Memphis, Texas CD Rates

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CD Rates in Memphis, Texas :

Memphis, TX Certificate of Deposit Search and compare Memphis, TX bank CD interest rates and credit union CD interest rates. Our CD interest rate tables for Memphis, TX include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates and jumbo CD rates in Memphis, TX or by zip you live in. Once you have entered your search criteria a list of the highest Memphis, TX CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.

Best CD Rates in Memphis, Texas December 10, 2023

Bank
Product
APY
Min Deposit
24-Month CD Term Share IRA
6.18%
$1,000
24-Month CD Variable Rate
5.66%
$50,000
24-Month CD (Certificate) Jumbo
5.54%
$100,000
24-Month CD
5.50%
$1,000
24-Month CD for Community Banks
5.50%
$50,000
24-Month CD special
5.50%
$50,000
24-Month CD
5.50%
$1,000
24-Month CD (Certificate)
5.48%
$1,000
24-Month CD special
5.45%
$10,000
24-Month CD
5.40%
$25,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.



Memphis, Texas Bank CD Rates

When comparing bank CD rates in Memphis, TX make sure to choose a Memphis, TX bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Memphis, TX banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.

Memphis, Texas Jumbo CD Rates

Jumbo CD rates in Memphis, Texas are usually higher than regular Memphis, TX CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some Memphis, Texas banks and Memphis, Texas credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.

Memphis, Texas Credit Union CD Rates

When comparing Memphis, TX CD rates from credit unions make sure to choose a Memphis, TX credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in Memphis, TX credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.


Map for Memphis, TX Rates & Resources

Memphis FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

First Bank and Trust of Memphis

3335 501 Main Street, Memphis, TX 79245

Memphis State Bank

26614 621 Noel Street, Memphis, TX 79245

Wellington State Bank

1219 119 South 6th Street, Memphis, TX 79245