Ephraim, Utah CD Rates

CD Rates in Ephraim, Utah :

Ephraim, UT Certificate of Deposit Search and compare Ephraim, UT CD rates from banks and credit unions. Our CD interest rate tables for Ephraim, UT include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Ephraim, UT or by zip code. Once you have entered your search criteria a list of the highest Ephraim, UT CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.

Ephraim, Utah Bank CD Rates

When comparing bank CD rates in Ephraim, UT make sure to choose a Ephraim, UT bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Ephraim, UT banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.

Best CD Rates in Ephraim, Utah December 7, 2025

24 Months

Mountain America Federal Credit Union
620 N Main St
Ephraim, UT 84627

24-Month CD

4.00%

$500

Prime Alliance Bank
1868 S 500 W
Woods Cross, UT 84010

24-Month CD

4.11%

$500

Home Savings Bank Salt Lake City, UT
3539 S Main St
Salt Lake City, UT 84115

24-Month CD

4.10%

$25,000

America First Federal Credit Union
4774 S 1300 W Bldg 3
Riverdale, UT 84405

24-Month CD

4.10%

$500

Canyon View Credit Union
3450 S Highland Dr
Salt Lake City, UT 84106

24-Month CD

4.05%

$500

Central Bank Provo, UT
75 N University Ave
Provo, UT 84601

24-Month CD

4.01%

$500

Bread Financial
12921 S Vista Station Blvd
Draper, UT 84020

24-Month CD

4.00%

$1,500

FinWise Bank
756 E Winchester St
Murray, UT 84107

24-Month CD

4.00%

$500

TAB Bank
4185 Harrison Blvd Ste 200
Ogden, UT 84403

24-Month CD

4.00%

$1,000

Merrick Bank
10705 S Jordan Gtwy Ste 200
South Jordan, UT 84095

24-Month CD

3.90%

$25,000

State Bank of Southern Utah
122 S Main St
Gunnison, UT 84634

24-Month CD

3.80%

$500

LendingClub
2701 N Thanksgiving Way
Lehi, UT 84043

24-Month CD

3.50%

$500

Grand Valley Bank
2 S Main St
Heber City, UT 84032

24-Month CD

3.10%

$500

Chartway Credit Union
562 N Main St
Tooele, UT 84074

24-Month CD

2.25%

$500

Continental Bank
15 W South Temple Ste 300
Salt Lake City, UT 84101

24-Month CD

0.85%

$25,000

WebBank
215 S State St Ste 1000
Salt Lake City, UT 84111

24-Month CD

0.25%

$2,500

WaFd Bank
405 S Main St Ste 100
Salt Lake City, UT 84111

24-Month CD

0.20%

$1,000

Bank of America
496 N 900 W
American Fork, UT 84003

24-Month CD

0.03%

$1,000

Regions Bank
650 S Main St
Salt Lake City, UT 84101

24-Month CD

0.01%

$500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ephraim, Utah Jumbo CD Rates

Jumbo CD rates in Ephraim, Utah are usually higher than regular Ephraim, UT CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some Ephraim, Utah banks and Ephraim, Utah credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.

Ephraim, Utah Credit Union CD Rates

When comparing Ephraim, UT CD rates from credit unions make sure to choose a Ephraim, UT credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in Ephraim, UT credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.