CD Rates in Wilsondale, WV – March 2026CD Rates in Wilsondale, West Virginia :Search and compare Wilsondale, WV CD rates from banks and credit unions. Our CD interest rate tables for Wilsondale, WV include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Wilsondale, WV or by zip code. Once you have entered your search criteria a list of the highest Wilsondale, WV CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. . Current Wilsondale, West Virginia CD RatesUNIFY Financial Federal Credit Union is offering a IRA Certificate Term 18-Month Variable in Wilsondale, West Virginia with an APY of 3.72%. Peoples Federal Credit Union has a Jumbo IRA Certificates 3 Years Peoples Preferred Club and over) available at 3.05% APY (min deposit $200,000). Current rates from The Citizens Bank of Weston include a 18 Month CD/IRA at 3.60% APY. Current rates from West Virginia Central Federal Credit Union include a Certificate of Deposit 6 Months at 3.90% APY. Find the best CD rates in Wilsondale, WV today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in WV, comparing APYs is the best way to maximize your earnings. The following rates reflect recent market quotes and representative offers available to depositors in Wilsondale, West Virginia and the surrounding area. Actual CD rates may vary by financial institution and market conditions. Last Updated and Verified: February 28, 2026 CD Rates in Wilsondale, WV and Area
The following rates reflect recent market quotes and representative offers available to depositors in Wilsondale, West Virginia and the surrounding area. Actual CD rates may vary by financial institution and market conditions. Last Updated and Verified: February 28, 2026 Institution
Product
APY
Min Deposit
Unified Bank Martins Ferry, OH Wheeling, WV
13 Month CD
3.80%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated
March 2, 2026
Details
APY accurate as of 10/01/25. CD Rates require a minimum of $1,000 to open and attain the stated APY. Penalty may be imposed for early withdrawal. All rates are subject to change without notice. $1,000 minimum needed to earn the listed APY. Please contact us at 888.275.5566 for current rate information.
Pioneer Appalachia Federal Credit Union South Charleston, WV
13-month CDs
3.75%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 27, 2026
Details
The Citizens Bank of Weston Weston, WV
3 Month CD/IRA
3.75%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
March 3, 2026
Details
UNIFY Financial Federal Credit Union Buffalo, WV
3-Month Share Certificate
3.60%
$0
▼
Rate 3.54%
Min Deposit $0
Updated
March 5, 2026
Details
$100 Minimum to Earn APY
Davis Trust Company Elkins, WV
13 Month Certificate
3.44%
$10,000
▼
Rate 3.40%
Min Deposit $10,000
Updated
February 27, 2026
Details
First Mutual Bank, FSB Parkersburg, WV
13-Month CD Special
3.25%
$0
▼
Rate 3.21%
Min Deposit $0
Updated
March 4, 2026
Details
Open Online
First Mutual Bank, FSB Parkersburg, WV
Business Long-Term CDs 13-Month CD Special
3.25%
$0
▼
Rate 3.21%
Min Deposit $0
Updated
March 4, 2026
Details
Open Online
Unified Bank Martins Ferry, OH Wheeling, WV
3 Month CD
3.01%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated
March 2, 2026
Details
APY accurate as of 10/01/25. CD Rates require a minimum of $1,000 to open and attain the stated APY. Penalty may be imposed for early withdrawal. All rates are subject to change without notice. $1,000 minimum needed to earn the listed APY. Please contact us at 888.275.5566 for current rate information.
Charleston Federal Credit Union CHARLESTON, WV
3 MONTHS Share Certificate
2.22%
$0
▼
Rate 2.20%
Min Deposit $0
Updated
March 2, 2026
Details
$10,000 or more
Charleston Federal Credit Union CHARLESTON, WV
3 MONTHS Share Certificate
2.07%
$0
▼
Rate 2.05%
Min Deposit $0
Updated
March 2, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
3 Month Share Certificate - Traditional IRA or Roth IRA
1.70%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated
February 28, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
3 Month Share Certificate - Traditional IRA or Roth IRA
1.65%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
West Virginia Central Federal Credit Union Vienna, WV
Share Certificate & IRA Certificate 3 Month
1.63%
$0
▼
Rate 1.62%
Min Deposit $0
Updated
March 5, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
3 Month Share Certificate - Traditional IRA or Roth IRA
1.60%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated
February 28, 2026
Details
Home National Bank Racine, OH Ravenswood, WV
12 - 23 Month Certificate
1.57%
$0
▼
Rate 1.56%
Min Deposit $0
Updated
March 2, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
3 Month Share Certificate - Traditional IRA or Roth IRA
1.50%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated
February 28, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 3 month
1.12%
$100,000
▼
Rate 1.11%
Min Deposit $100,000
Updated
March 4, 2026
Details
First Mutual Bank, FSB Parkersburg, WV
3-Month CD
0.75%
$0
▼
Rate 0.75%
Min Deposit $0
Updated
March 4, 2026
Details
Open Online
First Mutual Bank, FSB Parkersburg, WV
Business Short-Term CDs 3-Month CD
0.75%
$500
▼
Rate 0.75%
Min Deposit $500
Updated
March 4, 2026
Details
Open Online
WVU Employees Federal Credit Union Morgantown, WV
3 Month CD
0.75%
$0
▼
Rate 0.75%
Min Deposit $0
Updated
March 5, 2026
Details
Ohio Valley Bank Co. Point Pleasant, WV
3 Month CD
0.50%
$0
▼
Rate 0.50%
Min Deposit $0
Updated
February 26, 2026
Details
FNB Bank, Inc. Romney, WV Stephens City, WV
3 MONTH CD
0.50%
$2,500
▼
Rate 0.50%
Min Deposit $2,500
Updated
March 4, 2026
Details
FNB of Peterstown Peterstown, WV
Certificate of Deposits 3 Months
0.40%
$0
▼
Rate 0.40%
Min Deposit $0
Updated
March 4, 2026
Details
Williamstown Bank Williamstown, WV
33 Month CD
0.25%
$1,000
▼
Rate 0.25%
Min Deposit $1,000
Updated
March 5, 2026
Details
Institution
Product
APY
Min Deposit
West Virginia Central Federal Credit Union Vienna, WV
Certificate of Deposit 6 Months
3.90%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
March 5, 2026
Details
Mountain Heritage Federal Credit Union Parkersburg, WV
Share Certificates 36 Months
3.81%
$0
▼
Rate 3.75%
Min Deposit $0
Updated
March 4, 2026
Details
Members Choice WV Federal Credit Union Lino Lakes, WV
Share Certificates 6 Month
3.80%
$0
▼
Rate 3.75%
Min Deposit $0
Updated
March 4, 2026
Details
The Citizens Bank of Weston Weston, WV
6 Month CD/IRA
3.75%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
March 3, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificates 36 month
3.70%
$0
▼
Rate 3.64%
Min Deposit $0
Updated
March 4, 2026
Details
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate Term 36-Month Variable
3.67%
$0
▼
Rate 3.61%
Min Deposit $0
Updated
March 5, 2026
Details
$100,000 Minimum to Earn APY
Long Reach Federal Credit Union West Union, WV
36 Month Share Certificate
3.60%
$500
▼
Rate 3.55%
Min Deposit $500
Updated
March 2, 2026
Details
Paid Monthly
Long Reach Federal Credit Union West Union, WV
Share CD 36 Month
3.60%
$500
▼
Rate 3.55%
Min Deposit $500
Updated
March 2, 2026
Details
Paid Monthly
Fairmont Federal Credit Union Morgantown, WV
Jumbo Certificates 36 month
3.60%
$0
▼
Rate 3.54%
Min Deposit $0
Updated
March 4, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificates 36 month
3.60%
$0
▼
Rate 3.54%
Min Deposit $0
Updated
March 4, 2026
Details
The State Credit Union FRISCO, WV
6 Month Certificate of Deposits
3.60%
$500
▼
Rate 3.60%
Min Deposit $500
Updated
March 5, 2026
Details
Preston Federal Credit Union KINGWOOD, WV
6 Month CD Special
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated
February 28, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificates 36 month
3.50%
$0
▼
Rate 3.45%
Min Deposit $0
Updated
March 4, 2026
Details
UNIFY Financial Federal Credit Union Buffalo, WV
36-Month Share Certificate
3.50%
$0
▼
Rate 3.44%
Min Deposit $0
Updated
March 5, 2026
Details
$100 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate Term 36-Month Fixed
3.50%
$0
▼
Rate 3.44%
Min Deposit $0
Updated
March 5, 2026
Details
$100,000 Minimum to Earn APY
Long Reach Federal Credit Union West Union, WV
Share CD 6 Month
3.45%
$500
▼
Rate 3.40%
Min Deposit $500
Updated
March 2, 2026
Details
Paid Monthly
UNIFY Financial Federal Credit Union Buffalo, WV
6-Month Share Certificate
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated
March 5, 2026
Details
$100 Minimum to Earn APY
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 36 month
3.31%
$100,000
▼
Rate 3.27%
Min Deposit $100,000
Updated
March 4, 2026
Details
Members Choice WV Federal Credit Union Lino Lakes, WV
IRA Certificates 6 Month
3.29%
$0
▼
Rate 3.25%
Min Deposit $0
Updated
March 4, 2026
Details
Williamstown Bank Williamstown, WV
16 Month CD
3.25%
$1,000
▼
Rate 3.21%
Min Deposit $1,000
Updated
March 5, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 6 month
3.16%
$100,000
▼
Rate 3.12%
Min Deposit $100,000
Updated
March 4, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
36 Month Share Certificate - Traditional IRA or Roth IRA
3.15%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated
February 28, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
36 Month Share Certificate - Traditional IRA or Roth IRA
3.10%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
36 Month Share Certificate - Traditional IRA or Roth IRA
3.05%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated
February 28, 2026
Details
Mountain Heritage Federal Credit Union Parkersburg, WV
Share Certificates 6 Months
3.04%
$0
▼
Rate 3.00%
Min Deposit $0
Updated
March 4, 2026
Details
Institution
Product
APY
Min Deposit
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 12 month
3.85%
$0
▼
Rate 3.79%
Min Deposit $0
Updated
March 4, 2026
Details
Charleston Federal Credit Union CHARLESTON, WV
12 MONTHS Share Certificate
3.77%
$0
▼
Rate 3.75%
Min Deposit $0
Updated
March 2, 2026
Details
$10,000 or more
Fairmont Federal Credit Union Morgantown, WV
Jumbo Certificates 12 month
3.75%
$0
▼
Rate 3.69%
Min Deposit $0
Updated
March 4, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 12 month
3.75%
$0
▼
Rate 3.69%
Min Deposit $0
Updated
March 4, 2026
Details
First Exchange Bank White Hall, WV
12 Month Special CD
3.75%
$0
▼
Rate 3.70%
Min Deposit $0
Updated
March 4, 2026
Details
The Bank of Romney Springfield, WV
12 Months Certificate
3.65%
$500
▼
Rate 3.60%
Min Deposit $500
Updated
March 2, 2026
Details
3.65% QTL. Min. $500.00 (Penalty 30 Days)
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 12 month
3.65%
$0
▼
Rate 3.59%
Min Deposit $0
Updated
March 4, 2026
Details
First Exchange Bank White Hall, WV
12 Month CD
3.65%
$0
▼
Rate 3.60%
Min Deposit $0
Updated
March 4, 2026
Details
Metro Community Federal Credit Union Lavalette, WV
12 Month CD
3.61%
$0
▼
Rate 3.55%
Min Deposit $0
Updated
March 4, 2026
Details
Universal Federal Credit Union Huntington, WV
Share Certificate / IRA Certificate 12 Month
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated
March 5, 2026
Details
Long Reach Federal Credit Union West Union, WV
Share CD 12 Month
3.55%
$500
▼
Rate 3.50%
Min Deposit $500
Updated
March 2, 2026
Details
Paid Monthly
Members Choice WV Federal Credit Union Lino Lakes, WV
IRA Certificates 1 Year
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated
March 4, 2026
Details
Members Choice WV Federal Credit Union Lino Lakes, WV
Share Certificates 1 Year
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated
March 4, 2026
Details
First Priority Federal Credit Union Huntington, WV
Share Certificate - 12 MO
3.50%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
March 4, 2026
Details
$1,000.00 minimum balance and early withdrawal penalty may apply. Funds are disbursed to shares at maturity.
West Virginia Federal Credit Union South Charleston, WV
Traditional / Roth IRA Certificates 12 Months
3.50%
$0
▼
Rate 3.44%
Min Deposit $0
Updated
March 5, 2026
Details
$1,000.00 Minimum investment to open account.
West Virginia Central Federal Credit Union Vienna, WV
Certificate of Deposit 12 Months
3.45%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
March 5, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 1 Year Peoples Preferred Club and over
3.41%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 1 Year Peoples Preferred Club and over)
3.41%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates and over 1 Year Peoples Preferred Club
3.41%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
UNIFY Financial Federal Credit Union Buffalo, WV
12-Month Share Certificate
3.40%
$0
▼
Rate 3.35%
Min Deposit $0
Updated
March 5, 2026
Details
$100 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate Term 12-Month Fixed
3.40%
$0
▼
Rate 3.35%
Min Deposit $0
Updated
March 5, 2026
Details
$100,000 Minimum to Earn APY
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 1 Year Peoples Preferred Club
3.36%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated
February 28, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates 1 Year Peoples Preferred Club
3.36%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated
February 28, 2026
Details
$150,000.00 - $199,999.99
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 12 month
3.31%
$100,000
▼
Rate 3.27%
Min Deposit $100,000
Updated
March 4, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 1 Year and over
3.30%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Institution
Product
APY
Min Deposit
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate Term 18-Month Variable
3.72%
$0
▼
Rate 3.66%
Min Deposit $0
Updated
March 5, 2026
Details
$100,000 Minimum to Earn APY
The Citizens Bank of Weston Weston, WV
18 Month CD/IRA
3.60%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
March 3, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 18 month
3.41%
$100,000
▼
Rate 3.37%
Min Deposit $100,000
Updated
March 4, 2026
Details
The Bank of Romney Springfield, WV
18 Months Certificate
3.30%
$500
▼
Rate 3.25%
Min Deposit $500
Updated
March 2, 2026
Details
3.30% Daily Min. $500.00 (Penalty 90 Days)
Peoples Federal Credit Union Point Pleasant, WV
18 months Share Certificate Peoples Preferred Club
3.05%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 28, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
18-month IRA Certificate Peoples Preferred Club
3.05%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 28, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
18-month Share Certificate Peoples Preferred Club
3.05%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 28, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
18 months Share Certificate
2.94%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 28, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
18-month IRA Certificate
2.94%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 28, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
18-month Share Certificate
2.94%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 28, 2026
Details
Charleston Federal Credit Union CHARLESTON, WV
18 MONTHS Share Certificate
2.48%
$0
▼
Rate 2.45%
Min Deposit $0
Updated
March 2, 2026
Details
$10,000 or more
Patriot Federal Credit Union Martinsburg, WV
18 Month Share Certificate - Traditional IRA or Roth IRA
2.45%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated
February 28, 2026
Details
Davis Trust Company Elkins, WV
18 Month Certificate
2.42%
$1,000
▼
Rate 2.40%
Min Deposit $1,000
Updated
February 27, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
18 Month Share Certificate - Traditional IRA or Roth IRA
2.40%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
First Peoples Community Federal Credit Union Rocket Center, WV
18 Months Certificate
2.40%
$0
▼
Rate 2.37%
Min Deposit $0
Updated
March 4, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
18 Month Share Certificate - Traditional IRA or Roth IRA
2.35%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated
February 28, 2026
Details
Charleston Federal Credit Union CHARLESTON, WV
18 MONTHS Share Certificate
2.32%
$0
▼
Rate 2.30%
Min Deposit $0
Updated
March 2, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
18 Month Share Certificate - Traditional IRA or Roth IRA
2.25%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated
February 28, 2026
Details
Hancock School Employees Federal Credit Union Weirton, WV
18 Month Certificate
2.25%
$0
▼
Rate 2.25%
Min Deposit $0
Updated
March 2, 2026
Details
Early Withdrawl Penalty: 180 Day
Huntington C&O Railway Employees Federal Credit Union Huntington, WV
18 Months Certificate Account
2.16%
$50,000
▼
Rate 2.15%
Min Deposit $50,000
Updated
March 3, 2026
Details
West Virginia Central Federal Credit Union Vienna, WV
Share Certificate & IRA Certificate 18 Month
2.03%
$0
▼
Rate 2.01%
Min Deposit $0
Updated
March 5, 2026
Details
First Mutual Bank, FSB Parkersburg, WV
18-Month CD
1.20%
$0
▼
Rate 1.20%
Min Deposit $0
Updated
March 4, 2026
Details
Open Online
First Mutual Bank, FSB Parkersburg, WV
Business Long-Term CDs 18-Month CD
1.20%
$0
▼
Rate 1.20%
Min Deposit $0
Updated
March 4, 2026
Details
Open Online
FNB Bank, Inc. Romney, WV Stephens City, WV
18 MONTH CD
1.00%
$1,000
▼
Rate 1.00%
Min Deposit $1,000
Updated
March 4, 2026
Details
First Choice America Community Federal Credit Union Wintersville, WV
18 month Certificate
0.90%
$0
▼
Rate 0.90%
Min Deposit $0
Updated
March 2, 2026
Details
Early withdrawal penalty 180 days dividend penalty
Institution
Product
APY
Min Deposit
Fairmont Federal Credit Union Morgantown, WV
Jumbo Certificates 24 month
3.85%
$0
▼
Rate 3.79%
Min Deposit $0
Updated
March 4, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 24 month
3.85%
$0
▼
Rate 3.79%
Min Deposit $0
Updated
March 4, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 24 month
3.75%
$0
▼
Rate 3.69%
Min Deposit $0
Updated
March 4, 2026
Details
Mountain Heritage Federal Credit Union Parkersburg, WV
Share Certificates 24 Months
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated
March 4, 2026
Details
Long Reach Federal Credit Union West Union, WV
24 Month Share Certificate
3.55%
$500
▼
Rate 3.50%
Min Deposit $500
Updated
March 2, 2026
Details
Paid Monthly
Long Reach Federal Credit Union West Union, WV
Share CD 24 Month
3.55%
$500
▼
Rate 3.50%
Min Deposit $500
Updated
March 2, 2026
Details
Paid Monthly
Members Choice WV Federal Credit Union Lino Lakes, WV
Share Certificates 2 Year
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated
March 4, 2026
Details
First Exchange Bank White Hall, WV
24 Month Special CD
3.49%
$0
▼
Rate 3.45%
Min Deposit $0
Updated
March 4, 2026
Details
UNIFY Financial Federal Credit Union Buffalo, WV
24-Month Share Certificate
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated
March 5, 2026
Details
$100 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate Term 24-Month Fixed
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated
March 5, 2026
Details
$100,000 Minimum to Earn APY
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 24 month
3.41%
$100,000
▼
Rate 3.37%
Min Deposit $100,000
Updated
March 4, 2026
Details
First Exchange Bank White Hall, WV
24 Month CD
3.39%
$0
▼
Rate 3.35%
Min Deposit $0
Updated
March 4, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 2 Years Peoples Preferred Club and over
3.30%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 2 Years Peoples Preferred Club and over)
3.30%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates and over 2 Years Peoples Preferred Club
3.30%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
The Bank of Romney Springfield, WV
24 Months Certificate
3.30%
$1,000
▼
Rate 3.25%
Min Deposit $1,000
Updated
March 2, 2026
Details
3.30% Daily Min. $1,000.00 (Penalty 90 Days)
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 2 Years Peoples Preferred Club
3.25%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated
February 28, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates 2 Years Peoples Preferred Club
3.25%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated
February 28, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 2 Years and over
3.20%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 2 Years and over)
3.20%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates and over 2 Years
3.20%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
West Virginia Federal Credit Union South Charleston, WV
Traditional / Roth IRA Certificates 24 Months
3.20%
$0
▼
Rate 3.15%
Min Deposit $0
Updated
March 5, 2026
Details
$1,000.00 Minimum investment to open account.
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 2 Years
3.15%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated
February 28, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 2 Years Peoples Preferred Club
3.15%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
$100,000.00 - $149,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates 2 Years
3.15%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated
February 28, 2026
Details
$150,000.00 - $199,999.99
Institution
Product
APY
Min Deposit
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 3 Years Peoples Preferred Club and over
3.05%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 3 Years Peoples Preferred Club and over)
3.05%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates and over 3 Years Peoples Preferred Club
3.05%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 3 Years Peoples Preferred Club
2.99%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated
February 28, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates 3 Years Peoples Preferred Club
2.99%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated
February 28, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 3 Years and over
2.94%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 3 Years and over)
2.94%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 3 Years Peoples Preferred Club
2.94%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
$100,000.00 - $149,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates 3 Years Peoples Preferred Club
2.94%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
$100,000.00 - $149,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates and over 3 Years
2.94%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated
February 28, 2026
Details
$200,000.00
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 3 Years
2.89%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated
February 28, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates 3 Years
2.89%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated
February 28, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificates 3 Years
2.84%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
$100,000.00 - $149,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificates 3 Years
2.84%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
$100,000.00 - $149,999.99
Peoples Federal Credit Union Point Pleasant, WV
3-year IRA Certificate Peoples Preferred Club
2.79%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 28, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
3-year Share Certificate Peoples Preferred Club
2.79%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 28, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
3-year IRA Certificate
2.68%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 28, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
3-year Share Certificate
2.68%
$0
▼
Rate 0.00%
Min Deposit $0
Updated
February 28, 2026
Details
Ohio Valley Bank Co. Point Pleasant, WV
3 Year Certificate of Deposit
1.30%
$0
▼
Rate 1.29%
Min Deposit $0
Updated
February 26, 2026
Details
Institution
Product
APY
Min Deposit
Mountain Heritage Federal Credit Union Parkersburg, WV
Share Certificates 48 Months
3.81%
$0
▼
Rate 3.75%
Min Deposit $0
Updated
March 4, 2026
Details
Long Reach Federal Credit Union West Union, WV
48 Month Share Certificate
3.65%
$500
▼
Rate 3.60%
Min Deposit $500
Updated
March 2, 2026
Details
Paid Monthly
Long Reach Federal Credit Union West Union, WV
Share CD 48 Month
3.65%
$500
▼
Rate 3.60%
Min Deposit $500
Updated
March 2, 2026
Details
Paid Monthly
UNIFY Financial Federal Credit Union Buffalo, WV
48-Month Share Certificate
3.50%
$0
▼
Rate 3.44%
Min Deposit $0
Updated
March 5, 2026
Details
$100 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate Term 48-Month Fixed
3.50%
$0
▼
Rate 3.44%
Min Deposit $0
Updated
March 5, 2026
Details
$100,000 Minimum to Earn APY
Patriot Federal Credit Union Martinsburg, WV
48 Month Share Certificate - Traditional IRA or Roth IRA
3.30%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated
February 28, 2026
Details
Riverview Federal Credit Union Vienna, WV
48 Months Certificates of Deposit (Regular & IRAs)
3.30%
$0
▼
Rate 3.25%
Min Deposit $0
Updated
March 2, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
48 Month Share Certificate - Traditional IRA or Roth IRA
3.25%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 48 month
3.21%
$100,000
▼
Rate 3.17%
Min Deposit $100,000
Updated
March 4, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
48 Month Share Certificate - Traditional IRA or Roth IRA
3.20%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated
February 28, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
48 Month Share Certificate - Traditional IRA or Roth IRA
3.10%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated
February 28, 2026
Details
Riverview Federal Credit Union Vienna, WV
48 Months Certificates of Deposit (Regular & IRAs)
3.04%
$0
▼
Rate 3.00%
Min Deposit $0
Updated
March 2, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 48 month
2.95%
$0
▼
Rate 2.91%
Min Deposit $0
Updated
March 4, 2026
Details
Riverview Federal Credit Union Vienna, WV
48 Months Certificates of Deposit (Regular & IRAs)
2.94%
$0
▼
Rate 2.90%
Min Deposit $0
Updated
March 2, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Jumbo Certificates 48 month
2.85%
$0
▼
Rate 2.81%
Min Deposit $0
Updated
March 4, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 48 month
2.85%
$0
▼
Rate 2.81%
Min Deposit $0
Updated
March 4, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 48 month
2.75%
$0
▼
Rate 2.72%
Min Deposit $0
Updated
March 4, 2026
Details
First Peoples Community Federal Credit Union Rocket Center, WV
48 Months Certificate
2.75%
$0
▼
Rate 2.71%
Min Deposit $0
Updated
March 4, 2026
Details
FNB Bank, Inc. Romney, WV Stephens City, WV
48 MONTH CD
2.65%
$1,000
▼
Rate 2.62%
Min Deposit $1,000
Updated
March 4, 2026
Details
West Virginia Federal Credit Union South Charleston, WV
Traditional / Roth IRA Certificates 48 Months
2.50%
$0
▼
Rate 2.47%
Min Deposit $0
Updated
March 5, 2026
Details
$1,000.00 Minimum investment to open account.
Metro Community Federal Credit Union Lavalette, WV
48 Month CD
2.12%
$0
▼
Rate 2.10%
Min Deposit $0
Updated
March 4, 2026
Details
Huntington C&O Railway Employees Federal Credit Union Huntington, WV
48 Months Certificate Account
1.86%
$50,000
▼
Rate 1.85%
Min Deposit $50,000
Updated
March 3, 2026
Details
First Mutual Bank, FSB Parkersburg, WV
48-Month CD
1.45%
$0
▼
Rate 1.45%
Min Deposit $0
Updated
March 4, 2026
Details
Open Online
First Mutual Bank, FSB Parkersburg, WV
Business Long-Term CDs 48-Month CD
1.45%
$0
▼
Rate 1.45%
Min Deposit $0
Updated
March 4, 2026
Details
Open Online
Ohio Valley Bank Co. Point Pleasant, WV
4 Year Certificate of Deposit
1.40%
$0
▼
Rate 1.39%
Min Deposit $0
Updated
February 26, 2026
Details
Institution
Product
APY
Min Deposit
Riverview Federal Credit Union Vienna, WV
60 Months Certificates of Deposit (Regular & IRAs)
3.82%
$0
▼
Rate 3.75%
Min Deposit $0
Updated
March 2, 2026
Details
Mountain Heritage Federal Credit Union Parkersburg, WV
Share Certificates 60 Months
3.81%
$0
▼
Rate 3.75%
Min Deposit $0
Updated
March 4, 2026
Details
Long Reach Federal Credit Union West Union, WV
60 Month Share Certificate
3.70%
$500
▼
Rate 3.64%
Min Deposit $500
Updated
March 2, 2026
Details
Paid Monthly
Long Reach Federal Credit Union West Union, WV
Share CD 60 Month
3.70%
$500
▼
Rate 3.64%
Min Deposit $500
Updated
March 2, 2026
Details
Paid Monthly
Riverview Federal Credit Union Vienna, WV
60 Months Certificates of Deposit (Regular & IRAs)
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated
March 2, 2026
Details
UNIFY Financial Federal Credit Union Buffalo, WV
60-Month Share Certificate
3.50%
$0
▼
Rate 3.44%
Min Deposit $0
Updated
March 5, 2026
Details
$100 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate Term 60-Month Fixed
3.50%
$0
▼
Rate 3.44%
Min Deposit $0
Updated
March 5, 2026
Details
$100,000 Minimum to Earn APY
Riverview Federal Credit Union Vienna, WV
60 Months Certificates of Deposit (Regular & IRAs)
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated
March 2, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
60 Month Share Certificate - Traditional IRA or Roth IRA
3.35%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated
February 28, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
60 Month Share Certificate - Traditional IRA or Roth IRA
3.30%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
The Bank of Romney Springfield, WV
60 Months Certificate
3.30%
$1,000
▼
Rate 3.25%
Min Deposit $1,000
Updated
March 2, 2026
Details
3.30% Daily Min. $1,000.00 (Penalty 180 Days)
Partners 1st Federal Credit Union Moorefield, WV
60-month Promotional Savings Certificate
3.25%
$500
▼
Rate 0.00%
Min Deposit $500
Updated
February 28, 2026
Details
open to new and existing funds; No monthly fees; No investment fees; NCUA insured up to $250,000; Dividends are compounded daily and credited monthly based on the average daily balance. Penalties may be imposed for early withdrawals. This is a limited time offer and can end without notice. Other terms and conditions may apply.
Patriot Federal Credit Union Martinsburg, WV
60 Month Share Certificate - Traditional IRA or Roth IRA
3.25%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated
February 28, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 60 month
3.21%
$100,000
▼
Rate 3.17%
Min Deposit $100,000
Updated
March 4, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 60 month
3.20%
$0
▼
Rate 3.15%
Min Deposit $0
Updated
March 4, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
60 Month Share Certificate - Traditional IRA or Roth IRA
3.15%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated
February 28, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Jumbo Certificates 60 month
3.10%
$0
▼
Rate 3.06%
Min Deposit $0
Updated
March 4, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 60 month
3.10%
$0
▼
Rate 3.06%
Min Deposit $0
Updated
March 4, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
SHARE CERTIFICATES 60 month
3.00%
$0
▼
Rate 2.96%
Min Deposit $0
Updated
March 4, 2026
Details
First Peoples Community Federal Credit Union Rocket Center, WV
60 Months Certificate
3.00%
$0
▼
Rate 2.96%
Min Deposit $0
Updated
March 4, 2026
Details
FNB Bank, Inc. Romney, WV Stephens City, WV
60 MONTH CD
2.75%
$1,000
▼
Rate 2.72%
Min Deposit $1,000
Updated
March 4, 2026
Details
Davis Trust Company Elkins, WV
60 Month Certificate
2.63%
$500
▼
Rate 2.60%
Min Deposit $500
Updated
February 27, 2026
Details
West Virginia Federal Credit Union South Charleston, WV
Traditional / Roth IRA Certificates 60 Months
2.50%
$0
▼
Rate 2.47%
Min Deposit $0
Updated
March 5, 2026
Details
$1,000.00 Minimum investment to open account.
Patriot Federal Credit Union Martinsburg, WV
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
2.35%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated
February 28, 2026
Details
Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply.
Patriot Federal Credit Union Martinsburg, WV
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
2.30%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated
February 28, 2026
Details
Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here. Wilsondale, West Virginia Jumbo CD RatesJumbo CD rates in Wilsondale, West Virginia are usually higher than standard Wilsondale, WV CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Wilsondale, West Virginia jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Wilsondale, West Virginia and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured Wilsondale, West Virginia Credit Union CD RatesWhen comparing Wilsondale, WV CD rates from credit unions make sure to choose a Wilsondale, WV credit union that has deposits insured by the National Credit Union Administration (NCUA).This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure. Methodology & Data SourcesDirect-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wilsondale, West Virginia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every CD rate displayed on cdrates.monitorbankrates.com is highly accurate and trustworthy. Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Wilsondale, West Virginia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized certificate of deposit rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield CDs from large national institutions available to savers in WV. Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update CD rates daily. Because certificate of deposit rates can fluctuate rapidly based on market conditions, every single CD product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Wilsondale, West Virginia.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
Wilsondale, WV Rates & ResourcesBanks in Wilsondale, WVWilsondale FDIC Insured BanksThere are no FDIC insured banks in Wilsondale
How to Find the Best CD in Wilsondale, West Virginia
Frequently Asked Questions for Wilsondale, West Virginia
What are the current CD rates in Wilsondale, West Virginia? ▼
Below is a list of the top current CD rates available for Wilsondale, West Virginia:
CNB Bank Berkeley Springs, WV3.25% APY (18-Month CD) FNB Bank, Inc. Romney, WV2.90% APY (60-Month CD) FNB Bank, Inc. Romney, WV2.75% APY (48-Month CD) FNB Bank, Inc. Romney, WV2.25% APY (36-Month CD) CNB Bank Berkeley Springs, WV1.50% APY (24-Month CD) CNB Bank Berkeley Springs, WV1.50% APY (36-Month CD) CNB Bank Berkeley Springs, WV1.50% APY (60-Month CD) FNB Bank, Inc. Romney, WV1.50% APY (30-Month CD) FNB Bank, Inc. Romney, WV1.25% APY (24-Month CD) CNB Bank Berkeley Springs, WV1.00% APY (12-Month CD) Last Updated and Verified: February 28, 2026 CD rates shown are recent from the last updated date. Current CD rates may vary. Are CD rates fixed? ▼
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD? ▼
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD? ▼
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.
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