CD Rates in Laramie, WY
Reviewed by
Brian McKay
CD Rates in Laramie, Wyoming :Search and compare Laramie, WY CD rates from banks and credit unions. Our CD interest rate tables for Laramie, WY include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Laramie, WY or by zip code. Once you have entered your search criteria a list of the highest Laramie, WY CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. . Laramie, Wyoming Bank CD RatesWhen comparing bank CD rates in Laramie, WY make sure to choose a Laramie, WY bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Laramie, WY banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a bank failure. Best CD Rates in Laramie, Wyoming February 2026The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Laramie, Wyoming Jumbo CD RatesJumbo CD rates in Laramie, Wyoming are usually higher than standard Laramie, WY CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Laramie, Wyoming jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Laramie, Wyoming and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured Laramie, Wyoming Credit Union CD RatesWhen comparing Laramie, WY CD rates from credit unions make sure to choose a Laramie, WY credit union that has deposits insured by the National Credit Union Administration (NCUA).This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure. Methodology & Data SourcesLocal Rate Aggregation: MonitorBankRates tracks CD rates for Laramie, Wyoming by aggregating data from local banks, local credit unions, and national online institutions. Our proprietary technology scans constantly to ensure you see the most competitive yields available in your area, including promotional offers from community institutions that may not be listed on national comparison sites. Data Accuracy: The rates displayed for Laramie, Wyoming reflect current market offers. We prioritize data from institutions that are FDIC or NCUA insured to ensure your deposits are safe, and we verify these figures against the institution's published deposit terms to maintain high reliability for savers in WY.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Laramie, Wyoming.
It is always advisable to check with the specific financial institution's official website for the most current offers and terms.
Laramie, WY Rates & ResourcesBanks in Laramie, WYLaramie FDIC Insured BanksBank NameFDIC Cert NumberAddressAmerican National BankFDIC Cert #19220
300 South 2nd Street, Laramie, WY 82070
American National BankFDIC Cert #19220
3908 Grand Avenue, Laramie, WY 82070
Bank of the WestFDIC Cert #3514
222 Garfield Street, Laramie, WY 82070
First Interstate BankFDIC Cert #1105
1771 Snowy Range Road, Laramie, WY 82070
First Interstate BankFDIC Cert #1105
221 Ivinson Street, Laramie, WY 82070
First Interstate BankFDIC Cert #1105
Student Union Building Po Box 1307, Laramie, WY 82073
First National Bank of WyomingFDIC Cert #19266
2020 Grand Ave, Laramie, WY 82070
First National Bank of WyomingFDIC Cert #19266
501 Ivinson, Laramie, WY 82070
Security First BankFDIC Cert #31966
608 Grand Avenue, Laramie, WY 82070
U.S. Bank National AssociationFDIC Cert #6548
568 North Third Street, Laramie, WY 82072
Wells Fargo Bank, National AssociationFDIC Cert #3511
2127 East Grand Avenue, Laramie, WY 82070
Wyoming State BankFDIC Cert #58395
3430 East Grand Avenue, Laramie, WY 82073
How to Find the Best CD in Laramie, Wyoming
Frequently Asked Questions for Laramie, Wyoming
What are the current CD rates in Laramie, Wyoming? ▼
Below is a list of the top current CD rates available for Laramie, Wyoming:
FSB of Wyoming3.80% APY (6-Month CD) FNB of Wyoming3.55% APY (12-Month CD) FNB of Wyoming3.53% APY (6-Month CD) FNB of Wyoming3.29% APY (18-Month CD) FNB of Wyoming3.14% APY (60-Month CD) FNB of Wyoming3.14% APY (48-Month CD) FNB of Wyoming3.14% APY (36-Month CD) FNB of Wyoming3.14% APY (30-Month CD) FNB of Wyoming3.14% APY (24-Month CD) Wyoming Community Bank2.85% APY (12-Month CD) Are CD rates fixed? ▼
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD? ▼
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD? ▼
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.
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