TX
CD'S (New) 13 Months
3.85%
$100,000
▼
Rate 3.85%
Min Deposit $100,000
Updated February 16, 2026
Details >$100,000
GECU Federal Credit Union Socorro, TX
Fixed-rate certificate account 3 months
3.80%
$2,500
▼
Rate 3.75%
Min Deposit $2,500
Updated February 16, 2026
Details
Texas Bay Credit Union Richmond, TX
Share Certificate 18 to 23 Months
3.76%
$50,000
▼
Rate 3.70%
Min Deposit $50,000
Updated February 16, 2026
Details
GECU Federal Credit Union Socorro, TX
Certificate account IRAs (Fixed rate) 3 months
3.75%
$2,500
▼
Rate 3.70%
Min Deposit $2,500
Updated February 16, 2026
Details
Texas National Bank of Jacksonville Tyler, TX
Fixed Rate Certificates 13 Month
3.75%
$0
▼
Rate 3.69%
Min Deposit $0
Updated February 16, 2026
Details
Colonial Savings, F.A. Lewisville, TX
Certificate of Deposit 13 months
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated February 16, 2026
Details
Colonial Savings, F.A. Lewisville, TX
Jumbo Certificate of Deposit 13 months
3.66%
$0
▼
Rate 3.60%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
3 Month Business Liquid Certificate
3.65%
$0
▼
Rate 3.60%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Liquid Certificate 3 Month
3.65%
$0
▼
Rate 3.60%
Min Deposit $0
Updated February 16, 2026
Details
InTouch Credit Union Sterling Heights, TX
3-Month Certificate
3.65%
$1,000
▼
Rate 3.59%
Min Deposit $1,000
Updated February 16, 2026
Details
InTouch Credit Union Sterling Heights, TX
Business Certificates 3-Month Certificate
3.65%
$1,000
▼
Rate 3.59%
Min Deposit $1,000
Updated February 16, 2026
Details
Comerica Woodland Hills, TX
90-day fixed-rate CD
3.65%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details
Susser Bank San Antonio, TX
Certificates of Deposit (CD) 13-Month
3.60%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details
Interstate Bank Perryton, TX
3 Month Certificate
3.60%
$500
▼
Rate 3.55%
Min Deposit $500
Updated February 16, 2026
Details Daily Balances of: $500 - $99,999.99
Nusenda Federal Credit Union El Paso, TX
IRA Certificate 3-Month
3.60%
$500
▼
Rate 3.54%
Min Deposit $500
Updated February 16, 2026
Details Minimum Balance: $500+ IRA
UNIFY Financial Federal Credit Union San Antonio, TX
Share Certificate 3-Month
3.60%
$100
▼
Rate 3.54%
Min Deposit $100
Updated February 16, 2026
Details $100 Minimum to Earn APY
Citizens National Bank Cameron, TX Taylor, TX
Special Certificates of Deposit (CDs) 13 Months
3.55%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated February 16, 2026
Details
FNB of Hereford Hereford, TX
Certificates of Deposit (CDs) 90 Day
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 16, 2026
Details Balance Less than $50,000
Security First Federal Credit Union Weslaco, TX
TERM IRA SHARE CERTIFICATES 43 Months
3.51%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 16, 2026
Details APY for deposits of $100k - and greater
Technology Credit Union Austin, TX
Business Certificates 3 Month
3.50%
$0
▼
Rate 3.45%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Consumer Certificates and IRA Certificates 3 Month
3.50%
$0
▼
Rate 3.45%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Jumbo Certificates 3 Month
3.50%
$0
▼
Rate 3.45%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Jumbo Consumer Certificates and Jumbo IRA Certificates 3 Month
3.50%
$0
▼
Rate 3.45%
Min Deposit $0
Updated February 16, 2026
Details
Texas Bay Credit Union Richmond, TX
Share Certificate 18 to 23 Months
3.45%
$1,000
▼
Rate 3.40%
Min Deposit $1,000
Updated February 16, 2026
Details
Susser Bank San Antonio, TX
Certificates of Deposit (CD) 3-Month
3.45%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - Share 18 Month to 23 Month
3.40%
$0
▼
Rate 3.36%
Min Deposit $0
Updated February 16, 2026
Details
Institution
Product
APY
Min Deposit
Kelly Community Federal Credit Union Tyler, TX
6 Month IRA Certificate
3.92%
$1,000
▼
Rate 3.85%
Min Deposit $1,000
Updated February 16, 2026
Details
Kelly Community Federal Credit Union Tyler, TX
Share Certificate 6 Month
3.92%
$1,000
▼
Rate 3.85%
Min Deposit $1,000
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (6 months)
3.92%
$50,001
▼
Rate 3.85%
Min Deposit $50,001
Updated February 16, 2026
Details
Houston Police Federal Credit Union Houston, TX
Share Certificates 6-Month
3.92%
$1,000
▼
Rate 3.85%
Min Deposit $1,000
Updated February 16, 2026
Details
Wichita Falls Federal Credit Union Wichita Falls, TX
Certificate 6 Months
3.92%
$50,000
▼
Rate 3.85%
Min Deposit $50,000
Updated February 16, 2026
Details Balances over $50,000
Gulf Coast Educators Federal Credit Union Sweeny, TX
CD - Jumbo Term Share 6 month
3.91%
$0
▼
Rate 3.85%
Min Deposit $0
Updated February 16, 2026
Details
Gulf Coast Educators Federal Credit Union Sweeny, TX
Jumbo Term Share Certificate (CD) 6 month
3.91%
$0
▼
Rate 3.85%
Min Deposit $0
Updated February 16, 2026
Details
MilWay Federal Credit Union Texarkana, TX
Share/IRA Certificates - 6 Months
3.90%
$0
▼
Rate 3.83%
Min Deposit $0
Updated February 16, 2026
Details
Together Credit Union Houston, TX
6 Month Certificate
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details
First Service Credit Union Wadsworth, TX
Certificate of Deposit 6 Month (Jumbo)
3.90%
$50,000
▼
Rate 3.83%
Min Deposit $50,000
Updated February 16, 2026
Details
First Service Credit Union Wadsworth, TX
IRA Certificate of Deposit 6 Month
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share & Business Share Certificates 6 month
3.90%
$500
▼
Rate 3.83%
Min Deposit $500
Updated February 16, 2026
Details $500-$24,999
Beacon Federal Credit Union Seabrook, TX
6 Month Certificate
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details
Beacon Federal Credit Union Seabrook, TX
6 Months Certificate
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details
Beacon Federal Credit Union Seabrook, TX
Build your savings 6 Months Certificate
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details
Beacon Federal Credit Union Seabrook, TX
Roth IRA Certificate 6 Months
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details
Interstate Bank Perryton, TX
6 Month Certificate
3.89%
$100,000
▼
Rate 3.85%
Min Deposit $100,000
Updated February 16, 2026
Details Daily Balances of: $100,000 and over
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (6 months)
3.87%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated February 16, 2026
Details
DUGOOD Vidor, TX
Certificate/IRA 6 Months
3.87%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated February 16, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Mini-Jumbo Share Certificate/IRA 6 Month
3.87%
$25,000
▼
Rate 3.80%
Min Deposit $25,000
Updated February 16, 2026
Details
My Community Credit Union Odessa, TX
IRA Certificate 6 Month
3.85%
$75,000
▼
Rate 3.78%
Min Deposit $75,000
Updated February 16, 2026
Details
My Community Credit Union Odessa, TX
Regular Certificate 6 Month
3.85%
$75,000
▼
Rate 3.78%
Min Deposit $75,000
Updated February 16, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
36 Month Share Certificate
3.85%
$500,000
▼
Rate 3.79%
Min Deposit $500,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $500,000.01 or greater
Texoma Community Credit Union Wichita Falls, TX
None Share Certificates 6 Month
3.84%
$0
▼
Rate 3.77%
Min Deposit $0
Updated February 16, 2026
Details Min. Balance
Southwest Heritage Credit Union Wink, TX
Certificate of Deposit 6 Months
3.82%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details Interest paid monthly
Evolve Federal Credit Union Las Cruces, TX
6 Month Boost Term Share
3.82%
$500
▼
Rate 3.75%
Min Deposit $500
Updated February 16, 2026
Details
Sabine Federal Credit Union Orange, TX
Certificate Deposit Account 6 months
3.82%
$0
▼
Rate 3.75%
Min Deposit $0
Updated February 16, 2026
Details
Abilene Teachers Federal Credit Union Abilene, TX
Savings Certificate & IRA Certificate 36 Months
3.82%
$500
▼
Rate 3.75%
Min Deposit $500
Updated February 16, 2026
Details
Abilene Teachers Federal Credit Union Abilene, TX
Savings Certificates & IRA Certificates 36 Months
3.82%
$500
▼
Rate 3.75%
Min Deposit $500
Updated February 16, 2026
Details
4U Federal Credit Union Whitesboro, TX
IRA Share Certificate 6 Months
3.82%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
4U Federal Credit Union Whitesboro, TX
Share Certificate 6 Months
3.82%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - IRA & Jumbo 6 Month
3.82%
$0
▼
Rate 3.77%
Min Deposit $0
Updated February 16, 2026
Details
Wichita Falls Federal Credit Union Wichita Falls, TX
Regular and IRA Certificate 6-Month Term Share Certificate
3.81%
$0
▼
Rate 3.75%
Min Deposit $0
Updated February 16, 2026
Details
Wellspring Federal Credit Union West Orange, TX
Certificate 6 Month
3.81%
$0
▼
Rate 3.75%
Min Deposit $0
Updated February 16, 2026
Details
GECU Federal Credit Union Socorro, TX
IRA Certificate 36 months
3.80%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated February 16, 2026
Details
East Texas Professional Credit Union Tyler, TX
36 Month IRA Term Share Certificates
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
East Texas Professional Credit Union Tyler, TX
36 Month Term Share Certificates
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
First Service Credit Union Wadsworth, TX
Certificate of Deposit 6 Month
3.80%
$1,000
▼
Rate 3.73%
Min Deposit $1,000
Updated February 16, 2026
Details
Ciera Bank Graham, TX
Certificate of Deposit 180 Day
3.80%
$1,000
▼
Rate 3.76%
Min Deposit $1,000
Updated February 16, 2026
Details
Ciera Bank Graham, TX
Certificate of Deposit 180 Day EZ Saver
3.80%
$50
▼
Rate 3.76%
Min Deposit $50
Updated February 16, 2026
Details
Schertz B&T Seguin, TX
Regular CD 180 Day
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Fayette Savings Bank, SSB Weimar, TX
6 Month Certificate
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Gulf Coast Educators Federal Credit Union Sweeny, TX
Term Share Certificate (CD) 6 month PDA
3.80%
$0
▼
Rate 3.75%
Min Deposit $0
Updated February 16, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Share Certificate/IRA 6 Month
3.76%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Business Certificates 36 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Consumer Certificates and IRA Certificates 36 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Jumbo Certificates 36 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Jumbo Consumer Certificates and Jumbo IRA Certificates 36 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Firefighters First Federal Credit Union Garland, TX
Regular Share Certificate Account 6 Month
3.75%
$1,000
▼
Rate 3.69%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Balance $100,000 and over
Firefighters First Federal Credit Union Garland, TX
Traditional/Roth IRA Certificate 6 Month IRA
3.75%
$100,000
▼
Rate 3.69%
Min Deposit $100,000
Updated February 16, 2026
Details Minimum Balance $100,000 and over
Institution
Product
APY
Min Deposit
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (1 year)
3.92%
$50,001
▼
Rate 3.85%
Min Deposit $50,001
Updated February 16, 2026
Details
Swemp Federal Credit Union TEXARKANA, TX
Certificate Program 12 Month
3.92%
$0
▼
Rate 3.85%
Min Deposit $0
Updated February 16, 2026
Details
Firefighters First Federal Credit Union Garland, TX
Retirement Liquid Share Certificate 1 Year
3.91%
$10,000
▼
Rate 3.84%
Min Deposit $10,000
Updated February 16, 2026
Details Minimum Balance $10,000 - $49,999.99
Gulf Coast Educators Federal Credit Union Sweeny, TX
Term Share Certificate (CD) 12 month PDA
3.91%
$0
▼
Rate 3.85%
Min Deposit $0
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (1 year)
3.87%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated February 16, 2026
Details
Member Preferred Federal Credit Union Fort Worth, TX
Share Certificate 12 Months
3.87%
$0
▼
Rate 3.80%
Min Deposit $0
Updated February 16, 2026
Details
Houston Police Federal Credit Union Houston, TX
Share Certificates 12-Month
3.87%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated February 16, 2026
Details
Houston Police Federal Credit Union Houston, TX
Traditional IRA, Roth IRA & Roth Conversion IRA Share Certificates 12 Months
3.87%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated February 16, 2026
Details
Houston Police Federal Credit Union Houston, TX
Traditional IRA, Roth IRA & Roth Conversion IRA Share Certificates 12-month
3.87%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated February 16, 2026
Details
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - IRA & Jumbo 12 Month
3.87%
$0
▼
Rate 3.81%
Min Deposit $0
Updated February 16, 2026
Details
Cal-Com Federal Credit Union Victoria, TX
Term Share Account 12 Months
3.85%
$0
▼
Rate 3.79%
Min Deposit $0
Updated February 16, 2026
Details
MilWay Federal Credit Union Texarkana, TX
Share/IRA Certificates - 12 Months
3.85%
$0
▼
Rate 3.78%
Min Deposit $0
Updated February 16, 2026
Details
Delta Community Credit Union Southlake, TX
Certificate of Deposit Accounts 12 Month
3.85%
$0
▼
Rate 3.78%
Min Deposit $0
Updated February 16, 2026
Details
Delta Community Credit Union Southlake, TX
IRA CD 12 Month
3.85%
$0
▼
Rate 3.78%
Min Deposit $0
Updated February 16, 2026
Details
First Service Credit Union Wadsworth, TX
Certificate of Deposit 12 Month
3.85%
$1,000
▼
Rate 3.78%
Min Deposit $1,000
Updated February 16, 2026
Details
First Service Credit Union Wadsworth, TX
Smart Growth CD Rate 12 Month
3.85%
$100
▼
Rate 3.78%
Min Deposit $100
Updated February 16, 2026
Details
My Community Credit Union Odessa, TX
IRA Certificate 12 Month
3.85%
$75,000
▼
Rate 3.78%
Min Deposit $75,000
Updated February 16, 2026
Details
My Community Credit Union Odessa, TX
Regular Certificate 12 Month
3.85%
$75,000
▼
Rate 3.78%
Min Deposit $75,000
Updated February 16, 2026
Details
Cowboy Country Federal Credit Union PREMONT, TX
CD'S (New) 12 Months
3.85%
$100,000
▼
Rate 3.85%
Min Deposit $100,000
Updated February 16, 2026
Details >$100,000
Southwest Heritage Credit Union Wink, TX
Certificate of Deposit 12 Months
3.82%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details Interest paid monthly
Evolve Federal Credit Union Las Cruces, TX
1 Year Boost Advantage CD Saver
3.82%
$50
▼
Rate 3.75%
Min Deposit $50
Updated February 16, 2026
Details
Evolve Federal Credit Union Las Cruces, TX
1 Year Boost Term Share
3.82%
$500
▼
Rate 3.75%
Min Deposit $500
Updated February 16, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Mini-Jumbo Share Certificate/IRA 1 Year
3.82%
$25,000
▼
Rate 3.75%
Min Deposit $25,000
Updated February 16, 2026
Details
Windthorst Federal Credit Union WINDTHORST, TX
Share Term 1 Year Jumbo
3.81%
$25,000
▼
Rate 3.75%
Min Deposit $25,000
Updated February 16, 2026
Details
Velocity Credit Union Round Rock, TX
Jumbo Share Certificates 1 Year Jumbo
3.80%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details Minimum Investment $90,000
Texas Trust Credit Union San Angelo, TX
1 year CD
3.80%
$500
▼
Rate 3.80%
Min Deposit $500
Updated February 16, 2026
Details Low minimum deposit: $500 Interest accrued and paid monthly
Texas Trust Credit Union San Angelo, TX
1 year Smart Start Share CD
3.80%
$100
▼
Rate 0.00%
Min Deposit $100
Updated February 16, 2026
Details Available to members ages 17 and younger. Interest accrued and paid monthly Only $100 to get started Deposits can be made anytime, by anyone.
Firefighters First Federal Credit Union Garland, TX
Regular Share Certificate Account 1 Year
3.80%
$1,000
▼
Rate 3.74%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Balance $1,000 - $49,999.99
Firefighters First Federal Credit Union Garland, TX
Traditional/Roth IRA Certificate 1 Year IRA
3.80%
$1,000
▼
Rate 3.74%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Balance $1,000 - $49,999.99
Del Rio SP Credit Union Del Rio, TX
Certificate & IRA Certificate 12 months
3.80%
$0
▼
Rate 3.74%
Min Deposit $0
Updated February 16, 2026
Details
East Texas Professional Credit Union Tyler, TX
12 Month IRA Term Share Certificates
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
East Texas Professional Credit Union Tyler, TX
12 Month Term Share Certificates
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Texas Capital Bank San Antonio, TX
Star Certificates of Deposit (CDs) 12 Months
3.80%
$0
▼
Rate 3.73%
Min Deposit $0
Updated February 16, 2026
Details
Genco Federal Credit Union Woodway, TX
12 Month IRA Certificate
3.80%
$0
▼
Rate 3.75%
Min Deposit $0
Updated February 16, 2026
Details $50,000+
Union Square Credit Union Wichita Falls, TX
IRA Share Certificate 1 Year
3.77%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Union Square Credit Union Wichita Falls, TX
Share Certificate 1 Year
3.77%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Union Square Credit Union Wichita Falls, TX
Share Certificates (CDs) 1 Year
3.77%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Wichita Falls Federal Credit Union Wichita Falls, TX
Certificate 12 Months
3.76%
$50,000
▼
Rate 3.70%
Min Deposit $50,000
Updated February 16, 2026
Details Balances over $50,000
EP Fort Worth, TX
12 Month Certificate New Money Special
3.76%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details
Velocity Credit Union Round Rock, TX
12 Month CD
3.75%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details 1 year
Texas DPS Credit Union Austin, TX
IRA/1 Year Certificate
3.75%
$0
▼
Rate 3.69%
Min Deposit $0
Updated February 16, 2026
Details
City Credit Union Waxahachie, TX
Business Certificate 12 Months
3.75%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details
City Credit Union Waxahachie, TX
CD 12 Months
3.75%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
12 Month IRA Certificate
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificate 12 Month
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificates 12 Month
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificates: or Greater 12 Month IRA Certificate
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000.00
Capitol Credit Union Austin, TX
Share Certificate 12 Month
3.75%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
Share Certificates: or Greater 12 Month Certificate
3.75%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000.00
Rally Credit Union Weslaco, TX
IRA Certificate 1 Year
3.75%
$100,000
▼
Rate 3.68%
Min Deposit $100,000
Updated February 16, 2026
Details
Institution
Product
APY
Min Deposit
GECU Federal Credit Union Socorro, TX
Certificate account IRAs (Fixed rate) 18 months
3.92%
$1,000
▼
Rate 3.85%
Min Deposit $1,000
Updated February 16, 2026
Details
Gulf Coast Educators Federal Credit Union Sweeny, TX
CD - Jumbo Term Share 18 month
3.91%
$0
▼
Rate 3.85%
Min Deposit $0
Updated February 16, 2026
Details
Gulf Coast Educators Federal Credit Union Sweeny, TX
Jumbo Term Share Certificate (CD) 18 month
3.91%
$0
▼
Rate 3.85%
Min Deposit $0
Updated February 16, 2026
Details
Firefighters First Federal Credit Union Garland, TX
Traditional/Roth IRA Certificate 18 Month IRA
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Balance $1,000 - $49,999.99
GECU Federal Credit Union Socorro, TX
Fixed-rate certificate account 18 months
3.90%
$1,000
▼
Rate 3.90%
Min Deposit $1,000
Updated February 16, 2026
Details
Associated Credit Union Of Texas Texas City, TX
Jumbo CD 18 Month
3.85%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details
First Service Credit Union Wadsworth, TX
Certificate of Deposit 18 Month (Jumbo)
3.85%
$50,000
▼
Rate 3.78%
Min Deposit $50,000
Updated February 16, 2026
Details
First Service Credit Union Wadsworth, TX
IRA Certificate of Deposit 18 Month
3.85%
$1,000
▼
Rate 3.78%
Min Deposit $1,000
Updated February 16, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates + 18 Months
3.85%
$100,000
▼
Rate 3.78%
Min Deposit $100,000
Updated February 16, 2026
Details $100,000
MilWay Federal Credit Union Texarkana, TX
Share/IRA Certificates - 18 Months
3.80%
$0
▼
Rate 3.73%
Min Deposit $0
Updated February 16, 2026
Details
East Texas Professional Credit Union Tyler, TX
18 Month Term Share Certificates
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates 18 Months
3.80%
$25,000
▼
Rate 3.74%
Min Deposit $25,000
Updated February 16, 2026
Details $25,000- $99,999
Gulf Coast Educators Federal Credit Union Sweeny, TX
Term Share Certificate (CD) 18 month PDA
3.80%
$0
▼
Rate 3.75%
Min Deposit $0
Updated February 16, 2026
Details
Associated Credit Union Of Texas Texas City, TX
Term Share Certificates 18 Month
3.75%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
18 Month IRA Certificate
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificate 18 Month
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificates 18 Month
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificates: or Greater 18 Month IRA Certificate
3.75%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000.00
Capitol Credit Union Austin, TX
Share Certificate 18 Month
3.75%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
Share Certificates: or Greater 18 Month Certificate
3.75%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000.00
First Service Credit Union Wadsworth, TX
Certificate of Deposit 18 Month
3.75%
$1,000
▼
Rate 3.69%
Min Deposit $1,000
Updated February 16, 2026
Details
Amplify Credit Union Round Rock, TX
Certificate 18 Months
3.75%
$500
▼
Rate 3.68%
Min Deposit $500
Updated February 16, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share & Business Share Certificates 18 Months
3.75%
$500
▼
Rate 3.69%
Min Deposit $500
Updated February 16, 2026
Details $500-$24,999
Beacon Federal Credit Union Seabrook, TX
18 Month Certificate
3.75%
$1,000
▼
Rate 3.69%
Min Deposit $1,000
Updated February 16, 2026
Details
Beacon Federal Credit Union Seabrook, TX
18 Months Certificate
3.75%
$1,000
▼
Rate 3.69%
Min Deposit $1,000
Updated February 16, 2026
Details
Beacon Federal Credit Union Seabrook, TX
Build your savings 18 Months Certificate
3.75%
$1,000
▼
Rate 3.69%
Min Deposit $1,000
Updated February 16, 2026
Details
Beacon Federal Credit Union Seabrook, TX
Roth IRA Certificate 18 Months
3.75%
$1,000
▼
Rate 3.69%
Min Deposit $1,000
Updated February 16, 2026
Details
Velocity Credit Union Round Rock, TX
18 Month CD
3.70%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details Certificate
Community Resource Credit Union New Caney, TX
Certificate of Deposit 18 Month
3.70%
$100
▼
Rate 3.63%
Min Deposit $100
Updated February 16, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 18 Months
3.70%
$95,000
▼
Rate 3.63%
Min Deposit $95,000
Updated February 16, 2026
Details JUMBO $95,000+
Texas Capital Bank San Antonio, TX
Star Certificates of Deposit (CDs) 18 Months
3.70%
$0
▼
Rate 3.63%
Min Deposit $0
Updated February 16, 2026
Details
Members Credit Union Cleburne, TX
18-month CD Rate
3.66%
$1,000
▼
Rate 3.60%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000+
United Heritage Credit Union Tyler, TX
18 Month CD
3.65%
$1,000
▼
Rate 3.60%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum to Open $1,000 Minimum Balance $1,000 Certificate
United Heritage Credit Union Tyler, TX
CD 18 Month
3.65%
$1,000
▼
Rate 3.60%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum to Open $1,000 Minimum Balance $1,000
United Heritage Credit Union Tyler, TX
CD and above 18 Month
3.65%
$1,000
▼
Rate 3.60%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum to Open $10,000
Velocity Credit Union Round Rock, TX
18 Month CD
3.65%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 18 Months
3.65%
$1,000
▼
Rate 3.59%
Min Deposit $1,000
Updated February 16, 2026
Details JUMBO $95,000+
Ciera Bank Graham, TX
Certificate of Deposit 18 Month
3.65%
$1,000
▼
Rate 3.60%
Min Deposit $1,000
Updated February 16, 2026
Details
Cornerstone Capital Bank, SSB Sweetwater, WA
Consumer 18 Month CD
3.65%
$500
▼
Rate 3.59%
Min Deposit $500
Updated February 16, 2026
Details
PrimeWay Federal Credit Union Sugar Land, TX
Promotional Certificate of Deposit 18 Month
3.65%
$25,000
▼
Rate 3.59%
Min Deposit $25,000
Updated February 16, 2026
Details New Deposits
Generations Community Federal Credit Union San Antonio, TX
Jumbo 18 Month CD
3.60%
$100,000
▼
Rate 3.54%
Min Deposit $100,000
Updated February 16, 2026
Details $100,000 minimum balance
Federal Employees Credit Union Texarkana, TX
Certificate of Deposit 18 Months
3.60%
$500
▼
Rate 3.60%
Min Deposit $500
Updated February 16, 2026
Details
My Community Credit Union Odessa, TX
Regular Certificate 18 Month
3.60%
$75,000
▼
Rate 3.54%
Min Deposit $75,000
Updated February 16, 2026
Details
NexBank Dallas, TX
Standard CD 18 Month
3.60%
$0
▼
Rate 3.55%
Min Deposit $0
Updated February 16, 2026
Details
University Federal Credit Union San Marcos, TX
Fixed Rate Certificate 18 Month
3.60%
$0
▼
Rate 3.54%
Min Deposit $0
Updated February 16, 2026
Details
Kelly Community Federal Credit Union Tyler, TX
18 Month IRA Certificate
3.56%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated February 16, 2026
Details
Kelly Community Federal Credit Union Tyler, TX
Share Certificate 18 Month
3.56%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated February 16, 2026
Details
DUGOOD Vidor, TX
Certificate/IRA 18 Months
3.56%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated February 16, 2026
Details
Houston Police Federal Credit Union Houston, TX
Share Certificates 18-Month
3.56%
$100,000
▼
Rate 3.50%
Min Deposit $100,000
Updated February 16, 2026
Details
Houston Police Federal Credit Union Houston, TX
Traditional IRA, Roth IRA & Roth Conversion IRA Share Certificates 18 Months
3.56%
$100,000
▼
Rate 3.50%
Min Deposit $100,000
Updated February 16, 2026
Details
Institution
Product
APY
Min Deposit
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate 2 Year
3.92%
$50,001
▼
Rate 3.85%
Min Deposit $50,001
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (2 year)
3.92%
$250,001
▼
Rate 3.85%
Min Deposit $250,001
Updated February 16, 2026
Details
GECU Federal Credit Union Socorro, TX
Certificate account IRAs (Fixed rate) 24 months
3.92%
$1,000
▼
Rate 3.85%
Min Deposit $1,000
Updated February 16, 2026
Details
Firefighters First Federal Credit Union Garland, TX
Regular Share Certificate Account 2 Year
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Balance $1,000 - $49,999.99
GECU Federal Credit Union Socorro, TX
Fixed-rate certificate account 24 months
3.90%
$1,000
▼
Rate 3.90%
Min Deposit $1,000
Updated February 16, 2026
Details
Matagorda County Credit Union Bay City, TX
Share Certificate of Deposits 2 Year
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details
Matagorda County Credit Union Bay City, TX
TEEN Share Certificate of Deposits 2 Year
3.90%
$100
▼
Rate 3.83%
Min Deposit $100
Updated February 16, 2026
Details Age 13-17
Genco Federal Credit Union Woodway, TX
24 Month IRA Certificate
3.89%
$0
▼
Rate 3.84%
Min Deposit $0
Updated February 16, 2026
Details $50,000+
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate 2 Year
3.87%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (2 year)
3.87%
$100,001
▼
Rate 3.80%
Min Deposit $100,001
Updated February 16, 2026
Details
Irving City Employees Federal Credit Union Irving, TX
24 Month IRA Share Certificate
3.86%
$1,500
▼
Rate 3.80%
Min Deposit $1,500
Updated February 16, 2026
Details
Associated Credit Union Of Texas Texas City, TX
Jumbo CD 24 Month
3.85%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details
Genco Federal Credit Union Woodway, TX
24 Month IRA Certificate to $49,999.99
3.85%
$0
▼
Rate 3.80%
Min Deposit $0
Updated February 16, 2026
Details $25,000
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (2 year)
3.82%
$50,001
▼
Rate 3.75%
Min Deposit $50,001
Updated February 16, 2026
Details
Harris County Federal Credit Union Houston, TX
2 YEAR CERTIFICATE
3.82%
$95,000
▼
Rate 0.00%
Min Deposit $95,000
Updated February 16, 2026
Details
Members Credit Union Cleburne, TX
2-year CD Rate
3.81%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000
East Texas Professional Credit Union Tyler, TX
24 Month IRA Term Share Certificates
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
East Texas Professional Credit Union Tyler, TX
24 Month Term Share Certificates
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Community Resource Credit Union New Caney, TX
Certificate of Deposit 24 Month
3.80%
$100
▼
Rate 3.73%
Min Deposit $100
Updated February 16, 2026
Details
Genco Federal Credit Union Woodway, TX
24 Month IRA Certificate to $24,999.99
3.80%
$0
▼
Rate 3.75%
Min Deposit $0
Updated February 16, 2026
Details $10,000
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (2 year)
3.76%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details
Swemp Federal Credit Union TEXARKANA, TX
Certificate Program 24 Month
3.76%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Abilene Teachers Federal Credit Union Abilene, TX
IRA Certificate 24 Months
3.76%
$100,000
▼
Rate 3.70%
Min Deposit $100,000
Updated February 16, 2026
Details
Abilene Teachers Federal Credit Union Abilene, TX
Jumbo Savings Certificate & IRA Certificate 24 Months
3.76%
$100,000
▼
Rate 3.70%
Min Deposit $100,000
Updated February 16, 2026
Details
Abilene Teachers Federal Credit Union Abilene, TX
Jumbo Savings Certificate 24 Months
3.76%
$100,000
▼
Rate 3.70%
Min Deposit $100,000
Updated February 16, 2026
Details
Associated Credit Union Of Texas Texas City, TX
Term Share Certificates 24 Month
3.75%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Business Certificates 24 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Consumer Certificates and IRA Certificates 24 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Jumbo Certificates 24 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Jumbo Consumer Certificates and Jumbo IRA Certificates 24 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
MilWay Federal Credit Union Texarkana, TX
Share/IRA Certificates - 24 Months
3.75%
$0
▼
Rate 3.69%
Min Deposit $0
Updated February 16, 2026
Details
Telco Plus Credit Union TYLER, TX
Share Certificate 24 Months
3.75%
$500
▼
Rate 3.69%
Min Deposit $500
Updated February 16, 2026
Details Effective February 1, 2026.
Rally Credit Union Weslaco, TX
IRA Certificate 2 Year
3.75%
$100,000
▼
Rate 3.68%
Min Deposit $100,000
Updated February 16, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates + 2 year
3.75%
$100,000
▼
Rate 3.69%
Min Deposit $100,000
Updated February 16, 2026
Details $100,000
Chemcel Federal Credit Union Pasadena, TX
Jumbo Share Certificate/IRA 2 Year
3.75%
$75,000
▼
Rate 3.69%
Min Deposit $75,000
Updated February 16, 2026
Details
Golden Triangle Federal Credit Union Groves, TX
Regular & IRA Certificate 24 Month
3.75%
$100,000
▼
Rate 3.69%
Min Deposit $100,000
Updated February 16, 2026
Details Minimum Balance: $100,000 +
Genco Federal Credit Union Woodway, TX
24 Month IRA Certificate to $9,999.99
3.75%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000
Genco Federal Credit Union Woodway, TX
Shared Certificates 24 Month Term
3.75%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Deposit: $1,000
Cy-Fair Federal Credit Union Prairie View, TX
24 Month Share Certificate
3.75%
$500,000
▼
Rate 3.69%
Min Deposit $500,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $500,000.01 or greater
Resource One Credit Union Spring, TX
IRA Certificate 24 months
3.71%
$500
▼
Rate 3.65%
Min Deposit $500
Updated February 16, 2026
Details APY= Annual Percentage Yield. The minimum balance to open IRA Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of February 11, 2026. Rates are subject to change without notice.
Harris County Federal Credit Union Houston, TX
2 YEAR CERTIFICATE
3.71%
$500
▼
Rate 0.00%
Min Deposit $500
Updated February 16, 2026
Details
Velocity Credit Union Round Rock, TX
2 Year CD
3.70%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details Certificate
Capitol Credit Union Austin, TX
24 Month IRA Certificate
3.70%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificate 24 Month
3.70%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificates 24 Month
3.70%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificates: or Greater 24 Month IRA Certificate
3.70%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000.00
Capitol Credit Union Austin, TX
Share Certificate 24 Month
3.70%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
Share Certificates: or Greater 24 Month Certificate
3.70%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000.00
First Service Credit Union Wadsworth, TX
Certificate of Deposit 24 Month (Jumbo)
3.70%
$50,000
▼
Rate 3.64%
Min Deposit $50,000
Updated February 16, 2026
Details
First Service Credit Union Wadsworth, TX
IRA Certificate of Deposit 24 Month
3.70%
$1,000
▼
Rate 3.64%
Min Deposit $1,000
Updated February 16, 2026
Details
Institution
Product
APY
Min Deposit
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate 3 Year
3.92%
$100,001
▼
Rate 3.85%
Min Deposit $100,001
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (3 year)
3.92%
$100,001
▼
Rate 3.85%
Min Deposit $100,001
Updated February 16, 2026
Details
Harris County Federal Credit Union Houston, TX
3 YEAR CERTIFICATE
3.92%
$95,000
▼
Rate 0.00%
Min Deposit $95,000
Updated February 16, 2026
Details
Firefighters First Federal Credit Union Garland, TX
Regular Share Certificate Account 3 Year
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Balance $1,000 - $49,999.99
Firefighters First Federal Credit Union Garland, TX
Traditional/Roth IRA Certificate 3 Year IRA
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Balance $1,000 - $49,999.99
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate 3 Year
3.87%
$50,001
▼
Rate 3.80%
Min Deposit $50,001
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (3 year)
3.87%
$50,001
▼
Rate 3.80%
Min Deposit $50,001
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (3 year)
3.87%
$250,001
▼
Rate 3.80%
Min Deposit $250,001
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate 3 Year
3.82%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificates (3 year)
3.82%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (3 year)
3.82%
$100,001
▼
Rate 3.75%
Min Deposit $100,001
Updated February 16, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Jumbo Share Certificate/IRA 3 Year
3.82%
$75,000
▼
Rate 3.75%
Min Deposit $75,000
Updated February 16, 2026
Details
Harris County Federal Credit Union Houston, TX
3 YEAR CERTIFICATE
3.82%
$500
▼
Rate 0.00%
Min Deposit $500
Updated February 16, 2026
Details
Members Credit Union Cleburne, TX
3-year CD Rate
3.81%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000+
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (3 year)
3.76%
$50,001
▼
Rate 3.70%
Min Deposit $50,001
Updated February 16, 2026
Details
Coastal Community Federal Credit Union La Marque, TX
IRA Fixed Certificates 3 Year
3.76%
$500
▼
Rate 3.60%
Min Deposit $500
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (3 year)
3.71%
$1,000
▼
Rate 3.65%
Min Deposit $1,000
Updated February 16, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Mini-Jumbo Share Certificate/IRA 3 Year
3.66%
$25,000
▼
Rate 3.60%
Min Deposit $25,000
Updated February 16, 2026
Details
Education First Federal Credit Union Woodville, TX
Share Certificate 3 Year
3.56%
$500
▼
Rate 3.50%
Min Deposit $500
Updated February 16, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Share Certificate/IRA 3 Year
3.56%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated February 16, 2026
Details
Windthorst Federal Credit Union WINDTHORST, TX
IRA Certificate 3 Year
3.56%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated February 16, 2026
Details
Windthorst Federal Credit Union WINDTHORST, TX
Share Term 3 Year
3.56%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated February 16, 2026
Details
Grand Prairie Credit Union GRAND PRAIRIE, TX
Certificates of Deposit 3 Years
3.56%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated February 16, 2026
Details
Texas DPS Credit Union Austin, TX
IRA/3 Year Certificate
3.55%
$0
▼
Rate 3.49%
Min Deposit $0
Updated February 16, 2026
Details
Metro Medical Credit Union Duluth, TX
IRA Certificate 3 Years
3.55%
$1,000
▼
Rate 3.55%
Min Deposit $1,000
Updated February 16, 2026
Details
Unity One Credit Union North Richland Hills, TX
Certificate 3 Years
3.50%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 16, 2026
Details
Rave Financial Credit Union Woodville, TX
Business Share Certificate 3 Years
3.50%
$5,000
▼
Rate 3.45%
Min Deposit $5,000
Updated February 16, 2026
Details
Rave Financial Credit Union Woodville, TX
Share Certificate Regular or IRA 3 Years
3.50%
$1,000
▼
Rate 3.45%
Min Deposit $1,000
Updated February 16, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates + 3 year
3.50%
$100,000
▼
Rate 3.45%
Min Deposit $100,000
Updated February 16, 2026
Details $100,000
Velocity Credit Union Round Rock, TX
3 Year CD
3.45%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details Certificate
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates 3 year
3.45%
$25,000
▼
Rate 3.40%
Min Deposit $25,000
Updated February 16, 2026
Details $25,000- $99,999
Ciera Bank Graham, TX
Intrafi CDARS 3 Years
3.45%
$10,000
▼
Rate 3.40%
Min Deposit $10,000
Updated February 16, 2026
Details Compounded Daily, Credited At Maturity
Velocity Credit Union Round Rock, TX
3 Year CD
3.40%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share & Business Share Certificates 3 year
3.40%
$500
▼
Rate 3.35%
Min Deposit $500
Updated February 16, 2026
Details $500-$24,999
Evolve Federal Credit Union Las Cruces, TX
3 Year Boost Term Share
3.40%
$500
▼
Rate 3.35%
Min Deposit $500
Updated February 16, 2026
Details
Firstmark Credit Union San Antonio, TX
Regular CD 3 Years
3.35%
$5,009
▼
Rate 3.30%
Min Deposit $5,009
Updated February 16, 2026
Details
Institution
Product
APY
Min Deposit
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate (4 year)
3.92%
$250,001
▼
Rate 3.85%
Min Deposit $250,001
Updated February 16, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.90%
$500,000
▼
Rate 3.84%
Min Deposit $500,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $500,000.01 or greater
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate (4 year)
3.87%
$100,001
▼
Rate 3.80%
Min Deposit $100,001
Updated February 16, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.85%
$100,000
▼
Rate 3.79%
Min Deposit $100,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $100,000.01 - $500,000.00
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate (4 year)
3.82%
$50,001
▼
Rate 3.75%
Min Deposit $50,001
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (4 year)
3.82%
$250,001
▼
Rate 3.75%
Min Deposit $250,001
Updated February 16, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Jumbo Share Certificate/IRA 4 Year
3.82%
$75,000
▼
Rate 3.75%
Min Deposit $75,000
Updated February 16, 2026
Details
GECU Federal Credit Union Socorro, TX
IRA Certificate 48 months
3.80%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated February 16, 2026
Details
Federal Employees Credit Union Texarkana, TX
Certificate of Deposit 48 Months
3.80%
$500
▼
Rate 3.80%
Min Deposit $500
Updated February 16, 2026
Details
East Texas Professional Credit Union Tyler, TX
48 Month Term Share Certificates
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.80%
$50,000
▼
Rate 3.74%
Min Deposit $50,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $50,000.01 - $100,000.00
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate (4 year)
3.76%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (4 year)
3.76%
$100,001
▼
Rate 3.70%
Min Deposit $100,001
Updated February 16, 2026
Details
Beaumont Community Credit Union Beaumont, TX
Certificate 48 Months
3.76%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Select Federal Credit Union SAN ANTONIO, TX
Share Certificates 48-Month
3.75%
$0
▼
Rate 3.69%
Min Deposit $0
Updated February 16, 2026
Details
American Airlines Federal Credit Union Southlake, TX
CD 48 Month
3.75%
$0
▼
Rate 3.68%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Business Certificates 48 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Consumer Certificates and IRA Certificates 48 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Jumbo Certificates 48 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Jumbo Consumer Certificates and Jumbo IRA Certificates 48 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.75%
$25,000
▼
Rate 3.69%
Min Deposit $25,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $25,000.01 - $50,000.00
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (4 year)
3.71%
$50,001
▼
Rate 3.65%
Min Deposit $50,001
Updated February 16, 2026
Details
GECU Federal Credit Union Socorro, TX
Certificate account IRAs (Fixed rate) 48 months
3.71%
$1,000
▼
Rate 3.65%
Min Deposit $1,000
Updated February 16, 2026
Details
GECU Federal Credit Union Socorro, TX
Fixed-rate certificate account 48 months
3.70%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details
University Federal Credit Union San Marcos, TX
Fixed Rate Certificate 48 Month
3.70%
$0
▼
Rate 3.64%
Min Deposit $0
Updated February 16, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.70%
$1,000
▼
Rate 3.64%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $1,000.00 - $25,000.00
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (4 year)
3.66%
$1,000
▼
Rate 3.60%
Min Deposit $1,000
Updated February 16, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Mini-Jumbo Share Certificate/IRA 4 Year
3.66%
$25,000
▼
Rate 3.60%
Min Deposit $25,000
Updated February 16, 2026
Details
Metro Medical Credit Union Duluth, TX
IRA Certificate 4 Years
3.65%
$1,000
▼
Rate 3.65%
Min Deposit $1,000
Updated February 16, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 48 Months
3.65%
$1,000
▼
Rate 3.59%
Min Deposit $1,000
Updated February 16, 2026
Details JUMBO $95,000+
Ciera Bank Graham, TX
Certificate of Deposit 48 Month
3.65%
$1,000
▼
Rate 3.60%
Min Deposit $1,000
Updated February 16, 2026
Details
Genco Federal Credit Union Woodway, TX
48 Month IRA Certificate
3.65%
$0
▼
Rate 3.60%
Min Deposit $0
Updated February 16, 2026
Details $50,000+
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - IRA & Jumbo 48 Month
3.62%
$0
▼
Rate 3.57%
Min Deposit $0
Updated February 16, 2026
Details
Resource One Credit Union Spring, TX
IRA Certificate 48 months
3.61%
$500
▼
Rate 3.55%
Min Deposit $500
Updated February 16, 2026
Details APY= Annual Percentage Yield. The minimum balance to open IRA Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of February 11, 2026. Rates are subject to change without notice.
Genco Federal Credit Union Woodway, TX
48 Month IRA Certificate to $49,999.99
3.60%
$0
▼
Rate 3.55%
Min Deposit $0
Updated February 16, 2026
Details $25,000
Security First Federal Credit Union Weslaco, TX
TERM IRA SHARE CERTIFICATES 48 Months
3.56%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 16, 2026
Details APY for deposits of $100k - and greater
Chemcel Federal Credit Union Pasadena, TX
Share Certificate/IRA 4 Year
3.56%
$1,000
▼
Rate 3.50%
Min Deposit $1,000
Updated February 16, 2026
Details
Wellspring Federal Credit Union West Orange, TX
Certificate 48 Month
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
48 Month IRA Certificate
3.55%
$1,000
▼
Rate 3.55%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificate 48 Month
3.55%
$1,000
▼
Rate 3.55%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificates 48 Month
3.55%
$1,000
▼
Rate 3.55%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
IRA Share Certificates: or Greater 48 Month IRA Certificate
3.55%
$1,000
▼
Rate 3.55%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000.00
Capitol Credit Union Austin, TX
Share Certificate 48 Month
3.55%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details
Capitol Credit Union Austin, TX
Share Certificates: or Greater 48 Month Certificate
3.55%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000.00
First Service Credit Union Wadsworth, TX
Certificate of Deposit 48 Month (Jumbo)
3.55%
$50,000
▼
Rate 3.49%
Min Deposit $50,000
Updated February 16, 2026
Details
First Service Credit Union Wadsworth, TX
IRA Certificate of Deposit 48 Month
3.55%
$1,000
▼
Rate 3.49%
Min Deposit $1,000
Updated February 16, 2026
Details
Genco Federal Credit Union Woodway, TX
48 Month IRA Certificate to $24,999.99
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 16, 2026
Details $10,000
Carter Federal Credit Union Fort Worth, TX
IRA Share Certificate 48 months
3.55%
$1,000
▼
Rate 3.49%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum opening deposit is $1,000
Carter Federal Credit Union Fort Worth, TX
Share Certificate 48 months
3.55%
$1,000
▼
Rate 3.49%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum opening deposit is $1,000
Cy-Fair Federal Credit Union Prairie View, TX
48 Month Share Certificate
3.55%
$500,000
▼
Rate 3.50%
Min Deposit $500,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $500,000.01 or greater
Institution
Product
APY
Min Deposit
Firefighters First Federal Credit Union Garland, TX
Regular Share Certificate Account 5 Year
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Balance $1,000 - $49,999.99
Firefighters First Federal Credit Union Garland, TX
Traditional/Roth IRA Certificate 5 Year IRA
3.90%
$1,000
▼
Rate 3.83%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Balance $1,000 - $49,999.99
GECU Federal Credit Union Socorro, TX
IRA Certificate 60 months
3.90%
$1,000
▼
Rate 3.90%
Min Deposit $1,000
Updated February 16, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
60 Month Share Certificate
3.90%
$50,000
▼
Rate 3.84%
Min Deposit $50,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $50,000.01 - $100,000.00
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate (5 year)
3.87%
$250,001
▼
Rate 3.80%
Min Deposit $250,001
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate 5 Year
3.87%
$250,001
▼
Rate 3.80%
Min Deposit $250,001
Updated February 16, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
60 Month Share Certificate
3.85%
$25,000
▼
Rate 3.79%
Min Deposit $25,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $25,000.01 - $50,000.00
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate (5 year)
3.82%
$100,001
▼
Rate 3.75%
Min Deposit $100,001
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate 5 Year
3.82%
$100,001
▼
Rate 3.75%
Min Deposit $100,001
Updated February 16, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Jumbo Share Certificate/IRA 5 Year
3.82%
$75,000
▼
Rate 3.75%
Min Deposit $75,000
Updated February 16, 2026
Details
GECU Federal Credit Union Socorro, TX
Certificate account IRAs (Fixed rate) 60 months
3.81%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Members Credit Union Cleburne, TX
5-year CD Rate
3.81%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details $1,000+
GECU Federal Credit Union Socorro, TX
Fixed-rate certificate account 60 months
3.80%
$1,000
▼
Rate 3.80%
Min Deposit $1,000
Updated February 16, 2026
Details
East Texas Professional Credit Union Tyler, TX
60 Month Term Share Certificates
3.80%
$1,000
▼
Rate 3.75%
Min Deposit $1,000
Updated February 16, 2026
Details
Cy-Fair Federal Credit Union Prairie View, TX
60 Month Share Certificate
3.80%
$1,000
▼
Rate 3.74%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum Average Daily Balance to Earn Dividends: $1,000.00 - $25,000.00
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - IRA & Jumbo 60 Month
3.77%
$0
▼
Rate 3.72%
Min Deposit $0
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate (5 year)
3.76%
$50,001
▼
Rate 3.70%
Min Deposit $50,001
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate 5 Year
3.76%
$50,001
▼
Rate 3.70%
Min Deposit $50,001
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (5 year)
3.76%
$250,001
▼
Rate 3.70%
Min Deposit $250,001
Updated February 16, 2026
Details
Beaumont Community Credit Union Beaumont, TX
Certificate 60 Months
3.76%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
5Point Credit Union Spring, TX
IRA Share Certificate 60 Months (Tier 3)
3.76%
$99,000
▼
Rate 3.69%
Min Deposit $99,000
Updated February 16, 2026
Details
5Point Credit Union Spring, TX
Share Certificate 60 Months (Tier 3)
3.76%
$99,000
▼
Rate 3.69%
Min Deposit $99,000
Updated February 16, 2026
Details
Select Federal Credit Union SAN ANTONIO, TX
Share Certificates 60-Month
3.75%
$500
▼
Rate 3.68%
Min Deposit $500
Updated February 16, 2026
Details
American Airlines Federal Credit Union Southlake, TX
CD 60 Month
3.75%
$0
▼
Rate 3.68%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Business Certificates 60 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Consumer Certificates and IRA Certificates 60 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Jumbo Certificates 60 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Technology Credit Union Austin, TX
Jumbo Consumer Certificates and Jumbo IRA Certificates 60 Month
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated February 16, 2026
Details
Telco Plus Credit Union TYLER, TX
Share Certificate 60 Months
3.75%
$1,000
▼
Rate 3.69%
Min Deposit $1,000
Updated February 16, 2026
Details Effective February 1, 2026.
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 60 Months
3.75%
$95,000
▼
Rate 3.68%
Min Deposit $95,000
Updated February 16, 2026
Details JUMBO $95,000+
University Federal Credit Union San Marcos, TX
Fixed Rate Certificate 60 Month
3.75%
$0
▼
Rate 3.69%
Min Deposit $0
Updated February 16, 2026
Details
Ciera Bank Graham, TX
Certificate of Deposit 60 Month
3.75%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate (5 year)
3.71%
$1,000
▼
Rate 3.65%
Min Deposit $1,000
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
IRA Certificate 5 Year
3.71%
$1,000
▼
Rate 3.65%
Min Deposit $1,000
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (5 year)
3.71%
$100,001
▼
Rate 3.65%
Min Deposit $100,001
Updated February 16, 2026
Details
Metro Medical Credit Union Duluth, TX
IRA Certificate 5 Years
3.70%
$1,000
▼
Rate 3.70%
Min Deposit $1,000
Updated February 16, 2026
Details
Amplify Credit Union Round Rock, TX
Certificate 60 Months
3.70%
$500
▼
Rate 3.63%
Min Deposit $500
Updated February 16, 2026
Details
GREATER TEXAS SAN MARCOS, TX
IRA Term Share Accounts/Certificates of Deposit 60 Months
3.70%
$1,000
▼
Rate 3.63%
Min Deposit $1,000
Updated February 16, 2026
Details JUMBO $95,000+
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (5 year)
3.66%
$50,001
▼
Rate 3.60%
Min Deposit $50,001
Updated February 16, 2026
Details
Texas Bay Credit Union Richmond, TX
Share Certificate 60 Months
3.66%
$50,000
▼
Rate 3.60%
Min Deposit $50,000
Updated February 16, 2026
Details
5Point Credit Union Spring, TX
IRA Share Certificate 60 Months (Tier 2)
3.66%
$50,000
▼
Rate 3.59%
Min Deposit $50,000
Updated February 16, 2026
Details
5Point Credit Union Spring, TX
Share Certificate 60 Months (Tier 2)
3.66%
$50,000
▼
Rate 3.59%
Min Deposit $50,000
Updated February 16, 2026
Details
Chemcel Federal Credit Union Pasadena, TX
Mini-Jumbo Share Certificate/IRA 5 Year
3.66%
$25,000
▼
Rate 3.60%
Min Deposit $25,000
Updated February 16, 2026
Details
FIRSTLIGHT Horizon City, TX
IRA/Share Certificates & Business Share Certificates + 5 year
3.65%
$100,000
▼
Rate 3.59%
Min Deposit $100,000
Updated February 16, 2026
Details $100,000
Cornerstone Capital Bank, SSB Sweetwater, WA
Consumer 60 Month CD
3.65%
$500
▼
Rate 3.59%
Min Deposit $500
Updated February 16, 2026
Details
Genco Federal Credit Union Woodway, TX
60 Month IRA Certificate
3.65%
$0
▼
Rate 3.60%
Min Deposit $0
Updated February 16, 2026
Details $50,000+
Carter Federal Credit Union Fort Worth, TX
IRA Share Certificate 60 months
3.65%
$1,000
▼
Rate 3.59%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum opening deposit is $1,000
Carter Federal Credit Union Fort Worth, TX
Share Certificate 60 months
3.65%
$1,000
▼
Rate 3.59%
Min Deposit $1,000
Updated February 16, 2026
Details Minimum opening deposit is $1,000
Houston Federal Credit Union Sugar Land, TX
Share Certificate Accounts - Share 60 Month
3.65%
$0
▼
Rate 3.60%
Min Deposit $0
Updated February 16, 2026
Details
Synergy Federal Credit Union Three Rivers, TX
Share Certificate (5 year)
3.61%
$1,000
▼
Rate 3.55%
Min Deposit $1,000
Updated February 16, 2026
Details
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

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Grapeland, Texas Jumbo CD Rates

Jumbo CD rates in Grapeland, Texas are usually higher than standard Grapeland, TX CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Grapeland, Texas jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Grapeland, Texas and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured

Grapeland, Texas Credit Union CD Rates

When comparing Grapeland, TX CD rates from credit unions make sure to choose a Grapeland, TX credit union that has deposits insured by the National Credit Union Administration (NCUA).This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Methodology & Data Sources

Local Rate Aggregation: MonitorBankRates tracks CD rates for Grapeland, Texas by aggregating data from local banks, local credit unions, and national online institutions. Our proprietary technology scans constantly to ensure you see the most competitive yields available in your area, including promotional offers from community institutions that may not be listed on national comparison sites.

Data Accuracy: The rates displayed for Grapeland, Texas reflect current market offers. We prioritize data from institutions that are FDIC or NCUA insured to ensure your deposits are safe, and we verify these figures against the institution's published deposit terms to maintain high reliability for savers in TX.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Grapeland, Texas. It is always advisable to check with the specific financial institution's official website for the most current offers and terms.

Grapeland, TX Rates & Resources

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Grapeland, Texas Savings Rates
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Grapeland, Texas Mortgage Rates

Banks in Grapeland, TX

Grapeland FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Grapeland State Bank

FDIC Cert #11934
122 Main St, Grapeland, TX 75844

Grapeland State Bank

FDIC Cert #11934
Oak And Chestnut Streets, Grapeland, TX 75844

Prosperity Bank

FDIC Cert #16835
911 North 287-19 Bypass, Grapeland, TX 75844
How to Find the Best CD in Grapeland, Texas
  1. Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for Grapeland, Texas
What are the current CD rates in Grapeland, Texas? ▼
Below is a list of the top current CD rates available for Grapeland, Texas:
State Bank of Texas3.90% APY (12-Month CD Jumbo)
Texas Heritage National Bank3.80% APY (12-Month CD)
Texas Heritage National Bank3.80% APY (6-Month CD)
Farmers State Bank Center, TX3.76% APY (6-Month CD (Jumbo))
Interstate Bank3.73% APY (6-Month CD)
Interstate Bank3.60% APY (12-Month CD (Jumbo))
Texas Heritage National Bank3.60% APY (18-Month CD)
First Federal Bank Littlefield, Texas3.49% APY (12-Month CD (Super Jumbo))
Texas Heritage National Bank3.35% APY (24-Month CD)
Interstate Bank3.34% APY (12-Month CD)
Last Updated: February 16, 2026
CD rates shown are recent from the last updated date. Current CD rates may vary.
Are CD rates fixed? ▼
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD? ▼
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD? ▼
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.