CD Rates in Wharton, WV
Reviewed by
Brian McKay
CD Rates in Wharton, West Virginia :Search and compare Wharton, WV CD rates from banks and credit unions. Our CD interest rate tables for Wharton, WV include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Wharton, WV or by zip code. Once you have entered your search criteria a list of the highest Wharton, WV CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. . Wharton, West Virginia Bank CD RatesWhen comparing bank CD rates in Wharton, WV make sure to choose a Wharton, WV bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Wharton, WV banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a bank failure. Best CD Rates in Wharton, West Virginia February 2026
24-Month CD
3.40%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Wharton, West Virginia Jumbo CD RatesJumbo CD rates in Wharton, West Virginia are usually higher than standard Wharton, WV CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Wharton, West Virginia jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Wharton, West Virginia and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured Wharton, West Virginia Credit Union CD RatesWhen comparing Wharton, WV CD rates from credit unions make sure to choose a Wharton, WV credit union that has deposits insured by the National Credit Union Administration (NCUA).This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure. Methodology & Data SourcesLocal Rate Aggregation: MonitorBankRates tracks CD rates for Wharton, West Virginia by aggregating data from local banks, local credit unions, and national online institutions. Our proprietary technology scans constantly to ensure you see the most competitive yields available in your area, including promotional offers from community institutions that may not be listed on national comparison sites. Data Accuracy: The rates displayed for Wharton, West Virginia reflect current market offers. We prioritize data from institutions that are FDIC or NCUA insured to ensure your deposits are safe, and we verify these figures against the institution's published deposit terms to maintain high reliability for savers in WV.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Wharton, West Virginia.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
Wharton, WV Rates & ResourcesBanks in Wharton, WVWharton FDIC Insured BanksThere are no FDIC insured banks in Wharton
How to Find the Best CD in Wharton, West Virginia
Frequently Asked Questions for Wharton, West Virginia
What are the current CD rates in Wharton, West Virginia? ▼
Below is a list of the top current CD rates available for Wharton, West Virginia:
CNB Bank Berkeley Springs, WV3.25% APY (18-Month CD) FNB Bank, Inc. Romney, WV2.90% APY (60-Month CD) FNB Bank, Inc. Romney, WV2.75% APY (48-Month CD) FNB Bank, Inc. Romney, WV2.25% APY (36-Month CD) CNB Bank Berkeley Springs, WV1.50% APY (24-Month CD) CNB Bank Berkeley Springs, WV1.50% APY (36-Month CD) CNB Bank Berkeley Springs, WV1.50% APY (60-Month CD) FNB Bank, Inc. Romney, WV1.50% APY (30-Month CD) FNB Bank, Inc. Romney, WV1.25% APY (24-Month CD) CNB Bank Berkeley Springs, WV1.00% APY (12-Month CD) Are CD rates fixed? ▼
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD? ▼
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD? ▼
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.
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