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CD Rates in Worthington, WV – February 2026

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CD Rates in Worthington, West Virginia :

Search and compare Worthington, WV CD rates from banks and credit unions. Our CD interest rate tables for Worthington, WV include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Worthington, WV or by zip code. Once you have entered your search criteria a list of the highest Worthington, WV CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. .

Current Worthington, West Virginia CD Rates

For those in Worthington, West Virginia, West Virginia Central Federal Credit Union lists a Certificate of Deposit 6 Months at 3.90%. Ohio Valley Community Federal Credit Union is offering a Share Certificate 24 Month in Worthington, West Virginia with an APY of 3.56%. WEPCO Federal Credit Union is offering a IRA Share Certificate 18 Months in Worthington, West Virginia with an APY of 3.80%. Members Choice WV Federal Credit Union has a Share Certificate 2 Year available at 3.55% APY (min deposit $0).

Find the best CD rates in Worthington, WV today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in WV, comparing APYs is the best way to maximize your earnings.

Last Updated: February 15, 2026

CD Rates in Worthington, WV and Area

  • • Certificate of Deposit 6 Months:
    3.90%
  • • Share Certificate 24 Month:
    3.56%
  • • IRA Share Certificate 18 Months:
    3.80%
  • • Share Certificate 2 Year:
    3.55%
  • • Share Certificate 18 Months:
    3.80%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Last Updated: February 15, 2026
Institution
Product
APY
Min Deposit
The Citizens Bank of Weston Weston, WV
Certificate of Deposit 3 Month
3.75%
$500
▼
Rate 0.00%
Min Deposit $500
Updated February 15, 2026
Details
UNIFY Financial Federal Credit Union Buffalo, WV
Share Certificate 3-Month
3.60%
$100
▼
Rate 3.54%
Min Deposit $100
Updated February 15, 2026
Details $100,000 Minimum to Earn APY, $40,000 Minimum to Earn APY, $100 Minimum to Earn APY
West Virginia Federal Credit Union South Charleston, WV
Certificate 3 Month Special
3.60%
$1,000
▼
Rate 3.55%
Min Deposit $1,000
Updated February 15, 2026
Details $1,000.00 minimum investment to open account.
Ohio Valley Community Federal Credit Union Wheeling, WV
Share Certificate 13 Month
3.51%
$0
▼
Rate 3.45%
Min Deposit $0
Updated February 15, 2026
Details
Davis Trust Company Elkins, WV
Certificates of Deposit 13 Month
3.34%
$10,000
▼
Rate 3.30%
Min Deposit $10,000
Updated February 15, 2026
Details
Ohio Valley Community Federal Credit Union Wheeling, WV
Share Certificate 3 Month
3.29%
$0
▼
Rate 3.25%
Min Deposit $0
Updated February 15, 2026
Details
First Mutual Bank, FSB Parkersburg, WV
Certificates of Deposit Long-Term Accounts 13-Month CD Special
3.25%
$1,000
▼
Rate 3.21%
Min Deposit $1,000
Updated February 15, 2026
Details
CNB Bank Berkeley Springs, WV Martinsburg, WV
13 Month CD IRA
3.15%
$10,000
▼
Rate 3.10%
Min Deposit $10,000
Updated February 15, 2026
Details Balance Tier: $10,000.00 & Over
CNB Bank Berkeley Springs, WV Martinsburg, WV
CD 13 Months
3.15%
$0
▼
Rate 3.10%
Min Deposit $0
Updated February 15, 2026
Details 3
Charleston Federal Credit Union CHARLESTON, WV
Share Certificate Accounts 3 MONTHS
2.22%
$10,000
▼
Rate 2.20%
Min Deposit $10,000
Updated February 15, 2026
Details
Charleston Federal Credit Union CHARLESTON, WV
Share Certificate Accounts 3 MONTHS
2.07%
$0
▼
Rate 2.05%
Min Deposit $0
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 3 Months
1.70%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 3 Months
1.65%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details
West Virginia Central Federal Credit Union Vienna, WV
Share Certificate & IRA Certificate 3 Month
1.63%
$1,000
▼
Rate 1.62%
Min Deposit $1,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 3 Months
1.60%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 3 Months
1.50%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 3 month
1.12%
$100,000
▼
Rate 1.11%
Min Deposit $100,000
Updated February 15, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Special Certificate 3 month
1.02%
$500
▼
Rate 1.01%
Min Deposit $500
Updated February 15, 2026
Details
WVU Employees Federal Credit Union Morgantown, WV
Certificates of Deposit 3 Month CD
0.75%
$0
▼
Rate 0.75%
Min Deposit $0
Updated February 15, 2026
Details
First Mutual Bank, FSB Parkersburg, WV
3-Month CD
0.75%
$500
▼
Rate 0.75%
Min Deposit $500
Updated February 15, 2026
Details
Ohio Valley Bank Co. Point Pleasant, WV
Certificate of Deposit 3 Month
0.50%
$0
▼
Rate 0.50%
Min Deposit $0
Updated February 15, 2026
Details
FNB Bank, Inc. Romney, WV Stephens City, WV
CD Account 3 Months
0.50%
$2,500
▼
Rate 0.50%
Min Deposit $2,500
Updated February 15, 2026
Details FNB Bank, Inc. Romney, WV
FNB of Peterstown Peterstown, WV
Certificate of Deposits 3 Months
0.40%
$2,500
▼
Rate 0.40%
Min Deposit $2,500
Updated February 15, 2026
Details
Citizens Bank of West Virginia, Inc. Slatyfork, WV
IRA Certificate 3 Months
0.20%
$500
▼
Rate 0.20%
Min Deposit $500
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
West Virginia Central Federal Credit Union Vienna, WV
Certificate of Deposit 6 Months
3.90%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Members Choice WV Federal Credit Union Lino Lakes, WV
Share Certificate 6 Month
3.80%
$0
▼
Rate 3.75%
Min Deposit $0
Updated February 15, 2026
Details
The Citizens Bank of Weston Weston, WV
Certificate of Deposit 6 Month
3.75%
$500
▼
Rate 0.00%
Min Deposit $500
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificates 36 Month
3.70%
$250,000
▼
Rate 3.64%
Min Deposit $250,000
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Jumbo Certificate 36 Months
3.60%
$100,000
▼
Rate 3.54%
Min Deposit $100,000
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificates 36 Month
3.60%
$100,000
▼
Rate 3.54%
Min Deposit $100,000
Updated February 15, 2026
Details
Long Reach Federal Credit Union West Union, WV
Certificate 36 Month
3.60%
$500
▼
Rate 3.55%
Min Deposit $500
Updated February 15, 2026
Details Paid Monthly
Ohio Valley Community Federal Credit Union Wheeling, WV
Share Certificate 36 Month
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificate 36 Months
3.50%
$2,000
▼
Rate 3.45%
Min Deposit $2,000
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificates 36 Month
3.50%
$2,000
▼
Rate 3.45%
Min Deposit $2,000
Updated February 15, 2026
Details
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate 36-Month Fixed
3.50%
$100,000
▼
Rate 3.44%
Min Deposit $100,000
Updated February 15, 2026
Details $100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
Share Certificate 36-Month
3.50%
$100
▼
Rate 3.44%
Min Deposit $100
Updated February 15, 2026
Details $100,000 Minimum to Earn APY, $40,000 Minimum to Earn APY, $100 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
Share Certificate 6-Month
3.45%
$100
▼
Rate 3.40%
Min Deposit $100
Updated February 15, 2026
Details $100,000 Minimum to Earn APY, $40,000 Minimum to Earn APY, $100 Minimum to Earn APY
Ohio Valley Community Federal Credit Union Wheeling, WV
Share Certificate 6 Month
3.45%
$0
▼
Rate 3.40%
Min Deposit $0
Updated February 15, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 36 month
3.31%
$100,000
▼
Rate 3.27%
Min Deposit $100,000
Updated February 15, 2026
Details
Members Choice WV Federal Credit Union Lino Lakes, WV
IRA Certificate 6 Month
3.29%
$0
▼
Rate 3.25%
Min Deposit $0
Updated February 15, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Special Certificate 36 month
3.21%
$500
▼
Rate 3.17%
Min Deposit $500
Updated February 15, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 6 month
3.16%
$100,000
▼
Rate 3.12%
Min Deposit $100,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
36 Month Share Certificate - Traditional IRA or Roth IRA
3.15%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated February 15, 2026
Details Minimum Balance: $250,000.01+
Chessie Federal Credit Union Keyser, WV
36 Month CD
3.14%
$0
▼
Rate 3.10%
Min Deposit $0
Updated February 15, 2026
Details min. $500
Patriot Federal Credit Union Martinsburg, WV
36 Month Share Certificate - Traditional IRA or Roth IRA
3.10%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum Balance: $100,000-$250,000
Patriot Federal Credit Union Martinsburg, WV
36 Month Share Certificate - Traditional IRA or Roth IRA
3.05%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated February 15, 2026
Details Minimum Balance: $10,000-$24,999
Justice Federal Credit Union Clarksburg, WV
Special Certificate 6 month
3.05%
$500
▼
Rate 3.02%
Min Deposit $500
Updated February 15, 2026
Details
West Virginia Federal Credit Union South Charleston, WV
Traditional / Roth IRA Certificate 36 Months
3.00%
$1,000
▼
Rate 2.96%
Min Deposit $1,000
Updated February 15, 2026
Details
CCMH Federal Credit Union Parkersburg, WV
Certificate 6 Month CD
3.00%
$0
▼
Rate 3.00%
Min Deposit $0
Updated February 15, 2026
Details
Marion County School Employees Federal Credit Union Fairmont, WV
Share Certificate 6 month
3.00%
$0
▼
Rate 3.00%
Min Deposit $0
Updated February 15, 2026
Details Rates EFFECTIVE 08/11/2023
Marion County School Employees Federal Credit Union Fairmont, WV
Share Certificate Accounts 6 month
3.00%
$0
▼
Rate 3.00%
Min Deposit $0
Updated February 15, 2026
Details
First Priority Federal Credit Union Huntington, WV
Share Certificate 36 MO
3.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details $1,000.00 minimum balance and early withdrawal penalty may apply. Funds are disbursed to shares at maturity. Rates are subject to change without notice.
Patriot Federal Credit Union Martinsburg, WV
36 Month Share Certificate - Traditional IRA or Roth IRA
2.95%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details Minimum Balance: $1,000-$9,999
Union Trades Federal Credit Union Parkersburg, WV
36 Month Certificate
2.79%
$500
▼
Rate 2.75%
Min Deposit $500
Updated February 15, 2026
Details With $100 in your share account. Early Withdrawal Penalty: 180 Days of Dividends
CNB Bank Berkeley Springs, WV Martinsburg, WV
CD 6 Months
2.50%
$0
▼
Rate 2.47%
Min Deposit $0
Updated February 15, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
6-month IRA Certificate
2.43%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
6-month Share Certificate
2.43%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Davis Trust Company Elkins, WV
Certificates of Deposit 36 Month
2.42%
$500
▼
Rate 2.40%
Min Deposit $500
Updated February 15, 2026
Details
First Exchange Bank White Hall, WV
36 Month Special CD
2.32%
$10,000
▼
Rate 2.30%
Min Deposit $10,000
Updated February 15, 2026
Details
Chessie Federal Credit Union Keyser, WV
6 Month CD
2.27%
$0
▼
Rate 2.25%
Min Deposit $0
Updated February 15, 2026
Details min. $500
Charleston Federal Credit Union CHARLESTON, WV
Share Certificate Accounts 6 MONTHS
2.27%
$10,000
▼
Rate 2.25%
Min Deposit $10,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
6 Month Share Certificate
2.25%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated February 15, 2026
Details Minimum Balance: $250,000.01+
FNB Bank, Inc. Romney, WV Stephens City, WV
CD Account 36 Months
2.25%
$1,000
▼
Rate 2.23%
Min Deposit $1,000
Updated February 15, 2026
Details FNB Bank, Inc. Romney, WV
Metro Community Federal Credit Union Lavalette, WV
CD 36 Month
2.23%
$0
▼
Rate 2.20%
Min Deposit $0
Updated February 15, 2026
Details
First Exchange Bank White Hall, WV
Regular CD 36 Month
2.22%
$500
▼
Rate 2.20%
Min Deposit $500
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
6 Month Share Certificate
2.20%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum Balance: $100,000-$250,000
Patriot Federal Credit Union Martinsburg, WV
6 Month Share Certificate
2.15%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated February 15, 2026
Details Minimum Balance: $10,000-$24,999
Charleston Federal Credit Union CHARLESTON, WV
Share Certificate Accounts 6 MONTHS
2.12%
$0
▼
Rate 2.10%
Min Deposit $0
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
6 Month Share Certificate
2.05%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details Minimum Balance: $1,000-$9,999
Alloy Federal Credit Union Fayetteville, WV
Certificate 36 Months
2.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
West Virginia Central Federal Credit Union Vienna, WV
Share Certificate & IRA Certificate 6 Month
1.68%
$1,000
▼
Rate 1.67%
Min Deposit $1,000
Updated February 15, 2026
Details
Universal Federal Credit Union Huntington, WV
6 Month CD
1.51%
$0
▼
Rate 1.50%
Min Deposit $0
Updated February 15, 2026
Details
Union Trades Federal Credit Union Parkersburg, WV
6 Month Certificate
1.51%
$500
▼
Rate 1.50%
Min Deposit $500
Updated February 15, 2026
Details With $100 in your share account. Early Withdrawal Penalty: 90 Days of Dividends
CNB Bank Berkeley Springs, WV Martinsburg, WV
CD 36 Months
1.50%
$0
▼
Rate 1.49%
Min Deposit $0
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
Fairmont Federal Credit Union Morgantown, WV
Jumbo Certificates 12 month
3.85%
$100,000
▼
Rate 3.79%
Min Deposit $100,000
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Youth Certificate Special 12 month
3.85%
$500
▼
Rate 3.79%
Min Deposit $500
Updated February 15, 2026
Details
Charleston Federal Credit Union CHARLESTON, WV
Share Certificate Accounts 12 MONTHS
3.77%
$10,000
▼
Rate 3.75%
Min Deposit $10,000
Updated February 15, 2026
Details CD SPECIAL
First Exchange Bank White Hall, WV
12 Month Special CD
3.75%
$10,000
▼
Rate 3.70%
Min Deposit $10,000
Updated February 15, 2026
Details
First Exchange Bank White Hall, WV
Regular CD 12 Month
3.65%
$500
▼
Rate 3.60%
Min Deposit $500
Updated February 15, 2026
Details
The Bank of Romney Springfield, WV
Certificate 12 Months
3.65%
$500
▼
Rate 3.60%
Min Deposit $500
Updated February 15, 2026
Details QTL. (Penalty 30 Days)
Metro Community Federal Credit Union Lavalette, WV
CD 12 Month
3.61%
$0
▼
Rate 3.55%
Min Deposit $0
Updated February 15, 2026
Details
West Virginia Federal Credit Union South Charleston, WV
Traditional / Roth IRA Certificate 12 Months
3.60%
$1,000
▼
Rate 3.54%
Min Deposit $1,000
Updated February 15, 2026
Details
Universal Federal Credit Union Huntington, WV
12 Month CD
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 15, 2026
Details
Members Choice WV Federal Credit Union Lino Lakes, WV
IRA Certificate 1 Year
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 15, 2026
Details
Members Choice WV Federal Credit Union Lino Lakes, WV
Share Certificate 1 Year
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 15, 2026
Details
WEPCO Federal Credit Union Kingwood, WV
IRA Share Certificate 12 Months
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 15, 2026
Details
WEPCO Federal Credit Union Kingwood, WV
Share Certificate 12 Months
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 15, 2026
Details
Ohio Valley Community Federal Credit Union Wheeling, WV
Share Certificate 12 Month
3.51%
$0
▼
Rate 3.45%
Min Deposit $0
Updated February 15, 2026
Details
First Priority Federal Credit Union Huntington, WV
Share Certificate 12 MO
3.50%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details $1,000.00 minimum balance and early withdrawal penalty may apply. Funds are disbursed to shares at maturity. Rates are subject to change without notice.
West Virginia Central Federal Credit Union Vienna, WV
Certificate of Deposit 12 Months
3.45%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate 12-Month Fixed
3.40%
$100,000
▼
Rate 3.35%
Min Deposit $100,000
Updated February 15, 2026
Details $100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
Share Certificate 12-Month
3.40%
$100
▼
Rate 3.35%
Min Deposit $100
Updated February 15, 2026
Details $100,000 Minimum to Earn APY, $40,000 Minimum to Earn APY, $100 Minimum to Earn APY
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 12 month
3.31%
$100,000
▼
Rate 3.27%
Min Deposit $100,000
Updated February 15, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificate 1 Year
3.30%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated February 15, 2026
Details Minimum deposit $200,000.00 and over
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificate 1 Year
3.30%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated February 15, 2026
Details Minimum deposit $200,000.00 and over
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificate 1 Year
3.25%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated February 15, 2026
Details Minimum deposit $150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificate 1 Year
3.25%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated February 15, 2026
Details Minimum deposit $150,000.00 - $199,999.99
CCMH Federal Credit Union Parkersburg, WV
Certificate 12 Month CD
3.25%
$0
▼
Rate 3.25%
Min Deposit $0
Updated February 15, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Special Certificate 12 month
3.21%
$500
▼
Rate 3.17%
Min Deposit $500
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificates 12 Month
3.20%
$250,000
▼
Rate 3.15%
Min Deposit $250,000
Updated February 15, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificate 1 Year
3.20%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum deposit $100,000.00 - $149,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificate 1 Year
3.20%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum deposit $100,000.00 - $149,999.99
Fairmont Federal Credit Union Morgantown, WV
Jumbo Certificate 12 Months
3.10%
$100,000
▼
Rate 3.06%
Min Deposit $100,000
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificates 12 Month
3.10%
$100,000
▼
Rate 3.06%
Min Deposit $100,000
Updated February 15, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
1-year IRA Certificate
3.05%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
1-year Share Certificate
3.05%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificate 12 Months
3.00%
$2,000
▼
Rate 2.96%
Min Deposit $2,000
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Traditional & Roth IRA Certificates 12 Month
3.00%
$2,000
▼
Rate 2.96%
Min Deposit $2,000
Updated February 15, 2026
Details
Alloy Federal Credit Union Fayetteville, WV
LIMITED CERTIFICATE SPECIAL 12 Months
3.00%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details $1,000 - $10,000
Marion County School Employees Federal Credit Union Fairmont, WV
Share Certificate 12 month
3.00%
$0
▼
Rate 3.00%
Min Deposit $0
Updated February 15, 2026
Details Rates EFFECTIVE 08/11/2023
Marion County School Employees Federal Credit Union Fairmont, WV
Share Certificate Accounts 12 month
3.00%
$0
▼
Rate 3.00%
Min Deposit $0
Updated February 15, 2026
Details
Chessie Federal Credit Union Keyser, WV
12 Month CD
2.53%
$0
▼
Rate 2.50%
Min Deposit $0
Updated February 15, 2026
Details min. $500
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 12 Months
2.35%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated February 15, 2026
Details
Davis Trust Company Elkins, WV
Certificates of Deposit 12 Month
2.32%
$1,000
▼
Rate 2.30%
Min Deposit $1,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 12 Months
2.30%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details
Charleston Federal Credit Union CHARLESTON, WV
Share Certificate Accounts 12 MONTHS
2.27%
$0
▼
Rate 2.25%
Min Deposit $0
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 12 Months
2.25%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 12 Months
2.15%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details
West Virginia Central Federal Credit Union Vienna, WV
Share Certificate & IRA Certificate 12 Month
1.88%
$1,000
▼
Rate 1.86%
Min Deposit $1,000
Updated February 15, 2026
Details
Union Trades Federal Credit Union Parkersburg, WV
12 Month Certificate
1.77%
$500
▼
Rate 1.75%
Min Deposit $500
Updated February 15, 2026
Details With $100 in your share account. Early Withdrawal Penalty: 180 Days of Dividends
First Mutual Bank, FSB Parkersburg, WV
Certificates of Deposit Long-Term Accounts 12-Month CD
1.15%
$500
▼
Rate 1.15%
Min Deposit $500
Updated February 15, 2026
Details
WVU Employees Federal Credit Union Morgantown, WV
Certificates of Deposit 12 Month CD
1.10%
$0
▼
Rate 1.10%
Min Deposit $0
Updated February 15, 2026
Details
Ohio Valley Bank Co. Point Pleasant, WV
Certificate of Deposit 1 Year
1.01%
$0
▼
Rate 1.00%
Min Deposit $0
Updated February 15, 2026
Details
CNB Bank Berkeley Springs, WV Martinsburg, WV
CD 12 Months
1.00%
$0
▼
Rate 1.00%
Min Deposit $0
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
WEPCO Federal Credit Union Kingwood, WV
IRA Share Certificate 18 Months
3.80%
$0
▼
Rate 3.75%
Min Deposit $0
Updated February 15, 2026
Details
WEPCO Federal Credit Union Kingwood, WV
Share Certificate 18 Months
3.80%
$0
▼
Rate 3.75%
Min Deposit $0
Updated February 15, 2026
Details
First Peoples Community Federal Credit Union Rocket Center, WV
Certificate SPECIAL 18 Month
3.75%
$0
▼
Rate 3.68%
Min Deposit $0
Updated February 15, 2026
Details
The Citizens Bank of Weston Weston, WV
Certificate of Deposit 18 Month
3.60%
$500
▼
Rate 0.00%
Min Deposit $500
Updated February 15, 2026
Details
Ohio Valley Community Federal Credit Union Wheeling, WV
Share Certificate 18 Month
3.51%
$0
▼
Rate 3.45%
Min Deposit $0
Updated February 15, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 18 month
3.41%
$100,000
▼
Rate 3.37%
Min Deposit $100,000
Updated February 15, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Special Certificate 18 month
3.31%
$500
▼
Rate 3.27%
Min Deposit $500
Updated February 15, 2026
Details
The Bank of Romney Springfield, WV
Certificate 18 Months
3.30%
$500
▼
Rate 3.25%
Min Deposit $500
Updated February 15, 2026
Details Daily (Penalty 90 Days)
CNB Bank Berkeley Springs, WV Martinsburg, WV
CD 18 Months
3.25%
$0
▼
Rate 3.20%
Min Deposit $0
Updated February 15, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
18-month IRA Certificate
2.94%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
18-month Share Certificate
2.94%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Charleston Federal Credit Union CHARLESTON, WV
Share Certificate Accounts 18 MONTHS
2.48%
$10,000
▼
Rate 2.45%
Min Deposit $10,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 18 Month
2.45%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated February 15, 2026
Details Minimum Balance: $250,000.01+
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 18 Month
2.40%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum Balance: $100,000-$250,000
Davis Trust Company Elkins, WV
Certificates of Deposit 18 Month
2.37%
$1,000
▼
Rate 2.35%
Min Deposit $1,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 18 Month
2.35%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated February 15, 2026
Details Minimum Balance: $10,000-$24,999
Charleston Federal Credit Union CHARLESTON, WV
Share Certificate Accounts 18 MONTHS
2.32%
$0
▼
Rate 2.30%
Min Deposit $0
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 18 Month
2.25%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details Minimum Balance: $1,000-$9,999
West Virginia Central Federal Credit Union Vienna, WV
Share Certificate & IRA Certificate 18 Month
2.03%
$1,000
▼
Rate 2.01%
Min Deposit $1,000
Updated February 15, 2026
Details
First Mutual Bank, FSB Parkersburg, WV
Certificates of Deposit Long-Term Accounts 18-Month CD
1.20%
$500
▼
Rate 1.20%
Min Deposit $500
Updated February 15, 2026
Details
FNB Bank, Inc. Romney, WV Stephens City, WV
CD Account 18 Months
1.00%
$1,000
▼
Rate 1.00%
Min Deposit $1,000
Updated February 15, 2026
Details FNB Bank, Inc. Romney, WV
FNB of Peterstown Peterstown, WV
Certificate of Deposits 18 Months
0.75%
$2,500
▼
Rate 0.75%
Min Deposit $2,500
Updated February 15, 2026
Details
Citizens Bank of West Virginia, Inc. Slatyfork, WV
IRA Certificate 18 Months
0.35%
$500
▼
Rate 0.35%
Min Deposit $500
Updated February 15, 2026
Details
First Exchange Bank White Hall, WV
Regular CD 18 Month
0.15%
$500
▼
Rate 0.15%
Min Deposit $500
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
Ohio Valley Community Federal Credit Union Wheeling, WV
Share Certificate 24 Month
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 15, 2026
Details
Members Choice WV Federal Credit Union Lino Lakes, WV
Share Certificate 2 Year
3.55%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 15, 2026
Details
Long Reach Federal Credit Union West Union, WV
Certificate 24 Month
3.55%
$500
▼
Rate 3.50%
Min Deposit $500
Updated February 15, 2026
Details Paid Monthly
First Exchange Bank White Hall, WV
24 Month Special CD
3.49%
$10,000
▼
Rate 3.45%
Min Deposit $10,000
Updated February 15, 2026
Details
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate 24-Month Fixed
3.45%
$100,000
▼
Rate 3.40%
Min Deposit $100,000
Updated February 15, 2026
Details $100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
Share Certificate 24-Month
3.45%
$100
▼
Rate 3.40%
Min Deposit $100
Updated February 15, 2026
Details $100,000 Minimum to Earn APY, $40,000 Minimum to Earn APY, $100 Minimum to Earn APY
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 24 month
3.41%
$100,000
▼
Rate 3.37%
Min Deposit $100,000
Updated February 15, 2026
Details
First Exchange Bank White Hall, WV
Regular CD 24 Month
3.39%
$500
▼
Rate 3.35%
Min Deposit $500
Updated February 15, 2026
Details
Justice Federal Credit Union Clarksburg, WV
Special Certificate 24 month
3.31%
$500
▼
Rate 3.27%
Min Deposit $500
Updated February 15, 2026
Details
West Virginia Federal Credit Union South Charleston, WV
Traditional / Roth IRA Certificate 24 Months
3.30%
$1,000
▼
Rate 3.25%
Min Deposit $1,000
Updated February 15, 2026
Details
The Bank of Romney Springfield, WV
Certificate 24 Months
3.30%
$1,000
▼
Rate 3.25%
Min Deposit $1,000
Updated February 15, 2026
Details Daily (Penalty 90 Days)
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificate 2 Years
3.20%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated February 15, 2026
Details Minimum deposit $200,000.00 and over
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificate 2 Years
3.20%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated February 15, 2026
Details Minimum deposit $200,000.00 and over
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificate 2 Years
3.15%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated February 15, 2026
Details Minimum deposit $150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificate 2 Years
3.15%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated February 15, 2026
Details Minimum deposit $150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificate 2 Years
3.05%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum deposit $100,000.00 - $149,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificate 2 Years
3.05%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum deposit $100,000.00 - $149,999.99
Chessie Federal Credit Union Keyser, WV
24 Month CD
3.04%
$0
▼
Rate 3.00%
Min Deposit $0
Updated February 15, 2026
Details min. $500
First Priority Federal Credit Union Huntington, WV
Share Certificate 24 MO
3.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details $1,000.00 minimum balance and early withdrawal penalty may apply. Funds are disbursed to shares at maturity. Rates are subject to change without notice.
Peoples Federal Credit Union Point Pleasant, WV
2-year IRA Certificate
2.94%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
2-year Share Certificate
2.94%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
24 Month Share Certificate - Traditional IRA or Roth IRA
2.75%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated February 15, 2026
Details Minimum Balance: $250,000.01+
Patriot Federal Credit Union Martinsburg, WV
24 Month Share Certificate - Traditional IRA or Roth IRA
2.70%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum Balance: $100,000-$250,000
Patriot Federal Credit Union Martinsburg, WV
24 Month Share Certificate - Traditional IRA or Roth IRA
2.65%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated February 15, 2026
Details Minimum Balance: $10,000-$24,999
Metro Community Federal Credit Union Lavalette, WV
CD 24 Month
2.58%
$0
▼
Rate 2.55%
Min Deposit $0
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
24 Month Share Certificate - Traditional IRA or Roth IRA
2.55%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details Minimum Balance: $1,000-$9,999
Charleston Federal Credit Union CHARLESTON, WV
Share Certificate Accounts 24 MONTHS
2.53%
$10,000
▼
Rate 2.50%
Min Deposit $10,000
Updated February 15, 2026
Details
Universal Federal Credit Union Huntington, WV
24 Month CD
2.52%
$0
▼
Rate 2.50%
Min Deposit $0
Updated February 15, 2026
Details
Davis Trust Company Elkins, WV
Certificates of Deposit 24 Month
2.47%
$1,000
▼
Rate 2.45%
Min Deposit $1,000
Updated February 15, 2026
Details
Charleston Federal Credit Union CHARLESTON, WV
Share Certificate Accounts 24 MONTHS
2.38%
$0
▼
Rate 2.35%
Min Deposit $0
Updated February 15, 2026
Details
West Virginia Central Federal Credit Union Vienna, WV
Share Certificate & IRA Certificate 24 Month
2.38%
$1,000
▼
Rate 2.35%
Min Deposit $1,000
Updated February 15, 2026
Details
Union Trades Federal Credit Union Parkersburg, WV
24 Month Certificate
2.28%
$500
▼
Rate 2.25%
Min Deposit $500
Updated February 15, 2026
Details With $100 in your share account. Early Withdrawal Penalty: 180 Days of Dividends
Ravenswood Federal Credit Union Ripley, WV
2-Year Certificate
2.00%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
24 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
1.85%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated February 15, 2026
Details Minimum Balance: $250,000.01+
Patriot Federal Credit Union Martinsburg, WV
24 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
1.80%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum Balance: $100,000-$250,000
Patriot Federal Credit Union Martinsburg, WV
24 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
1.75%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated February 15, 2026
Details Minimum Balance: $10,000-$24,999
Patriot Federal Credit Union Martinsburg, WV
24 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
1.70%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details Minimum Balance: $1,000-$9,999
Patriot Federal Credit Union Martinsburg, WV
24 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
1.65%
$25
▼
Rate 0.00%
Min Deposit $25
Updated February 15, 2026
Details Minimum Balance: $25-$999
CNB Bank Berkeley Springs, WV Martinsburg, WV
CD 24 Months
1.50%
$0
▼
Rate 1.49%
Min Deposit $0
Updated February 15, 2026
Details
FNB Bank, Inc. Romney, WV Stephens City, WV
CD Account 24 Months
1.25%
$1,000
▼
Rate 1.24%
Min Deposit $1,000
Updated February 15, 2026
Details FNB Bank, Inc. Romney, WV
First Mutual Bank, FSB Parkersburg, WV
Certificates of Deposit Long-Term Accounts 24-Month CD
1.25%
$500
▼
Rate 1.25%
Min Deposit $500
Updated February 15, 2026
Details
WVU Employees Federal Credit Union Morgantown, WV
Certificates of Deposit 24 Month CD
1.20%
$0
▼
Rate 1.20%
Min Deposit $0
Updated February 15, 2026
Details
Ohio Valley Bank Co. Point Pleasant, WV
Certificate of Deposit 2 Year
1.20%
$0
▼
Rate 1.19%
Min Deposit $0
Updated February 15, 2026
Details
FNB of Peterstown Peterstown, WV
Certificate of Deposits 24 Months
0.85%
$2,500
▼
Rate 0.85%
Min Deposit $2,500
Updated February 15, 2026
Details
Citizens Bank of West Virginia, Inc. Slatyfork, WV
IRA Certificate 24 Months
0.45%
$500
▼
Rate 0.45%
Min Deposit $500
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificate 3 Years
2.94%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated February 15, 2026
Details Minimum deposit $200,000.00 and over
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificate 3 Years
2.94%
$200,000
▼
Rate 0.00%
Min Deposit $200,000
Updated February 15, 2026
Details Minimum deposit $200,000.00 and over
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificate 3 Years
2.89%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated February 15, 2026
Details Minimum deposit $150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificate 3 Years
2.89%
$150,000
▼
Rate 0.00%
Min Deposit $150,000
Updated February 15, 2026
Details Minimum deposit $150,000.00 - $199,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo IRA Certificate 3 Years
2.84%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum deposit $100,000.00 - $149,999.99
Peoples Federal Credit Union Point Pleasant, WV
Jumbo Share Certificate 3 Years
2.84%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum deposit $100,000.00 - $149,999.99
Peoples Federal Credit Union Point Pleasant, WV
3-year IRA Certificate
2.68%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Peoples Federal Credit Union Point Pleasant, WV
3-year Share Certificate
2.68%
$0
▼
Rate 0.00%
Min Deposit $0
Updated February 15, 2026
Details
Ohio Valley Bank Co. Point Pleasant, WV
Certificate of Deposit 3 Year
1.30%
$0
▼
Rate 1.29%
Min Deposit $0
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
Long Reach Federal Credit Union West Union, WV
Certificate 48 Month
3.65%
$500
▼
Rate 3.60%
Min Deposit $500
Updated February 15, 2026
Details Paid Monthly
Ohio Valley Community Federal Credit Union Wheeling, WV
Share Certificate 48 Month
3.61%
$0
▼
Rate 3.55%
Min Deposit $0
Updated February 15, 2026
Details
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate 48-Month Fixed
3.50%
$100,000
▼
Rate 3.44%
Min Deposit $100,000
Updated February 15, 2026
Details $100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
Share Certificate 48-Month
3.50%
$100
▼
Rate 3.44%
Min Deposit $100
Updated February 15, 2026
Details $100,000 Minimum to Earn APY, $40,000 Minimum to Earn APY, $100 Minimum to Earn APY
Chessie Federal Credit Union Keyser, WV
48 Month CD
3.30%
$0
▼
Rate 3.25%
Min Deposit $0
Updated February 15, 2026
Details min. $500
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 48 Month
3.30%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated February 15, 2026
Details Minimum Balance: $250,000.01+
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 48 Month
3.25%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum Balance: $100,000-$250,000
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 48 month
3.21%
$100,000
▼
Rate 3.17%
Min Deposit $100,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 48 Month
3.20%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated February 15, 2026
Details Minimum Balance: $10,000-$24,999
Justice Federal Credit Union Clarksburg, WV
Special Certificate 48 month
3.11%
$500
▼
Rate 3.07%
Min Deposit $500
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 48 Month
3.10%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details Minimum Balance: $1,000-$9,999
Fairmont Federal Credit Union Morgantown, WV
Jumbo Certificates 48 month
2.85%
$100,000
▼
Rate 2.81%
Min Deposit $100,000
Updated February 15, 2026
Details
FNB Bank, Inc. Romney, WV Stephens City, WV
CD Account 48 Months
2.65%
$1,000
▼
Rate 2.62%
Min Deposit $1,000
Updated February 15, 2026
Details FNB Bank, Inc. Romney, WV
West Virginia Federal Credit Union South Charleston, WV
Traditional / Roth IRA Certificate 48 Months
2.50%
$1,000
▼
Rate 2.47%
Min Deposit $1,000
Updated February 15, 2026
Details
Metro Community Federal Credit Union Lavalette, WV
CD 48 Month
2.12%
$0
▼
Rate 2.10%
Min Deposit $0
Updated February 15, 2026
Details
First Mutual Bank, FSB Parkersburg, WV
Certificates of Deposit Long-Term Accounts 48-Month CD
1.45%
$500
▼
Rate 1.45%
Min Deposit $500
Updated February 15, 2026
Details
Ohio Valley Bank Co. Point Pleasant, WV
Certificate of Deposit 4 Year
1.40%
$0
▼
Rate 1.39%
Min Deposit $0
Updated February 15, 2026
Details
FNB of Peterstown Peterstown, WV
Certificate of Deposits 48 Months
1.00%
$2,500
▼
Rate 1.00%
Min Deposit $2,500
Updated February 15, 2026
Details
Citizens Bank of West Virginia, Inc. Slatyfork, WV
IRA Certificate 48 Months
0.70%
$500
▼
Rate 0.70%
Min Deposit $500
Updated February 15, 2026
Details
Universal Federal Credit Union Huntington, WV
48 Month CD
0.50%
$0
▼
Rate 0.50%
Min Deposit $0
Updated February 15, 2026
Details
First Exchange Bank White Hall, WV
Regular CD 48 Month
0.40%
$500
▼
Rate 0.40%
Min Deposit $500
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
Long Reach Federal Credit Union West Union, WV
Certificate 60 Month
3.70%
$500
▼
Rate 3.64%
Min Deposit $500
Updated February 15, 2026
Details Paid Monthly
Ohio Valley Community Federal Credit Union Wheeling, WV
Share Certificate 60 Month
3.61%
$0
▼
Rate 3.55%
Min Deposit $0
Updated February 15, 2026
Details
Chessie Federal Credit Union Keyser, WV
60 Month CD
3.56%
$0
▼
Rate 3.50%
Min Deposit $0
Updated February 15, 2026
Details min. $500
UNIFY Financial Federal Credit Union Buffalo, WV
IRA Certificate 60-Month Fixed
3.50%
$100,000
▼
Rate 3.44%
Min Deposit $100,000
Updated February 15, 2026
Details $100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union Buffalo, WV
Share Certificate 60-Month
3.50%
$100
▼
Rate 3.44%
Min Deposit $100
Updated February 15, 2026
Details $100,000 Minimum to Earn APY, $40,000 Minimum to Earn APY, $100 Minimum to Earn APY
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 60 Month
3.35%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated February 15, 2026
Details Minimum Balance: $250,000.01+
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 60 Month
3.30%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum Balance: $100,000-$250,000
The Bank of Romney Springfield, WV
Certificate 60 Months
3.30%
$1,000
▼
Rate 3.25%
Min Deposit $1,000
Updated February 15, 2026
Details Daily (Penalty 180 Days)
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 60 Month
3.25%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated February 15, 2026
Details Minimum Balance: $10,000-$24,999
Justice Federal Credit Union Clarksburg, WV
Traditional IRA and Roth IRA Certificate 60 month
3.21%
$100,000
▼
Rate 3.17%
Min Deposit $100,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
IRA Certificate 60 Month
3.15%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details Minimum Balance: $1,000-$9,999
Justice Federal Credit Union Clarksburg, WV
Special Certificate 60 month
3.11%
$500
▼
Rate 3.07%
Min Deposit $500
Updated February 15, 2026
Details
Fairmont Federal Credit Union Morgantown, WV
Jumbo Certificates 60 month
3.10%
$100,000
▼
Rate 3.06%
Min Deposit $100,000
Updated February 15, 2026
Details
FNB Bank, Inc. Romney, WV Stephens City, WV
CD Account 60 Months
2.75%
$1,000
▼
Rate 2.72%
Min Deposit $1,000
Updated February 15, 2026
Details FNB Bank, Inc. Romney, WV
Davis Trust Company Elkins, WV
Certificates of Deposit 60 Month
2.73%
$500
▼
Rate 2.70%
Min Deposit $500
Updated February 15, 2026
Details
West Virginia Federal Credit Union South Charleston, WV
Traditional / Roth IRA Certificate 60 Months
2.50%
$1,000
▼
Rate 2.47%
Min Deposit $1,000
Updated February 15, 2026
Details
Patriot Federal Credit Union Martinsburg, WV
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
2.35%
$250,000
▼
Rate 0.00%
Min Deposit $250,000
Updated February 15, 2026
Details Minimum Balance: $250,000.01+
Patriot Federal Credit Union Martinsburg, WV
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
2.30%
$100,000
▼
Rate 0.00%
Min Deposit $100,000
Updated February 15, 2026
Details Minimum Balance: $100,000-$250,000
Patriot Federal Credit Union Martinsburg, WV
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
2.25%
$10,000
▼
Rate 0.00%
Min Deposit $10,000
Updated February 15, 2026
Details Minimum Balance: $10,000-$24,999
Patriot Federal Credit Union Martinsburg, WV
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
2.20%
$1,000
▼
Rate 0.00%
Min Deposit $1,000
Updated February 15, 2026
Details Minimum Balance: $1,000-$9,999
Patriot Federal Credit Union Martinsburg, WV
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
2.15%
$25
▼
Rate 0.00%
Min Deposit $25
Updated February 15, 2026
Details Minimum Balance: $25-$999
Metro Community Federal Credit Union Lavalette, WV
CD 60 Month
2.02%
$0
▼
Rate 2.00%
Min Deposit $0
Updated February 15, 2026
Details
First Mutual Bank, FSB Parkersburg, WV
Certificates of Deposit Long-Term Accounts 60-Month CD
1.56%
$500
▼
Rate 1.55%
Min Deposit $500
Updated February 15, 2026
Details
Ohio Valley Bank Co. Point Pleasant, WV
Certificate of Deposit 5 Year
1.50%
$0
▼
Rate 1.49%
Min Deposit $0
Updated February 15, 2026
Details
CNB Bank Berkeley Springs, WV Martinsburg, WV
CD 60 Months
1.50%
$0
▼
Rate 1.49%
Min Deposit $0
Updated February 15, 2026
Details
FNB of Peterstown Peterstown, WV
Certificate of Deposits 60 Months
1.00%
$2,500
▼
Rate 1.00%
Min Deposit $2,500
Updated February 15, 2026
Details
Citizens Bank of West Virginia, Inc. Slatyfork, WV
IRA Certificate 60 Months
1.00%
$500
▼
Rate 1.00%
Min Deposit $500
Updated February 15, 2026
Details
First Exchange Bank White Hall, WV
Regular CD 60 Month
0.50%
$500
▼
Rate 0.50%
Min Deposit $500
Updated February 15, 2026
Details
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Worthington, West Virginia Jumbo CD Rates

Jumbo CD rates in Worthington, West Virginia are usually higher than standard Worthington, WV CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Worthington, West Virginia jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Worthington, West Virginia and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured

Worthington, West Virginia Credit Union CD Rates

When comparing Worthington, WV CD rates from credit unions make sure to choose a Worthington, WV credit union that has deposits insured by the National Credit Union Administration (NCUA).This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Methodology & Data Sources

Local Rate Aggregation: MonitorBankRates tracks CD rates for Worthington, West Virginia by aggregating data from local banks, local credit unions, and national online institutions. Our proprietary technology scans constantly to ensure you see the most competitive yields available in your area, including promotional offers from community institutions that may not be listed on national comparison sites.

Data Accuracy: The rates displayed for Worthington, West Virginia reflect current market offers. We prioritize data from institutions that are FDIC or NCUA insured to ensure your deposits are safe, and we verify these figures against the institution's published deposit terms to maintain high reliability for savers in WV.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Worthington, West Virginia. It is always advisable to check with the specific financial institution's official website for the most current offers and terms.

Worthington, WV Rates & Resources

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Worthington, West Virginia Savings Rates
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Worthington, West Virginia Mortgage Rates

Banks in Worthington, WV

Worthington FDIC Insured Banks

There are no FDIC insured banks in Worthington
How to Find the Best CD in Worthington, West Virginia
  1. Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for Worthington, West Virginia
What are the current CD rates in Worthington, West Virginia? ▼
Below is a list of the top current CD rates available for Worthington, West Virginia:
CNB Bank Berkeley Springs, WV3.25% APY (18-Month CD)
FNB Bank, Inc. Romney, WV2.90% APY (60-Month CD)
FNB Bank, Inc. Romney, WV2.75% APY (48-Month CD)
FNB Bank, Inc. Romney, WV2.25% APY (36-Month CD)
CNB Bank Berkeley Springs, WV1.50% APY (24-Month CD)
CNB Bank Berkeley Springs, WV1.50% APY (36-Month CD)
CNB Bank Berkeley Springs, WV1.50% APY (60-Month CD)
FNB Bank, Inc. Romney, WV1.50% APY (30-Month CD)
FNB Bank, Inc. Romney, WV1.25% APY (24-Month CD)
CNB Bank Berkeley Springs, WV1.00% APY (12-Month CD)
Last Updated: February 15, 2026
CD rates shown are recent from the last updated date. Current CD rates may vary.
Are CD rates fixed? ▼
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD? ▼
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD? ▼
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.