CD Rates in West Virginia – March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Rate Data Aggregation
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Search and compare West Virginia CD rates from banks and credit unions. Our CD interest rate tables for West Virginia include 3 month, 6 month, 12 month, 18 month, 24 month, 36 month, 48 month and 60 month rates. You can search for the best CD rates in West Virginia. MonitorBankRates also offers a free CD Calculator and CD Ladder Calculator.
Current West Virginia CD Rates
For those in West Virginia, Hancock School Employees Federal Credit Union lists a 36 Month Certificate at 3.75%. Long Reach Federal Credit Union has a 24 Month Share Certificate available at 3.55% APY. Current rates from Partners 1st Federal Credit Union include a 12-month Promotional Savings Certificate at 3.75% APY. Members Choice WV Federal Credit Union is offering a 6 Month Share Certificate in West Virginia with an APY of 3.75%.
Find the best CD rates in West Virginia today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in WV, comparing APYs is the best way to maximize your earnings.
Rates reflect recent market quotes and representative offers available to depositors in West Virginia and the surrounding area. Last Updated and Verified: March 9, 2026
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$100,000 Minimum to Earn APY
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Open Online
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Monthly Compounding
$100,000 Minimum to Earn APY
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Peoples Preferred Club
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Early Withdrawl Penalty: 90 Day
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Open Online
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$200,000.00 and over; APY Peoples Preferred Club
$100,000 Minimum to Earn APY
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Early Withdrawl Penalty: 180 Day
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CD = With $100 in your share account.
Open Online
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Qualifying balance up to $49,000.00
$100,000 Minimum to Earn APY
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Peoples Preferred Club
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Early Withdrawl Penalty: 180 Day
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Open Online
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Paid Monthly
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$100,000 Minimum to Earn APY
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Peoples Preferred Club
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Early Withdrawl Penalty: 180 Day
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CD = With $100 in your share account.
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Early Withdrawl Penalty: 180 Day; *New Money from an outside source*
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$100,000 Minimum to Earn APY
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Paid Monthly
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Peoples Preferred Club
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Open Online
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Paid Monthly
$100,000 Minimum to Earn APY
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Open Online
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Paid Monthly
$100,000 Minimum to Earn APY
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Open to new and existing funds.
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Open Online
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Banks and Credit Unions: If you identify an incorrect rate or wish to request removal, please contact us here.
West Virginia Jumbo CD Rates
Jumbo CD rates in West Virginia are usually higher than standard West Virginia CD rates because they require a larger opening deposit. While regular CDs can often be opened with minimal funds, West Virginia jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in West Virginia and the surrounding area reward this larger commitment with premium CD rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured.
West Virginia Credit Union CD Rates
When comparing West Virginia CD rates from credit unions make sure to choose a West Virginia credit union that has deposits insured by the National Credit Union Administration (NCUA). This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.
West Virginia Rates & Resources
Cities in West Virginia
How to Find the Best CD in West Virginia
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1Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
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2Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
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3Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
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4Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for West Virginia
