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CD Rates in Arvada, WY – March 2026

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CD Rates in Arvada, Wyoming :

Search and compare Arvada, WY CD rates from banks and credit unions. Our CD interest rate tables for Arvada, WY include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Arvada, WY or by zip code. Once you have entered your search criteria a list of the highest Arvada, WY CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. .

Current Arvada, Wyoming CD Rates

Current rates from Advantage Plus Federal Credit Union include a Share Certificates 36 Months at 3.75% APY. Advantage Plus Federal Credit Union has a Share Certificates 12 Months available at 3.75% APY (min deposit $0). Bank of Star Valley is offering a 6 Month Certificate in Arvada, Wyoming with an APY of 3.80%. For those in Arvada, Wyoming, Advantage Plus Federal Credit Union lists a Share Certificates 24 Months at 3.75%.

Find the best CD rates in Arvada, WY today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in WY, comparing APYs is the best way to maximize your earnings.

The following rates reflect recent market quotes and representative offers available to depositors in Arvada, Wyoming and the surrounding area. Actual CD rates may vary by financial institution and market conditions. Last Updated and Verified: March 3, 2026

CD Rates in Arvada, WY and Area

  • Share Certificates 36 Months:
    3.75%
  • Share Certificates 12 Months:
    3.75%
  • 6 Month Certificate:
    3.80%
  • Share Certificates 24 Months:
    3.75%
  • 2 year CD:
    3.48%

The following rates reflect recent market quotes and representative offers available to depositors in Arvada, Wyoming and the surrounding area. Actual CD rates may vary by financial institution and market conditions. Last Updated and Verified: March 3, 2026

Institution
Product
APY
Min Deposit
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
3 Month Business Certificate
3.85%
$0
Rate 3.80%
Min Deposit $0
Updated March 5, 2026
Details 91 Days
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
3 Month Certificate
3.85%
$200
Rate 3.80%
Min Deposit $200
Updated March 5, 2026
Details
First Federal Bank & Trust Sheridan, WY
3 Month CD
3.45%
$250,000
Rate 0.00%
Min Deposit $250,000
Updated March 4, 2026
Details Opening Deposit $250,000
Wyoming Community Bank Riverton, WY
CD's & IRA's 3 months
3.39%
$0
Rate 3.35%
Min Deposit $0
Updated March 5, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's Min. 3 months
3.39%
$100,000
Rate 3.35%
Min Deposit $100,000
Updated March 5, 2026
Details $100,000.00
First Federal Bank & Trust Sheridan, WY
3 Month CD
3.35%
$0
Rate 0.00%
Min Deposit $0
Updated March 4, 2026
Details Opening Deposit $0 - $249,999
Wyoming Community Bank Riverton, WY
CDs and IRAs 3 months
3.24%
$1,000
Rate 3.20%
Min Deposit $1,000
Updated March 5, 2026
Details $1,000-$25,000
Nuvision Federal Credit Union Cheyenne, WY
3-Month Certificate
3.15%
$100,000
Rate 3.10%
Min Deposit $100,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
3-Month Certificate (Jumbo)
3.15%
$100,000
Rate 3.10%
Min Deposit $100,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
3-Month Certificate
3.10%
$0
Rate 3.06%
Min Deposit $0
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
3-Month Certificate min. deposit
3.10%
$50,000
Rate 0.00%
Min Deposit $50,000
Updated March 2, 2026
Details $50,000
First Federal Bank & Trust Sheridan, WY
13 Month CD
3.10%
$250,000
Rate 0.00%
Min Deposit $250,000
Updated March 4, 2026
Details Opening Deposit $250,000
Nuvision Federal Credit Union Cheyenne, WY
3-Month Certificate
3.05%
$0
Rate 3.01%
Min Deposit $0
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
3-Month Certificate
3.00%
$1,000
Rate 2.96%
Min Deposit $1,000
Updated March 2, 2026
Details
First Federal Bank & Trust Sheridan, WY
13 Month CD
3.00%
$0
Rate 0.00%
Min Deposit $0
Updated March 4, 2026
Details Opening Deposit $0 - $249,999
ANB Bank Worland, WY
90 Day Certificates of Deposit
2.88%
$0
Rate 2.85%
Min Deposit $0
Updated March 2, 2026
Details $1,000 or more
Bank of Star Valley Thayne, WY
3 Month Certificate
2.78%
$0
Rate 2.75%
Min Deposit $0
Updated March 3, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's Min. Less than 90 days
2.02%
$100,000
Rate 2.00%
Min Deposit $100,000
Updated March 5, 2026
Details $100,000.00
Security State Bank Basin, WY Worland, WY
3 Month CD
1.86%
$1,000
Rate 1.85%
Min Deposit $1,000
Updated February 27, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's Less than 90 days
1.76%
$0
Rate 1.75%
Min Deposit $0
Updated March 5, 2026
Details
Advantage Plus Federal Credit Union Afton, WY
Share Certificates 3 Months
1.75%
$0
Rate 1.73%
Min Deposit $0
Updated March 2, 2026
Details
Wyoming Community Bank Riverton, WY
CDs and IRAs Less than 90 days
1.61%
$1,000
Rate 1.60%
Min Deposit $1,000
Updated March 5, 2026
Details $1,000-$25,000
Wells Fargo Thayne, WY
3 month Standard Fixed Rate CD Relationship
0.51%
$2,500
Rate 0.51%
Min Deposit $2,500
Updated March 5, 2026
Details Early withdrawal penalties may apply; Additional terms are available at a branch
Wells Fargo Thayne, WY
3 month Standard Fixed Rate CD
0.50%
$2,500
Rate 0.50%
Min Deposit $2,500
Updated March 5, 2026
Details Early withdrawal penalties may apply; Additional terms are available at a branch
Institution
Product
APY
Min Deposit
Bank of Star Valley Thayne, WY
6 Month Certificate
3.80%
$0
Rate 3.75%
Min Deposit $0
Updated March 3, 2026
Details
Advantage Plus Federal Credit Union Afton, WY
Share Certificates 36 Months
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 2, 2026
Details
CAMPCO Wright, WY
Share Certificate - 6 Month
3.75%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
6 Month Business Certificate
3.75%
$0
Rate 3.70%
Min Deposit $0
Updated March 5, 2026
Details 182 Days
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
6 Month Certificate
3.75%
$200
Rate 3.70%
Min Deposit $200
Updated March 5, 2026
Details
WyHy Federal Credit Union Rock Springs, WY
Jumbo Term Certificates & Jumbo IRA Term Certificates 6 Months
3.70%
$50,000
Rate 3.70%
Min Deposit $50,000
Updated March 5, 2026
Details
WyHy Federal Credit Union Rock Springs, WY
6 Months Term Certificates & IRA Term Certificates
3.65%
$500
Rate 3.65%
Min Deposit $500
Updated March 5, 2026
Details
StagePoint Federal Credit Union Laramie, WY
Share Certificate Accounts 6-MONTHS
3.56%
$500
Rate 3.50%
Min Deposit $500
Updated February 27, 2026
Details
Meridian Trust Federal Credit Union Yellowstone National Park, WY
Certificates and IRA Share Certificates 6 months
3.45%
$500
Rate 3.40%
Min Deposit $500
Updated March 4, 2026
Details
Acpe Federal Credit Union Laramie, WY
6 Months Share Certificate
3.40%
$250
Rate 3.36%
Min Deposit $250
Updated March 2, 2026
Details
FirsTier Bank Upton, WY
16 Month CD
3.40%
$0
Rate 3.34%
Min Deposit $0
Updated March 4, 2026
Details This CD is automatically renewed into a standard 12-month CD with current rate at renewal.
WyHy Federal Credit Union Rock Springs, WY
Jumbo Term Certificates & Jumbo IRA Term Certificates 36 Months
3.40%
$50,000
Rate 3.40%
Min Deposit $50,000
Updated March 5, 2026
Details
WyHy Federal Credit Union Rock Springs, WY
36 Months Term Certificates & IRA Term Certificates
3.35%
$500
Rate 3.35%
Min Deposit $500
Updated March 5, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's 6 months
3.28%
$0
Rate 3.25%
Min Deposit $0
Updated March 5, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's Min. 6 months
3.28%
$100,000
Rate 3.25%
Min Deposit $100,000
Updated March 5, 2026
Details $100,000.00
Advantage Plus Federal Credit Union Afton, WY
Share Certificates 6 Months
3.25%
$0
Rate 3.21%
Min Deposit $0
Updated March 2, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
36 Month IRA Certificate
3.25%
$0
Rate 3.21%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
IRA Certificates 36 Month Certificate
3.25%
$0
Rate 3.21%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
Nuvision Federal Credit Union Cheyenne, WY
6-Month Certificate
3.15%
$100,000
Rate 3.10%
Min Deposit $100,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
6-Month Certificate (Jumbo)
3.15%
$100,000
Rate 3.10%
Min Deposit $100,000
Updated March 2, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
36 Month Business Certificate
3.15%
$0
Rate 3.11%
Min Deposit $0
Updated March 5, 2026
Details 1095 Days
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
36 Month Certificate
3.15%
$200
Rate 3.11%
Min Deposit $200
Updated March 5, 2026
Details
Security State Bank Basin, WY Worland, WY
6 Month CD
3.14%
$1,000
Rate 3.10%
Min Deposit $1,000
Updated February 27, 2026
Details
Big Horn Federal Savings Bank Worland, WY
6 month CD
3.12%
$0
Rate 3.10%
Min Deposit $0
Updated March 3, 2026
Details Entire Balance
Wyoming Community Bank Riverton, WY
CDs and IRAs 6 months
3.12%
$1,000
Rate 3.10%
Min Deposit $1,000
Updated March 5, 2026
Details $1,000-$25,000
Nuvision Federal Credit Union Cheyenne, WY
6-Month Certificate
3.10%
$0
Rate 3.06%
Min Deposit $0
Updated March 2, 2026
Details
Meridian Trust Federal Credit Union Yellowstone National Park, WY
Certificates and IRA Share Certificates 36 months
3.10%
$500
Rate 3.06%
Min Deposit $500
Updated March 4, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
6-Month Certificate
3.05%
$0
Rate 3.01%
Min Deposit $0
Updated March 2, 2026
Details
StagePoint Federal Credit Union Laramie, WY
Share Certificate Accounts 36-MONTHS
3.04%
$500
Rate 3.00%
Min Deposit $500
Updated February 27, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
6-Month Certificate
3.00%
$1,000
Rate 2.96%
Min Deposit $1,000
Updated March 2, 2026
Details
Acpe Federal Credit Union Laramie, WY
36 Months Share Certificate
3.00%
$250
Rate 2.96%
Min Deposit $250
Updated March 2, 2026
Details
CAMPCO Wright, WY
Share Certificate - 36 Month
3.00%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
ANB Bank Worland, WY
180 Day Certificates of Deposit
2.98%
$0
Rate 2.95%
Min Deposit $0
Updated March 2, 2026
Details $1,000 or more
First Education Federal Credit Union Cheyenne, WY
6-Month Share Certificate
2.78%
$0
Rate 2.75%
Min Deposit $0
Updated March 2, 2026
Details
Security State Bank Basin, WY Worland, WY
36 Month CD
2.78%
$1,000
Rate 2.75%
Min Deposit $1,000
Updated February 27, 2026
Details
Security State Bank Basin, WY Worland, WY
36 Month CD
2.58%
$1,000
Rate 2.55%
Min Deposit $1,000
Updated February 27, 2026
Details
Cheyenne Laramie County Employees FCU Cheyenne, WY
36 Month Share Certificate
2.41%
$500
Rate 2.39%
Min Deposit $500
Updated March 3, 2026
Details
ANB Bank Worland, WY
36 Month Certificates of Deposit
2.22%
$0
Rate 2.20%
Min Deposit $0
Updated March 2, 2026
Details $1,000 or more
Cheyenne Laramie County Employees FCU Cheyenne, WY
6 Month Share Certificate
2.00%
$500
Rate 1.99%
Min Deposit $500
Updated March 3, 2026
Details
First Education Federal Credit Union Cheyenne, WY
36-Month Share Certificate
1.00%
$0
Rate 1.00%
Min Deposit $0
Updated March 2, 2026
Details
First Education Federal Credit Union Cheyenne, WY
IRA 36-Month Certificate
1.00%
$0
Rate 1.00%
Min Deposit $0
Updated March 2, 2026
Details
Wells Fargo Thayne, WY
6 month Standard Fixed Rate CD Relationship
0.51%
$2,500
Rate 0.51%
Min Deposit $2,500
Updated March 5, 2026
Details Early withdrawal penalties may apply; Additional terms are available at a branch
Wells Fargo Thayne, WY
6 month Standard Fixed Rate CD
0.50%
$2,500
Rate 0.50%
Min Deposit $2,500
Updated March 5, 2026
Details Early withdrawal penalties may apply; Additional terms are available at a branch
Institution
Product
APY
Min Deposit
Advantage Plus Federal Credit Union Afton, WY
Share Certificates 12 Months
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 2, 2026
Details
WyHy Federal Credit Union Rock Springs, WY
Jumbo Term Certificates & Jumbo IRA Term Certificates 12 Months
3.75%
$50,000
Rate 3.75%
Min Deposit $50,000
Updated March 5, 2026
Details
WyHy Federal Credit Union Rock Springs, WY
12 Months Term Certificates & IRA Term Certificates
3.70%
$500
Rate 3.70%
Min Deposit $500
Updated March 5, 2026
Details
Valley Financial Credit Union Cody, WY
Business Share Certificates 12 Month Certificate
3.66%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details Limited time special! Rates effective as of December 22, 2025.
Valley Financial Credit Union Cody, WY
CERTIFICATE AND IRA CERTIFICATE SPECIAL 12 Month Certificate
3.66%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details Penalty for early withdrawal. Limited time special! Rates effective as of December 22, 2025.
Bank of Star Valley Thayne, WY
1 Year Certificate
3.65%
$0
Rate 3.60%
Min Deposit $0
Updated March 3, 2026
Details
FirsTier Bank Upton, WY
Step-Up 12 Month CD
3.60%
$0
Rate 3.54%
Min Deposit $0
Updated March 4, 2026
Details You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
Nuvision Federal Credit Union Cheyenne, WY
1-Year Certificate
3.55%
$100,000
Rate 3.49%
Min Deposit $100,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
1-Year Certificate (Jumbo)
3.55%
$100,000
Rate 3.49%
Min Deposit $100,000
Updated March 2, 2026
Details
Bank of Star Valley Thayne, WY
1 Year Certificate
3.55%
$0
Rate 3.50%
Min Deposit $0
Updated March 3, 2026
Details
CAMPCO Wright, WY
Share Certificate - 12 Month
3.55%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
12 Month IRA Certificate
3.55%
$0
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
IRA Certificates 12 Month Certificate
3.55%
$0
Rate 3.50%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
Nuvision Federal Credit Union Cheyenne, WY
1-Year Certificate
3.50%
$50,000
Rate 3.44%
Min Deposit $50,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
1-Year Certificate min. deposit
3.50%
$50,000
Rate 0.00%
Min Deposit $50,000
Updated March 2, 2026
Details $50,000
Nuvision Federal Credit Union Cheyenne, WY
1-Year Certificate
3.45%
$25,000
Rate 3.40%
Min Deposit $25,000
Updated March 2, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
12 Month Business Certificate
3.45%
$0
Rate 3.41%
Min Deposit $0
Updated March 5, 2026
Details 365 Days
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
12 Month Certificate
3.45%
$200
Rate 3.41%
Min Deposit $200
Updated March 5, 2026
Details
Buffalo Federal Bank Sheridan, WY
12 Month CD
3.41%
$500
Rate 3.35%
Min Deposit $500
Updated March 3, 2026
Details APY is subject to change. A penalty may be imposed for early withdrawal.
Nuvision Federal Credit Union Cheyenne, WY
1-Year Certificate
3.40%
$1,000
Rate 3.35%
Min Deposit $1,000
Updated March 2, 2026
Details
Uniwyo Federal Credit Union Laramie, WY
IRA Share Certificate 1 Year
3.35%
$100
Rate 3.31%
Min Deposit $100
Updated March 5, 2026
Details
Meridian Trust Federal Credit Union Yellowstone National Park, WY
Certificates and IRA Share Certificates 12 months
3.31%
$500
Rate 3.26%
Min Deposit $500
Updated March 4, 2026
Details
Big Horn Federal Savings Bank Worland, WY
1 year CD
3.30%
$0
Rate 3.25%
Min Deposit $0
Updated March 3, 2026
Details Entire Balance
StagePoint Federal Credit Union Laramie, WY
Share Certificate Accounts 12-MONTH - YOUTH
3.30%
$50
Rate 3.25%
Min Deposit $50
Updated February 27, 2026
Details
StagePoint Federal Credit Union Laramie, WY
Share Certificate Accounts 12-MONTHS
3.30%
$500
Rate 3.25%
Min Deposit $500
Updated February 27, 2026
Details
Acpe Federal Credit Union Laramie, WY
12 Months Share Certificate
3.25%
$250
Rate 3.21%
Min Deposit $250
Updated March 2, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's Min. 1 Year
3.25%
$100,000
Rate 3.25%
Min Deposit $100,000
Updated March 5, 2026
Details $100,000.00
Security State Bank Basin, WY Worland, WY
12 Month CD
3.09%
$1,000
Rate 3.05%
Min Deposit $1,000
Updated February 27, 2026
Details
First Education Federal Credit Union Cheyenne, WY
12-Month Share Certificate
3.04%
$0
Rate 3.00%
Min Deposit $0
Updated March 2, 2026
Details
First Education Federal Credit Union Cheyenne, WY
IRA 12-Month Certificate
3.04%
$0
Rate 3.00%
Min Deposit $0
Updated March 2, 2026
Details
ANB Bank Worland, WY
12 Month Certificates of Deposit
3.03%
$0
Rate 3.00%
Min Deposit $0
Updated March 2, 2026
Details $1,000 or more
Wyoming Community Bank Riverton, WY
CD's & IRA's 1 Year
3.00%
$0
Rate 3.00%
Min Deposit $0
Updated March 5, 2026
Details
Wyoming Community Bank Riverton, WY
CDs and IRAs 1 Year
2.85%
$1,000
Rate 2.85%
Min Deposit $1,000
Updated March 5, 2026
Details $1,000-$25,000
Cheyenne Laramie County Employees FCU Cheyenne, WY
12 Month Share Certificate
2.25%
$500
Rate 2.24%
Min Deposit $500
Updated March 3, 2026
Details
Cheyenne Laramie County Employees FCU Cheyenne, WY
IRA 12 Month Share Certificate
2.25%
$500
Rate 2.24%
Min Deposit $500
Updated March 3, 2026
Details
Wells Fargo Thayne, WY
1 year Standard Fixed Rate CD Relationship
1.51%
$2,500
Rate 1.50%
Min Deposit $2,500
Updated March 5, 2026
Details Early withdrawal penalties may apply; Additional terms are available at a branch
Wells Fargo Thayne, WY
1 year Standard Fixed Rate CD
1.50%
$2,500
Rate 1.49%
Min Deposit $2,500
Updated March 5, 2026
Details Early withdrawal penalties may apply; Additional terms are available at a branch
Institution
Product
APY
Min Deposit
Advantage Plus Federal Credit Union Afton, WY
Share Certificates 18 Months
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 2, 2026
Details
Bank of Star Valley Thayne, WY
18 Month Variable Certificate @ 50% of Wall Street Journal Prime
3.42%
$0
Rate 3.38%
Min Deposit $0
Updated March 3, 2026
Details
Big Horn Federal Savings Bank Worland, WY
18 month CD
3.41%
$0
Rate 3.35%
Min Deposit $0
Updated March 3, 2026
Details Entire Balance
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
18 Month IRA Certificate
3.40%
$0
Rate 3.36%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
IRA Certificates 18 Month Certificate
3.40%
$0
Rate 3.36%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
WyHy Federal Credit Union Rock Springs, WY
Jumbo Term Certificates & Jumbo IRA Term Certificates 18 Months
3.40%
$50,000
Rate 3.40%
Min Deposit $50,000
Updated March 5, 2026
Details
Bank of Star Valley Thayne, WY
18 Month Certificate
3.39%
$0
Rate 3.35%
Min Deposit $0
Updated March 3, 2026
Details
WyHy Federal Credit Union Rock Springs, WY
18 Months Term Certificates & IRA Term Certificates
3.35%
$500
Rate 3.31%
Min Deposit $500
Updated March 5, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
18 Month Business Certificate
3.30%
$0
Rate 3.26%
Min Deposit $0
Updated March 5, 2026
Details 547 Days
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
18 Month Certificate
3.30%
$200
Rate 3.26%
Min Deposit $200
Updated March 5, 2026
Details
Bank of Star Valley Thayne, WY
18 Month Certificate
3.29%
$0
Rate 3.25%
Min Deposit $0
Updated March 3, 2026
Details
Meridian Trust Federal Credit Union Yellowstone National Park, WY
Certificates and IRA Share Certificates 18 months
3.21%
$500
Rate 3.16%
Min Deposit $500
Updated March 4, 2026
Details
Security State Bank Basin, WY Worland, WY
18 Month CD
3.04%
$1,000
Rate 3.00%
Min Deposit $1,000
Updated February 27, 2026
Details
Security State Bank Basin, WY Worland, WY
18 Month CD
2.63%
$1,000
Rate 2.60%
Min Deposit $1,000
Updated February 27, 2026
Details
First Education Federal Credit Union Cheyenne, WY
18-Month Share Certificate
2.53%
$0
Rate 2.50%
Min Deposit $0
Updated March 2, 2026
Details
Cheyenne Laramie County Employees FCU Cheyenne, WY
18 Month Share Certificate
2.31%
$500
Rate 2.29%
Min Deposit $500
Updated March 3, 2026
Details
Institution
Product
APY
Min Deposit
Advantage Plus Federal Credit Union Afton, WY
Share Certificates 24 Months
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 2, 2026
Details
Big Horn Federal Savings Bank Worland, WY
2 year CD
3.48%
$0
Rate 3.42%
Min Deposit $0
Updated March 3, 2026
Details Entire Balance
Valley Financial Credit Union Cody, WY
Business Share Certificates 24 Month Certificate
3.45%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details Limited time special! Rates effective as of December 22, 2025.
Valley Financial Credit Union Cody, WY
CERTIFICATE AND IRA CERTIFICATE SPECIAL 24 Month Certificate
3.45%
$0
Rate 0.00%
Min Deposit $0
Updated March 5, 2026
Details Penalty for early withdrawal. Limited time special! Rates effective as of December 22, 2025.
FirsTier Bank Upton, WY
Step-Up 24 Month CD
3.35%
$0
Rate 3.30%
Min Deposit $0
Updated March 4, 2026
Details You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
24 Month IRA Certificate
3.35%
$0
Rate 3.31%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
IRA Certificates 24 Month Certificate
3.35%
$0
Rate 3.31%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
WyHy Federal Credit Union Rock Springs, WY
Jumbo Term Certificates & Jumbo IRA Term Certificates 24 Months
3.35%
$50,000
Rate 3.35%
Min Deposit $50,000
Updated March 5, 2026
Details
WyHy Federal Credit Union Rock Springs, WY
24 Months Term Certificates & IRA Term Certificates
3.30%
$500
Rate 3.30%
Min Deposit $500
Updated March 5, 2026
Details
Bank of Star Valley Thayne, WY
2 Year Certificate
3.29%
$0
Rate 3.25%
Min Deposit $0
Updated March 3, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
24 Month Business Certificate
3.25%
$0
Rate 3.21%
Min Deposit $0
Updated March 5, 2026
Details 730 Days
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
24 Month Certificate
3.25%
$200
Rate 3.21%
Min Deposit $200
Updated March 5, 2026
Details
StagePoint Federal Credit Union Laramie, WY
Share Certificate Accounts 24-MONTHS
3.20%
$500
Rate 3.15%
Min Deposit $500
Updated February 27, 2026
Details
Bank of Star Valley Thayne, WY
2 Year Certificate
3.19%
$0
Rate 3.15%
Min Deposit $0
Updated March 3, 2026
Details
Bank of Star Valley Thayne, WY
One time Bump 2 year term Certificate
3.19%
$0
Rate 3.15%
Min Deposit $0
Updated March 3, 2026
Details
Meridian Trust Federal Credit Union Yellowstone National Park, WY
Certificates and IRA Share Certificates 24 months
3.10%
$500
Rate 3.06%
Min Deposit $500
Updated March 4, 2026
Details
Bank of Star Valley Thayne, WY
One Time Bump CD 2 year term
3.09%
$0
Rate 3.05%
Min Deposit $0
Updated March 3, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
2-Year Certificate
3.05%
$100,000
Rate 3.01%
Min Deposit $100,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
2-Year Certificate (Jumbo)
3.05%
$100,000
Rate 3.01%
Min Deposit $100,000
Updated March 2, 2026
Details
Acpe Federal Credit Union Laramie, WY
24 Months Share Certificate
3.05%
$250
Rate 3.01%
Min Deposit $250
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
2-Year Certificate
3.00%
$50,000
Rate 2.96%
Min Deposit $50,000
Updated March 2, 2026
Details
CAMPCO Wright, WY
Share Certificate - 24 Month
3.00%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's Min. 2 Year
3.00%
$100,000
Rate 3.00%
Min Deposit $100,000
Updated March 5, 2026
Details $100,000.00
Nuvision Federal Credit Union Cheyenne, WY
2-Year Certificate
2.95%
$0
Rate 2.91%
Min Deposit $0
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
2-Year Certificate
2.90%
$1,000
Rate 2.86%
Min Deposit $1,000
Updated March 2, 2026
Details
Security State Bank Basin, WY Worland, WY
24 Month CD
2.78%
$1,000
Rate 2.75%
Min Deposit $1,000
Updated February 27, 2026
Details
ANB Bank Worland, WY
24 Month Certificates of Deposit
2.78%
$0
Rate 2.75%
Min Deposit $0
Updated March 2, 2026
Details $1,000 or more
Wyoming Community Bank Riverton, WY
CD's & IRA's 2 Year
2.75%
$0
Rate 2.75%
Min Deposit $0
Updated March 5, 2026
Details
First Education Federal Credit Union Cheyenne, WY
24-Month Share Certificate
2.63%
$0
Rate 2.60%
Min Deposit $0
Updated March 2, 2026
Details
First Education Federal Credit Union Cheyenne, WY
IRA 24-Month Certificate
2.63%
$0
Rate 2.60%
Min Deposit $0
Updated March 2, 2026
Details
Wyoming Community Bank Riverton, WY
CDs and IRAs 2 Year
2.60%
$1,000
Rate 2.60%
Min Deposit $1,000
Updated March 5, 2026
Details $1,000-$25,000
Cheyenne Laramie County Employees FCU Cheyenne, WY
24 Month Share Certificate
2.36%
$500
Rate 2.34%
Min Deposit $500
Updated March 3, 2026
Details
Institution
Product
APY
Min Deposit
Big Horn Federal Savings Bank Worland, WY
3 year CD
3.69%
$0
Rate 3.62%
Min Deposit $0
Updated March 3, 2026
Details Entire Balance
Bank of Star Valley Thayne, WY
3 Year Certificate
3.14%
$0
Rate 3.10%
Min Deposit $0
Updated March 3, 2026
Details
Uniwyo Federal Credit Union Laramie, WY
IRA Share Certificate 3 Year
3.05%
$100
Rate 3.02%
Min Deposit $100
Updated March 5, 2026
Details
Bank of Star Valley Thayne, WY
3 Year Certificate
3.03%
$0
Rate 3.00%
Min Deposit $0
Updated March 3, 2026
Details
Bank of Star Valley Thayne, WY
One time Bump 3 year term Certificate
3.03%
$0
Rate 3.00%
Min Deposit $0
Updated March 3, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's Min. 3 Year
3.00%
$100,000
Rate 3.00%
Min Deposit $100,000
Updated March 5, 2026
Details $100,000.00
Bank of Star Valley Thayne, WY
One Time Bump CD 3 year term
2.93%
$0
Rate 2.90%
Min Deposit $0
Updated March 3, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's 3 Year
2.75%
$0
Rate 2.75%
Min Deposit $0
Updated March 5, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
3-Year Certificate
2.70%
$100,000
Rate 2.67%
Min Deposit $100,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
3-Year Certificate (Jumbo)
2.70%
$100,000
Rate 2.67%
Min Deposit $100,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
3-Year Certificate
2.65%
$50,000
Rate 2.62%
Min Deposit $50,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
3-Year Certificate
2.60%
$0
Rate 2.57%
Min Deposit $0
Updated March 2, 2026
Details
Wyoming Community Bank Riverton, WY
CDs and IRAs 3 Year
2.60%
$1,000
Rate 2.60%
Min Deposit $1,000
Updated March 5, 2026
Details $1,000-$25,000
Nuvision Federal Credit Union Cheyenne, WY
3-Year Certificate
2.55%
$1,000
Rate 2.52%
Min Deposit $1,000
Updated March 2, 2026
Details
Institution
Product
APY
Min Deposit
Big Horn Federal Savings Bank Worland, WY
4 year CD
3.77%
$0
Rate 3.70%
Min Deposit $0
Updated March 3, 2026
Details Entire Balance
Advantage Plus Federal Credit Union Afton, WY
Share Certificates 48 Months
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 2, 2026
Details
Bank of Star Valley Thayne, WY
4 Year Certificate
3.39%
$0
Rate 3.35%
Min Deposit $0
Updated March 3, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
48 Month IRA Certificate
3.35%
$0
Rate 3.31%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
IRA Certificates 48 Month Certificate
3.35%
$0
Rate 3.31%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
Bank of Star Valley Thayne, WY
4 Year Certificate
3.29%
$0
Rate 3.25%
Min Deposit $0
Updated March 3, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
48 Month Business Certificate
3.25%
$0
Rate 3.21%
Min Deposit $0
Updated March 5, 2026
Details 1460 Days
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
48 Month Certificate
3.25%
$200
Rate 3.21%
Min Deposit $200
Updated March 5, 2026
Details
Meridian Trust Federal Credit Union Yellowstone National Park, WY
Certificates and IRA Share Certificates 48 months
3.15%
$500
Rate 3.11%
Min Deposit $500
Updated March 4, 2026
Details
StagePoint Federal Credit Union Laramie, WY
Share Certificate Accounts 48-MONTHS
3.04%
$500
Rate 3.00%
Min Deposit $500
Updated February 27, 2026
Details
Acpe Federal Credit Union Laramie, WY
48 Months Share Certificate
3.00%
$250
Rate 2.96%
Min Deposit $250
Updated March 2, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's Min. 4 Year
3.00%
$100,000
Rate 3.00%
Min Deposit $100,000
Updated March 5, 2026
Details $100,000.00
Nuvision Federal Credit Union Cheyenne, WY
4-Year Certificate
2.85%
$100,000
Rate 2.81%
Min Deposit $100,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
4-Year Certificate (Jumbo)
2.85%
$100,000
Rate 2.81%
Min Deposit $100,000
Updated March 2, 2026
Details
CAMPCO Wright, WY
Share Certificate - 48 Month
2.85%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
4-Year Certificate
2.80%
$50,000
Rate 2.77%
Min Deposit $50,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
4-Year Certificate
2.75%
$25,000
Rate 2.72%
Min Deposit $25,000
Updated March 2, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's 4 Year
2.75%
$0
Rate 2.75%
Min Deposit $0
Updated March 5, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
4-Year Certificate
2.70%
$1,000
Rate 2.67%
Min Deposit $1,000
Updated March 2, 2026
Details
Wyoming Community Bank Riverton, WY
CDs and IRAs 4 Year
2.60%
$1,000
Rate 2.60%
Min Deposit $1,000
Updated March 5, 2026
Details $1,000-$25,000
Security State Bank Basin, WY Worland, WY
48 Month CD
2.53%
$1,000
Rate 2.50%
Min Deposit $1,000
Updated February 27, 2026
Details
Cheyenne Laramie County Employees FCU Cheyenne, WY
48 Month Share Certificate
2.44%
$500
Rate 2.44%
Min Deposit $500
Updated March 3, 2026
Details
ANB Bank Worland, WY
48 Month Certificates of Deposit
2.12%
$0
Rate 2.10%
Min Deposit $0
Updated March 2, 2026
Details $1,000 or more
First Education Federal Credit Union Cheyenne, WY
48-Month Share Certificate
1.00%
$0
Rate 1.00%
Min Deposit $0
Updated March 2, 2026
Details
First Education Federal Credit Union Cheyenne, WY
IRA 48-Month Certificate
1.00%
$0
Rate 1.00%
Min Deposit $0
Updated March 2, 2026
Details
Institution
Product
APY
Min Deposit
Advantage Plus Federal Credit Union Afton, WY
Share Certificates 60 Months
3.75%
$0
Rate 3.69%
Min Deposit $0
Updated March 2, 2026
Details
Big Horn Federal Savings Bank Worland, WY
5 year CD
3.69%
$0
Rate 3.62%
Min Deposit $0
Updated March 3, 2026
Details Entire Balance
Bank of Star Valley Thayne, WY
5 Year Certificate
3.65%
$0
Rate 3.60%
Min Deposit $0
Updated March 3, 2026
Details
Bank of Star Valley Thayne, WY
5 Year Certificate
3.55%
$0
Rate 3.50%
Min Deposit $0
Updated March 3, 2026
Details
WyHy Federal Credit Union Rock Springs, WY
Jumbo Term Certificates & Jumbo IRA Term Certificates 60 Months
3.50%
$50,000
Rate 3.50%
Min Deposit $50,000
Updated March 5, 2026
Details
WyHy Federal Credit Union Rock Springs, WY
60 Months Term Certificates & IRA Term Certificates
3.45%
$500
Rate 3.45%
Min Deposit $500
Updated March 5, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
60 Month IRA Certificate
3.35%
$0
Rate 3.31%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
IRA Certificates 60 Month Certificate
3.35%
$0
Rate 3.31%
Min Deposit $0
Updated March 5, 2026
Details Dividends Post Quarterly
Nuvision Federal Credit Union Cheyenne, WY
5-Year Certificate
3.25%
$100,000
Rate 3.20%
Min Deposit $100,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
5-Year Certificate (Jumbo)
3.25%
$100,000
Rate 3.20%
Min Deposit $100,000
Updated March 2, 2026
Details
Meridian Trust Federal Credit Union Yellowstone National Park, WY
Certificates and IRA Share Certificates 60 months
3.25%
$500
Rate 3.20%
Min Deposit $500
Updated March 4, 2026
Details
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
60 Month Business Certificate
3.25%
$0
Rate 3.21%
Min Deposit $0
Updated March 5, 2026
Details 1825 Days
TRONA VALLEY COMMUNITY ROCK SPRINGS, WY
60 Month Certificate
3.25%
$200
Rate 3.21%
Min Deposit $200
Updated March 5, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
5-Year Certificate
3.20%
$50,000
Rate 3.15%
Min Deposit $50,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
5-Year Certificate
3.15%
$25,000
Rate 3.10%
Min Deposit $25,000
Updated March 2, 2026
Details
Nuvision Federal Credit Union Cheyenne, WY
5-Year Certificate
3.10%
$1,000
Rate 3.06%
Min Deposit $1,000
Updated March 2, 2026
Details
Uniwyo Federal Credit Union Laramie, WY
IRA Share Certificate 5 Year
3.10%
$100
Rate 3.06%
Min Deposit $100
Updated March 5, 2026
Details
StagePoint Federal Credit Union Laramie, WY
Share Certificate Accounts 60-MONTHS
3.04%
$500
Rate 3.00%
Min Deposit $500
Updated February 27, 2026
Details
Acpe Federal Credit Union Laramie, WY
60 Months Share Certificate
3.00%
$250
Rate 2.96%
Min Deposit $250
Updated March 2, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's Min. 5 Year
3.00%
$100,000
Rate 3.00%
Min Deposit $100,000
Updated March 5, 2026
Details $100,000.00
CAMPCO Wright, WY
Share Certificate - 60 Month
2.85%
$0
Rate 0.00%
Min Deposit $0
Updated March 3, 2026
Details
Wyoming Community Bank Riverton, WY
CD's & IRA's 5 Year
2.75%
$0
Rate 2.75%
Min Deposit $0
Updated March 5, 2026
Details
Wyoming Community Bank Riverton, WY
CDs and IRAs 5 Year
2.60%
$1,000
Rate 2.60%
Min Deposit $1,000
Updated March 5, 2026
Details $1,000-$25,000
Cheyenne Laramie County Employees FCU Cheyenne, WY
60 Month Share Certificate
2.50%
$500
Rate 2.48%
Min Deposit $500
Updated March 3, 2026
Details
Security State Bank Basin, WY Worland, WY
60 Month CD
2.43%
$1,000
Rate 2.40%
Min Deposit $1,000
Updated February 27, 2026
Details
ANB Bank Worland, WY
60 Month Certificates of Deposit
2.07%
$0
Rate 2.05%
Min Deposit $0
Updated March 2, 2026
Details $1,000 or more
First Education Federal Credit Union Cheyenne, WY
60-Month Share Certificate
1.10%
$0
Rate 1.10%
Min Deposit $0
Updated March 2, 2026
Details
First Education Federal Credit Union Cheyenne, WY
IRA 60-Month Certificate
1.10%
$0
Rate 1.10%
Min Deposit $0
Updated March 2, 2026
Details
FirsTier Bank Upton, WY
Step-Up 60 Month CD
0.70%
$0
Rate 0.70%
Min Deposit $0
Updated March 4, 2026
Details You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Arvada, Wyoming Jumbo CD Rates

Jumbo CD rates in Arvada, Wyoming are usually higher than standard Arvada, WY CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Arvada, Wyoming jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Arvada, Wyoming and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured

Arvada, Wyoming Credit Union CD Rates

When comparing Arvada, WY CD rates from credit unions make sure to choose a Arvada, WY credit union that has deposits insured by the National Credit Union Administration (NCUA).This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Arvada, Wyoming directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every CD rate displayed on cdrates.monitorbankrates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Arvada, Wyoming. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized certificate of deposit rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield CDs from large national institutions available to savers in WY.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update CD rates daily. Because certificate of deposit rates can fluctuate rapidly based on market conditions, every single CD product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Arvada, Wyoming. It is always advisable to check with the specific financial institution's official website for the most current offers and terms.

Banks in Arvada, WY

Arvada FDIC Insured Banks

There are no FDIC insured banks in Arvada
How to Find the Best CD in Arvada, Wyoming
  1. Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for Arvada, Wyoming
What are the current CD rates in Arvada, Wyoming?
Below is a list of the top current CD rates available for Arvada, Wyoming:
FSB of Wyoming3.80% APY (6-Month CD)
FNB of Wyoming3.55% APY (12-Month CD)
FNB of Wyoming3.53% APY (6-Month CD)
FNB of Wyoming3.29% APY (18-Month CD)
FNB of Wyoming3.14% APY (60-Month CD)
FNB of Wyoming3.14% APY (48-Month CD)
FNB of Wyoming3.14% APY (36-Month CD)
FNB of Wyoming3.14% APY (30-Month CD)
FNB of Wyoming3.14% APY (24-Month CD)
Wyoming Community Bank2.85% APY (12-Month CD)
Last Updated and Verified: March 3, 2026
CD rates shown are recent from the last updated date. Current CD rates may vary.
Are CD rates fixed?
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD?
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD?
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.