Waco, Texas CD Rates

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CD Rates in Waco, Texas :

Waco, TX Certificate of Deposit Search and compare Waco, TX bank CD interest rates and credit union CD interest rates. Our CD interest rate tables for Waco, TX include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates and jumbo CD rates in Waco, TX or by zip you live in. Once you have entered your search criteria a list of the highest Waco, TX CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.

Best CD Rates in Waco, Texas December 7, 2023

Bank
Product
APY
Min Deposit
24-Month CD Term Share IRA
6.18%
$1,000
24-Month CD Variable Rate
5.66%
$50,000
24-Month CD (Certificate) Jumbo
5.54%
$100,000
24-Month CD
5.50%
$1,000
24-Month CD for Community Banks
5.50%
$50,000
24-Month CD special
5.50%
$50,000
24-Month CD
5.50%
$1,000
24-Month CD (Certificate)
5.48%
$1,000
24-Month CD special
5.45%
$10,000
24-Month CD
5.40%
$25,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.



Waco, Texas Bank CD Rates

When comparing bank CD rates in Waco, TX make sure to choose a Waco, TX bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Waco, TX banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.

Waco, Texas Jumbo CD Rates

Jumbo CD rates in Waco, Texas are usually higher than regular Waco, TX CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some Waco, Texas banks and Waco, Texas credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.

Waco, Texas Credit Union CD Rates

When comparing Waco, TX CD rates from credit unions make sure to choose a Waco, TX credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in Waco, TX credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.


Map for Waco, TX Rates & Resources

Waco FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Alliance Bank Central Texas

15657 4721 Bosque Blvd, Waco, TX 76710

American Bank, National Association

23886 Interstate Highway 35 And Loop 340, Waco, TX 76705

Bank of America, National Association

3510 401 Hewitt Drive, Waco, TX 76712

Bank of America, National Association

3510 4901 Bosque Boulevard, Waco, TX 76710

Bank of America, National Association

3510 514 Austin Avenue, Waco, TX 76701

Central National Bank

22396 5400 Bosque Boulevard, Waco, TX 76710

Central National Bank

22396 8320 West Highway 84, Waco, TX 76710

Community Bank & Trust, Waco, Texas

17108 1409 Wooded Acres, Waco, TX 76710

Community Bank & Trust, Waco, Texas

17108 1800 Washington Avenue, Waco, TX 76701

Community Bank & Trust, Waco, Texas

17108 8820 Chapel Road, Waco, TX 76712

Compass Bank

19048 1227 North Valley Mills Drive, Waco, TX 76710

Compass Bank

19048 4010 Bellmead Dr, Waco, TX 76705

Compass Bank

19048 900 Washington Avenue, Waco, TX 76701

Compass Bank

19048 9103 Woodway Drive, Waco, TX 76712

Extraco Banks, National Association

5551 1207 N Loop 340, Waco, TX 76705

Extraco Banks, National Association

5551 1700 North Valley Mills Drive, Waco, TX 76710

Extraco Banks, National Association

5551 200 Hewitt Drive, Waco, TX 76712

Fidelity Bank of Texas

21455 1901 West Lake Shore Drive, Waco, TX 76708

First Community Bank, National Association

26435 1221 Hewitt Drive, Suite A, Waco, TX 76712

First Community Bank, National Association

26435 130 N. New Rd., Waco, TX 76710

First Community Bank, National Association

26435 1412 N. Valley Mills Dr. Ste. 128, Waco, TX 76710

First National Bank of Bosque County

5564 8213 North Highway 6, Waco, TX 76712

First National Bank of Central Texas

3325 10332 China Spring Road, Waco, TX 76708

First National Bank of Central Texas

3325 1835 North Valley Mills Drive, Waco, TX 76712

First National Bank of Central Texas

3325 7500 W. Woodway Drive, Waco, TX 76712

First National Bank Texas

3285 4320 Franklin Avenue, Waco, TX 76710

First National Bank Texas

3285 600 Hewitt Drive, Waco, TX 76712

Incommons Bank, N.A.

3342 5400 Crosslake Parkway, Waco, TX 76712

Independent Bank

3076 5401 Bosque Blvd, Waco, TX 76710

Independent Bank

3076 8004 Woodway Drive, Waco, TX 76712

JPMorgan Chase Bank, National Association

628 320 New Road, Waco, TX 76710

JPMorgan Chase Bank, National Association

628 800 Hewitt Drive, Waco, TX 76712

National Bank

3214 5500 Bagby Avenue, Waco, TX 76711

POINTWEST BANK

13600 10101 China Spring Rd., Waco, TX 76708

Synergy Bank, S.S.B.

34669 510 North Valley Mills Drive, Waco, TX 76710

Texas First State Bank

15300 4900 Sanger Avenue, Waco, TX 76710

Wells Fargo Bank, National Association

3511 1105 Wooded Acres Drive, Waco, TX 76710

Wells Fargo Bank, National Association

3511 300 Franklin Avenue, Waco, TX 76701

Wells Fargo Bank, National Association

3511 9100 Woodway Drive, Waco, TX 76712