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Editorial Disclosure APYs shown are actual verified rates sourced from banks’ and credit unions’ official websites. Your actual rate will depend on deposit amount, term, and eligibility.

CD Rates in Virginia – March 2026

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| ✓Fact Checked | Last Updated: March 9, 2026

Search and compare Virginia CD rates from banks and credit unions. Our CD interest rate tables for Virginia include 3 month, 6 month, 12 month, 18 month, 24 month, 36 month, 48 month and 60 month rates. You can search for the best CD rates in Virginia. MonitorBankRates also offers a free CD Calculator and CD Ladder Calculator.

Current Virginia CD Rates

Lafayette Federal Credit Union has a Fixed-Rate Jumbo Certificate 3-year term available at 3.71% APY. Current rates from Lafayette Federal Credit Union include a 2-year term Fixed-Rate Certificate at 3.71% APY. Congressional Federal Credit Union has a Jumbo - 3 Year Certificate available at 3.70% APY. For those in Virginia, UNIFY Financial Federal Credit Union lists a IRA Certificate Term 18-Month Variable at 3.72%.

Find the best CD rates in Virginia today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in VA, comparing APYs is the best way to maximize your earnings.

Rates reflect recent market quotes and representative offers available to depositors in Virginia and the surrounding area. Last Updated and Verified: March 9, 2026

Institution
Product
APY
Min Deposit
Profile
Atlantic Union Bank Yanceyville, VA
3 Month (91 days) CDs and IRAs
3.75%
$0
View
▼
Rate3.74%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Signature Federal Credit Union Alexandria, VA
3 Month Certificate
3.70%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union Norfolk, VA
3-Month Share Certificate
3.60%
$100,000
View
▼
Rate3.54%
Min Deposit$100,000
UpdatedMarch 12, 2026
Details

$100,000 Minimum to Earn APY

Appalachian Community Federal Credit Union Norton, VA
3 Month Certificate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Congressional Federal Credit Union Washington, VA
Jumbo - 90 Day Certificate
2.90%
$100,000
View
▼
Rate2.85%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

Truliant Federal Credit Union Wytheville, VA
3 Month Term Certificate
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Topside Federal Credit Union King George, VA
3-Month Share Certificate
2.20%
$0
View
▼
Rate2.20%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Pen Air Credit Union Roanoke, VA
Certificate Account 3 month
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Justice Federal Credit Union Washington, WV
Traditional IRA and Roth IRA Certificate 3 month
1.12%
$100,000
View
▼
Rate1.11%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

General Electric Employees Federal Credit Union Lynchburg, VA
3 Month Certificate
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Fulton Bank Virginia Beach, VA
Certificate of Deposit 3-Month
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Baxter Credit Union Virginia Beach, VA
Standard CDs 3-month term
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Wells Fargo Yorktown, VA
3 month Standard Fixed Rate CD
0.50%
$2,500
View
▼
Rate0.50%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

Presidential Bank Vienna, VA
90 Day CD
0.10%
$1,000
View
▼
Rate0.00%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
EagleBank Vienna, VA
6 Month CD
3.75%
$1,000
View
▼
Rate0.00%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

Arlington Community Federal Credit Union Falls Church, VA
Share & IRA Certificate 6 Month Certificate Platinum
3.70%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Congressional Federal Credit Union Washington, VA
Jumbo - 6 Month Certificate
3.60%
$100,000
View
▼
Rate3.53%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

Bank of Botetourt Vinton, VA
Certificate of Deposit 6 Month Special
3.58%
$2,500
View
▼
Rate3.55%
Min Deposit$2,500
UpdatedMarch 9, 2026
Details

****

HSBC Bank USA Washington, WA
New Money CDs 6 Month
3.55%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Oak View National Bank Warrenton, VA
6 Month CD
3.50%
$1,000
View
▼
Rate0.00%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Farmers Bank of Appomattox Lynchburg, VA
Jumbo CDs 6 Month
3.45%
$100,000
View
▼
Rate3.37%
Min Deposit$100,000
UpdatedMarch 5, 2026
Details

No additional details available.

Bronco Federal Credit Union Suffolk, VA
6-Month Share Certificate
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

First National Bank VA Timberlake, VA
6 Month CD
3.28%
$500
View
▼
Rate3.25%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Everest Federal Credit Union Fairfax, VA
6-Month CD
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Justice Federal Credit Union Washington, WV
Traditional IRA and Roth IRA Certificate 6 month
3.16%
$100,000
View
▼
Rate3.12%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Merck Employees Federal Credit Union ELKTON, VA
6 month Certificate
3.10%
$0
View
▼
Rate3.10%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Truliant Federal Credit Union Wytheville, VA
6 Month Term Certificate
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Henrico Federal Credit Union Richmond, VA
6 Month Certificate
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Andrews Federal Credit Union Springfield, VA
Fixed Rate Share Certificates 6-month
2.60%
$0
View
▼
Rate2.58%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Richmond Virginia Fire Police Credit Union Richmond, VA
Saving Certificates 6 MONTH CD's
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).

Homebase Federal Credit Union Prince George, VA
Share Certificate / IRA Certificate 6 Month
2.52%
$0
View
▼
Rate2.50%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Democracy Federal Credit Union Alexandria, VA
Youth Savings 6 Month Certificate
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Virginia Credit Union Richmond, VA
6 month certificate
2.35%
$100,000
View
▼
Rate2.33%
Min Deposit$100,000
UpdatedMarch 12, 2026
Details

No additional details available.

Topside Federal Credit Union King George, VA
6-Month Share Certificate
2.30%
$0
View
▼
Rate2.30%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Pen Air Credit Union Roanoke, VA
Certificate Account 6 month
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

General Electric Employees Federal Credit Union Lynchburg, VA
6 Month Certificate
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

American Partners Federal Credit Union Rocky Mount, VA
6 Month IRA and Share Certificates
1.75%
$500
View
▼
Rate1.74%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Blue Ridge Bank National Association White Stone, VA
Business Certificates of Deposit 6 Month
1.60%
$0
View
▼
Rate1.59%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Newport News Shipbuilding Employees Credit Union Yorktown, VA
6-month Share Certificate
1.55%
$0
View
▼
Rate1.54%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Premier / Select Relationship

Credit Union of Richmond Richmond, VA
6 Month Share/IRA Certificate
1.51%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Central Virginia Federal Credit Union Madison Heights, VA
6 Month Preferred Certificates
1.50%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Baxter Credit Union Virginia Beach, VA
Standard CDs 6-month term
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

1st Advantage Federal Credit Union Yorktown, VA
Business Share Certificates 6 Month
1.20%
$0
View
▼
Rate1.20%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

FNB Bank, Inc. Romney, WV Stephens City, VA
6 Month CD
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Fulton Bank Virginia Beach, VA
Certificate of Deposit 6-Month
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

KEMBA ROANOKE SALEM, VA
6 Month Share Certificate
0.55%
$500
View
▼
Rate0.00%
Min Deposit$500
UpdatedMarch 2, 2026
Details

Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts. Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information

Wells Fargo Yorktown, VA
6 month Standard Fixed Rate CD
0.50%
$2,500
View
▼
Rate0.50%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

Freedom First Federal Credit Union Vinton, VA
6-Month Certificates Tier 1
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Summit Hampton Roads Federal Credit Union Portsmouth, VA
IRA/Share Certificates 6 Month
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

ValleyStar Credit Union Staunton, VA
6 month Certificates (Business & Consumer)
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

First Citizens Bank Winchester, VA
6-month automatic saver CD
0.01%
$500
View
▼
Rate0.00%
Min Deposit$500
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Apple Federal Credit Union Woodbridge, VA
12-Month Starter Certificate
3.75%
$50
View
▼
Rate0.00%
Min Deposit$50
UpdatedMarch 9, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union McLean, VA
IRA Savings 12 Month
3.74%
$0
View
▼
Rate3.68%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Forbright Herndon, VA
12 Month Growth CD
3.65%
$1,000
View
▼
Rate3.59%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Congressional Federal Credit Union Washington, VA
Jumbo - 1 Year Certificate
3.60%
$100,000
View
▼
Rate3.53%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

Lafayette Federal Credit Union Mclean, VA
Fixed-Rate Jumbo Certificate 1-year term
3.56%
$100,000
View
▼
Rate3.50%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

Valid on new or existing money. Fixed-Rate Jumbo Certificates are not available as an IRA. Early withdrawal penalties may apply. Certificates will automatically renew upon maturity for the same term at the standard certificate dividend rate unless otherwise stipulated by the member. Fixed-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Minimum to open a Fixed-Rate Jumbo Certificate is $100,000.00. No maximum certificate amount. Must establish membership with Lafayette Federal Credit Union, or be an existing member.

Homebase Federal Credit Union Prince George, VA
Share Certificate / IRA Certificate 12 Month
3.55%
$0
View
▼
Rate3.50%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Northwest Federal Credit Union Vienna, VA
IRA Certificates 1 year
3.50%
$100,000
View
▼
Rate3.45%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

$100,000 to $249,999

Democracy Federal Credit Union Alexandria, VA
12 Month Share Certificate
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

HSBC Bank USA Washington, WA
New Money CDs 12 Month
3.40%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

General Electric Employees Federal Credit Union Lynchburg, VA
1 Year Certificate
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Justice Federal Credit Union Washington, WV
Traditional IRA and Roth IRA Certificate 12 month
3.31%
$100,000
View
▼
Rate3.27%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Augusta County Federal Credit Union VERONA, VA
1 Year Share Certificate
3.30%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Presidential Bank Vienna, VA
1 Year CD
3.25%
$1,000
View
▼
Rate0.00%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Truliant Federal Credit Union Wytheville, VA
12 Month Term Certificate
3.15%
$0
View
▼
Rate3.10%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Andrews Federal Credit Union Springfield, VA
Jumbo Fixed Rate Share Certificates 12-month
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Marine Federal Credit Union Stafford, VA
12-Month IRA
3.09%
$500
View
▼
Rate3.05%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Credit Union of Richmond Richmond, VA
12 Month Youth Special Share/IRA Certificate
3.03%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Chesapeake Bank Williamsburg, VA
Roth IRA 1 year
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

First National Bank VA Timberlake, VA
1 Year Fixed IRA
2.78%
$100
View
▼
Rate2.75%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

The Blue Grass Valley Bank Monterey, VA
12 Month Certificate of Deposit
2.70%
$1,000
View
▼
Rate2.68%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

Pen Air Credit Union Roanoke, VA
Certificate Account 12 month
2.35%
$0
View
▼
Rate2.33%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Bronco Federal Credit Union Suffolk, VA
12-Month Share Certificate
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Appalachian Community Federal Credit Union Norton, VA
Appy Youth Certificate 12 Month Certificate
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

American Partners Federal Credit Union Rocky Mount, VA
12 Month IRA and Share Certificates
2.00%
$500
View
▼
Rate1.98%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Connects Federal Credit Union Richmond, VA
IRA Share Certificate 1 year
1.97%
$0
View
▼
Rate1.95%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Newport News Shipbuilding Employees Credit Union Yorktown, VA
12-month Share Certificate
1.91%
$0
View
▼
Rate1.89%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Premier / Select Relationship

Central Virginia Federal Credit Union Madison Heights, VA
12 Month Preferred Certificates
1.80%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

InFirst Federal Credit Union Washington, VA
1 Year - Certificate or IRA Certificate
1.76%
$1,000
View
▼
Rate1.75%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Wells Fargo Yorktown, VA
1 year Standard Fixed Rate CD
1.50%
$2,500
View
▼
Rate1.49%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

Baxter Credit Union Virginia Beach, VA
Standard CDs 12-month term
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Atlantic Union Bank Yanceyville, VA
1 Year CDs and IRAs
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

FNB Bank, Inc. Romney, WV Stephens City, VA
12 Month CD
0.85%
$1,000
View
▼
Rate0.85%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Fulton Bank Virginia Beach, VA
Certificate of Deposit 12-Month
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bank of Botetourt Vinton, VA
1 Year IRA
0.55%
$100
View
▼
Rate0.55%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

Summit Hampton Roads Federal Credit Union Portsmouth, VA
IRA/Share Certificates 12 Month
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

ValleyStar Credit Union Staunton, VA
12 month Certificates (Business & Consumer)
0.17%
$0
View
▼
Rate0.17%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Newport News Municipal Emloyees Credit Union Newport News, VA
Share Certificates & IRA Certificates 1 year
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

First Citizens Bank Winchester, VA
1-year convertible CD
0.01%
$500
View
▼
Rate0.00%
Min Deposit$500
UpdatedMarch 10, 2026
Details

Qualifying balance up to $49,000.00

Institution
Product
APY
Min Deposit
Profile
Arlington Community Federal Credit Union Falls Church, VA
18-Month Certificates
3.75%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union Norfolk, VA
IRA Certificate Term 18-Month Variable
3.72%
$0
View
▼
Rate3.66%
Min Deposit$0
UpdatedMarch 12, 2026
Details

$100,000 Minimum to Earn APY

Lafayette Federal Credit Union Mclean, VA
IRA Variable-Rate Certificate 18-month term
3.66%
$50
View
▼
Rate3.60%
Min Deposit$50
UpdatedMarch 10, 2026
Details

No additional details available.

Democracy Federal Credit Union Alexandria, VA
18 Month Share Certificate
3.65%
$0
View
▼
Rate3.60%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Homebase Federal Credit Union Prince George, VA
Share Certificate / IRA Certificate 18 Month
3.55%
$0
View
▼
Rate3.50%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Signature Federal Credit Union Alexandria, VA
18 Month Certificate
3.50%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Appalachian Community Federal Credit Union Norton, VA
18 Month Certificate
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Justice Federal Credit Union Washington, WV
Traditional IRA and Roth IRA Certificate 18 month
3.41%
$100,000
View
▼
Rate3.37%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Together Credit Union Williamsburg, VA
Member Merits (Gold1) Certificate of Deposit 18 Month Certificate
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Hanscom Federal Credit Union McLean, VA
18 Month Term Certificates
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to Open $1,000.00

Truliant Federal Credit Union Wytheville, VA
18 Month Term Certificate
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Topside Federal Credit Union King George, VA
18-Month Share Certificate
3.17%
$0
View
▼
Rate3.13%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

American Partners Federal Credit Union Rocky Mount, VA
18 Month IRA and Share Certificates
2.75%
$1,000
View
▼
Rate2.72%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

Farmers Bank of Appomattox Lynchburg, VA
18 Month Club Certificate
2.70%
$10,000
View
▼
Rate2.67%
Min Deposit$10,000
UpdatedMarch 5, 2026
Details

No additional details available.

First National Bank VA Timberlake, VA
18 Month Variable IRA
2.57%
$100
View
▼
Rate2.55%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

Pen Air Credit Union Roanoke, VA
Certificate Account 18 month
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

The Blue Grass Valley Bank Monterey, VA
18 Month Certificate of Deposit
2.35%
$1,000
View
▼
Rate2.34%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

Newport News Shipbuilding Employees Credit Union Yorktown, VA
18-month Share Certificate
1.91%
$0
View
▼
Rate1.89%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Premier / Select Relationship

FNB Bank, Inc. Romney, WV Stephens City, VA
18 MONTH IRA (Variable)
1.25%
$100
View
▼
Rate1.24%
Min Deposit$100
UpdatedMarch 10, 2026
Details

No additional details available.

Fulton Bank Virginia Beach, VA
Certificate of Deposit 18-Month
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bank of Botetourt Vinton, VA
Certificate of Deposit 18-Month Special
0.55%
$2,500
View
▼
Rate0.55%
Min Deposit$2,500
UpdatedMarch 9, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Democracy Federal Credit Union Alexandria, VA
24 Month Share Certificate
3.75%
$0
View
▼
Rate3.80%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Lafayette Federal Credit Union Mclean, VA
2-year term Fixed-Rate Certificate
3.71%
$500
View
▼
Rate3.65%
Min Deposit$500
UpdatedMarch 10, 2026
Details

No additional details available.

Arlington Community Federal Credit Union Falls Church, VA
24 Month Jumbo Certificate
3.70%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Strategic Federal Credit Union Sterling, VA
IRA Certificates - Minimum 24 month
3.66%
$0
View
▼
Rate3.60%
Min Deposit$0
UpdatedMarch 12, 2026
Details

Balance $1,000

Signature Federal Credit Union Alexandria, VA
24 Month Certificate
3.65%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Congressional Federal Credit Union Washington, VA
2 Year Certificate
3.60%
$1,000
View
▼
Rate3.53%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union McLean, VA
IRA Savings 24 Month
3.59%
$0
View
▼
Rate3.54%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Homebase Federal Credit Union Prince George, VA
Share Certificate / IRA Certificate 24 month
3.55%
$0
View
▼
Rate3.50%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Forbright Herndon, VA
24 Month Growth CD
3.50%
$1,000
View
▼
Rate3.44%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union Norfolk, VA
24-Month Share Certificate
3.45%
$100,000
View
▼
Rate3.40%
Min Deposit$100,000
UpdatedMarch 12, 2026
Details

$100,000 Minimum to Earn APY

Justice Federal Credit Union Washington, WV
Traditional IRA and Roth IRA Certificate 24 month
3.41%
$100,000
View
▼
Rate3.37%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Virginia Credit Union Richmond, VA
24 month certificate
3.35%
$50,000
View
▼
Rate3.30%
Min Deposit$50,000
UpdatedMarch 12, 2026
Details

No additional details available.

Together Credit Union Williamsburg, VA
Member Merits (Gold1) Certificate of Deposit 24 Month Certificate
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

HSBC Bank USA Washington, WA
New Money CDs 24 Month
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Truliant Federal Credit Union Wytheville, VA
24 Month Term Certificate
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Topside Federal Credit Union King George, VA
2-Year IRA Share Certificate
3.15%
$0
View
▼
Rate3.11%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Marine Federal Credit Union Stafford, VA
24-Month IRA
3.14%
$500
View
▼
Rate3.10%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Andrews Federal Credit Union Springfield, VA
Fixed Rate Share Certificates 24-month
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

URW Community Federal Credit Union Yanceyville, VA
Share Certificates (Share & IRA) 2 Year
3.09%
$1,000
View
▼
Rate3.05%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

Bank of Botetourt Vinton, VA
24-Month IRA Special
3.03%
$100
View
▼
Rate3.00%
Min Deposit$100
UpdatedMarch 9, 2026
Details

*

General Electric Employees Federal Credit Union Lynchburg, VA
2 Year Certificate
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Farmers Bank of Appomattox Lynchburg, VA
Jumbo CDs 2 Year
2.80%
$100,000
View
▼
Rate2.73%
Min Deposit$100,000
UpdatedMarch 5, 2026
Details

No additional details available.

InFirst Federal Credit Union Washington, VA
2 Year - Certificate or IRA Certificate
2.78%
$1,000
View
▼
Rate2.75%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Presidential Bank Vienna, VA
2 Year CD
2.75%
$1,000
View
▼
Rate0.00%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Baxter Credit Union Virginia Beach, VA
Standard CDs 24-month term
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Bronco Federal Credit Union Suffolk, VA
24-Month Share Certificate
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

First National Bank VA Timberlake, VA
2 Year Fixed IRA
2.52%
$100
View
▼
Rate2.50%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

Augusta Health Care Credit Union FISHERSVILLE, VA
24 Month Share Certificate
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Connects Federal Credit Union Richmond, VA
IRA Share Certificate 2 year
2.12%
$0
View
▼
Rate2.10%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Newport News Shipbuilding Employees Credit Union Yorktown, VA
24-month Share Certificate
2.06%
$0
View
▼
Rate2.04%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Premier / Select Relationship

The Blue Grass Valley Bank Monterey, VA
24 Month Certificate of Deposit
2.00%
$1,000
View
▼
Rate1.99%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

Central Virginia Federal Credit Union Madison Heights, VA
24 Month Preferred Certificates
1.90%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Northern Star Credit Union Portsmouth, VA
2-Year Certificates of Deposit (CDs)
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum balance required is $1,000.

FNB Bank, Inc. Romney, WV Stephens City, VA
24 Month CD
1.25%
$1,000
View
▼
Rate1.24%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Virginia Educators Credit Union Newport News, VA
Share Certificate Account 24 Month
1.20%
$1,000
View
▼
Rate1.20%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

Atlantic Union Bank Yanceyville, VA
2 Year CDs and IRAs
1.15%
$0
View
▼
Rate1.15%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Fulton Bank Virginia Beach, VA
Certificate of Deposit 24-Month
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Freedom First Federal Credit Union Vinton, VA
24-Month Business Certificate
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

KEMBA ROANOKE SALEM, VA
2 Year Share Certificate
0.80%
$500
View
▼
Rate0.00%
Min Deposit$500
UpdatedMarch 2, 2026
Details

Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts. Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information

Summit Hampton Roads Federal Credit Union Portsmouth, VA
IRA/Share Certificates 24 Month
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Lafayette Federal Credit Union Mclean, VA
Fixed-Rate Jumbo Certificate 3-year term
3.71%
$100,000
View
▼
Rate3.65%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

Valid on new or existing money. Fixed-Rate Jumbo Certificates are not available as an IRA. Early withdrawal penalties may apply. Certificates will automatically renew upon maturity for the same term at the standard certificate dividend rate unless otherwise stipulated by the member. Fixed-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Minimum to open a Fixed-Rate Jumbo Certificate is $100,000.00. No maximum certificate amount. Must establish membership with Lafayette Federal Credit Union, or be an existing member.

Congressional Federal Credit Union Washington, VA
Jumbo - 3 Year Certificate
3.70%
$100,000
View
▼
Rate3.63%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union Norfolk, VA
IRA Certificate Term 36-Month Variable
3.67%
$0
View
▼
Rate3.61%
Min Deposit$0
UpdatedMarch 12, 2026
Details

$100,000 Minimum to Earn APY

Strategic Federal Credit Union Sterling, VA
IRA Certificates - Minimum 36 month
3.66%
$0
View
▼
Rate3.60%
Min Deposit$0
UpdatedMarch 12, 2026
Details

Balance $1,000

Apple Federal Credit Union Woodbridge, VA
Jumbo and Jumbo IRA Certificate 36 Month
3.65%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Homebase Federal Credit Union Prince George, VA
Share Certificate / IRA Certificate 36 Month
3.61%
$0
View
▼
Rate3.55%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Henrico Federal Credit Union Richmond, VA
36 Month Certificate
3.60%
$0
View
▼
Rate3.54%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Richmond Virginia Fire Police Credit Union Richmond, VA
Saving Certificates 3 YEAR Cd's
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Share certificate rates are for renewals only (i.e. no new certificates effective 03/18/20).

Arlington Community Federal Credit Union Falls Church, VA
Share & IRA Certificate 36 Month Certificate
3.55%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Hanscom Federal Credit Union McLean, VA
36 Month Term Certificates
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to Open $1,000.00

Topside Federal Credit Union King George, VA
3-Year IRA Share Certificate
3.45%
$0
View
▼
Rate3.41%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Appalachian Community Federal Credit Union Norton, VA
36 Month Certificate
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Marine Federal Credit Union Stafford, VA
36-Month IRA
3.35%
$500
View
▼
Rate3.30%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Justice Federal Credit Union Washington, WV
Traditional IRA and Roth IRA Certificate 36 month
3.31%
$100,000
View
▼
Rate3.27%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Truliant Federal Credit Union Wytheville, VA
36 Month Term Certificate
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Forbright Herndon, VA
36 Month Growth CD
3.25%
$1,000
View
▼
Rate3.20%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Fulton Bank Virginia Beach, VA
Promotional Certificate of Deposit 36-Month Bump Up
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Together Credit Union Williamsburg, VA
Member Merits (Gold1) Certificate of Deposit 36 Month Variable Rate Certificate 1
3.15%
$0
View
▼
Rate3.11%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Andrews Federal Credit Union Springfield, VA
Fixed Rate Share Certificates 36-month
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Credit Union of Richmond Richmond, VA
36 Month Share/IRA Certificate
3.03%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

General Electric Employees Federal Credit Union Lynchburg, VA
3 Year Certificate
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

1st Advantage Federal Credit Union Yorktown, VA
Business Share Certificates 36 Month
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Bronco Federal Credit Union Suffolk, VA
36-Month Share Certificate
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Connects Federal Credit Union Richmond, VA
IRA Share Certificate 3 year
2.62%
$0
View
▼
Rate2.59%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Farmers Bank of Appomattox Lynchburg, VA
Jumbo CDs 3 Year
2.55%
$100,000
View
▼
Rate2.49%
Min Deposit$100,000
UpdatedMarch 5, 2026
Details

No additional details available.

First National Bank VA Timberlake, VA
3 Year Fixed IRA
2.52%
$100
View
▼
Rate2.50%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

Presidential Bank Vienna, VA
3 Year CD
2.50%
$1,000
View
▼
Rate0.00%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Baxter Credit Union Virginia Beach, VA
Standard CDs 36-month term
2.49%
$0
View
▼
Rate2.47%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

FNB Bank, Inc. Romney, WV Stephens City, VA
36 Month CD
2.25%
$1,000
View
▼
Rate2.23%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Chesapeake Bank Williamsburg, VA
Roth IRA 3 year
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

URW Community Federal Credit Union Yanceyville, VA
Share Certificates (Share & IRA) 3 Year
2.06%
$1,000
View
▼
Rate2.05%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

Newport News Shipbuilding Employees Credit Union Yorktown, VA
36-month Share Certificate
2.01%
$0
View
▼
Rate1.99%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Preferred Relationship

Central Virginia Federal Credit Union Madison Heights, VA
36 Month Preferred Certificates
2.00%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Virginia Educators Credit Union Newport News, VA
Share Certificate Account 36 Month
1.86%
$1,000
View
▼
Rate1.85%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

The Blue Grass Valley Bank Monterey, VA
36 Month Certificate of Deposit
1.75%
$500
View
▼
Rate1.74%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

Atlantic Union Bank Yanceyville, VA
3 Year CDs and IRAs
1.25%
$0
View
▼
Rate1.25%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Freedom First Federal Credit Union Vinton, VA
36-Month Business Certificate
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

KEMBA ROANOKE SALEM, VA
3 Year Share Certificate
0.90%
$500
View
▼
Rate0.00%
Min Deposit$500
UpdatedMarch 2, 2026
Details

Additional Deposits not allowed; Withdrawals allowed; Dividends compounded and credited monthly; Penalties may apply for early withdrawal; Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts. Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information

Bank of Botetourt Vinton, VA
3 Year IRA
0.85%
$100
View
▼
Rate0.85%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

Summit Hampton Roads Federal Credit Union Portsmouth, VA
IRA/Share Certificates 36 Month
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

ValleyStar Credit Union Staunton, VA
36 month Certificates (Business & Consumer)
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Northrop Grumman Federal Credit Union McLean, VA
IRA Savings 48 Month
3.75%
$0
View
▼
Rate3.70%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Arlington Community Federal Credit Union Falls Church, VA
Share & IRA Certificate 48 Month Certificate Platinum
3.70%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Lafayette Federal Credit Union Mclean, VA
Fixed-Rate Jumbo Certificate Accounts 4-year term
3.66%
$100,000
View
▼
Rate3.60%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Congressional Federal Credit Union Washington, VA
4 Year Certificate
3.60%
$1,000
View
▼
Rate3.53%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

Signature Federal Credit Union Alexandria, VA
48 Month Certificate
3.58%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Topside Federal Credit Union King George, VA
48-Month Share Certificate
3.55%
$0
View
▼
Rate3.50%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Hanscom Federal Credit Union McLean, VA
48 Month Term Certificates
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to Open $1,000.00

Marine Federal Credit Union Stafford, VA
48-Month IRA
3.40%
$500
View
▼
Rate3.35%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Truliant Federal Credit Union Wytheville, VA
48 Month Term Certificate
3.35%
$0
View
▼
Rate3.30%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Virginia Credit Union Richmond, VA
48 month certificate
3.31%
$5,000
View
▼
Rate3.26%
Min Deposit$5,000
UpdatedMarch 12, 2026
Details

No additional details available.

Together Credit Union Williamsburg, VA
Member Merits (Gold1) Certificate of Deposit 48 Month Certificate
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Credit Union of Richmond Richmond, VA
48 Month Share/IRA Certificate
3.29%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Democracy Federal Credit Union Alexandria, VA
48 Month Share Certificate
3.25%
$0
View
▼
Rate3.21%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Justice Federal Credit Union Washington, WV
Traditional IRA and Roth IRA Certificate 48 month
3.21%
$100,000
View
▼
Rate3.17%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Andrews Federal Credit Union Springfield, VA
Fixed Rate Share Certificates 48-month
3.05%
$0
View
▼
Rate3.02%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

FNB Bank, Inc. Romney, WV Stephens City, VA
48 MONTH IRA (Fixed)
3.00%
$250
View
▼
Rate2.96%
Min Deposit$250
UpdatedMarch 10, 2026
Details

No additional details available.

Baxter Credit Union Virginia Beach, VA
Standard CDs 48-month term
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

1st Advantage Federal Credit Union Yorktown, VA
Business Share Certificates 48 Month
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Bronco Federal Credit Union Suffolk, VA
48-Month Share Certificate
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

First National Bank VA Timberlake, VA
4 Year Fixed IRA
2.52%
$100
View
▼
Rate2.50%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

InFirst Federal Credit Union Washington, VA
4 Year - Certificate or IRA Certificate
2.42%
$1,000
View
▼
Rate2.40%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Northern Star Credit Union Portsmouth, VA
4-Year Certificates of Deposit (CDs)
2.25%
$0
View
▼
Rate2.25%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum balance required is $1,000.

Newport News Shipbuilding Employees Credit Union Yorktown, VA
48-month Share Certificate
2.06%
$0
View
▼
Rate2.04%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Premier / Select Relationship

Virginia Educators Credit Union Newport News, VA
Share Certificate Account 48 Month
1.86%
$1,000
View
▼
Rate1.85%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

Atlantic Union Bank Yanceyville, VA
4 Year CDs and IRAs
1.35%
$0
View
▼
Rate1.35%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Freedom First Federal Credit Union Vinton, VA
48-Month Business Certificate
1.05%
$500
View
▼
Rate1.04%
Min Deposit$500
UpdatedMarch 10, 2026
Details

No additional details available.

Fulton Bank Virginia Beach, VA
Certificate of Deposit 48-Month
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bank of Botetourt Vinton, VA
4 year IRA
1.00%
$100
View
▼
Rate1.00%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

ValleyStar Credit Union Staunton, VA
48 month Certificates (Business & Consumer)
0.42%
$0
View
▼
Rate0.42%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Northrop Grumman Federal Credit Union McLean, VA
IRA Savings 60 Month
3.75%
$0
View
▼
Rate3.70%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Apple Federal Credit Union Woodbridge, VA
Jumbo and Jumbo IRA Certificate 60 Month
3.70%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Strategic Federal Credit Union Sterling, VA
IRA Certificates - Minimum 60 month
3.66%
$0
View
▼
Rate3.60%
Min Deposit$0
UpdatedMarch 12, 2026
Details

Balance $1,000

Arlington Community Federal Credit Union Falls Church, VA
Share & IRA Certificate 60 Month Certificate
3.65%
$0
View
▼
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Lafayette Federal Credit Union Mclean, VA
Fixed-Rate Jumbo Certificate Accounts 5-year term
3.61%
$100,000
View
▼
Rate3.55%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Virginia Credit Union Richmond, VA
60 month certificate
3.60%
$100,000
View
▼
Rate3.54%
Min Deposit$100,000
UpdatedMarch 12, 2026
Details

No additional details available.

Topside Federal Credit Union King George, VA
5-Year IRA Share Certificate
3.55%
$0
View
▼
Rate3.50%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Hanscom Federal Credit Union McLean, VA
60 Month Term Certificates
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to Open $1,000.00

Marine Federal Credit Union Stafford, VA
60-Month IRA
3.45%
$500
View
▼
Rate3.40%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Truliant Federal Credit Union Wytheville, VA
60 Month Term Certificate
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Democracy Federal Credit Union Alexandria, VA
60 Month Share Certificate
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Forbright Herndon, VA
60 Month Growth CD
3.25%
$1,000
View
▼
Rate3.20%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Justice Federal Credit Union Washington, WV
Traditional IRA and Roth IRA Certificate 60 month
3.21%
$100,000
View
▼
Rate3.17%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Together Credit Union Williamsburg, VA
Member Merits (Gold1) Certificate of Deposit 60 Month Variable Rate Certificate 1
3.15%
$0
View
▼
Rate3.11%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Baxter Credit Union Virginia Beach, VA
Standard CDs 60-month term
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Andrews Federal Credit Union Springfield, VA
Fixed Rate Share Certificates 60-month
3.05%
$0
View
▼
Rate3.02%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

General Electric Employees Federal Credit Union Lynchburg, VA
5 Year Certificate
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bronco Federal Credit Union Suffolk, VA
60-Month Share Certificate
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Pen Air Credit Union Roanoke, VA
Certificate Account 60 month
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

FNB Bank, Inc. Romney, WV Stephens City, VA
60 Month CD
2.75%
$1,000
View
▼
Rate2.72%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

First National Bank VA Timberlake, VA
5 Year Fixed IRA
2.52%
$100
View
▼
Rate2.50%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

Presidential Bank Vienna, VA
5 Year CD
2.50%
$1,000
View
▼
Rate0.00%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

InFirst Federal Credit Union Washington, VA
5 Year - Certificate or IRA Certificate
2.42%
$1,000
View
▼
Rate2.40%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Farmers Bank of Appomattox Lynchburg, VA
5 Year Jumbo IRA
2.40%
$100,000
View
▼
Rate2.35%
Min Deposit$100,000
UpdatedMarch 5, 2026
Details

No additional details available.

The Blue Grass Valley Bank Monterey, VA
60 Month Certificate of Deposit
2.25%
$500
View
▼
Rate2.24%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

Newport News Shipbuilding Employees Credit Union Yorktown, VA
60-month Share Certificate
2.11%
$0
View
▼
Rate2.09%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Premier / Select Relationship

Virginia Educators Credit Union Newport News, VA
Share Certificate Account 60 Month
1.86%
$1,000
View
▼
Rate1.85%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

URW Community Federal Credit Union Yanceyville, VA
Share Certificates (Share & IRA) 5 Year
1.56%
$1,000
View
▼
Rate1.55%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

Atlantic Union Bank Yanceyville, VA
5 Year CDs and IRAs
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Bank of Botetourt Vinton, VA
5 year IRA
1.10%
$100
View
▼
Rate1.10%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

Fulton Bank Virginia Beach, VA
Certificate of Deposit 60-Month
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

ValleyStar Credit Union Staunton, VA
60 month Certificates (Business & Consumer)
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

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MonitorBankRates
CD Rates reflect actual verified offers from banks and credit unions actively accepting deposits in this area. Your final approved rate will depend on your deposit amount and eligibility. Last Updated and Verified: March 9, 2026

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal, please contact us here.

Virginia Jumbo CD Rates

Jumbo CD rates in Virginia are usually higher than standard Virginia CD rates because they require a larger opening deposit. While regular CDs can often be opened with minimal funds, Virginia jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Virginia and the surrounding area reward this larger commitment with premium CD rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured.

Virginia Credit Union CD Rates

When comparing Virginia CD rates from credit unions make sure to choose a Virginia credit union that has deposits insured by the National Credit Union Administration (NCUA). This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Virginia Rates & Resources

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Virginia Savings Rates
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Virginia Mortgage Rates

Cities in Virginia

Cities in Virginia Abingdon Accomac Achilles Afton Alberta Aldie Alexandria Altavista Alton Amelia Court House Amherst Amissville Ammon Amonate Andover Annandale Appalachia Appomattox Ararat Arcola Ark Arlington Aroda Arrington Arvonia Ashburn Ashland Assawoman Atkins Atlantic Augusta Springs Austinville Axton Aylett Bacova Banco Bandy Barboursville Barhamsville Barren Springs Baskerville Bassett Bastian Basye Batesville Battery Park Bealeton Beaumont Beaverdam Bedford Bee Bellamy Belle Haven Belspring Ben Hur Bena Bent Mountain Bentonville Bergton Berryville Big Island Big Rock Big Stone Gap Birchleaf Birdsnest Bishop Blacksburg Blackstone Blackwater Blairs Bland Bloxom Blue Grass Blue Ridge Bluefield Bluemont Bohannon Boissevain Boones Mill Boston Bowling Green Boyce Boydton Boykins Bracey Branchville Brandy Station Breaks Bremo Bluff Bridgewater Brightwood Bristol Bristow Broad Run Broadford Broadway Brodnax Brooke Brookneal Brownsburg Brucetown Bruington Buchanan Buckingham Buena Vista Buffalo Junction Bumpass Burgess Burke Burkes Garden Burkeville Burr Hill Callands Callao Callaway Calverton Cana Cape Charles Capeville Capron Cardinal Caret Carrollton Carrsville Carson Cartersville Casanova Cascade Castleton Castlewood Catawba Catharpin Catlett Cedar Bluff Center Cross Centreville Ceres Champlain Chantilly Charles City Charlotte Court House Charlottesville Chase City Chatham Check Cheriton Chesapeake Chester Chester Gap Chesterfield Chilhowie Chincoteague Island Christchurch Christiansburg Church Road Church View Churchville Claremont Clarksville Claudville Clear Brook Cleveland Clifford Clifton Clifton Forge Clinchco Clintwood Clover Cloverdale Cluster Springs Cobbs Creek Coeburn Coleman Falls Coles Point Collinsville Colonial Beach Colonial Heights Columbia Concord Copper Hill Corbin Courtland Covesville Covington Craddockville Craigsville Crewe Criders Crimora Cripple Creek Critz Crockett Cross Junction Crozet Crozier Crystal Hill Cullen Culpeper Cumberland Dahlgren Daleville Damascus Dante Danville Davenport Davis Wharf Dayton Deerfield Delaplane Deltaville Dendron Dewitt Diggs Dillwyn Dinwiddie Disputanta Doe Hill Dogue Dolphin Doran Doswell Drakes Branch Draper Drewryville Dry Fork Dryden Dublin Duffield Dugspur Dulles Dumfries Dundas Dungannon Dunn Loring Dunnsville Dutton Dyke Eagle Rock Earlysville East Stone Gap Eastville Ebony Edinburg Edwardsville Eggleston Elberon Elk Creek Elkton Elkwood Elliston Emory Emporia Esmont Etlan Evergreen Evington Ewing Exmore Faber Fairfax Fairfax Station Fairfield Falls Church Falls Mills Fancy Gap Farmville Farnham Ferrum Fieldale Fife Fincastle Fishers Hill Fishersville Flint Hill Floyd Ford Forest Fork Union Fort Belvoir Fort Blackmore Fort Defiance Fort Eustis Fort Lee Fort Mitchell Fort Monroe Fort Valley Foster Franklin Franktown Fredericksburg Free Union Freeman Fries Front Royal Ft Myer Fulks Run Gainesville Galax Garrisonville Gasburg Gate City Glade Hill Glade Spring Gladstone Gladys Glasgow Glen Allen Glen Lyn Glen Wilton Gloucester Gloucester Point Goldbond Goldvein Goochland Goode Goodview Gordonsville Gore Goshen Graves Mill Great Falls Green Bay Greenbackville Greenbush Greenville Greenway Greenwood Gretna Grimstead Grottoes Grundy Gum Spring Gwynn Hacksneck Hadensville Hague Halifax Hallieford Hallwood Hamilton Hampden Sydney Hampton Hanover Harborton Hardy Hardyville Harman Harrisonburg Hartfield Hartwood Hayes Haymarket Haynesville Haysi Haywood Head Waters Heathsville Henry Herndon Highland Springs Hillsville Hiltons Hinton Hiwassee Honaker Hood Hopewell Horntown Horsepen Hot Springs Howardsville Huddleston Hudgins Hume Huntly Hurley Hurt Hustle Independence Indian Valley Iron Gate Irvington Isle Of Wight Ivanhoe Ivor Ivy Jamaica Jamestown Jamesville Jarratt Java Jeffersonton Jenkins Bridge Jersey Jetersville Jewell Ridge Jonesville Keeling Keen Mountain Keene Keezletown Keller Kenbridge Kents Store Keokee Keswick Keysville Kilmarnock King And Queen Court Hous King George King William Kinsale La Crosse Lacey Spring Lackey Ladysmith Lambsburg Lancaster Laneview Lanexa Laurel Fork Lawrenceville Lebanon Leesburg Leon Lexington Lightfoot Lignum Lincoln Linden Linville Little Plymouth Lively Locust Dale Locust Grove Locust Hill Locustville Long Island Loretto Lorton Lottsburg Louisa Lovettsville Lovingston Low Moor Lowry Lunenburg Luray Lynch Station Lynchburg Lyndhurst Machipongo Macon Madison Madison Heights Madison Mills Maidens Manakin Sabot Manassas Mannboro Manquin Mappsville Marion Marionville Markham Marshall Martinsville Maryus Mascot Massies Mill Mathews Mattaponi Maurertown Mavisdale Max Meadows Maxie McClure McCoy McDowell McGaheysville McKenney McLean Meadows Of Dan Meadowview Mears Mechanicsville Meherrin Melfa Mendota Meredithville Merrifield Merry Point Middlebrook Middleburg Middletown Midland Midlothian Milford Millboro Millers Tavern Millwood Mineral Mint Spring Mitchells Modest Town Mollusk Moneta Monroe Montebello Monterey Montpelier Montpelier Station Montross Montvale Moon Morattico Moseley Mount Crawford Mount Holly Mount Jackson Mount Sidney Mount Solon Mount Vernon Mouth Of Wilson Mustoe Narrows Naruna Nassawadox Nathalie Natural Bridge Natural Bridge Station Nellysford Nelson Nelsonia New Canton New Castle New Church New Hope New Kent New Market New Point New River Newbern Newington Newport Newport News Newsoms Newtown Nickelsville Ninde Nokesville Nora Norfolk Norge North North Garden North Tazewell Norton Norwood Nottoway Nuttsville Oak Hall Oakpark Oakton Oakwood Occoquan Oilville Oldhams Onancock Onemo Onley Ophelia Orange Ordinary Oriskany Orkney Springs Orlean Oyster Paeonian Springs Paint Bank Painter Palmyra Pamplin Paris Parksley Parrott Partlow Patrick Springs Pearisburg Pembroke Penhook Penn Laird Pennington Gap Petersburg Phenix Philomont Pilgrims Knob Pilot Piney River Pittsville Pleasant Valley Pocahontas Poquoson Port Haywood Port Republic Port Royal Portsmouth Pound Pounding Mill Powhatan Pratts Prince George Prospect Providence Forge Pulaski Pungoteague Purcellville Quantico Quicksburg Quinby Quinque Quinton Radford Radiant Randolph Raphine Rapidan Rappahannock Academy Raven Rawlings Rectortown Red Ash Red House Red Oak Redwood Reedville Remington Republican Grove Rescue Reston Reva Rhoadesville Rice Rich Creek Richardsville Richlands Richmond Ridgeway Rileyville Riner Ringgold Ripplemead Rixeyville Roanoke Rochelle Rockbridge Baths Rockville Rocky Gap Rocky Mount Rollins Fork Rose Hill Rosedale Roseland Round Hill Rowe Ruby Ruckersville Rural Retreat Rustburg Ruther Glen Ruthville Saint Charles Saint Paul Saint Stephens Church Salem Saltville Saluda Sandston Sandy Hook Sandy Level Sandy Point Sanford Saxe Saxis Schley Schuyler Scottsburg Scottsville Seaford Sealston Seaview Sedley Selma Seven Mile Ford Severn Shacklefords Sharps Shawsville Shenandoah Shipman Shortt Gap Singers Glen Skippers Skipwith Smithfield Somerset Somerville South Boston South Hill Sparta Speedwell Spencer Sperryville Spotsylvania Spottswood Spout Spring Spring Grove Springfield Stafford Staffordsville Stanardsville Stanley Stanleytown Star Tannery State Farm Staunton Steeles Tavern Stephens City Stephenson Sterling Stevensburg Stevensville Stonega Stony Creek Strasburg Stratford Stuart Stuarts Draft Studley Suffolk Sugar Grove Sumerduck Surry Susan Sussex Sutherland Sutherlin Sweet Briar Swoope Swords Creek Syria Tangier Tannersville Tappahannock Tasley Tazewell Temperanceville Thaxton The Plains Thornburg Timberville Toano Toms Brook Topping Townsend Trammel Trevilians Triangle Trout Dale Troutville Troy Tyro Union Hall Unionville University Of Richmond Upperville Urbanna Valentines Vansant Vernon Hill Verona Vesta Vesuvius Victoria Vienna Viewtown Village Villamont Vinton Virgilina Virginia Beach Volney Wachapreague Wake Wakefield Walkerton Wallops Island Wardtown Ware Neck Warfield Warm Springs Warrenton Warsaw Washington Water View Waterford Wattsville Waverly Waynesboro Weber City Weems West Augusta West Mclean West Point Weyers Cave White Hall White Marsh White Plains White Post White Stone Whitetop Whitewood Wicomico Wicomico Church Williamsburg Williamsville Willis Willis Wharf Wilsons Winchester Windsor Wingina Wirtz Wise Withams Wolford Wolftown Woodberry Forest Woodbridge Woodford Woodlawn Woods Cross Roads Woodstock Woodville Woolwine Wylliesburg Wytheville Yale Yorktown Zacata Zanoni Zuni

How to Find the Best CD in Virginia

  1. 1
    Compare APY
    The APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. 2
    Check Minimums
    Some high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. 3
    Review Penalties
    CDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. 4
    Verify Insurance
    Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.

Frequently Asked Questions for Virginia

Below is a list of the top current CD rates available for Virginia:
First National Bank VA2.78% APY (12-Month CD)
First National Bank VA2.57% APY (18-Month CD)
First National Bank VA2.52% APY (24-Month CD)
First National Bank VA2.52% APY (30-Month CD)
First National Bank VA2.52% APY (36-Month CD)
First National Bank VA2.52% APY (48-Month CD)
First National Bank VA2.52% APY (60-Month CD)
SSB State Street Bank1.21% APY (36-Month CD)
Community Bank of Raymore3.14% APY (6-Month CD (IntraFi))
Metropolitan Bank and Trust Company3.25% APY (12-Month CD)
Last Updated and Verified: March 9, 2026
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.