Top 5 CD Rates: 12 Month CD Rates

Here are lists of the top 5 CD rates in New York City, Los Angeles, Chicago, Houston and Phoenix.

Top 5 CD Rates - New York City

  1. Eastbank  1.88% APY Min $2500   
  2. Broadway National Bank  1.87% APY Min $500     
  3. Bay Ridge Federal Credit Union  1.75% APY Min $500     
  4. UFB Direct  1.71% APY Min $8000     

Three banks were tied for 5th place

  • Tennessee Commerce Bank  1.70% APY Min $2500    
  • Maspeth Federal S&L  1.70% APY Min $1500  
  • Discover Bank  1.70% APY Min $2500

Top 5 Bank CD Rates - Los Angeles

  • First Federal Bank of California  1.75% APY Min $10000 
  • UFB Direct  1.71% APY Min $8000
  • Tennessee Commerce Bank  1.70% APY Min $2500     
  • Discover Bank  1.70% APY Min $2500    
  • Ally Bank 1.64% APY Min $ 1 1.64%

Top 5 CD Rates at Banks - Chicago

  • UFB Direct  1.71% APY Min $8000    
  • Tennessee Commerce Bank  1.70% APY Min $2500  
  • Discover Bank  1.70% APY Min $2500     
  • Ally Bank  1.64% APY Min $ 1   
  • Giantbank.com  1.61% APY Min $2500

Top 5 Highest CD Rates  - Houston

  • UFB Direct  1.71% APY Min $8000    
  • Tennessee Commerce Bank  1.70% APY Min $2500  
  • Discover Bank  1.70% APY Min $2500     
  • Ally Bank  1.64% APY Min $ 1   
  • Giantbank.com  1.61% APY Min $2500

Top 5 Best CD Rates - Phoenix

  • UFB Direct  1.71% APY Min $8000    
  • Tennessee Commerce Bank  1.70% APY Min $2500  
  • Discover Bank  1.70% APY Min $2500     
  • Ally Bank  1.64% APY Min $ 1   
  • Giantbank.com  1.61% APY Min $2500

Find the best CD rates in your city: Best CD Rates.

 
Author: Brian McKay
February 12th, 2010

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