CD Rates in Yellow Spring, WV – March 2026
Brian McKay
Brian McKay
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Search and compare Yellow Spring, WV CD rates from banks and credit unions. Our CD interest rate tables for Yellow Spring, WV include 3 month, 6 month, 12 month, 18 month, 24 month, 36 month, 48 month and 60 month rates. You can search for the best CD rates in Yellow Spring, WV. MonitorBankRates also offers a free CD Calculator and CD Ladder Calculator.
Current Yellow Spring, West Virginia CD Rates
Fairmont Federal Credit Union has a Jumbo Certificates 36 month available at 3.70% APY. UNIFY Financial Federal Credit Union is offering a IRA Certificate Term 18-Month Variable in Yellow Spring, West Virginia with an APY of 3.72%. Members Choice WV Federal Credit Union is offering a IRA Certificates 2 Year in Yellow Spring, West Virginia with an APY of 3.75%. First Exchange Bank is offering a 12 Month CD in Yellow Spring, West Virginia with an APY of 3.65%.
Find the best CD rates in Yellow Spring, WV today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in WV, comparing APYs is the best way to maximize your earnings.
Rates reflect recent market quotes and representative offers available to depositors in Yellow Spring, West Virginia and the surrounding area. Last Updated and Verified: March 9, 2026
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$100,000 Minimum to Earn APY
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Open Online
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Monthly Compounding
$100,000 Minimum to Earn APY
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Peoples Preferred Club
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Early Withdrawl Penalty: 90 Day
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Open Online
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$200,000.00 and over; APY Peoples Preferred Club
$100,000 Minimum to Earn APY
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Early Withdrawl Penalty: 180 Day
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CD = With $100 in your share account.
Open Online
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Qualifying balance up to $49,000.00
$100,000 Minimum to Earn APY
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Peoples Preferred Club
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Early Withdrawl Penalty: 180 Day
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Open Online
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Paid Monthly
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$100,000 Minimum to Earn APY
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Peoples Preferred Club
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Early Withdrawl Penalty: 180 Day
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CD = With $100 in your share account.
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Early Withdrawl Penalty: 180 Day; *New Money from an outside source*
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$100,000 Minimum to Earn APY
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Paid Monthly
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Peoples Preferred Club
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Open Online
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Paid Monthly
$100,000 Minimum to Earn APY
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Open Online
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Paid Monthly
$100,000 Minimum to Earn APY
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Open to new and existing funds.
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Open Online
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Banks and Credit Unions: If you identify an incorrect rate or wish to request removal, please contact us here.
Yellow Spring, West Virginia Jumbo CD Rates
Jumbo CD rates in Yellow Spring, West Virginia are usually higher than standard Yellow Spring, WV CD rates because they require a larger opening deposit. While regular CDs can often be opened with minimal funds, Yellow Spring, West Virginia jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Yellow Spring, West Virginia and the surrounding area reward this larger commitment with premium CD rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured.
Yellow Spring, West Virginia Credit Union CD Rates
When comparing Yellow Spring, WV CD rates from credit unions make sure to choose a Yellow Spring, WV credit union that has deposits insured by the National Credit Union Administration (NCUA). This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.
Yellow Spring, WV Rates & Resources
Banks in Yellow Spring, WV
Yellow Spring FDIC Insured Banks
How to Find the Best CD in Yellow Spring, West Virginia
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1Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
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2Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
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3Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
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4Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for Yellow Spring, West Virginia
